Colletti,Carolyn. "Girls & Money: A Coordinated Approach to Financial Literacy." Independent School 63.1 (Fall2003 2003): 64-65. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH.14 Mar. 2009. .

Colletti discusses the coordinated approach to financial literacy for girls that was started by the National Coalition of Girls' Schools in the U.S. The article stresses the importance for woman and girls to have sound financial literacy for success. Children have an understanding of finance and fairness even at a very young age. Therefore, young children are capable of learning about financial literacy at a very early age. The article also shares results of a financial skills study of teenage girls. Financial literacy education is a tool to help bridge the gap that woman have experienced throughout the ages.

Green, Amy. "Push for financial literacy spreads to schools." Christian Science Monitor 101.70 (09 Mar. 2009): 13-13. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 14 Mar. 2009. http://search.ebscohost.com/login.aspx?direct=true&db=a9h&AN=36874111&site=ehost-live>.

Green shares the story of Roy Kobert and John Ninfo a bankruptcy attorney and bankruptcy judge who both volunteer their time teaching kids the importance of financial literacy. With the economy plummeting out of control both men have decided to be advocates for teaching financial literacy to children and young adults. Both men have seen the devastating effect that financial literacy ignorance has caused on the economy and individuals. They fear that if creditors can lure the youth into debt, our countries youth future is in jeopardy. Their goal is to stop the madness before it starts through education intervention. The article also talks about several different programs promoting financial literacy that have been implemented in different states across the country.

Marie T. "Talking to Children about Money." Clergy Journal 84.9 (Sep. 2008): 15-16. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 14 Mar. 2009. Mar. 2009. .

The author addresses the importance of opening up the lines of communication between parents and their children. Children learn by example and it is important to help children understand the importance of why decisions are made in a household as well as differentiate the difference between want and need. If parents act responsibly with money, their children can learn from their actions. The article encourages parents to teach their children that money is a resource, a gift but not an end to a means. It drives home the fact the money alone does not buy happiness. Cross encourages stewardship and that realization that money is a way to share the benefits of life with people who have less.

Morton, Heather. "Private Efforts To Help Financial Literacy." State Legislatures 33.5 (May 2007): 24-24. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 16 Mar. 2009.

The article focuses on the hard work of some financial institutions to help improve financial education in the U.S. These include money skills, and interative curriculum created by the American Financial Services Association Education Foundation, the Credit Union National Association, together with the National Endowment for Financial Education, and Visa, with the Federal Reserve Bank of Chicago.

Palmer, Kimberly. "The Best Inheritance of All." U.S. News & World Report 144.18 (2008), 70-70. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 14 Mar. 2009.

Palmer discusses the positive impact that her mother's financial advise made on her life. In addition the article also references a study that suggests that Parents that teach their kids about the positive impact that money management can have on their lives can help them made better informed decisions as adults. Many parents lack the knowledge of financial literacy themselves and therefore their children grow up knowing very little about the importance financial literacy. The lack of financial literacy knowledge among the youth has caused unease and has inspired new programs designed to help parents teach their children.

Dugas shares that in 2004 Citigroup donated $200 million, in a 10-year program to help encourage financial literacy. With financial literacy at an all time low, and financial products continuing to be increasingly difficult to understand, their efforts were very timely. Citibank shares in the belief that it is part of the financial industries responsibility to help educate people toward financial literacy. Financial illiteracy is growing and the need to slow it down is urgent. The article also talks about Citigroup's effort to partner with organizations such as Operation Hope, giving back to the community. The commitment is a long-term investment in the community, Citigroup further encouraged their employee's to volunteer in their communities, sharing their expertise in finance which will help encourage financial literacy.

The article focuses on the hard work of some financial institutions to help improve financial education in the U.S. These include money skills, and interative curriculum created by the American Financial Services Association Education Foundation, the Credit Union National Association, together with the National Endowment for Financial Education, and Visa, with the Federal Reserve Bank of Chicago.

The article suggests planning financial literacy programs for students. Furthermore, the author shares with the reader that that there are laws in Oklahoma, Colorado, and other states requiring high school students to show financial literacy in order to graduate. In addition the article shares that Capital One has created branch banks operated by students at several schools as well as the National Endowment for financial education has created a personal finance curriculum that can be integrated into regular school curriculum. Research suggests that personal finance courses have not improved student financial literacy. Lewis Mandell suggest that students should be taught about finance and savings at an earlier age than high school.

An increasingly complex and challenging financial world is facing our nation's youth. Elizabeth Johnson takes a look at the disadvantages that our lower income youth have in regards to financial knowledge and access to learning. Though there has been a rising awareness of the importance of financial literacy among the youth, there needs to be an equal interest in our disadvantaged youth and the access that they are given to improve their financial literacy. The paper addresses building financial capability through learning by doing. It also shares several innovative ideas such as having youth-ran school banking programs. In addition it talks about the successes of Junior Achievement programs addressing economic concepts.

Beverly shares the importance of improving and focusing on the expansion of financial education practices in regards to our countries youth. Students may underestimate the need for financial education. The recommendation for social workers is to encourage the incorporation of financial education in the elementary and middle school curriculums as well as high school. Beverly believes that to ensure universal access, financial education should be a mandate for high schools. The integration of financial education into school curriculums has been recommended by the U.S. Office of Financial Education.

Supiano gives us a look at financial literacy programs at universities across the United States. Attracting students to attend the program did not prove difficult, but the problem is, that many sign up, but don't follow through with attending. The program intention is to help students master the basics of budgeting, saving, and not spending beyond their means. College students especially need to understand the implication of irresponsible spending since tuition, fees and housing cost continue to rise. Supiano argues that financial literacy affects student retention, productivity, and mental health. The article also discusses where the responsibility should be for providing financial education. Financial-aid offices aren't equipped to offer an in-depth and broader education in financial literacy but they try. Home continues to be the best place to start the ground work for financial literacy.

Colletti discusses the coordinated approach to financial literacy for girls that was started by the National Coalition of Girls' Schools in the U.S. The article stresses the importance for woman and girls to have sound financial literacy for success. Children have an understanding of finance and fairness even at a very young age. Therefore, young children are capable of learning about financial literacy at a very early age. The article also shares results of a financial skills study of teenage girls. Financial literacy education is a tool to help bridge the gap that woman have experienced throughout the ages.

Green shares the story of Roy Kobert and John Ninfo a bankruptcy attorney and bankruptcy judge who both volunteer their time teaching kids the importance of financial literacy. With the economy plummeting out of control both men have decided to be advocates for teaching financial literacy to children and young adults. Both men have seen the devastating effect that financial literacy ignorance has caused on the economy and individuals. They fear that if creditors can lure the youth into debt, our countries youth future is in jeopardy. Their goal is to stop the madness before it starts through education intervention. The article also talks about several different programs promoting financial literacy that have been implemented in different states across the country.

The author addresses the importance of opening up the lines of communication between parents and their children. Children learn by example and it is important to help children understand the importance of why decisions are made in a household as well as differentiate the difference between want and need. If parents act responsibly with money, their children can learn from their actions. The article encourages parents to teach their children that money is a resource, a gift but not an end to a means. It drives home the fact the money alone does not buy happiness. Cross encourages stewardship and that realization that money is a way to share the benefits of life with people who have less.

Palmer discusses the positive impact that her mother's financial advise made on her life. In addition the article also references a study that suggests that Parents that teach their kids about the positive impact that money management can have on their lives can help them made better informed decisions as adults. Many parents lack the knowledge of financial literacy themselves and therefore their children grow up knowing very little about the importance financial literacy. The lack of financial literacy knowledge among the youth has caused unease and has inspired new programs designed to help parents teach their children.