This article demonstrates that there are substantial costs to employers caused by the stresses associated with poor personal financial behaviors of employees. Approximately 15% of workers in the United States are currently experiencing stress from poor financial behaviors to the extent that it negatively impacts their productivity.
The Negative Impact of Employee Poor Personal Financial Behaviors on Employers
The Negative Impact of Employee Poor Personal Financial Behaviors on Employers
Author: E. Thomas Garman, Irene E. Leech and John E. Grable
This article demonstrates that there are substantial costs to employers caused by the stresses associated with poor personal financial behaviors of employees. Approximately 15% of workers in the United States are currently experiencing stress from poor financial behaviors to the extent that it negatively impacts their productivity. The proportion of workers experiencing financial problems that negatively impact productivity for a single employer could range as high as 40 to 50% depending upon certain factors. The costs of reduced employee productivity because of poor personal financial behaviors are substantial. The full extent of the costs to employers is unknown. Key Words: absenteeism, employee assistance program, employee productivity, personal financial behavior, stress, substance abuse
We have dealt with 9 Buzzard in the past 5 years and all of them have had fractures and internal injuries which had caused them to need putting to sleep. We have even transported them to other rescue centre elsewhere in the country for specialist veterinary advice and support, but they have all had to be put to sleep. This has been quite disheartening
We have dealt with 9 Buzzard in the past 5 years and all of them have had fractures and internal injuries which had caused them to need putting to sleep. We have even transported them to other rescue centre elsewhere in the country for specialist veterinary advice and support, but they have all had to be put to sleep. This has been quite disheartening
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Doodle without google - shows how arts can be involed in story telling. Does your cause want to highlight isolation? obstacles? - how can you put art to work for you to tell your service user stories?
appealing to values has a direct connection to the emotive part of the brain - hence where neuro-economics and behavioural economics comes in ;-)
Consumers
wants more. They desire a cause behind a brand, reason why beyond product attributes. They look for
products that exercise responsibility within society.
"The campaign, entitled "be stupid", was devised in collaboration with Diesel's creative team, and encompasses press, outdoor, digital and viral activity.
The online film aims to recruit people with a creative cause who will then be selected to appear in an online music video, due to be shot in February."
check out min 2.15 of the show trail video: word used? isnpiration! B that inspiration with the power of video. How would you use it? remove barriers, harness life-lknowledge, motivate, create a cause, what?
..."If, as I have been arguing, stigma is a cause of stress, then stigma as a way of life will turn out to be a cause of ill health. And the effect will be a direct consequence of stigma itself, not an indirect result of it. In other words, it will turn out that people on the bottom of spociety's hierarchies, who die younger and endure more illneses, will suffer because they pereceive themselves at the bottom - not just becasue they can't afford doctors or good food or safe housing. " - "Us and Them: Understanding your tribal mind" pp 262-263.
There are plenty of other settings, institutins and situations where people can very quickly adapt behaviourally and to play out according to pre-defined roles, rules, conditions and expectations. And even though a negative impact is not the intent, the repercussions are felt and manifested ;-(
..."If, as I have been arguing, stigma is a cause of stress, then stigma as a way of life will turn out to be a cause of ill health. And the effect will be a direct consequence of stigma itself, not an indirect result of it. In other words, it will turn out that people on the bottom of spociety's hierarchies, who die younger and endure more illneses, will suffer because they pereceive themselves at the bottom - not just becasue they can't afford doctors or good food or safe housing. " - "Us and Them: Understanding your tribal mind" pp 262-263.
Other studies have furhtered the impac of sigtma in maths. Females who were exposed to their "inability" in math, prior to performing an un-related test, performed lower on average. Whilst Asian women who were told how "Asians who were good at math & science" performed on average much better with theis type of positive priming, than they did with negative priming in un-related tests. Wow ;-)
New Regional Worklessness Fund for LAA and MAA Areas
13/11/2009
A new funding opportunity will shortly be launched by the SW RIEP Local Economy Programme. A combination of funding from the
Department of Work and Pensions (DWP) and SW RIEP will be used to assist local authorities and their partners as they work to alleviate worklessness and deliver their worklessness related LAA and MAA targets.
The funding will be used in two ways:
* each LAA or MAA area will be invited to submit a proposal to draw down funding to support projects addressing the causes and effects of worklessness in their area
* Regional Worklessness Network will be established to supplement the individual project proposals from local authorities
The worst is yet to come
Charities are still surfing the wave of the boom years of economic growth. But new figures show that the recession will soon hit hardest those who are reliant on sales and contracts for income,
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Money worries are a significant cause of worry, anxiety and stress according to GP and leading mental health expert, Dr Roger Henderson, who today publishes a paper identifying the condition Money Sickness Syndrome (MSS). Almost half (43%) of the UK adult population is affected by money worries and have experienced MSS symptoms,
This nicely links to some of the fab work Campaign for Learning has done with the BBC Raw Money: http://www.bbc.co.uk/raw/money/
I was privileged to form part of a team at Campaign for Learning in developing some recent workshops for the trainers. What fab work does campaign for learning do?
http://www.campaign-for-learning.org.uk/cfl/index.asp