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This article is about the importance of starting children out reading at an early age. The earlier you read to your children and teach them to sound out words the more literate they will become. The year before the child goes to kindergarten is the year you should really push to teach children literacy.

This article is about the book that talks abot how different children read and learn differently. It gives good tips on how to figure out your childs best way of learning and reading, It has different sections about reading and learning

This article talks about how important it is to read deep. When you read deep you are more likely to understand what you are actually reading which increases literacy. Reading deep is reading more than just words but reading what the story is actually about.

This article talks about how important it is for parents being involved when their children are learning to read. It also goes on to talk about how they can decide their childrens futures and whether they will become literate professional adults. The involvement of a parent is very important.

This article talks about what makes Harry Potter so appealing to young people and why it encourages them to read. The books inspire children to read and think. They also encourage young people to use their imaginations.

This article talks about how Harry Potter has truly had a major impact on the literacy of young people. It give statistics of how many young people feel it has made them become more interested in reading. The article also gives results of studies done at a few universities

The author here starts out with a story or a project that was conducted in her classroom. She had a consultant come in to try and help her students with reading. he believed that building a relationship was necessary and to do before and post background information was necessary also. They then go into talking about how the No Child Left behind Act is sometimes hard to meet the requirements and many students may not meet them.

the author in this article descirbes how the transition from middle school to high school can cause a lot of stress on a student, which can allow them to not work to their full potential. So many urban schools are now considered failing schools, which means there is unequal learning going on. With the transition there are a change in expectations, social changes and it is a big adjustment. The author mentions a very important part where the achievement gap is widening and oppurtunities are becoming non existent.

This author suggests a way to improve the quality of teachers in urban school districts. This will hopefull help the students and close the achievement gap. It says that Teach for American should adopt the teacher residency to help qualify the teachers. Urban schools are in need of well prepared teachers. The program will screen and recruit college grads that are strong and will make a difference in the urban school districts and will change a childs life.

This article focuses on how to use tax savings for college tuition and how to write off loan payments. The tax break is for families paying for educations costs and for those paying interest on loans. Tax payers can deduct up to $2,500 of interest paid off their taxes. Families must understand that there are many restrictions to this break such as income level and relationship to the dependent, but this is an easy way to save money and pay for college tuition.

Currently many states are slashing budgets which is forcing families to face higher college costs. College 529 plans come in a variety of configurations based on a childs age, and investment style. This article examined several 529 plans to determine the best and the worst. The best offered conservative plans for a child between the ages of 15-17 and earned around 2.7% while some other plans lost money

This article focuses on the implementation of early financial programs for young children. Financial literacy is a skill which all individuals will need throughout their life. Studies have found that individuals who received financial education in high school reported an increase up to 1.5% in their assets when compared to individuals who did not receive any education. While adding these course is certainly beneficial there are still a number of challenges. There is a cost to create such programs and some school districts are already facing budget problems.

Today's consumers are faced with difficult financial decisions everyday. Making the wrong choice could cost someone their savings or their home. By becoming financially literate people decrease the risk that they will become victims of financial mistakes such as aquiring excessive debt or associating with predatory lenders. Many families have only one spouse take care of all the finances and this could lead to problems should that spouse die.

This article focuses on the financial education of American consumers. The researchers have labeled Americans as having excess debt, poor retirement planning and insufficient savings. They believe one answer to the financial problems facing Americans has to do with the amount of financial information available. In some cases credit cards provide too much information and technical terms which may confuse the consumer. On the other hand when there is too little information the consumer may not be able to make proper choices.

The author here realizes an important problem. He believes that students that live in poverty need to change their live styles and when they reach 4th and 5th grades, that is the ear things need to change. This is the place in a childs life that determins how they percieve school for the rest of thir lives. Th author says that teachers need to understand that these students were born into poverty and do not have much direction. Teachers need to understand and be able to help the students when they need it.

This article and author brings up many good points that the American people do not usually see. They start off by saying how the No Child Le Behind Act was implemented to help students get a good education and a fair one. The author then goes into how it has failed to meet the requirements and is supporting inequality. the idea of this act is not to bring attention to the economic problems with students, but to help the students achieve a quality education.

The author in this article explains that there needs to be a solution to find how to close the achievement gap. They thought that more programs for the children would decrease the problem, but it is still a problem today. The author came up with that if parents get more involved in their childrens school work, then theie achievement will increase.

The author here thinks that technology should b used in all the classrooms and it diferentiates instruction. When mentioned to students they seem more enthused about learning. The author conducted a lot of research on how to incorporate testing into assessment. They give all the posiives about online testing and the advantages to it. The article also gives places where teachers can creat online tests and implement it into their classroom more.

The author of this article explains how teacher quality has been an ongoing issue and a big concern for many. The No Child Left behind Act focuses on having good qualified teachers that will improve test scores of their students. The article says how there is not clear meaning on what a qualified teacher is. One can not determine weather a teacher is qualified. it also talks about how they asses a teacher to determine weather they are qualified enough to teach.