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Hazel Sarah Musfelt Hazel Sarah (Perreten) Musfelt, 96, formerly of Rushville, passed away March 29, 2012 at the heritage Nursing Home in Bridgeport. She was a resident of Sheridan County most of her life and also resided in Cherry County for twenty years. The eldest of eight children, Hazel was born December 30, 1915 to the parents of William and Lulu Perreten at the home of her grandmother Sarah Spittler in Hay Springs. She was baptized February 14, 1927 at Clinton with the Rev A.E. Richardson. While at home, Hazel worked in the fields alongside her father and spoke very admirably of him. Growing up she rode her horse four miles to District 14 School and also back and forth to town to take music lessons from Mrs. Roland Fairhead, tying her horse to the hitching post, east of where the bank offices used to be, now the Chamberlain Garage. Later she drove the horse and buggy to pick up the neighbor children and the teacher. In high school her father got her a Model T Ford to go to school during the winter months and recalls she would have to drain the radiator so it wouldn't freeze then got into the boiler room in the school to heat up water before heading back home. After graduating from Rushville High School in 1935, Hazel cooked for the Sandoz Ranches. She married Edward Musfelt, a ranch hand from the Sand Hills. Their union was blessed with one child, daughter Bonnie Mae. They worked at different ranches before Edward went to work at the Dept of Defense at Sidney, Harvard, Alliance and Crawford. They leased the Hanchett Ranch for 16 years in Cherry County on share basis (half calf crop.) She worked side by side with her husband putting up hay; mowing, sweeping, raking and also fixing fences. She also raised 500 chickens, and her cellar was full of canned meat, vegetables, fruits, jellies and she made her own soap. They then ranched south of Eli for 9 years for Stan and Ada Mae Boltz. In 1965, Hazel and Edward purchased and operated the Hills Motel in Gordon for

If you've got a junk email folder full of spam, there's nearly a 10 percent chance it came from a computer in India, the world's new top spam producer. India claimed the unwanted crown from the U.S. in the security firm Sophos' most recent "Dirty Dozen" report of the top spamming countries between January and March. Rounding out the infamous top five are South Korea, which accounts for 8.3 percent of spam, and Indonesia and Russia, both of which distribute 5 percent of the spam clogging up inboxes. Trailing Russia are Italy (4.9 percent ), Brazil (4.3 percent), Poland (3.9 percent), Pakistan (3.3 percent), Vietnam (3.2 percent), Taiwan (2.9 percent) and Peru (2.5 percent). [The 10 Biggest Online Security Myths - And How to Avoid Them] According to Sophos' chief technical officer Graham Cluley, the computers in these high-spamming countries might be sending out their junk messages without the complicity of the computers' actual owners. "The vast majority of spam comes from home computers that have been compromised by hackers, and commandeered into a botnet," Cluley explained. Botnets, short for "robot networks," function like automated zombie armies; infected with a malicious piece of software that puts them under the control of a remote operator, they carry out the orders of the command-and-control server - including sending mass amounts of spam emails - all without the computer owner's knowledge. Cluley said total spam output has actually decreased since the same time period last year. He credited this decline to cybercriminals switching up their approach; they are crafting more targeted email scams, and taking advantage of the massive popularity of social networks like Facebook and, more recently, Pinterest, to do the scam-spreading work for them. Fortunately, whatever country you're in, you can download anti-virus software that can help prevent th

If you've got a junk email folder full of spam, there's nearly a 10 percent chance it came from a computer in India, the world's new top spam producer. India claimed the unwanted crown from the U.S. in the security firm Sophos' most recent "Dirty Dozen" report of the top spamming countries between January and March. Rounding out the infamous top five are South Korea, which accounts for 8.3 percent of spam, and Indonesia and Russia, both of which distribute 5 percent of the spam clogging up inboxes. Trailing Russia are Italy (4.9 percent ), Brazil (4.3 percent), Poland (3.9 percent), Pakistan (3.3 percent), Vietnam (3.2 percent), Taiwan (2.9 percent) and Peru (2.5 percent). [The 10 Biggest Online Security Myths - And How to Avoid Them] According to Sophos' chief technical officer Graham Cluley, the computers in these high-spamming countries might be sending out their junk messages without the complicity of the computers' actual owners. "The vast majority of spam comes from home computers that have been compromised by hackers, and commandeered into a botnet," Cluley explained. Botnets, short for "robot networks," function like automated zombie armies; infected with a malicious piece of software that puts them under the control of a remote operator, they carry out the orders of the command-and-control server - including sending mass amounts of spam emails - all without the computer owner's knowledge. Cluley said total spam output has actually decreased since the same time period last year. He credited this decline to cybercriminals switching up their approach; they are crafting more targeted email scams, and taking advantage of the massive popularity of social networks like Facebook and, more recently, Pinterest, to do the scam-spreading work for them. Fortunately, whatever country you're in, you can download anti-virus software that can help prevent these spam-spewing armies from enlisting

Home for the aged is a general term for a facility that cares for elderly people. It is not a question of where but a question of how. How is home for the aged can do good for our elderly? In a fast phase world like ours, finding time for fun and leisure is hard and finding time for family is harder. Sometimes we are left with no choice. We are forced to leave our elderly family members in a nursing home or more popular as home for the aged. There is always two sides in a story, leaving elderly family member in a caring home has advantages and disadvantages. Number of senior citizens suddenly seemed to multiply since 1950's. In 1900 the average life expectancy was forty-five, by 1950 the average life span was almost seventy years; the population has doubled but the number of people65 and over had quadrupled to become 8% of the total. In 1950's more and more population of "retirees" are supposed to get their pensions. Due to this case, extended families are seemed to be an obligation, where elderly had to stay with their sons, daughters or grandchildren. People then began wondering how to accommodate this burden. They started taking about nursing homes, retirement houses, or apartments where they can leave their elderly. Golden years are supposed to have a positive connotation but now the phrase developed into a different meaning. Instead of the "golden years" being now, I a one's old age golden refers to the good old days. Studies showed that people in developed countries are not only living longer, but also remain healthy for much of their lives, unlike in less developed countries, where the elderly tend to be plagued with serious illnesses. Causing them to live longer which means government has to support them because they are already retirees. In order to support them, one must work and working means no one to take care of the elderly. Elderly has a special healthcare although facilities like home for the aged are design

When you are traveling around the world these days there is a lot you need to be concerned with. International travel health Insurance is one of them. When you travel internationally you never know what can happen to you, but you need to prepare for the unexpected. If your health insurance does cover international care, then it may have a time limit. Thirty days is a common limit on care for international travel health insurance. Again, you want to make sure on this because if you get special insurance for international travel, you don't want to get duplicate insurance. If for some reason you become very ill and need to stay in a hospital for an extended period the current health insurance you have may not cover you for a longer period. If you are a senior citizen, it's important to note that Medicare doesn't cover you abroad. According to the U.S. Center For Disease Control and Prevention half of U.S. travelers abroad will have some sort of health problem. There are many types of international travel insurance plans. There are short term international travel health insurance plans, there are long term travel health insurance plans and there are plans that deal with non medical issues. These issues may be non medical to begin with but they can make you feel sick later. An example of non medical travel insurance is trip cancelation for international travel. read complete article

sophiamostel: Springhill Care Group : 2012 U.S. Healthcare: UCR or '$99,750 Ear Wax Fraud'? Aetna Wants Court to Stop Hospital's UCR Billing On Dec 7, 2011, Aetna filed a lawsuit against two PPO surgeons and one out-of-network (OON) hospital, in the District Court, Harris County, Texas. Aetna lawsuit seeks to recover damages and attorneys' fees and for court temporary injunction to stop the OON hospital's UCR billing and PPO surgeon's referrals, alleging breach of contract, conspiracy to overcharge, tortious interference, and common law fraud, including "a bill for $99,750 for the removal of ear wax". A new 2012 "UCR war" already unfolds in the court. ERISAclaim.com offers private Webinars to examine this court case, its profound impacts on all OON providers, and explore compliant solutions and protections under ERISA and PPACA as well as OIG Guidance. Aetna OON UCR Case info: AETNA HEALTH INC vs. SOFOLA, IFEOLUMIPO O (MD) (Case #: 2011-73949 / Court 152) In 2012, most out-of-network (OON) doctors, surgical centers and hospitals will "make it or break it", depending upon the outcome of this new Aetna lawsuit, as an emerging trend in managed litigations. "While the alleged $99,750 ear wax UCR fee may or may not be an isolated inadvertent error, the payor's new lawsuit to outlaw all OON UCR billing as fraud certainly represents a new 2012 trend and detrimental blow to all OON providers and 77% of insured Americans in private industry," says Dr. Jin Zhou, president of ERISAclaim.com, a national expert on PPACA and ERISA appeals and compliance. "Failure to recognize the impact of the payor UCR legal actions under $99,750 ear wax anti-fraud strategies and to quickly act with compliant solutions, the OON market will most likely fail by the end of 2012," warned Dr. Zhou. According to the court documents, "Plaintiffs Aetna Health Inc. and Aetna Life Insurance Company (collectively, "Aetna") bring this action under the laws of thi

billiepalance: Springhill Group Florida:: Living and Care Options Springhill Group living and care options are available depending on what the residents need and prefer. Independent Living The independent accommodations are occupied for those who wish to maintain a significant standard of flexibility, but also value the friendly relationship, the security, recreational facilities, and care that is provided by to them. The homes are designed to allow residents simple and easy household management encircled by warm and friendly neighbours Assisted Living Assisted Living is desirable to people who need a little extra care with their everyday living. You will also find here theflexibility and security of owning your personal space, to have your valuable possessions and things around you. Resthome Level Care Resthome level care in a Ryman Village, offers residents the very best in clinical care, while receiving the benefits of living in our warm and welcoming community. sophiamostel: Springhill Care Group : 2012 U.S. Healthcare: UCR or '$99,750 Ear Wax Fraud'? Aetna Wants Court to Stop Hospital's UCR Billing On Dec 7, 2011, Aetna filed a lawsuit against two PPO surgeons and one out-of-network (OON) hospital, in the District Court, Harris County, Texas. Aetna lawsuit seeks to recover damages and attorneys' fees and for court temporary injunction to stop the OON hospital's UCR billing and PPO surgeon's referrals, alleging breach of contract, conspiracy to overcharge, tortious interference, and common law fraud, including "a bill for $99,750 for the removal of ear wax". A new 2012 "UCR war" already unfolds in the court. ERISAclaim.com offers private Webinars to examine this court case, its profound impacts on all OON providers, and explore compliant solutions and protections under ERISA and PPACA as well as OIG Guidance. Aetna OON UCR Case info: AETNA HEALTH INC vs. SOFOLA, IFEOLUMIPO O (MD) (Case #: 2011-73949 / Court 152) In 2012, most out-of

The decision of US to let the blind human rights activist Chen Guangcheng return into China's fold following his escape from authorities is straining ties between the two countries as diplomatic dialogues opened in Beijing. The 40-year old Chen who is now considered a dissident became an international human rights inspiration to many Chinese after earning the ire of the local government for exposing forced abortions in line with the country's one-child policy. The self-taught lawyer took to the US embassy after his escape, apparently to ask for help but was eventually ushered into the Beijing Hospital. According to a senior official's statement to Springhill Care Group, Chen has indeed went into the embassy that day and has requested for medical treatment for his injured foot. American medical personnel have then conducted medical tests and made appropriate treatment during the time he was there. Immediately after the incident, the Chinese government has expressed its disapproval about the entire affair, demanding an apology from the US for taking Chen in. "What the U.S. side should do now is neither to continue misleading the public and making every excuse to shift responsibility and conceal its wrongdoing, nor to interfere in the domestic affairs of China," said Chinese Foreign Ministry spokesman Liu Weimin. This incident came just when the US Secretary of State Hilary Clinton is visiting Beijing in a meeting with Chinese officials on security and trade talks. And although no one mentioned Chen's name, it is evident in their statements that the incident is on the spotlight as the 2 nations struggle to maintain common ground. Clinton said in her opening statement, "The United States believes that no state can legitimately deny the universal rights that belong to every human being - or punish those who exercise them. A China that protects the rights of all its citizens will be a stronger, more prosperous partner for the United State

Springhill Care Group | South Korean hospital won't transfer American home until $40K bill is paid http://springhillcaregroup.net/archives/264 Sean Jones family ask for donations for the young English teacher who has the rare brain disease anti-NMDA receptor encephalitis, can continue treatment in the United States. According to the reports, the American teacher Sean Jones was treated for a rare brain disease in South Korea is unable to return home until his nearly-$40,000 hospital bill is paid The family of an American man stuck in a South Korean hospital is requesting for donations to bring him home. Since May, the young teacher Sean Jones from Oklahoma City, has been hospitalized with anti-NMDA receptor encephalitis, a rare autoimmune disease that causes swelling in the brain. Reports says that Yonsei University Severance Hospital in Seoul refuses to release him after his bill of nearly $40,000 is paid while Jones' family wants him transferred to an American hospital for continued treatment Friends and family have set up a Facebook page and a Giveforward.com account to raise money for medical costs. So far they have raised about three-quarters of the goal, Sean's mother, LaTanya Dodd, told The Korea Herald. "I really don't know if they can legally hold him here. If they can't legally do so, he will be going," said Dodd, who came to South Korea in July to care for her son, to the paper. "They won't care for him anymore, and that's what I'm worried about. Is that going to affect the whole outcome - just sitting here waiting?" Family members said Jones was moved to a group room and suffers from bedsores due to a lack of care. The fresh college grad, portrayed as outgoing and passionate about education, had been teaching English in Hwajung for almost a year when he started experiencing headaches and hallucinations. He was prescribed by the doctor, antidepressants and was advised to rest but his conditioned worsened. He was admitted t

CONSULTING GROUP OF SPRINGHILL SOUTH KOREA - SEOUL - South Korean financial regulators said Thursday they had uncovered the country's biggest insurance fraud, involving more than 1,300 people and three hospitals. The scam was carried out by 1,361 people including 31 insurance workers, the Financial Supervisory Service said. Residents of the southern province of Gyeongsang posed as fake patients or exaggerated their illnesses to claim a total of 9.51 billion won ($10.36 million) from insurance firms, it said, adding 893 women were involved. Last November, police uncovered a similar insurance fraud involving more than 400 people in Taebaek, a mining town in the eastern province of Gangwon.

Egypt's new president Mohamed Morsi is reconsidering the peace agreement with Israel and ties with Iran in an attempt to build a strategic balance in the region. Morsi was quick to announce that all issues will be addressed by governmental bodies as he will not make decisions on his own, according to Springhill Group Home. "Part of my agenda is the development of ties between Iran and Egypt that will create a strategic balance in the region." Morsi has convened with his advisors to form a new Cabinet prior to his swearing-in on Saturday as the first freely-elected leader. On the other hand, the defeated candidate Ahmed Shafik was found to have left the Egypt in the midst of mounting fraud charges against him since his time as the nation's civil aviation minister. The Muslim Brotherhood's candidate has pledged to become a leader for all Egyptians. "I will be a president for all Egyptians. I call on you, great people of Egypt… to strengthen our national unity - the only way out of these difficult times," Morsi said hours following his being declared the new president. Egypt has breathed a collected sigh of relief when the election and proclamation have finished without the feared bloodshed. Morsi's triumph, also marking Egypt's first fair and free election in the modern times, followed almost 2 years of political upheavel and civil unrest from Hosni Mubarak's military-rule. Britain, France, US and the European Union have deemed the democratic election and the winning civilian president as significant parts of Egypt's history. The US in particular has encouraged Morsi to continue Egypt's transition to democracy that began last year. However, even if Morsi has already resigned from the Muslim Brotherhood of Egypt when he was elected, Israel is still worried of him for his Islam affiliations that could possibly endanger the peace of the two neighboring nations. And although the foreign ministry of Iran has acknowledged

Tech companies put into view their newest improvements in senior care. To help seniors age in place they provided gadgets to aid their needs from personal robots and virtual exercising, to remote-monitoring technology that tracks vitality and detects injuries yet companies are still developing new tools. Mobile App Provides Enterprise-Wide Analysis, Enables Competitor Comparisons Web-based staff scheduling and shift management software for the healthcare industry, OnShift announced its new app OnShift Mobile. The main focus of the app is for on-the-go executives in the senior care industry, it delivers top-down analysis into staffing and labor management. The intend of making prompt and well-versed decisions in improving operations, labor costs and resident care, OnShift Mobile expands the functionality of OnShift staff scheduling software with key workforce analytics so executives expand actionable insight across properties. There are different features included such as: tracking staffing levels; overtime and occupancy status against budgets; insight at the enterprise, region, division and facility/community-basis; the ability to compare their organization against other regions, divisions and properties with new peer analysis capabilities. Social Media Tool Recruits Client Leads, Provides Caregiver and Patient Updates "Social media and aging senior care don't seem to go hand-in-hand. But for Home Care Assistance, an in-home senior care company, social media has been an invaluable tool for growth, propelling the business to hit $63 million in revenue in 2012 and grow 25% year-over-year for nearly a decade," reports Fox Business. "The company uses social media as a recruiting tool for new client leads, provide updates on its caregivers and patients as well as to offer health tips for the elderly." "There are a lot of misnomers and myths propagated by our industry about social media," she says. "The primary health-care de

According to Steven M. Dettelbach, United States Attorney for the Northern District of Ohio, a man who lives in Orange, Ohio admitted to overbilling Medicaid and Medicare by more than $2.5 million. Thirty-nine year old, Divyesh "David" C. Patel, pleaded guilty to one count of conspiracy to having been involved to health care fraud and four counts of health care fraud. Patel is anticipated to be sentenced later on this year. Dettelbach said, "This defendant enriched himself and his company by flouting rules designed to protect the public." "Mr. Patel defrauded the tax payers by scamming Medicaid and Medicare," said Stephen D. Anthony, Special Agent in Charge of the FBI's Cleveland Field Office. "Waste, fraud, and abuse take critical resources out of our health care system and contribute to the rising cost of health care for all Americans." According to court documents, Patel was the owner and president of Alpine Nursing Care Inc., located at 4753 Northfield Road, Suite 5, North Randall, Ohio, and employed Belita Mable Bush as the office manager and director of provider services from June 1, 2006 through October 18, 2009. An additional info according to court documents is Patel and Alpine employed Bush to prepare and submit the billings to Medicaid and Medicare for reimbursement for services provided by Alpine as a home health care provider, even though Patel knew that Bush had been previously convicted of a health care-related felony that excluded Bush from being involved in any way with Alpine's Medicaid and Medicare billings. In addition to the fact that Bush was excluded from handling Alpine's medical billings, Patel was aware that Bush falsified documents related to health care services allegedly provided to home health patients where the services were never provided or were provided by home health aide that had previous criminal convictions that excluded them from providing health services in people's houses, a

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""Springhill Group Seoul Korea" - SEOUL, South Korea (AP) - North Korean fishing boats crossed the Koreas' tense western sea boundary and retreated soon after being warned Wednesday in the second such violation this year, South Korea said. No fighting erupted though the border is one the North has long refused to recognize. A North Korean government boat briefly crossed the boundary while trying to guide the seven fishing boats back to North Korean-controlled waters, a South Korean Defense Ministry official said on condition of anonymity, citing office rules. Later Wednesday, seven North Korean boats again violated the boundary, but they all sailed back after a warning was broadcast, the official said. It wasn't clear whether they were the same seven boats that earlier crossed. Seoul says North Korean fishing boats last crossed in April. The disputed sea boundary is not clearly marked, and incursions by North Korean military and fishing boats are not unusual. Violence often erupts in the seafood-rich waters, and three naval clashes since 1999 have taken a few dozen lives. After the Korean War ended nearly 60 years ago with a truce, not with a peace treaty, the U.S.-led U.N. Command divided the Yellow Sea without Pyongyang's consent. The boundary cut North Korea off from rich fishing waters, and Pyongyang has contested the line ever since. North Korea shelled a front-line South Korean island near the boundary in November 2010, killing four people. Earlier in 2010, an explosion ripped apart a South Korean warship in the area, killing 46 sailors. Seoul said Pyongyang torpedoed the vessel. North Korea denies responsibility."

China And The Dual Use Scam:South Korea Group of Springhill April 26, 2012: The United States is openly accusing China of supplying North Korea's missile program with components and technology. This may have something to do with intense effort to recover components of the failed North Korean rocket launch on April 13th. The debris of the rocket fell into shallow water off the west coast of South Korea. Russian, Chinese, and American ships, and perhaps submarines, also joined the search. South Korea called off its search on the 17th but the U.S. appeared to be continuing. The water where the debris fell is no deeper than 100 meters (310 feet), making it easy to search for and recover parts of the rocket. If some of those recovered components can be identified as Chinese there could be problems. .continue reading South Korea Group of Springhill : Omaha Time Capsule: Church hit by explosion What happened in the Midlands on this day? Here's a sampling from the World-Herald archives. ST. PETER'S CHURCH HIT BY EXPLOSION March 31, 1936: Dozens of windows were shattered in surrounding buildings and a number of persons were knocked off their feet by a terrific blast in the boiler room of St. Peter church. Firemen think gas accumulated in the flue, ignited and exploded. No damage was done to the furnace and boiler. Carl Schrattenberger, engineer, who was firing the boiler at the time, escaped without injury. He was hurled 15 feet. Persons in the vicinity said a huge cloud of smoke rolled out of the chimney. The force of the blast was felt up to six blocks..continue reading China's Export Machine Goes High-End 1. Chinas Export Machine Goes High-End 2. From its sprawling manufacturing base deep in China'ssouthwestern Hunan province, some 100 kilometers fromwhere Mao was born, construction-machinery maker SanyGroup plans to take on the world. While workers in blueoveralls and yellow hard hats crawl over huge mobilehydraulic cranes and cement mixer t

(1888PressRelease) Uncovering medicare scams latest news articles for general public to use. U.S. Rep. Ileana Ros-Lehtinen, R-Miami, has reintroduced legislation that would double the amount of fines and incarceration for people in prison for Medicare fraud/scam. It also creates a new criminal offense punishable with a 10 year minimum sentence for those who intentionally sell or distribute the ID numbers of Medicare beneficiaries. According to the Springhill Group, the legislation also bars those who have been part of Medicare dupery in the past from billing Medicare if they switch companies. It also facilitates real-time information sharing among law enforcement agencies to aid in uncovering and dismantling Medicare scams. "South Florida has been known as the epicenter of Medicare dupery for years," she said. "It is time we took the fight to those who seek to defraud Medicare and prey on our most vulnerable citizens. This bill not only raises the penalties for those who engage in Medicare fraud, but also sets up a pro-active paradigm that will help stem the tide of abuse in South Florida and across the nation."The bill takes particular aim at Medicare theft in Miami-Dade County, widely regarded as the nation's capital of healthcare dupery. Medicare dupery in South Florida costs taxpayers between $3 billion and $4 billion every year, according to law enforcement and healthcare officials. Nationwide, Medicare and other healthcare fraud is estimated to cost $68 billion each in very year. http://springhillmedgroup.com Springhill Group | Redgage » Making healthy choices, Living healthy life%u2026.. Springhill Health and Medical Group is a professional solution of home health, medical staffing, and wellness services. As a full-service healthcare company, Springhill Group Services has a wide range of experience providing home health, medical staffing, and wellness services in communities nationwide. We are dedicated to delivering our patients

SpringhillCareGroup -Seoul (South Korea), Mar.27 (ANI): Visiting Indian Prime Minister Manmohan Singh has asked his Norwegian counterpart Jens Stoltenberg to find an "amicable and good" solution to the NRI kids custody row, especially with a focus on keeping the welfare of the children and the interest of the parents in mind". Singh conveyed this message to Stoltenberg on Monday on the sidelines of the nuclear security summit being held here. Singh reportedly explained to Stoltenberg the importance of family ties in Indian culture, and expressed the hope that the outcome would be positive and within the ambit of the law, besides being in the interest of the parents and their children. Foreign Secretary Ranjan Mathai told media after the bilateral meeting: "The Norwegian Prime Minister also made a reference to the ongoing case relating to the two Indian children, and explained that this was the matter before the Municipality of Stavanger, as well as the local court, and that the interest of the children, as well as concerns of the parents, would sought to be addressed in whatever solution is found." Abhigyan, three, and Aishwarya, one, were placed in foster care by the Norwegian child welfare authorities in May last year, and ever since, the battle for the release of the two kids has been going on. In fact, External Affairs Minister S.M.Krishna had last month sent Secretary (West) M.Ganapathy to settle the matter. However, the custody row has taken a turn for the worse with the Norwegian authorities saying last week that they were not going to hand over the kids to their uncle in view of the "conflicts" in the family. The statement followed reports of differences between the parents-Anurup and Sagarika Bhhatacharya. The two prime ministers also reportedly discussed the impact of the Indian court verdicts on the 2G scam cases. The future presence of Norwegian telecom giant Telenor, which has multi-billion dollar investments in India, hangs in the balance fo

A group of real estate experts downplayed the possibility of a Japan-like property bubble burst at a forum hosted by the Korea Chamber of Commerce and Industry on Tuesday. Participants who shared the view that South Korea's property market is different from Japan included professor Choi Hee-gap from Ajou University. Choi said that Japan suffered a property market crash - ?which was initiated by enterprises in the 1980s? - in the wake of policymakers? rapid hikes in interest rates in the 1990s. ?Unlike the Japanese case, Korea saw the expansion of the realty market on the back of active investment of households," he argued. ?Further, thanks to financial authorities? strict regulations on mortgage loans over the past several years, a bubble in housing prices is not so big." But he added that the government should implement detailed measures to cope with the aging society and resolve worries over a sharp drop in housing prices. Kim Deok-ryeh, a researcher at Korea Housing Institute, said whether the sluggish real estate market will be revitalised depends on ?the pending bill on easing regulations, the coming presidential elections and the eurozone fiscal crisis?. Among the participants were officials from the Ministry of Land, Transportation and Maritime Affairs, Hyundai Research Institute, Citizens? Coalition for Economic Justice and the Korea Housing Builders Association. About 180 business leaders also participated in the KCCI forum as observers. Meanwhile, Hyundai Research Institute recently warned that Korea may follow in the footsteps of Spain and Ireland as the country is now past its demographic window, the period when the percentage of people able to work reaches its peak. ?We must be mindful of the possibility of a property bubble burst as a sharp fall in the proportion of the working age population cuts demand for real estate," an HRI analyst said in the report titled ?Time to Prepare for Demographic Bo

South Korean police said Tuesday they were investigating 27 North Korean refugees for swindling private insurance firms out of hundreds of thousands of dollars in bogus medical claims. Police said the refugees faked illness in collusion with hospitals to claim a total of 1.04 billion won ($909,000) from insurance firms between 2007 and 2010. While listed as hospitalised, they frequented saunas, restaurants and even nightclubs. The scam also involved a 71-year-old doctor and five hospital employees who conspired with the refugees to claim a separate 104 million won from the state health insurance agency, police said. Police are also investigating two brokers on suspicion of helping the refugees send some of the proceeds to relatives in the North. Fraudsters involved in medical insurance rackets have previously made use of North Koreans. In 2008, police charged 41 refugees involved in bogus medical claims. More than 23,500 North Koreans have settled in the South since the 1950-53 war. They get government financial help along with job education but many fail to adapt to their new environment.