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Marie T. "Talking to Children about Money." Clergy Journal 84.9 (Sep. 2008): 15-16. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 14 Mar. 2009. Mar. 2009. .

The author addresses the importance of opening up the lines of communication between parents and their children. Children learn by example and it is important to help children understand the importance of why decisions are made in a household as well as differentiate the difference between want and need. If parents act responsibly with money, their children can learn from their actions. The article encourages parents to teach their children that money is a resource, a gift but not an end to a means. It drives home the fact the money alone does not buy happiness. Cross encourages stewardship and that realization that money is a way to share the benefits of life with people who have less.

The author addresses the importance of opening up the lines of communication between parents and their children. Children learn by example and it is important to help children understand the importance of why decisions are made in a household as well as differentiate the difference between want and need. If parents act responsibly with money, their children can learn from their actions. The article encourages parents to teach their children that money is a resource, a gift but not an end to a means. It drives home the fact the money alone does not buy happiness. Cross encourages stewardship and that realization that money is a way to share the benefits of life with people who have less.

Using Financial Education Curriculum for Teens Today's American teenagers are regarded as "financially illiterate," and lacking sufficient knowledge of personal finance and an understanding of money. The authors examine the effectiveness of the Money Talks program implemented in several California schools. The Money Talks program was designed to inform students about financial subjects relevant to them. The study proved the program had a positive effect on students by administering a post-test and comparing it with one taken before the course

Free Personal Finance Software, Online Money Management, Budget Planner and Financial Planning - Mint.com - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint. One of a number of websites popping up, designed to make users financially literate in a hands-on way.

This article is about the lessening education in Civics courses in schools around the US. It also talks about the No child left behind act and its role in losing civics education in the classroom. The article continues to talk about the amount of money the schools will be getting in order to educate students in civics more. This would be a good article if you need information on the amount of money spent on trying to reinstate social studies education in schools.

Money management tips for college students from the american institute of accountants. Basic strategy and tips directly meant for students to use while in college. Fairly good and interesting article.

The goal of the study was to understand executives' feelings regarding employees with financial problems. The authors discovered that executives are adamant that their employees' finances are in order so company time and money is not wasted. When an employee is facing money troubles, he or she may become distracted at work or use company time to settle the matter. Many of the executives who were interviewed indicated they learned financials skill from their parents and while attending college.

Take control of your money, find the best values in your area, and reach your financial goals by joining the Wesabe community. One of a number of websites dedicated to helping users become financially literate in a very hands-on way.

Free online personal financial advisor to help you manage your finances. Save money, decrease debt and make plans with Thrive. One of a number of websites popping up, designed to make users financially literate in a hands-on way.

In this article the author goes over a program set in place by Nationwide in Great Britain to help promote financial literacy in schools. One ways that they do this is release copies of the book Teenage Guide to Money to schools. Mutual One is also another company that is trying to help out the cause. One of their ideas is to let schools use MP4 players and podcasts that teach financial literacy.

SmartyPig helps you save for a specific goal, by allowing you to invite others to contribute to your account, giving you incentive boosts from top retailers and a competitive interest rate on your money. One of a number of websites popping up, designed to make users financially literate in a hands-on way.

This article gives Oprah the name "queen of commercial endorsment." It talks about some of the different endorsements Oprah has made and how succesful they ended up. Not only does she do this with books but people also. I found this article intresting because it talked about how Oprah decided on her own what to talk about and which product, books, people, etc. to discuss. She gets no incentive or money from these writers or product makers. This could be a good explanation for why she is so succesful. People like to know that the recomendations they are getting are with good intentions not only becaus the person is getting paid. People really appreciate that in endorsments.

Palmer, Kimberly. "The Best Inheritance of All." U.S. News & World Report 144.18 (2008), 70-70. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 14 Mar. 2009.

Palmer discusses the positive impact that her mother's financial advise made on her life. In addition the article also references a study that suggests that Parents that teach their kids about the positive impact that money management can have on their lives can help them made better informed decisions as adults. Many parents lack the knowledge of financial literacy themselves and therefore their children grow up knowing very little about the importance financial literacy. The lack of financial literacy knowledge among the youth has caused unease and has inspired new programs designed to help parents teach their children.

Colletti,Carolyn. "Girls & Money: A Coordinated Approach to Financial Literacy." Independent School 63.1 (Fall2003 2003): 64-65. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH.14 Mar. 2009. .

Colletti discusses the coordinated approach to financial literacy for girls that was started by the National Coalition of Girls' Schools in the U.S. The article stresses the importance for woman and girls to have sound financial literacy for success. Children have an understanding of finance and fairness even at a very young age. Therefore, young children are capable of learning about financial literacy at a very early age. The article also shares results of a financial skills study of teenage girls. Financial literacy education is a tool to help bridge the gap that woman have experienced throughout the ages.

Morton, Heather. "Private Efforts To Help Financial Literacy." State Legislatures 33.5 (May 2007): 24-24. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 16 Mar. 2009.

The article focuses on the hard work of some financial institutions to help improve financial education in the U.S. These include money skills, and interative curriculum created by the American Financial Services Association Education Foundation, the Credit Union National Association, together with the National Endowment for Financial Education, and Visa, with the Federal Reserve Bank of Chicago.

Presents an interview with Elisabeth Donati, executive director of Creative Wealth International. The interview is used to reveal the many deficiencies in financial knowledge that young people face upon entering the working world. This source uses real life examples from Elizabeth's own experience to illustrate the incredible need for some form a financial education.

Bill Streeter addresses the situation of a lack in financial literacy among young people in the United States. He offers information that shows how serious of a problem financial literacy is and that education of financial literacy is the solution to the problem. He puts in his own ideas and believes that banks, organizations, and associations need to help the issue at hand.

Palmer discusses the positive impact that her mother's financial advise made on her life. In addition the article also references a study that suggests that Parents that teach their kids about the positive impact that money management can have on their lives can help them made better informed decisions as adults. Many parents lack the knowledge of financial literacy themselves and therefore their children grow up knowing very little about the importance financial literacy. The lack of financial literacy knowledge among the youth has caused unease and has inspired new programs designed to help parents teach their children.

Thaler discusses the "financial literacy crisis" facing most Americans. Today, a record number of Americans are inept when it comes to financial literacy and as a result accumulate large sums of debt and fail to plan for the future. The author explains that Americans get into trouble because current financial systems such as credit cards are not user-friendly. To counter this escalating problem, researchers believe financial programs should be created that provide consumers with basic financial knowledge and assist them in making good choices. Finally, parents must begin teaching financial literacy to their children at a young age and not keep the subject a private matter. Thaler's argument that new financial programs should be created is logical given the current crisis situation he identifies, but he fails to outline a way to do so. Norvilitis, Jill, Michelle Merwin, Timothy Osberg, Patricia Roehling, Paul Young, and Michele Kamas. " Personaility Factors, Money Attitueds, Financial Knowledge, and Credit-Card Debt in College Students." Journal of Applied Social Psychology. 36.6: 1395-1414. Academic Search Complete. EBSCO Roeschh Lib., U of Dayton. 17 March. 2009

This is an article that describes a financial literacy program in Queensland. The company Ethical Investor has created a play to help educate students on financial literacy. In the play students learn through the main character that is successful because of his financial literacy.