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Some situations crop up, when you are not able to pay bills on time, got late for making the repayment, misses the payment and other such defaults that directly affect your credit rating and put it in a negative condition. Not only has this, bad or low credit rating affected virtually every aspect of your life by making it back breaker for you to get credit. To put it simply, bad credit scores can affect several things in your life that listed below for your convenience to understand.

Quickclass eLearning platforms help you engage students and make classroom learning fun. The eLearning industry is climibing the ranks one of the highest-grossing global industries.

Hackety Hack uses the Shoes toolkit to make it really easy and fun to build graphical interfaces. Several lessons and example programs are provided, showing you how to make all kinds of fun things!

No matter how great your products are, they are useless if they do not reach your market. Before you even think of selling to your market, you have to make sure that you can actually deliver what they purchase. This is possible with a multi channel ecommerce software. This software also makes it possible to learn more about your customers.

"But what if we could take all of those bruised and damaged apples and turn them all into "perfect apples" - perfect size, perfect color, perfect crunch when we bite into them, and the perfect sweet juicy flavor and aroma that makes our mouth water every time we think about them. This is the promise of food printer technology as we move from simply printing ink on paper, to 3D printing of parts and objects, to next generation food printers. These aren't the artificial food devices that science fiction movies have been promising. Instead, they are devices with the very real potential for turning real apples into perfect apples. But this is only scratching the surface."

"Of all the initiatives a school can begin, integrating technology may require the most professional development. This is partly because of the equipment, hardware, and software involved and partly because of the shift that a teacher must make in his or her teaching style, technique, and planning process in order to effectively use technology in the classroom. Here are some basic "dos" and "don'ts" for anyone doing tech integration professional development.

Here you will find the fifteen apps we consider to be simply exceptional for both the quality and contextual use of animation for storytelling in an iPad book app for children. None of the apps to make our list of "Top 10 Animated Books for iPad" in 2011 have been included, so please also check out last year's post. So, without further ado, here are our very favorite recommendations for polished, story-enhancing animation in an iPad storybook app:

"Could there be a less expensive Google Glass competitor coming soon? GlassUp aims to give customers an alternative to Google's connected glasses with its own pair of augmented reality specs. Italian company GlassUp was recently added to crowdfunding site Indiegogo and has already raised nearly $25,000 (of its $150,000 goal). Similar to Google Glass, the eyewear works with your smartphone and makes it easy to see emails, text messages, Facebook updates and news right in front of your eyes. Its maker, Gianluigi Tregnaghi, says he created GlassUp two years ago - before Google ever announced its Glass product."

After consideration by district technology coordinator John Haubner and other administrators, and @MessnerEnglish became our class Twitter account. It's essential that the teacher emphasize responsible use by students. Probably the most important piece is close monitoring of students by the teacher.

Good case for securing permission to access Twitter in the classroom with some notes how it should be used.

"Want to be a reporter? Join ABC News journalist Del Irani as she takes behind the scenes of a newsroom and shares rare insights into the skills you need to find and tell the story. Sign up to the Splash newsletter for details of our 90-second news storytelling challenge, where you will tell the story. #ABCSplashLive"

Web Lab is made of up 5 Chrome Experiment installations that bring the extraordinary workings of the internet to life and aims to inspire the world about the possibilities of the web. The installations make up a year-long public exhibition at the Science Museum, London and can be interacted with by anyone, anywhere at chromeweblab.com.

"FETCH! with Ruff Ruffman, is making a movie! Of course, he's in over his head and he needs your help, like, yesterday. In this Augmented Reality, multi-player game, you need to keep up with lunch orders from Ruff's movie crew. The challenge is keeping track of how many pieces of sushi everyone wants."

"Vidora's newly released iPad app actually uses Airplay intelligently, like a natural extension of its video discovery and curation service. Seriously, Vidora's Airplay integration is how I'd imagine Apple TV's UX if Apple wasn't scared of cannibalizing iTunes video sales and started sorting content based on making it easier for users to find things. (Sort of like what would happen in a bizarro world if Woz was calling all the shots at Apple.) Also, Vidora's Airplay integration means you don't have to use the Apple remote, since all navigation happens via your iPad." Pity it is only available in the US Store.

"The web is for everyone so, in essence, this web literacies paper is also for everyone. It is, however, likely to be of particular use and value to educators and academics looking for a reference point and framework to help develop web literacies in themselves and others. When we mention 'we' in this white paper we're talking about not only about Mozilla, but the community of people who believe in Connected Learning, and who believe in learning through making and doing. We're people who believe in the practical application of knowledge through project-based and interest-based learning."

"Textorizer allows you to make pictures formed with text." Excoffizer takes a picture and produces a vector rendition of the picture, made of parallel lines of varying thickness.""

via @e_gran

"This site promotes positive body image and tackles the impact of young people's internalization of idealised media portrayals of beauty and gender stereotypes.  The site has been developed by the Queen Victoria Women's Centre Trust. My image. Your image. The media.  Advertising. Take it apart. Discuss, investigate, unpack. Then make and shape your own. Take control."

Every once and a while something comes along that causes me to wonder: Why isn't everyone using this (or something like it)? I look around college classrooms and libraries I find people using the usual suspects of programs:  MS Word and Pages.  I use Pages too, but it's only really good for the final composition of a paper, and it's a terrible research and note taking tool (it's a word processor, not a note taking tool). I've come to the point where nearly all my studies are done with Evernote.  I know there are are a ton of other programs out there (like Zotero, Scrivener, OneNote etc...) and this is not to say that those aren't good programs (I use Zotero with Amazon.com to make bibliographies super easy - but Zotero's note taking tool feels tacked on), but I just happen to use Evernote, heavily.  If you're a student and you are not using something like Evernote, you are probably missing out on being more productive and doing better work.

By using our Street View technology, Google has a unique opportunity to make world heritage sites available to users across the globe. Street View is a hugely popular feature of Google Maps which is already available in dozens of countries. It allows users to virtually explore and navigate a neighborhood through panoramic street-level images. With advancements in our camera technologies we can now go off the beaten track to photograph some of the most significant places in the world so that anyone, anywhere can explore them.