School officials say the strike is illegal and dangerous, but the judge
refused to immediately rule on the city's request to force an end to the
walkout. FULL
STORY
"This extension adds 4 themes to your gallery with more than 400 cliparts dealing with security at work. Better than bitmap, cliparts are vector graphics in ODF format: there is no lost of clarity when magnifying. In Draw, you may modify them or retrieve some parts to build your own signs"
"Teachers need to know how to facilitate a different kind of learning environment that is flexible, personal, and creative. Personalized learning means that learners own and drive their learning not the technology using algorithms based on performance that controls learning. Learners need to learn how to think on their own. This will not happen if adaptive learning systems control how and what they learn."
There is yet another advantage ETFs have over mutual funds
and that is their tax benefit
However, unlike mutual funds, ETFs do not sell stocks to pay for redemptions
As people withdraw their money from a mutual fund, the mutual fund must sell securities to cover those redemptions. So, every time the mutual fund sells a stock, you have to pay capital gains tax on it.
This being the case, the capital gains that you must pay on an ETF are much less than that of a mutual fund because of the lack of capital gains.
Danger, Will Robinson!
However, be careful not to confuse
an ETF
ith an Indexed Mutual Fund
Indexed Mutual Funds are mutual funds provided by a mutual fund company
But, just like any other mutual fund, you have to pay fees
Vanguard will charge you managerial fees to set up and manage the fund.
The ETF's Potential Disadvantage
they do have a potential drawback
What it really depends upon is how much you are going to invest and how frequently you are going to invest.
If you're only going to invest $200 a month in an ETF, the $20 commission results in an immediate 10% loss,
Just something to think about before you jump into ETFs.
His business plan: create an antivirus program
and give it away on bulletin boards. McAfee didn't expect
users to pay. His real aim was to get them to think the software
was so necessary that they would install it on their computers
at work. They did. Within five years, half of the Fortune
100 companies were running it, and they felt compelled to pay
a licence fee. By 1990, McAfee was making $5 million (£3.2 million)
a year with few overheads and little investment.
His success was due in part to his ability to spread his own
paranoia, the fear that there was always somebody about to
attack.
If you doubt that we live in a winner-take-all economy and that education is the trump card, consider the vast amounts the affluent spend to teach their offspring.
This power spending on the children of the economic elite is usually — and rightly — cited as further evidence of the dangers of rising income inequality.
But it may be that the less lavishly educated children lower down the income distribution aren’t the only losers. Being groomed for the winner-take-all economy starting in nursery school turns out to exact a toll on the children at the top, too.
There is a lively debate among politicians and professors about whether the economy is becoming more polarized and about the importance of education. Dismissing the value of a college education is one of the more popular clever-sounding contrarian ideas of the moment. And there are still a few die-hards who play down the social significance of rising income inequality.
When you translate these abstract arguments into the practical choices we make in our personal lives, however, the intellectual disagreements melt away. We are all spending a lot more money to educate our kids, and the richest have stepped up their spending more than everyone else.
spending on children grew over the past four decades and that it became more unequal. “Our findings also show that investment grew more unequal over the study period: parents near the top of the income distribution spent more in real dollars near the end of the 2000s than in the early 1970s, and the gap in spending between rich and poor grew.”
But it turns out that the children being primed for that race to the top from preschool onward aren’t in such great shape, either.
“What we are finding again and again, in upper-middle-class school districts, is the proportion who are struggling are significantly higher than in normative samples,” she said. “Upper-middle-class kids are an at-risk group.”
troubled rich kids. “I was looking for a comparison group for the inner-city kids,” Dr. Luthar told me. “And we happened to find that substance use, depression and anxiety, particularly among the girls, were much higher than among inner-city kids.”
“I Can, Therefore I Must: Fragility in the Upper Middle Class,” and it describes a world in which the opportunities, and therefore the demands, for upper-middle-class children are infinite.
“It is an endless cycle, starting from kindergarten,” Dr. Luthar said. “The difficulty is that you have these enrichment activities. It is almost as if, if you have the opportunity, you must avail yourself of it. The pressure is enormous.”
these parents and children are responding rationally to a hyper-competitive world economy.
“When we talk to youngsters now, when they set goals for themselves, they want to match up to at least what their parents have achieved, and that is harder to do.”
we live in individualistic democracies whose credo is that anyone can be a winner if she tries. But we are also subject to increasingly fierce winner-take-all forces, which means the winners’ circle is ever smaller, and the value of winning is ever higher.
The promise of the Common Core is dying and teaching and learning are being distorted. The well that should sustain the Core has been poisoned.
Whether or not learning the word ‘commission’ is appropriate for second graders could be debated—I personally think it is a bit over the top. What is of deeper concern, however, is that during a time when 7 year olds should be listening to and making music, they are instead taking a vocabulary quiz.
Real learning occurs in the mind of the learner when she makes connections with prior learning, makes meaning, and retains that knowledge in order to create additional meaning from new information. In short, with tests we see traces of learning, not learning itself.
Teachers are engaged in practices like these because they are pressured and afraid, not because they think the assessments are educationally sound. Their principals are pressured and nervous about their own scores and the school’s scores. Guaranteed, every child in the class feels that pressure and trepidation as well.
I am troubled that a company that has a multi-million dollar contract to create tests for the state should also be able to profit from producing test prep materials. I am even more deeply troubled that this wonderful little girl, whom I have known since she was born, is being subject to this distortion of what her primary education should be.
The Common Core places an extraordinary emphasis on vocabulary development
Parents can expect that the other three will be neglected as teachers frantically try to prepare students for the difficult and high-stakes tests.
They see data, not children.
Data should be used as a strategy for improvement, not for accountability
A fool with a tool is still a fool. A fool with a powerful tool is a dangerous fool.
The life lessons learned through sport transcend the athletic experience. The True Sport Awards program offers FREE curriculums, resources, and the opportunity to receive program funding for high-impact programs that teach young people ethical decision-making skills, integrity, body type & body image differences, healthy lifestyle nutrition, smart consumerism around dietary supplements, and the dangers of performance-enhancing substances.
Wow... so much potential danger here. In America, we have successfully removed most all danger from any kind of learning. It's sanitized... and boring.