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Supiano gives us a look at financial literacy programs at universities across the United States. Attracting students to attend the program did not prove difficult, but the problem is, that many sign up, but don't follow through with attending. The program intention is to help students master the basics of budgeting, saving, and not spending beyond their means. College students especially need to understand the implication of irresponsible spending since tuition, fees and housing cost continue to rise. Supiano argues that financial literacy affects student retention, productivity, and mental health. The article also discusses where the responsibility should be for providing financial education. Financial-aid offices aren't equipped to offer an in-depth and broader education in financial literacy but they try. Home continues to be the best place to start the ground work for financial literacy.

This article focuses on the implementation of early financial programs for young children. Financial literacy is a skill which all individuals will need throughout their life. Studies have found that individuals who received financial education in high school reported an increase up to 1.5% in their assets when compared to individuals who did not receive any education. While adding these course is certainly beneficial there are still a number of challenges. There is a cost to create such programs and some school districts are already facing budget problems.

This article is about how the former Justice Sandra Day O'Connor thinks the civics program in the education system should be changed. She talks about creating a web-based program to help teach the kids civics lessons that they will be more interested in. She also talks a little on how the No child left behind act ruined the social studies education for children. This is helpful if you are researching the no child left behind act or anything on civics education.

This involves a program called PictoPal that helps children read. It will help them read and writed. It tells how this program helped the children with their literacy and what this program does.

This article is about a digital learning program called pictopal that was created to help children learn how to read and write. This article talks about the effects of this experiment and whether or not it was successful. It also gives an overview of how the program was initiated to the studetns. This would be a helpful article if you are looking for information on how digital program effects learning.

Using Financial Education Curriculum for Teens Today's American teenagers are regarded as "financially illiterate," and lacking sufficient knowledge of personal finance and an understanding of money. The authors examine the effectiveness of the Money Talks program implemented in several California schools. The Money Talks program was designed to inform students about financial subjects relevant to them. The study proved the program had a positive effect on students by administering a post-test and comparing it with one taken before the course

In "Using A Financial Education Curriculum For Teens" the authors explore the implementation of a financial literacy curriculum in schools. The program called "Money Talks: Should I be Listening?" is an appealing way to help educate teenagers in financial literacy. This article also has extensive research from a company called Jump$tart that proves the effectiveness of the program and financial literacy curriculum.

In 2007, the Oklahoma Legistalure passed a law called "The Passport to Financial Literacy Act" that requires students, beginning in the 7th grade, to demonstarate "financial proficiency in 14 areas" to acheive a high school diploma. Other schools with the help of the National Endowment Fund for Financial Education have incorporated programs to increase the levels of financial literacy among students. Critics of this program state that these prgrams are not helping the overall financial literacy levels of high school students upon completion. It is not plausable to state that these financial programs are useless, because these programs need to work in correcpendence of parents teaching their children good financial habits within their own homes.

There are ways for students to gain financial literacy and this article is mentions plans for student programs to help do this. The article talks about how some finance classes don't help a students understanding of finances, and mentions to have financial literacy it might have to begin in a person's childhood.

The authors Cartledge and Lo explain the discipline problems teacher's deal with in Urban Schools. Many factors influence children in urban school districts to act up in the classroom. They conducted a research program where they selected school H, which consisted of low-income students that were not reaching academic standards. The program recorded the number of disciplinary actions teachers took towards the students. The results showed that more than 50% of students received discipline in one year of teaching, which takes away from their education time. The authors make some significant points, but more can be determined from this study. By looking at the study, people can infer that because of the high disciplinary problems in urban schools that it affects their academics. This can be because of their lives at home and what students go through with their families.

The authors discuss how college students' overreliance on credit cards and accumulated student loans have left many graduates with outstanding debt and poor credit scores. Credit card companies aggressively solicit college students, who are enticed by the power a credit card grants. Upon graduation, students with large sums of debt may find it difficult to find a job or rent property due to poor credit. To counter this surge of irresponsibility, the authors propose colleges create programs to educate students on how to use a credit card responsibly. The problem with creating more programs is universities must spend extra funds to create and maintain such an initiative. The authors fail to propose an early education curriculum for younger children to immerse them in the area of personal finance.

This article talks about civic education in american publics schools and how it is harder to find now. One of the ways the articles talks about changing this is by adding in a service plan. This plan is being created to teach the kids to become better citizens and to help them learn civics. This would be a good reference if you are researching the lack of civics in the education program.

This article is about how emergent literacy has improved early childhood literacy over the past several decades. Its main point is about a 5 step program. The 5 step program is the Clicker 5. the 5 steps in this program are Phonemic Awareness, Word Recognition, Concepts About Print, Alphabetic Principle, and Comprehension. These 5 things help jump start literacy in a early childhood classrom.

Kraus proposes a reform program that will reform low-income Minneapolis schools. Then he observes how urban schools attract low-income students and creates a problem of low achievement in these types of schools. This reform wanted no school to have more than 70% of any racial or minority group. He noticed that students in urban schools have lower test scores, so in order to change this they are implementing transfer programs into suburban schools. Most students showed improvement and to test their improvement the students were assessed. This program may improve academic achievement in some schools, but it does not exactly improve urban schools.

Synder outlines an initiative by CPAs around the country to promote financial literacy and improve Americans' wellbeing. Examples of the programs include a one-day workshop for high school seniors to discuss subjects such as credit cards, owning a home and buying a car. The goal is to bring real world applications to teach students about financial literacy. The programs also aim to help military personnel and their families when a parent is deployed, or a unique situation arises that impacts their finances. The author effectively demonstrates how CPAs across the country are taking action to aid in the development of healthy financial habits. Unfortunately, there is no information regarding the effectiveness of these programs and more information is needed.

This article is about what affects early childhood education. It is a study from Australia. It talks about all the different contexts that influence it. They have a theme of " strong and equal partnerships". The partnerships are stuided at two early childhood programs and one literacy program.

A film on OhioLINK. Why do girls demonstrate greater reading and writing ability than boys? Is the female brain hardwired for faster verbal development? Should men let women do the talking? This program studies language differences between the sexes and explores the possibility that many communication skills are gender-specific. Following two teams of well-educated adults as they undergo a crash course in broadcast journalism, the program documents wide variations between male and female abilities to verbally multitask, and examines distinctions in physical interaction, eye contact, and other behavioral factors. Clinical evidence regarding the significance of testosterone levels is also explored. (45 minutes)

A film on OhioLINK. From the beginning of time, women have had the same thirst for knowledge as men, but were denied access to education. This program looks at the religious attitudes that support these age-old convictions, and examines what the world has lost by excluding women from the intellectual loop. Scriptural scholar Elaine Pagels tells about newly discovered documents suggesting that women were equal to men in early Christianity. Historian Ginette Paris looks at the powerful goddesses of the past who were shunted aside in favor of the submissive image of the Virgin Mary. A Bangladeshi writer faces a death decree for writing about Islam's oppression of women. At Wellesley College and the University of Norway, we visit programs devoted exclusively to women's studies. (47 minutes, color) (cc)

A film on OhioLINK. Helping children to grow and bloom properly also means taking into account their biological rhythms. This program seeks out holistic approaches to education that more scientifically organize the school day and strike a better balance between intellectual and physical development. Educators, psychologists, a geneticist, a philosopher, and others consider topics such as the times of day when students are most ready to learn and the role of play in the developing child. They also question the effectiveness of lectures and take a penetrating look at the video game phenomenon. (53 minutes, color)

In his new book, "Work Hard. Be Nice.", Jay Mathews claims that the Knowledge Is Power Program is the "best" program serving severely disadvantaged, minority-group students in America today.

The National Institute for Literacy serves as a national resource for adult education and literacy programs, coordinates literacy services and policy, and provides leadership for literacy in the United States. The Institute disseminates information on scientifically based reading research pertaining to children, youth, and adults as well as information about development and implementation of classroom reading programs based on the research. A great resource for articles and statistics.

A study to be released today by the Solomon R. Guggenheim Museum [cites] improvements in a range of literacy skills among students who took part in a program in which the Guggenheim sends artists into schools. The study, now in its second year, interviewed hundreds of New York City third graders, some of whom had participated in the Guggenheim program, called Learning Through Art, and others who did not.\n\n