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Morton, Heather. "Private Efforts To Help Financial Literacy." State Legislatures 33.5 (May 2007): 24-24. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 16 Mar. 2009.

The article focuses on the hard work of some financial institutions to help improve financial education in the U.S. These include money skills, and interative curriculum created by the American Financial Services Association Education Foundation, the Credit Union National Association, together with the National Endowment for Financial Education, and Visa, with the Federal Reserve Bank of Chicago.

The article focuses on the hard work of some financial institutions to help improve financial education in the U.S. These include money skills, and interative curriculum created by the American Financial Services Association Education Foundation, the Credit Union National Association, together with the National Endowment for Financial Education, and Visa, with the Federal Reserve Bank of Chicago.

The article suggests planning financial literacy programs for students. Furthermore, the author shares with the reader that that there are laws in Oklahoma, Colorado, and other states requiring high school students to show financial literacy in order to graduate. In addition the article shares that Capital One has created branch banks operated by students at several schools as well as the National Endowment for financial education has created a personal finance curriculum that can be integrated into regular school curriculum. Research suggests that personal finance courses have not improved student financial literacy. Lewis Mandell suggest that students should be taught about finance and savings at an earlier age than high school.

The author reports on the study "To Read or Not to Read," which was released by the United States National Endowment for the Arts. The study found that Americans read less in 2007 compared with previous years. The study found that reading abilities for teenagers and adults have declined, whereas reading abilities for younger children have increased. The impact which the decline in reading abilities has had on American workers is discussed. The author states that the amount of time which people read on a daily basis has declined. (Abstract from EBSCO.)

Over the last seven years, Jessie Little Doe Fermino, a member of the Mashpee tribe on Cape Cod, has been on a single-minded mission to revive the language of her ancestors, Wampanoag, the one that greeted the Pilgrims when they landed at Plymouth Rock and that gave the state of Massachusetts its name. But when she applied to the National Endowment of the Humanities for a grant to create a Wampanoag dictionary, she was turned down. The apparent reasons: the Wampanoag language has not been used in about 100 years, the known descendants of the original speakers number only 2,500 and Ms. Fermino is trying to make a spoken language out of a language that until recently existed only in documents, many of them from the 17th century.

In 2007, the Oklahoma Legistalure passed a law called "The Passport to Financial Literacy Act" that requires students, beginning in the 7th grade, to demonstarate "financial proficiency in 14 areas" to acheive a high school diploma. Other schools with the help of the National Endowment Fund for Financial Education have incorporated programs to increase the levels of financial literacy among students. Critics of this program state that these prgrams are not helping the overall financial literacy levels of high school students upon completion. It is not plausable to state that these financial programs are useless, because these programs need to work in correcpendence of parents teaching their children good financial habits within their own homes.

There are ways for students to gain financial literacy and this article is mentions plans for student programs to help do this. The article talks about how some finance classes don't help a students understanding of finances, and mentions to have financial literacy it might have to begin in a person's childhood.