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The article suggests planning financial literacy programs for students. Furthermore, the author shares with the reader that that there are laws in Oklahoma, Colorado, and other states requiring high school students to show financial literacy in order to graduate. In addition the article shares that Capital One has created branch banks operated by students at several schools as well as the National Endowment for financial education has created a personal finance curriculum that can be integrated into regular school curriculum. Research suggests that personal finance courses have not improved student financial literacy. Lewis Mandell suggest that students should be taught about finance and savings at an earlier age than high school.

Free Personal Finance Software, Online Money Management, Budget Planner and Financial Planning - Mint.com - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint. One of a number of websites popping up, designed to make users financially literate in a hands-on way.

Mandell and Lewis explain that young adults possess insufficient knowledge when it comes to the world of personal finance. This assertion is not new and many researchers have come to a similar conclusion, but the two authors believe young adults in other countries such as Japan and Australia lack financial literacy. Their study focused on whether teenagers lack of motivation inhibited their assimilation of information during finance classes. the researchers believe teens just don't believe financial literacy is important. Their study included five national surveys, with results broken down by different demographics such as sex, race and family income.

In 2007, the Oklahoma Legistalure passed a law called "The Passport to Financial Literacy Act" that requires students, beginning in the 7th grade, to demonstarate "financial proficiency in 14 areas" to acheive a high school diploma. Other schools with the help of the National Endowment Fund for Financial Education have incorporated programs to increase the levels of financial literacy among students. Critics of this program state that these prgrams are not helping the overall financial literacy levels of high school students upon completion. It is not plausable to state that these financial programs are useless, because these programs need to work in correcpendence of parents teaching their children good financial habits within their own homes.

There are ways for students to gain financial literacy and this article is mentions plans for student programs to help do this. The article talks about how some finance classes don't help a students understanding of finances, and mentions to have financial literacy it might have to begin in a person's childhood.

This is an article that mentions ideas about ways to help manage a person's finances. Many adults don't completely understand their finances, and this article exlains ways in how enhanced schooling can help someone become more knowledgable.

Free online personal financial advisor to help you manage your finances. Save money, decrease debt and make plans with Thrive. One of a number of websites popping up, designed to make users financially literate in a hands-on way.

Discusses the importance of future savings such as retirement funds. The article also discusses common reasons for failed retirement plans. The source is a good reference point to compare the different issues facing adults and young people.

The goal of the study was to understand executives' feelings regarding employees with financial problems. The authors discovered that executives are adamant that their employees' finances are in order so company time and money is not wasted. When an employee is facing money troubles, he or she may become distracted at work or use company time to settle the matter. Many of the executives who were interviewed indicated they learned financials skill from their parents and while attending college.

Although many families have lost their savings with the current market decline college tuition continue to increase. This article explores various strategies and implementations to save for college and not accumulate debt. Parents should be aware that colleges are slashing budgets and reducing spending, but many have agreed to continue financing scholarships and financial aid packages. It is a good idea to have your child apply to three safety schools because competition is at its highest. Thanks to the government student loans are still readily available and should be a families first option due to the low interest rate.

The book industry will suffer a hit when the Harry Potter books aren't as popular. So many people read all the books and it was such a great time for the finances of the book business. Many people agree that Harry Potter will be missed.

Today's consumers are faced with difficult financial decisions everyday. Making the wrong choice could cost someone their savings or their home. By becoming financially literate people decrease the risk that they will become victims of financial mistakes such as aquiring excessive debt or associating with predatory lenders. Many families have only one spouse take care of all the finances and this could lead to problems should that spouse die.

Using Financial Education Curriculum for Teens Today's American teenagers are regarded as "financially illiterate," and lacking sufficient knowledge of personal finance and an understanding of money. The authors examine the effectiveness of the Money Talks program implemented in several California schools. The Money Talks program was designed to inform students about financial subjects relevant to them. The study proved the program had a positive effect on students by administering a post-test and comparing it with one taken before the course

Colletti,Carolyn. "Girls & Money: A Coordinated Approach to Financial Literacy." Independent School 63.1 (Fall2003 2003): 64-65. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH.14 Mar. 2009. .

Colletti discusses the coordinated approach to financial literacy for girls that was started by the National Coalition of Girls' Schools in the U.S. The article stresses the importance for woman and girls to have sound financial literacy for success. Children have an understanding of finance and fairness even at a very young age. Therefore, young children are capable of learning about financial literacy at a very early age. The article also shares results of a financial skills study of teenage girls. Financial literacy education is a tool to help bridge the gap that woman have experienced throughout the ages.

This article discusses an alternative method to the traditional education techniques for financial education. This alternative is the implementation of CD-ROMs for children fourteen years and above, that help introduce and instruct proper financial protocols. This source can be used to show the amount of concern financial literacy that is present today.

Presents an interview with Elisabeth Donati, executive director of Creative Wealth International. The interview is used to reveal the many deficiencies in financial knowledge that young people face upon entering the working world. This source uses real life examples from Elizabeth's own experience to illustrate the incredible need for some form a financial education.

Money management tips for college students from the american institute of accountants. Basic strategy and tips directly meant for students to use while in college. Fairly good and interesting article.

The article states that especially in times of economic trouble, no one can afford to be financially illiterate. The authors focus on the management of debt and college students. Specifically they address credit cards and student loans. They also speak of how certified public accountants are great educators for this problem. A valuable article to relate Accounting classes for students and their financial literacy.

Synder outlines an initiative by CPAs around the country to promote financial literacy and improve Americans' wellbeing. Examples of the programs include a one-day workshop for high school seniors to discuss subjects such as credit cards, owning a home and buying a car. The goal is to bring real world applications to teach students about financial literacy. The programs also aim to help military personnel and their families when a parent is deployed, or a unique situation arises that impacts their finances. The author effectively demonstrates how CPAs across the country are taking action to aid in the development of healthy financial habits. Unfortunately, there is no information regarding the effectiveness of these programs and more information is needed.

The authors discuss how college students' overreliance on credit cards and accumulated student loans have left many graduates with outstanding debt and poor credit scores. Credit card companies aggressively solicit college students, who are enticed by the power a credit card grants. Upon graduation, students with large sums of debt may find it difficult to find a job or rent property due to poor credit. To counter this surge of irresponsibility, the authors propose colleges create programs to educate students on how to use a credit card responsibly. The problem with creating more programs is universities must spend extra funds to create and maintain such an initiative. The authors fail to propose an early education curriculum for younger children to immerse them in the area of personal finance.

Dugas shares that in 2004 Citigroup donated $200 million, in a 10-year program to help encourage financial literacy. With financial literacy at an all time low, and financial products continuing to be increasingly difficult to understand, their efforts were very timely. Citibank shares in the belief that it is part of the financial industries responsibility to help educate people toward financial literacy. Financial illiteracy is growing and the need to slow it down is urgent. The article also talks about Citigroup's effort to partner with organizations such as Operation Hope, giving back to the community. The commitment is a long-term investment in the community, Citigroup further encouraged their employee's to volunteer in their communities, sharing their expertise in finance which will help encourage financial literacy.