English 102 - Spring 2009

Forster discusses how teaching with a graphics calculator can help a student understand the concepts of certain graphs, and how graphs are formed. One graph specifically mentioned is the scatter plot graph, and how it is applied to functions. She also discusses how after learning these concepts on a graphics calculator, students were able to graph by hand easier without the help of the instructor. A study was conducted and explained within the classroom setting. This article while limited in the size of study shows how the use of graphics calculators can help students in the understanding of certain math concepts.

This article deals with uses of graphics calculators to help the understanding of mathematics, but takes a different approach. It addresses the issue that some scholars make concerning calculators, that calculators impede the understanding of mathematical concepts and only leads to incompetent students. This includes an in-depth analysis of the concepts a graphing calculator can help a student understand.

This article explains how graphing calculators can be used in calculus to benefit students, and also how graphing calculators are changing the way that calculus is being taught. One issue that sets this article apart from the other articles is its assessment of how students are required by most schools to purchase their own calculators. This article analyzes the effect this can have on how the class should be taught, and how calculators put students at advantages and disadvantages depending on how they are used, and how students with more computing power excelled or failed compared to those with the less powerful model of calculator.

This is basically a social network analysis of how smoking effects friendships. weather it streanghtens them or weekens them. this is cool becauce i once did smoke and 3 of the poeple in the comminty i am studying smoke as well. I thoguht this was potentially a direction a could take my research in.

This artical decibes how med students are usaully socially awkaward and outcast in a college community becuase of their work load. Often they are just friends with eachother and do not get to meet the rest of the students on campus because of their ahrd scheduals. this pertians to me becuase the community i am looking at has 5 med school prospects in it and this could pertain to them.

This entry is about how bullying affects children at a young age. Since i am doing my study on discourse communities it is interesting to look this over and keep in mind some of the things it brings up. This is especially true since in my example of my own roomates, bullying doies happen quite a bit. The only problem is that this talks about your students 4-5th grade, but i still find info pertaining to college level kids as well.

Many surveys have shown that high school seniors continue to fail financial literacy tests. The surveys indicate that our current education standards are insufficient to prepare students for the real world.

Financially literate people are imperative to an economy because they make good financial decisions that help stimulate the economy. The author emphasizes the need for individuals (especially low income families to write out a written budget monthly. Consumers should establish emergency funds, practice good saving habits and have knowledge of investment funds. Through the surveys conducted in the article there is a correlation between knowledge of financial practices with and financial achievement. The author emphasizes the need to expand on ones' personal financial knowledge in a way befitting to the individual.

Credit card companies have historically been "out to get people" since their invention in the 1960's. It is obvious that credit card companies purposely exploit people who are now knowledgable of credit cards for their own gain. Credit card dept constitutes a large percentage of the dept in the United States. Credit Card companies need to be forced to require more information and educate their customers about their credit cards before they distribute them.

Ian B. Davidson discusses the importance of financial literacy and how American society has gradually shifted from a "save now, buy later society" into a "buy now, save later society." He discusses the accelerating rate of bankruptcies as well as family breakups and growing welfare in the U.S. Davidson discusses a program that he sponsors at Montana State University that allows students to manage a $50,000 portfolio. The effectiveness of this program speaks for itself because its returns are continually much higher than the average Dow Jones returns.

The article discuses how parents can prepare their children entering college about financial literacy. It is important that freshman understand the intricacies of credit cards such as, interest rates and fees.

The goal of the study was to understand executives' feelings regarding employees with financial problems. The authors discovered that executives are adamant that their employees' finances are in order so company time and money is not wasted. When an employee is facing money troubles, he or she may become distracted at work or use company time to settle the matter. Many of the executives who were interviewed indicated they learned financials skill from their parents and while attending college.

Mandell and Lewis explain that young adults possess insufficient knowledge when it comes to the world of personal finance. This assertion is not new and many researchers have come to a similar conclusion, but the two authors believe young adults in other countries such as Japan and Australia lack financial literacy. Their study focused on whether teenagers lack of motivation inhibited their assimilation of information during finance classes. the researchers believe teens just don't believe financial literacy is important. Their study included five national surveys, with results broken down by different demographics such as sex, race and family income.

Using Financial Education Curriculum for Teens Today's American teenagers are regarded as "financially illiterate," and lacking sufficient knowledge of personal finance and an understanding of money. The authors examine the effectiveness of the Money Talks program implemented in several California schools. The Money Talks program was designed to inform students about financial subjects relevant to them. The study proved the program had a positive effect on students by administering a post-test and comparing it with one taken before the course

A major problem with the ever growing population of the elderly is their children's financial literacy. It is important that the children of aging parents are proactive and get involved with their parents financial matters. Children need to be aware of the government funded programs as well as the financial strategies that their parents can qualify for based upon their age. There are often outside factors that contribute to complications of sorting out financial documents and dollar figures and children of the aging need to be aware of these issues as well as the help that is available to them.

This article is about how parents influence thier childrens learning habits. Helping your children learn to read and write must start in the early years. Parents are a support team when thier child is learning to read. The way the parents read and write at home effects how the students read and write. Oral language is a foundation for literacy development.

The Author suggests that many of Americans Financial difficulties are brought about as a result of a lack of self-regulation. A lack of financial literacy can hit lower-income families the hardest because of their ability to be exploited. Consumers with lack of financial knowledge find themselves caught up in short term benefits rather than long term benefits. Proper knowledge of strategies would enable many individuals to avoid problems and better prepare themselves for the future by protecting themselves in the present.