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Maria Gurova

Developed world plays waiting game with mobile payments - FT.com - 0 views

www.ft.com/...cb-11e5-9846-de406ccb37f2.html

Economy financial services mobile banking mobile payments Digital vs Physical mobile wallet Emerging Economy Financial Inclusivity Technology

shared by Maria Gurova on 15 Oct 15 - No Cached
  • High-profile mobile money launches by Apple and Samsung may have caught the headlines
  • But it is the developments in payments systems in supposedly less developed nations in Africa and Asia that point the way to the probable future for wider mobile banking.
  • the reality remains that the mobile phone as a means of payment remains relatively niche even in developed markets.
  • ...6 more annotations...
  • But analysts anticipate a further shift as more financial services and greater interactivity are added, which is when mobile payments will become mobile banking.
  • In the UK, for example, just 1 per cent
  • the mobile phone is taking on extra roles as a place to keep money safe and move it around, as well as to acquire other financial services from trusted providers.
  • services are quickly expanding to include loan disbursement, bill payment and micro insurance.
  • In the next few years mobile banking apps will become the predominant means to access all routine banking services, from applying for a loan or overdraft increase to letting the bank know you are moving house
  • So while we are working closely with digital giants such as Apple, Samsung and Google to roll out their payment services, we’re also working with the banks to create their own payment functionality embedded within their existing hugely popular banking apps
  • Maria Gurova on 15 Oct 15
     
    The article is about a shifting consumer behaviour in mobile payments and that it's not driven by developed economies with the established finical systems but rather by the emerging regions, like Africa and Asia 
alexbelov

The Mobile Electorate - 0 views

techcrunch.com/...the-mobile-electorate

Political Social elections

shared by alexbelov on 26 Feb 16 - No Cached
  • This new, mobilized — and mobile-ized — electorate is a force to be reckoned with. As we head into the primaries, the sturdiness of these digital grassroots will be tested to their limit. Some of the most vocal campaigners in this race have never attended a rally, or even voted before. They’ve contributed every piece of their support — from fundraising to partisan point-scoring — via a screen. The significant change since 2012 is the size of that screen.
  • alexbelov on 26 Feb 16
     
    Traditional political campaign budgets are reduced, the candidates' supporters can be reached via the Internet, which is accessed by most of the users from their mobile devices now. The political message delivery system has completely changed. Candidates who use these new channels have a competitive advantage.
al_semenchenko

Hardly Pocket Change: Mobile Gamers Spend An Average Of $87 Dollars On In-app Purchases... - 1 views

intelligence.slice.com/87-dollars-on-in-app-purchases

economy entertainment digital economy mobile gamers Social multimedia Play mobile games

shared by al_semenchenko on 04 Apr 16 - No Cached
  • Slice Intelligence just revealed that people who bought products in mobile video games last year spent an average of $87 dollars on their “free-to-play” games. This redefines how we view hardcore gamers: people who purchase games for traditional consoles and PCs spend only $5 dollars more on average on their gaming entertainment.
  • The mobile game with the largest average in-app spend is Game of War, where players spend, on average, $550
Vladimir Antonov

Project Skybender: Google's secretive 5G internet drone tests revealed | Technology | T... - 0 views

www.theguardian.com/...rnet-spaceport-virgin-galactic

google internet Technology Social Connected World Global Mobility Internet of Everything

shared by Vladimir Antonov on 02 Feb 16 - No Cached
  • Google is testing solar-powered drones at Spaceport America in New Mexico to explore ways to deliver high-speed internet from the air
  • Project SkyBender is using drones to experiment with millimetre-wave radio transmissions, one of the technologies that could underpin next generation 5G wireless internet access
  • High frequency millimetre waves can theoretically transmit gigabits of data every second, up to 40 times more than today’s 4G LTE systems. Google ultimately envisages thousands of high altitude “self-flying aircraft” delivering internet access around the world.
  • ...5 more annotations...
  • “The huge advantage of millimetre wave is access to new spectrum because the existing cellphone spectrum is overcrowded. It’s packed and there’s nowhere else to go,” says Jacques Rudell
  • However, millimetre wave transmissions have a much shorter range than mobile phone signals. A broadcast at 28GHz, the frequency Google is testing at Spaceport America, would fade out in around a tenth the distance of a 4G phone signal. To get millimetre wave working from a high-flying drone, Google needs to experiment with focused transmissions from a so-called phased array. “This is very difficult, very complex and burns a lot of power,” Rudell says
  • The SkyBender system is being tested with an “optionally piloted” aircraft called Centaur as well as solar-powered drones made by Google Titan, a division formed when Google acquired New Mexico startup Titan Aerospace in 2014. Titan built high-altitude solar-powered drones with wingspans of up to 50 metres
  • Project SkyBender is part of the little-known Google Access team, which also includes Project Loon, a plan to deliver wireless internet using unpowered balloons floating through the stratosphere.
  • In 2014, Darpa, the research arm of the US military, announced a program called Mobile Hotspots to make a fleet of drones that could provide one gigabit per second communications for troops operating in remote areas.
  • Vladimir Antonov on 02 Feb 16
     
    Could this be a next gen. technology that would bring hi-speed internet access literally to every place in the world?
alexbelov

Bank layoffs are coming due to Uberisation of the industry - Business Insider - 2 views

uk.businessinsider.com/bank-layoffs-are-coming-2016-3

Social economy banking automation bank layoffs

shared by alexbelov on 01 Apr 16 - No Cached
  • Banks are quickly approaching their "automation tipping point," and they could soon reduce headcount by as much as 30%.
  • "Banks' Uber moment will mean a disintermediation of bank branches rather than the banks themselves
  • it will mean the shift to mobile distribution being the main channel of interaction between customers and the bank
  • ...2 more annotations...
  • The job cuts Citi is describing would add up to more than 1.8 million job losses from current levels in the banking sector in the US and Europe over the next 10 years.
  • As more transactions are automated and done on a mobile phone, we believe there will be a rebalancing of staff from transaction-based roles to advisory-based roles
  • alexbelov on 01 Apr 16
     
    Clients do transactions using their mobile phones now which allows banks to massively reduce their staff.
Oleg Batluk

Half Of Teens Are Addicted To Their Mobile Device: How To Tell If Your Child Suffers Fr... - 0 views

www.techtimes.com/...-from-smartphone-addiction.htm

CIS social digital zombie digital detox iStuck

shared by Oleg Batluk on 01 Jun 16 - No Cached
  • A poll has found that half of U.S. teens report feeling heavily dependent on their mobile devices, while more than half of parents know about such addiction of their teens
  • multitasking can harm learning and performance
  • increasing desire to “up” one’s smartphone dose
  • ...2 more annotations...
  • Other common signs include neglecting spending time with family and friends, changes in sleep patterns (artificial light from phones damage sleep hormone signals), foregoing healthy activities such as walking and socializing, difficulties relating to other kids and people, stress on fingers and the body and behavioral issues such as delinquency.
  • digital detox specialist
Maria Gurova

Facebook will give video makers a cut - 0 views

www.cnbc.com/...l-give-video-makers-a-cut.html

Technology Facebook video content Immersive Entertainment Social Media content consumption content snacking micro-moments news platforms UGC Maker Movement

shared by Maria Gurova on 01 Dec 15 - No Cached
  • "There's a certain class of content which is only going to come onto Facebook if there's a good way to compensate content owners for that,"
  • "We've recently rolled out the business model for this. We'll give a revenue share on a portion of the views to content owners
  • To grasp the scope of change unraveling in content creation, which is increasingly fragmented, consider all the mobile apps on your smartphone.
  • ...10 more annotations...
  • Studies consistently show users thumb through only a handful of apps on a regular basis
  • This is why tech bellwethers — from social media platforms such as Facebook to traditional hardware companies like Apple — are churning out news products, designed to court and engage audiences to their brand-ecosystems.
  • Facebook plans to announce the launch of Notify, a standalone news app, the Financial Times reports. Featured content will come from media partners including Vogue, The Washington Post and CBS.
  • Professional content already is splintered across content creators and technology platforms
  • Apple News, for iOS 9. The mobile app aggregates news from a wide range of sources into a mobile-friendly format,
  • Twitter Moments is a feature on Twitter that links tweets in a traditional story format, from beginning to end.
  • Snapchat has been partnering with publishers for Snapchat Discover. The app, widely popular with millennials, includes a "Discover" feature that showcases stories from publishers including Vice, People, CNN and National Geographic
  • For example, with instant articles Facebook directly hosts outside publishers' articles on its social network — and Facebook pockets the traffic
  • Facebook on Wednesday also said its daily video views have reached 8 billion, though some tech analsyts including Pfeiffer wonder if a single view is measured by only a few seconds on an autoplay setting.
  • Facebook in fact is testing its own, site-specific video hub, as Re/code has reported.
  • Maria Gurova on 01 Dec 15
     
    social media is rapidly moving towards serving as a one-stop destination for all consumer media needs 
Ekaterina Nurieva

Savvy kids of the mobile generation - 3 views

http://www.news.com.au/technology/savvy-kids-of-the-mobile-generation/story-e6frfro0-1226583847158

social

started by Ekaterina Nurieva on 05 Aug 13 no follow-up yet
Maria Gurova

Instagram Testing 3D Touch Ads - 1 views

www.fastcompany.com/...instagram-testing-3d-touch-ads

Technology social media e-commerce Instagram mobile advertising micro-moments Shop Now ADD instant shopping Market Access vs Ownership Consumerism 2.0

shared by Maria Gurova on 10 Nov 15 - No Cached
  • says the move by Instagram is part of an ongoing initiative to add more e-commerce features to the platform, as well as more ways to display and interact with products
  • "Mobile commerce is definitely a space we are looking at closely.
  • Instagram has become increasingly more interested in advertising and has deployed a variety of new products and ad formats for advertisers.
  • Maria Gurova on 10 Nov 15
     
    Instagram is testing tools that might make it the e-comemerce platform of the future
Maria Gurova

8 Unexpected Ways Technology Will Change The World By 2020 | Co.Exist | ideas + impact - 3 views

www.fastcoexist.com/...-will-change-the-world-by-2020

Technology Political social predict the future health education internet of things devices

shared by Maria Gurova on 17 Jan 14 - No Cached
  • NEW EDUCATION MODELS
  • education will become an "on-demand service" where people "pull down a module of learning" when they need it.
  • "School kids will learn from short bite-sized modules, and gamification practices will be incorporated in schools
  • ...8 more annotations...
  • Making will go mainstream
  • not just with the creative class, but with people who would never consider themselves to be traditionally 'creative'--opening up a whole population of pragmatists who now make extremely useful 'artwork'
  • In the past, innovative products flowed from rich countries to poor countries. By 2020, the pipeline may start flipping
  • Africa embraces technology to solve health and education challenges, it may start exporting its models elsewhere
  • By 2020, mobile money will have spread throughout Africa, enabling some of the 2 billion people without access to financial services to come into the formal system.
  • dark imaginings: The end of privacy and the continued rise of surveillance. The personalization of everything and the end of serendipity. Dependence on devices. Loss of human autonomy in the face of artificial intelligence.
  • Machines
  • running our lives to a very large degree...
  • Maria Gurova on 17 Jan 14
     
    Many of things we've already discussed
Anna Dubinina

Charging your phone from your jacket - 0 views

feedly.com/...latest

CIS science technology mobility electricity Social

shared by Anna Dubinina on 18 Mar 16 - No Cached
  • of GPS Smart Soles. This is exactly what you think they are -- insoles for your shoes that are GPS-enabled so that you can “keep connected to who matters most.”
  • They were specifically designed for:Seniors suffering from Alzheimer’s/dementiaTeens and young adults with autismAthletes and veterans with traumatic brain injury (TBI)Anyone who could potentially wander off and require oversight
  • This is just the beginning. Solar power is the most immediate, efficient green technology option, and your clothes will continue to get "smarter" and serve more functional purposes.
  • ...3 more annotations...
  • It's not available yet. But scientists are working on textile-based nanotechnology that uses friction to convert mechanical energy from body movements into electricity
  • And before any of my devices demand to be recharged, I can plug them into my solar-powered jacket to recharge them while I'm on the go
  • Innovative companies such as Evolution Wear have come up with a clever way to keep mobile devices charged, using solar panels integrated into the user's jacket
Maria Gurova

National Study: Mobile Devices Are Changing Parenting, Childhood, And Family Values - F... - 0 views

www.forbes.com/...ng-childhood-and-family-values

Technology Social KE learning entertainment parenting

shared by Maria Gurova on 31 Jul 13 - No Cached
  • Maria Gurova on 31 Jul 13
     
    how parenting becomes easy with all of the technology available 
evgeny lavrov

Google's Got a Plan to Make the Mobile Web Less Slow | WIRED - 0 views

www.wired.com/...plan-make-mobile-web-less-slow

Global Technology Society Content Internet

shared by evgeny lavrov on 07 Oct 15 - No Cached
  • it’s clear that in the future, tech companies—not publishers—will be the chief distributors of the news we consume.
  • Google’s AMP
  • is a continuation of that trend
  • ...7 more annotations...
  • AMP aims to ensure that web content loads just as instantly, and looks just as sleek as it would in a native app.
  • This is about making sure the World Wide Web is not the World Wide Wait
  • The hope, among publishers, is that faster, cleaner content on the web will drive engagement. Attention spans on the web are short, after all, and there are plenty of other articles to read.
  • Google is opening this format to all publishers
  • It will also be interesting to see how Facebook responds to the news
  • While Facebook is onboarding publishers one by one
  • But now, more than ever, these platforms are not only determining what news matters to us, they’re determining the best way to present and publish it, as well
Oleg Batluk

Most preschoolers use tablets, smartphones daily - WDAM-TV 7-News, Weather, Sports-Hatt... - 2 views

www.wdam.com/...-use-tablets-smartphones-daily

digital babysitting digital natives infants mobile customisation consumer fragmentation digital divide new skill set new market diversity fragmented target audience

shared by Oleg Batluk on 02 Nov 15 - No Cached
  • The study of 350 children in a low-income, minority community suggests that an income-based "digital divide" is shrinking.
  • some parents might be using technology as a surrogate babysitter.
  • The older the children were, the more likely they were to have their own technology.
  • ...1 more annotation...
  • one-quarter of 2-year-olds needed no help using a smartphone or tablet, the findings showed.
  • Oleg Batluk on 02 Nov 15
     
    Mobile technologies are getting close to infant ages though might be dangerous as surrogate babysitting. 
zolotarev

What Does the Gaming Landscape Look Like for Marketers? - 0 views

www.emarketer.com/...and-how-can-marketers-level-up

entertainment gaming

shared by zolotarev on 17 Apr 19 - No Cached
  • zolotarev on 17 Apr 19
     
    Gaming has gone mainstream, with 86% of internet users worldwide noting that they have gamed on at least one device within the past month. That figure climbed to 92% among those ages 16 to 24 Boosted by global smartphone ownership, mobile has become the most popular channel for gaming
isoldatenkova

Google is adding AR features to Search and Maps - Business Insider - Business Insider - 1 views

www.businessinsider.com/d-maps-business-insider-2019-5

Technology google advertising AR

shared by isoldatenkova on 13 May 19 - No Cached
  • At Google's annual I/O developer conference, the company announced a number of new AR features that will be integrated into its core mobile offerings — Search and Maps.
  • Google Maps' newly announced AR feature will leverage a user's smartphone camera to superimpose walking directions over real-world streets.
  • Business Insider Intelligence expects the number of mobile AR users to near 2.5 billion by 2023, up from 1 billion in 2018.
  • ...1 more annotation...
  • Google could also build out a unique and attractive platform by leaning on the insights it gains from business and consumer users of its AR features. The company could then license this tech to headset manufacturers, opening up another valuable revenue stream.
Olga Bykova

Roam And Wander's TuTu Turns iPhones And iPod Touches Into Cuddly Children's Toys | Tec... - 0 views

techcrunch.com/...roam-wander-kickstarter

ipod toys

shared by Olga Bykova on 01 Jul 13 - No Cached
  • The TuTu app and toy set was designed by Roam & Wander founder Jason Warren to give children growing up in the digital age a more engaging and tactile way of interacting with mobile devices.
alexbelov

Google's answer to Amazon's Echo is code-named 'Chirp' and is landing soon - Recode - 0 views

www.recode.net/...google-chirp-amazon-echo-rival

voice assistant ai google amazon nest technology

shared by alexbelov on 12 May 16 - No Cached
  • A product team at Google is working on a hardware device that would integrate Google's search and voice assistant technology, akin to the Amazon Echo
  • a portable speaker with voice assistant tech
  • voice search and intelligent personal assistance will occupy center stage at the company's splash show
  • ...1 more annotation...
  • And Echo is collecting the type of data — what consumers search for, listen to and buy, and how they talk to machines — that Google loves. Amazon has long been considered a big threat to Google's core business as web and mobile app users go to the online retailer for product searches.
  • alexbelov on 12 May 16
     
    Google is working on an intelligent voice assistant device for home.
Olga Bykova

The 5-Step Uber Playbook That Will Disrupt The On-Demand Economy | TechCrunch - 1 views

techcrunch.com/...-disrupt-the-on-demand-economy

CIS Technology Social On-demand ADD

shared by Olga Bykova on 20 Oct 15 - No Cached
  • the ODE efficiently mobilizes supply chains and workforces while enabling collaboration and asset sharing. Uber harnesses the supply effortlessly because their workforce is essentially any person with a smartphone and a car. Sharing and access by phone is nothing new, but Uber was one of the first to apply it to the ODE in a massive scale.
  • One-Click Interface
  • While the one-click interface creates a compelling user experience, the optimized value chain is what makes the user stick around in the long term
  • ...1 more annotation...
  • Simplifying (the push of a button gets you a ride or lunch delivery) Speed (time reduction from order to delivery) Trust (reliable customers, reliable delivery)
  • Olga Bykova on 20 Oct 15
     
    A frontrunner in the on-demand economy (ODE)
Maria Gurova

Driverless cars, pilotless planes … will there be jobs left for a human being... - 3 views

www.guardian.co.uk/...rs-pilotless-planes-jobs-human

robotics Technology Social KE CIS employment expertise jobs big data wicked issues wellbeing

shared by Maria Gurova on 13 Jun 13 - No Cached
  • From staff-free ticket offices to students who can learn online, it seems there is no corner of economic life in which people are not being replaced by machines.
  • One of the reasons Google is investing so much is that whoever owns the communications system for driverless cars will own the 21st century's equivalent of the telephone network or money clearing system: this will be a licence to print money.
  • The only new jobs will be in the design and marketing of the cars, and in writing the computer software that will allow them to navigate their journeys, along with the apps for our mobile phones that will help us to use them better
  • ...7 more annotations...
  • The invention of 3D printing, in which every home or office will be equipped with an in-house printer that can spew out the goods we want – from shoes to pills – anticipates a world of what Summers calls automated "doers". They will do everything for us, eliminating the need for much work.
  • we have come to the end of the great "general purpose technologies" (technologies that transform an entire economy, such as the steam engine, electricity, the car and so on) that changed the world. There are no new transformative technologies to carry us forward, while the old activities are being robotised and automated.
  • The second is in human wellbeing. There will be vast growth in advising, coaching, caring, mentoring, doctoring, nursing, teaching and generally enhancing capabilities.
  • Notwithstanding robotisation and automation, I identify four broad areas in which there will be vast job opportunities.The first is in micro-production
  • The third is in addressing the globe's "wicked issues" . There will be new forms of nutrition and carbon-efficient energy, along with economising with water, to meet the demands of a world population of 9 billion in 2050.
  • And fourthly, digital and big data management will foster whole new industries
  • the truth is, nobody knows. What we do know is that two-thirds of what we consume today was not invented 25 years ago. It will be the same again in a generation's time
  • Maria Gurova on 13 Jun 13
     
    demand for the new expertise may impact not only the school and academic education, but earlier development stages
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