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The Author suggests that many of Americans Financial difficulties are brought about as a result of a lack of self-regulation. A lack of financial literacy can hit lower-income families the hardest because of their ability to be exploited. Consumers with lack of financial knowledge find themselves caught up in short term benefits rather than long term benefits. Proper knowledge of strategies would enable many individuals to avoid problems and better prepare themselves for the future by protecting themselves in the present.

The Author suggests that many of Americans Financial difficulties are brought about as a result of a lack of self-regulation. A lack of financial literacy can hit lower-income families the hardest because of their ability to be exploited. Consumers with lack of financial knowledge find themselves caught up in short term benefits rather than long term benefits. Proper knowledge of strategies would enable many individuals to avoid problems and better prepare themselves for the future by protecting themselves in the present.

Discusses the importance of future savings such as retirement funds. The article also discusses common reasons for failed retirement plans. The source is a good reference point to compare the different issues facing adults and young people.

Internet technology has come out with a new technology called computer-assisted learning. The CAL is a web-based technology that is used for kids with disabilities.

The authors of this article talk about he achievement gap among students that are wealthier compared to lower class. The wealthier student get a lot more of the needs and get the support from home, while the lower class do not get as much and do not always have that support. In this article many studies were conducted. These are reliable studies that show how poverty among students can cause more problems in a childs academic development.