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"The collapse of SVB was the second-largest bank failure in the history of the United States. The largest, Washington Mutual in 2008, took place over the course of eight months. SVB's collapse played out in barely two days. Anxious Twitter posts and WhatsApp exchanges, coupled with the ease of access that online banking provides, are seen by analysts as a serious catalyst for the current crisis. Experts suggest that in the social media age, the psychological behaviour behind a bank run - mass fear from depositors of losing their savings - may be amplified and go viral quicker than bank officers and regulators can successfully respond."

"The specific engineering of ChatGPT has made it quite compelling. But ultimately (at least until it can use outside tools) ChatGPT is "merely" pulling out some "coherent thread of text" from the "statistics of conventional wisdom" that it's accumulated. But it's amazing how human-like the results are. And as I've discussed, this suggests something that's at least scientifically very important: that human language (and the patterns of thinking behind it) are somehow simpler and more "law like" in their structure than we thought. ChatGPT has implicitly discovered it. But we can potentially explicitly expose it, with semantic grammar, computational language, etc."

"The opt-out movement is spreading, with tens of millions of artworks and images excluded in the last few weeks. But following the trail is tricky as images are used by clients in altered forms and opt-out clauses can be hard to find. Many photographers are also reporting that their "style" is being mimicked to produce cheaper work. "As these programs are devised to 'machine learn', at what point can they generate with ease the style of an established professional photographer and displace the need for their human creativity?" says Doran."

"For many years, even TikTok's critics grudgingly admitted that no matter how surveillant and creepy it was, it was really good at guessing what you wanted to see. But TikTok couldn't resist the temptation to show you the things it wants you to see rather than what you want to see. The enshittification has begun, and now it is unlikely to stop."

"No matter how much our computers assure us they're backing everything up to a hard drive in the sky, memory failure remains a hardwired part of our lives. Writers reflect on when a digital loss created an emotional hole - from the college essay that disappeared minutes before the due date to an iPhone update that lost years of photographs."

"The question of why AI generates fake academic papers relates to how large language models work: they are probabilistic, in that they map the probability over sequences of words. As Dr David Smerdon of the University of Queensland puts it: "Given the start of a sentence, it will try to guess the most likely words to come next.""

"A Belgian man recently died by suicide after chatting with an AI chatbot on an app called Chai, Belgian outlet La Libre reported. The incident raises the issue of how businesses and governments can better regulate and mitigate the risks of AI, especially when it comes to mental health. The app's chatbot encouraged the user to kill himself, according to statements by the man's widow and chat logs she supplied to the outlet. When Motherboard tried the app, which runs on a bespoke AI language model based on an open-source GPT-4 alternative that was fine-tuned by Chai, it provided us with different methods of suicide with very little prompting. "

"The technology certainly has its flaws. While the system is theoretically designed not to cross some moral red lines - it's adamant that Hitler was bad - it's not difficult to trick the AI into sharing advice on how to engage in all sorts of evil and nefarious activities, particularly if you tell the chatbot that it's writing fiction. The system, like other AI models, can also say biased and offensive things. As my colleague Sigal Samuel has explained, an earlier version of GPT generated extremely Islamophobic content, and also produced some pretty concerning talking points about the treatment of Uyghur Muslims in China."

"Yet in 2020, Byland had to find out secondhand that the company had abandoned the technology and was on the verge of going bankrupt. While his two-implant system is still working, he doesn't know how long that will be the case. "As long as nothing goes wrong, I'm fine," he says. "But if something does go wrong with it, well, I'm screwed. Because there's no way of getting it fixed.""

"In the future, it may be possible to guard against this kind of photo misuse through technical means. For example, future AI image generators might be required by law to embed invisible watermarks into their outputs so that they can be read later, and people will know they're fakes. But people will need to be able to read the watermarks easily (and be educated on how they work) for that to have any effect. Even so, will it matter if an embarrassing fake photo of a kid shared with an entire school has an invisible watermark? The damage will have already been done."

"But on the downside it has led to a loss of face-to-face contact, which can have negative consequences, particularly when it comes to education. What's more, there are also health impacts to consider. New scientific research indicates that spending large amounts of time in front of the computer, or other devices such as tablets and cell phones, can be harmful to our health. This is largely due to the blue light emitted by electronic devices, which expose us to light-emitting diodes (LEDs)."

"The tool has determined that there is a 99.61% probability this text was generated using OpenAI GPT. Please note that this tool like everything in AI, has a high probability of detecting GPT output, but not 100% as attributed by George E. P. Box "All models are wrong, but some are useful"."

"All of this probably means I should be worried about recent trends in artificial intelligence, which is encroaching on voice-over work in a manner similar to how it threatens the labour of visual artists and writers-both financially and ethically. The creep is only just beginning, with dubbing companies training software to replace human actors and tech companies introducing digital audiobook narration. But AI poses a threat to work opportunities across the board by giving producers the tools to recreate their favourite voices on demand, without the performer's knowledge or consent and without additional compensation. It's clear that AI will transform the arts sector, and the voice-over industry offers an early, unsettling model for what this future may look like."

"Moratoria on dangerous and unpredictable technologies have happened in the past. The UN gained widespread support for a pause on human cloning, for example. The debate now is about cloning human minds rather than bodies, but the question remains: how obvious must the danger become before artificial intelligence is viewed in a similar light?"

"Nelson said it's likely that AI will replace some jobs in Hollywood while also potentially creating more. He pointed to the entrance of computer-editing software, and how that replaced more manual movie-editing jobs and processes. "There are some jobs that might just go away entirely," he said. "There might be some pain, but through it all, I think there's just going to be more opportunities." Media and legal experts also said the use of AI in filmmaking raises several concerns - and the law is still unclear."

"And he emphatically doesn't see the process of building an AI image as dehumanised, or even one in which the human is sidelined. "I don't see it as a threat to creativity. For me, it really is setting me free. All the boundaries I had in the past - material boundaries, budgets - no longer matter. And for the first time in history, the older generation has an advantage, because AI is a knowledge accelerator. Two thirds of the prompts are only good if you have knowledge and skills, when you know how photography works, when you know art history. This is something that a 20-year-old can't do.""

"In combining these factors, we arrive at a civilization built upon a technological infrastructure that we fundamentally cannot understand. The same systems that promise us technological emancipation put the whole of society at risk. I vaguely recall a wise man once saying that only the fool builds his house upon sand. And so, how can a society maintain itself if the stones of its foundation are black boxes? Before we answer this question, let's examine the current state of affairs."

"This text is the AI's mainsource of information about the world as it is being built, and it influences how it responds to users. If it aces the bar exam, for example, it's probably because its training data included thousands of LSAT practice sites. Tech companies have grown secretive about what they feed the AI. So The Washington Post set out to analyze one of these data sets to fully reveal the types of proprietary, personal, and often offensive websites that go into an AI's training data."

"How that effects systems of governance has yet to be fully explored, but there are cautions. "Algorithms are only as good as the data on which they are based, and the problem with current AI is that it was trained on data that was incomplete or unrepresentative and the risk of bias or unfairness is quite substantial," says West. The fairness and equity of algorithms are only as good as the data-programming that underlie them. "For the last few decades we've allowed the tech companies to decide, so we need better guardrails and to make sure the algorithms respect human values," West says. "We need more oversight.""

"The children's safety codes, introduced as part of the Online Safety Act, let Ofcom set new, tight rules for internet companies and how they can interact with children. It calls on services to make their platforms child-safe by default or implement robust age checks to identify children and give them safer versions of the experience. For those sites with age checks, Ofcom will require algorithmic curation to be tweaked to limit the risks to younger users. That would require sites such as Instagram and TikTok to ensure the suggested posts and "for you" pages explicitly take account of the age of children."