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Hedy Lowenheim

How Do I Invest? | Beginning Investing - 4 views

www.fool.com/...how-do-i-invest.aspx

Module 4 assignment

shared by Hedy Lowenheim on 31 Jul 13 - Cached
  • What is investing?Any time you invest, you're devoting your own time, resources, or effort to achieve a greater goal. You can invest your weekends in a good cause, invest your intelligence in your job, or invest your time in a relationship. Just as you undertake each of these expecting good results, you invest your money in a stock, bond, or mutual fund because you think its value will appreciate over time.
    • Hedy Lowenheim
      Hedy Lowenheim on 31 Jul 13
       
      Very useful site for my course in personal finance. The site explains personal finance in very simple terms. Most anyone should be able to relate to how the information on investing is presented. Great information on topics such as investing, goal setting, active and passive management, etc., that correspond to many of my course's learning objectives.
  • Planning and setting goalsInvesting is like a long car trip: A lot of planning goes into it. Before you start, you've got to ask yourself: Where are you going? (What are your financial goals?) How long is the trip? (What is your investing "time horizon"?) What should you pack? (What type of investments will you make?) How much gas will you need? (How much money will you need to reach your goals? How much can you devote to a regular investing plan?) Will you need to stop along the way? (Do you have short-term financial needs?) How long do you plan on staying? (Will you need to live off the investment in later years?
    • Hedy Lowenheim
      Hedy Lowenheim on 31 Jul 13
       
      The car trip analogy that the authors use in this article for planning & setting personal financial goals, is something everyone can relate to. This gave me some excellent ideas that will definitely be of use to me in my course since financial goal planning is another one of my learning objectives. I felt that the car trip analogy used on the site will assist with understanding the planning that goes into creating medium and short term goals was brilliant, and something everyone should be able to relate to. Creating medium and short term goals are also learning objectives in my course, (module 3). It should be an excellent way to engage students, since most everyone travels and has to put energy into planning out their trips, for example what to bring on the trip, how long it will take, how many stops there will be along the way, etc.
    • Hedy Lowenheim
      Hedy Lowenheim on 31 Jul 13
       
      Another one of my learning objectives is understanding cash management and cash flow and having the students understand how important it is to save, and put that money to work. Site has some very useful examples on how to save and put away money automatically in a disciplined fashion.
  • Active and passive strategiesThe two main methods of investing in stocks are called active and passive management, and the difference between them has nothing to do with how much time you spend on the couch (or the exercise bike). Active investors (or their brokers or fund managers) pick their own stocks, bonds, and other investments. Passive investors let their holdings follow an index created by some third party.
  • ...1 more annotation...
    • Hedy Lowenheim
      Hedy Lowenheim on 31 Jul 13
       
      Another one of my learning objectives is understanding the difference between active and passive management. This site will definitely be helpful in refining some of the learning objectives in my course. It might also be a good site to post a link to for more information on specific person investing topics.
    • alexandra m. pickett
      alexandra m. pickett on 31 Jul 13
       
      how will you use this resource in your course, Hedy?
    • Hedy Lowenheim
      Hedy Lowenheim on 31 Jul 13
       
      Alex I plan on using this Motley Fools web site which focuses on investment basics since the personal investing terms and strategies are presented very clearly, simply and with humor and relate directly to learning objectives in my modules; such as active and passive strategies in relation to investing (module 6), cash management/cash flow (module 2), and short and medium goal planning (module 3). The site will be an excellent resource for the students. This will also introduce them to the Motley Fool web site which should be helpful to them throughout the course and afterward. I felt that the car trip analogy used on the site to help understand the planning that goes into creating medium and short term goals was brilliant and something everyone should be able to relate to. Creating medium and short term goals are also learning objectives in my course, (module 3). It should be an excellent way to engage students, since most everyone travels and has to put energy into planning out their trips, for example things like what to take on the trip, how long it will take, how many stops there will be along the way, etc. I added some comments under the highlighted areas in Diigo with sticky notes (you should also be able to view them on the site) that reference a few of my learning objectives. By the way, I did find some useful sites on Merlot & OER, but many of linked to PDF files. A link on Merlot led me to the Motley Fools web site. I hope this helps! Hedy
    • alexandra m. pickett
      alexandra m. pickett on 31 Jul 13
       
      this looks great Hedy! thanks! not sure what you meant by the comment about pdfs. you should be able bookmark pdfs... : )
    • Hedy Lowenheim
      Hedy Lowenheim on 01 Aug 13
       
      I am under the impression that you cannot highlight text & create sticky notes in PDFs (just tested again), that was why I was having a hard time finding an acceptable site for the assignment in Merlot, most were PDF files. I guess I could have bookmarked them in Diigo and entered my comments write on the Diigo site instead of on the actual URL. I was thrilled once the Merlot site linked to the Motley Fool site!
    • alexandra m. pickett
      alexandra m. pickett on 01 Aug 13
       
      ahhh. yes, that is true, put you can bookmark the resource, and annotate it on the diigo site - exactly as you describe! just wanted to be sure you knew that : )
    • Hedy Lowenheim
      Hedy Lowenheim on 01 Aug 13
       
      I thought you might have wanted us to do highlighting and sticky notes for the assignment and right from the actual URL site. I must say that in the past 24 hours I have became much more familiar with Diigo, sink or swim, but I still need to work with it. Love the tool! Will we have access to Diigo after the course? Thanks and get some rest!!
    • alexandra m. pickett
      alexandra m. pickett on 01 Aug 13
       
      yes. i want to be sure you can use this tool, so i am glad you persisted!! and i am really glad you love the tool. me too! yes you will have access to this group and this tool beyond the end of the term. that is one of the reasons i use the tool!
    • Hedy Lowenheim
      Hedy Lowenheim on 01 Aug 13
       
      Excellent!! Be great if students continue to use it. Looks like these messages b/t us are not for public viewing. Is that a setting you turned on? I know there is public/pvt setting for sticky notes when you first create one (that's what was giving a bunch of students issues), but I do not see that setting on these notes. Hope this makes sense. Thanks& hope swimming is going well! Hedy
sherrilattimer

DailyTech - Obama Reveals National Wi-Fi Plans, Claims it Will Cut Deficit by $10B USD - 0 views

www.dailytech.com/...article20887.htm

obama broadband internet access

shared by sherrilattimer on 02 Jun 14 - No Cached
  • According to President Obama, $5B USD of the funding will be used to expand wireless coverage from 95 percent of Americans to 98 percent of Americans.  Most of these 3 percent live in impoverished or remote areas that don't make sense for the profit-driven telecoms to come to.  That said, these regions often perform vital functions to our nation's economy like food-growing.
  • According to President Obama, $5B USD of the funding will be used to expand wireless coverage from 95 percent of Americans to 98 percent of Americans.  Most of these 3 percent live in impoverished or remote areas that don't make sense for the profit-driven telecoms to come to.  That said, these regions often perform vital functions to our nation's economy like food-growing.
  • The benefits of the public safety network are obvious.  The government will be able to prevent some of the loss of life and property that occurred in events like Hurricane Katrina.  And the public will be less likely to endure the fear and uncertainty that it did on the infamous 9/11 attacks in 2001.
  • ...7 more annotations...
  • the National broadband plan will be executed over the next 10 years, with much of its success criteria targeting improvements at the five year mark.
  • Under the proposal a "one-time investment" of $5B USD would also be added to the pool.  This investment would go towards expanding rural 4G wireless coverage.
  • Under the proposal a "one-time investment" of $5B USD would also be added to the pool.  This investment would go towards expanding rural 4G wireless coverage.
  • Under the proposal a "one-time investment" of $5B USD would also be added to the pool.  This investment would go towards expanding rural 4G wireless coverage.
  • Under the proposal a "one-time investment" of $5B USD would also be added to the pool.  This investment would go towards expanding rural 4G wireless coverage.
  • Under the proposal a "one-time investment" of $5B USD would also be added to the pool.  This investment would go towards expanding rural 4G wireless coverage.
  • Also, it's hard to argue that the government should take no action to try to expand wireless and broadband availability.  Much like high-speed rail, the U.S.'s competitors are spending to expand this infrastructure, and if the U.S. doesn't keep up, it risks becoming a second-class power.  And the private sector, due its focus on profits, has expressed little interest in preventing this from happening.  So at the end of the day the government has to step in, but the questions are "in what way?" and "how much?"
Hedy Lowenheim

Bogleheads® investment philosophy - Bogleheads - 0 views

www.bogleheads.org/...ds%C2%AE_investment_philosophy

investment philosophy education teaching Learning

shared by Hedy Lowenheim on 02 Aug 13 - No Cached
  • Invest early and often
  • Use index funds when possible
  • Never try to time the market
  • Hedy Lowenheim on 02 Aug 13
     
    This site will be useful for illustrating John Bogle's investment strategies, beliefs, styles, etc. for investing, that I discuss in module 6. Bogle, former chairman of The Vanguard Group, is an extremely interesting person!
alexandra m. pickett

Kenan Institute for Ethics » Institutions in Crisis - 0 views

kenan.ethics.duke.edu/...institutions-in-crisis

economics recession economics-educators financial crisis

shared by alexandra m. pickett on 09 Jul 11 - No Cached
  • reed, Negligence, or System Failure? Credit Rating Agencies and the Financial Crisis (2011) Download Case Study (pdf) Download Teaching Notes (pdf) Credit rating agencies are responsible for rating the credit-worthiness of a wide variety of investment opportunities. While the agencies’ failure (out of greed or negligence) to properly assess the risk of these instruments leading up to the 2008 financial crisis is well-known, this case explores more encompassing systemic factors, including shifts in corporate culture, that led both to agency failures and the global financial crisis. Keywords: credit rating agencies, Moody’s, Standard and Poors, financial crisis, derivatives, subprime mortgaged, conflicts of interest, corporate culture, regulatory oversight, market competition
  • alexandra m. pickett on 09 Jul 11
     
    "reed, Negligence, or System Failure? Credit Rating Agencies and the Financial Crisis (2011) Download Case Study (pdf) Download Teaching Notes (pdf) Credit rating agencies are responsible for rating the credit-worthiness of a wide variety of investment opportunities. While the agencies' failure (out of greed or negligence) to properly assess the risk of these instruments leading up to the 2008 financial crisis is well-known, this case explores more encompassing systemic factors, including shifts in corporate culture, that led both to agency failures and the global financial crisis. Keywords: credit rating agencies, Moody's, Standard and Poors, financial crisis, derivatives, subprime mortgaged, conflicts of interest, corporate culture, regulatory oversight, market competition"
Joy Quah Yien-ling

Malcolm Gladwell: The 10, 000 Hours Rule for Excellence - 0 views

www.youtube.com/watch

Malcolm Gladwell excellence

shared by Joy Quah Yien-ling on 06 Jun 10 - Cached
  • Joy Quah Yien-ling on 06 Jun 10
     
    Malcolm Gladwell talks about the need to create institutions that provide time and support to develop excellence. This has implications for student development, as well as our own professional development. It takes about 10,000 hours of time investment before we develop expertise in an area.
Donna Angley

Best Practices for Online Instructors (revised) - 1 views

web.ebscohost.com.libproxy.albany.edu/...pdfviewer

on-line Education higher education technology teaching

shared by Donna Angley on 11 Jun 11 - No Cached
  • Donna Angley on 11 Jun 11
     
    Online education has become increasingly popular in higher education, which is a trend that will continue as more universities have begun to heavily invest in online teaching due to student demand. While best practices for implementing online instruction are well documented in previous literature, factors identified in this review of literature serve as reminders that should be considered by higher education faculty to enhance the quality of their online courses. Teaching online requires a faculty member to think differently about teaching and learning, learn a host of new technological skills, and engage in ongoing faculty development for design and development of quality online instruction.
sherrilattimer

Google Invests in Satellites to Spread Internet Access - WSJ - 0 views

online.wsj.com/...ead-internet-access-1401666287

shared by sherrilattimer on 03 Jun 14 - No Cached
  • the project will start with 180 small, high-capacity satellites orbiting the earth at lower altitudes than traditional satellites, and then could expand.
  • "Wired connectivity only goes so far and wireless cellular networks reach small areas. Satellites can gain much broader access."
  • If Google succeeds, it "could amount to a sea change in the way people will get access to the Internet, from the Third World to even some suburban areas of the U.S.," said Jeremy Rose of Comsys, a London-based satellite consulting firm.
    • sherrilattimer
      sherrilattimer on 03 Jun 14
       
      We often forget about rural areas when considering limitations to access.
Danielle Melia

Folksonomy - New York Times - 0 views

www.nytimes.com/...11ideas1-21.html

online technology web2.0

shared by Danielle Melia on 03 Jun 12 - Cached
  • Danielle Melia on 03 Jun 12
     
    In 1876, Melvil Dewey devised an elegant method for categorizing the world's books. The Dewey Decimal System divides books into 10 broad subject areas and several hundred sub-areas and then assigns each volume a precise number - for example, 332.6328 for Jim Rodgers's investment guide, "Hot Commodities."
Hedy Lowenheim

Women and Wealth » Insights » Capital Acumen Online - 1 views

www.ustrust.com/...women-and-wealth.html

investment wealth

shared by Hedy Lowenheim on 03 Aug 13 - No Cached
  • A GROWING ECONOMIC FORCE The statistics are telling. Today, women account for nearly half of the overall labor force (compared with just over 38% in 1970).1 More than 10 million businesses, or 30% of all privately held firms, are owned by women.2 Women are also managers and senior business leaders; in fact, more than 43% of women are in management roles and 24% are in senior leadership positions. They constitute more than a third of all physicians and surgeons, and nearly a third of attorneys.3
  • Hedy Lowenheim on 03 Aug 13
     
    Excellent statistics for my divorce/widowhood module. "Widowhood: Many married women will outlive their spouses. On average, women live seven years longer than their male counterparts, and women aged 65 and over are three times as likely as men of the same age to lose a spouse (44% compared with 14%).
Heather Kurto

Inquiry: Learning from the Past with an Eye on the Future | Bonnstetter | Electronic Jo... - 0 views

www.scholarlyexchange.org/...5362

inquiry learning

shared by Heather Kurto on 07 Aug 13 - No Cached
  • I have observed at least three major phases that many teachers go through, or far too often, fail to go through. Phase I might be described by Harry Wong as "Doing what you have been doing, and getting what you have been getting". In other words, Phase I is simply the pre-reform effort phase. Of course, we as educators hope to move teachers to a new vision and this can result in Phase II.
  •     In Phase II, teachers are presented with a new teaching strategy, usually in the context of an afternoon or one day workshop. So armed with this new skill, but little else, they venture back to their classroom to try implementation or worse, write off the whole experience and tell colleagues seated near them that they already do that. What is immediately noticeable for those who at least think about possible implementation, is how these teachers internalize this new strategy and attempt to move it into practice.
  • Phase III is where teachers reflect on 1. what they were doing that worked, and 2. how they might integrate these new ideas into their pre-workshop repertoire of teaching tools.
  • ...2 more annotations...
  •     The sad fact is that we far too often fail to invest either the time or the necessary resources to reach and build Phase III teachers. My personal experience suggests that on average it takes anywhere from three to five years for wide spread single component teacher behavior changes to be firmly implemented among a building faculty and from three to eight years with the same general educational reform agenda to accomplish anything close to systemic change.
  • classroom teachers or teacher educators, we must take the time to reflect on our past efforts and make needed mid-course corrections. Looking for patterns within our reform projects and helping teachers see reform as an evolutionary process and not an either/or response, will help all of us grow as professionals and ultimately improve the education of our children.
lkryder

Collaborative annotation of images | speakingimage - 0 views

www.speakingimage.org

image annotation interactive web2.0 collaboration speakingimage share

shared by lkryder on 10 Jun 14 - No Cached
  • lkryder on 10 Jun 14
     
    An interactive tool for group annotations of images - great for art, maps, anatomy, diagrams and more. Allows embedded wiki pages linked to points within the image, advanced selection and highlighting tools, links to video within the image.
  • lkryder on 10 Jun 14
     
    This is a very robust tool, when it works. Early versions were not capable of handling too many people and the group function broke down. However subsequent communication with the authors of this software revealed they had invested quite a bit of effort in the new beta to overcome some of the early issues. I want to test this for my class.
Sue Rappazzo

ETAP687amp2010: Both videos - 0 views

ualbany.mrooms.net/...discuss.php

shared by Sue Rappazzo on 07 Aug 10 - Cached
  • old school
    • Joan Erickson
      Joan Erickson on 07 Aug 10
       
      I know people like that, too
  • If a student multitasks while doing homework and does well in school are they being challenged enough?
  • being given ideal test taking conditions that will not happen in the real world?
  • ...1 more annotation...
  • every new task that you take on “you dilute your investment in each task
    • Joan Erickson
      Joan Erickson on 08 Aug 10
       
      this has been scientifically obeserved; there is a higher oxygen concentration in the area of that brain that is engaged. The oxygen concentraion does not double when 2 separate areas of the brain are engaged. Each area's oxygen concentration is less than what it would've been in a single-task engagement
    • Sue Rappazzo
      Sue Rappazzo on 08 Aug 10
       
      A useful bit of info!
Jessica Backus-Foster

5. Increasing Time on Task: 7 Principles Collection of TLT Ideas - 0 views

www.tltgroup.org/...5_Time_Task.htm

time on task

shared by Jessica Backus-Foster on 13 Jul 09 - Cached
  • helping communicate to students how much time and energy you and your institution expect them to invest in their work
  • the ability to store work and work-in-process on the school's network
  • ability to send file attachments with email has made it easy for students to send me a draft of their work for feedback at any time.
  • ...15 more annotations...
  • With randomly generated homework problems, immediate feedback, and the opportunity to try again, students view the homework almost like a game with the challenge of getting all the problems correct. As a result, they seem to spend more time than with paper and pencil homework.
  • availability of many research materials on-line and through electronic databases to which libraries subscribe should enable students to access what they need from their homes or their dorms at time which are convenient to them
  • “capturing students’ beer time
  • streaming video versions of all lectures
  • our approach to students is to encourage students to do what works for them (but to be sure to do it!)
  • Access to the Internet has changed research possibilities. Students have access to much more information faster than in the past.
  • Hot links to articles and other readings
  • E-mail messages are quickly replacing the live visit to professors and probably encouraging more students to talk to professors since it is less scary to them to write rather than face professors face to face.
  • Searching for journal articles using electronic bibliographic databases has been a major time saver for students
  • electronic reserves at the library
  • Use of the Calendar in WebCT to promote planning by students. Can also use the Calendar to highlight particular content or web resources to be ready for in-class discussion. Remind students in different media such as in-class and on-line about the expected completion dates for projects. (Virginia Arp, Gannon University)
  • "2 hours outside to 1 hour in class
  • Some may be spending more time because they’re unfamiliar with the medium. Some may be spending more time because instructions for assignments are not well-written for online use Some may be spending more time because they want to: the assignments are more interesting. And so on. Depending on the reasons, “spending more time” may be a) a triumph, b) a problem to be fixed, c) a temporary situation to be endured.
  • Going 'paperless" has saved me much time on task
  • publisher of one of our texts provides a tutorial CD and website as well as online course support
JJ Wagner

Coahoma, Texas, SMART board case study - 0 views

www2.scholastic.com/...article.jsp

SMART board texas case study

shared by JJ Wagner on 11 Jun 11 - No Cached
  • perience with SMART Boards running Notebook software, so I convinced the principal to invest in SMART technology."
  • "We've seen nearly a 10 percent improvement in TAKS pass rates in just two years, as well as an 11 percent increase in math scores on the junior high campus," says Franklin. "These improvements show that the kids are more involved in the learning process. And I believe their increased involvement is directly attributable to the fact that they can interact with the information that is being presented to them on the SMART Boards."
  • "We've seen nearly a 10 percent improvement in TAKS pass rates in just two years, as well as an 11 percent increase in math scores on the junior high campus," says Franklin. "These improvements show that the kids are more involved in the learning process. And I believe their increased involvement is directly attributable to the fact that they can interact with the information that is being presented to them on the SMART Boards."
  • ...1 more annotation...
  • "We've seen nearly a 10 percent improvement in TAKS pass rates in just two years, as well as an 11 percent increase in math scores on the junior high campus," says Franklin. "These improvements show that the kids are more involved in the learning process. And I believe their increased involvement is directly attributable to the fact that they can interact with the information that is being presented to them on the SMART Boards."
  • JJ Wagner on 11 Jun 11
     
    Improvement in state scores by use of SMART boards
Teresa Dobler

Arguing Against the Socratic Method | Psychology Today - 0 views

www.psychologytoday.com/...ng-against-the-socratic-method

shared by Teresa Dobler on 30 Jun 14 - No Cached
  • The problem comes alive for them, not as ‘something René Descartes or John Stuart Mill once said,’ but as a dilemma for them to wrestle with and make choices about.
    • Teresa Dobler
      Teresa Dobler on 30 Jun 14
       
      Socratic Method positive: gets students invested in a moral/realistic dilemma
  • subsequent queries to challenge the user and reveal the flaws in her reasoning
    • Teresa Dobler
      Teresa Dobler on 30 Jun 14
       
      In the traditional socratic format
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