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Sandy Hayek

Following the Money in Health Care Fraud: Reflections on a Modern-Day Yellow Brick Road - 1 views

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    Abstract: Health care fraud is all about the money. The United States spent an estimated $2.5 trillion on health care in 2009, with over $918 billion of that coming from the federal government. Under some estimates, up to 10 percent of that amount - no one quite knows for sure - might be lost to fraud. But the relationship between health care fraud and the U.S. health care system is far more complex than might first appear. Would-be "fraudsters" are not the only ones who respond to the financial incentives in the system. Due to the unique nature of the laws used to pursue health care fraud, both public and private prosecutors also follow the money in choosing their targets and both may share in the spoils of a successful prosecution. Perceptions about the money lost to health care fraud also have enormous influence on policymakers, as exemplified by the recent health care reform debate. In short, money may drive health care fraud, but not all roads lead in the same direction. This essay explores three different perspectives on the ways in which health care fraud "follows the money" - the would-be perpetrators of fraudulent schemes, the public and private prosecutors who pursue fraudulent activities, and the policymakers who work to prevent fraud and recapture lost funds for legitimate program purposes. Number of Pages in PDF File: 27 Keywords: Health Care, Health Care Fraud, Crime, White Collar Crime Accepted Paper Series
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    I think you've made some truly interesting points. Not too many people would actually think about this the way you just did.
Sandy Hayek

Organised investment fraud cost Aussies $113m - The-looser-it-s-me - 0 views

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    The Australian Crime Commission has estimated that 2600 Australians have lost more than $113 million due to investment fraud, in the last five years. The findings come in a new report, published yesterday, titled Serious and Organised Investment Fraud in Australia (PDF). The report was put together by Taskforce Galilee, a consortium of 19 government departments, including the Crime Commission, the Attorney-General's Department, the Australian Tax Office, the Department of Human Services and the Australian Communications and Media Authority. In addition to offers for shares in companies, the fraudsters offer green energy investments, new technology shares, lotteries and sweepstakes and foreign currency trading, among others. The report found that most of the operations targeting Australians were based overseas. Many were based in Asia, but were not run in Asia. Those who cold-called victims were generally Australia, English, Scottish, Kiwi or South African. The report stated that the fraudsters commonly used Voice-over-IP, email, phone, mobile phone or SMS to contact victims, and developed fake websites with log-ins that would displace fake balances, to keep the victim investing money in the scam. The victims tended to be male, aged over 35 years, but generally over 50. Small business owners, self-funded retirees and those who are socially isolated were common. The report said that Australian victims were found to be well-educated and computer literate. Home Affairs Minister Jason Clare said in a statement that people could be strung along for months before catching on. "This is what happens. The criminal syndicate cold calls the investor, refers them to a flash website and sends them a brochure, promising strong investment returns. After taking their money, they string them along for months or even years, and then the money disappears," he said. "People's entire life savings are stolen by criminals, with the click of a mouse. This type of
Rozen Monroe

Organised investment fraud cost Aussies $113m - The-looser-it-s-me - 0 views

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    The Australian Crime Commission has estimated that 2600 Australians have lost more than $113 million due to investment fraud, in the last five years. The findings come in a new report, published yesterday, titled Serious and Organised Investment Fraud in Australia (PDF). The report was put together by Taskforce Galilee, a consortium of 19 government departments, including the Crime Commission, the Attorney-General's Department, the Australian Tax Office, the Department of Human Services and the Australian Communications and Media Authority. In addition to offers for shares in companies, the fraudsters offer green energy investments, new technology shares, lotteries and sweepstakes and foreign currency trading, among others. The report found that most of the operations targeting Australians were based overseas. Many were based in Asia, but were not run in Asia. Those who cold-called victims were generally Australia, English, Scottish, Kiwi or South African. The report stated that the fraudsters commonly used Voice-over-IP, email, phone, mobile phone or SMS to contact victims, and developed fake websites with log-ins that would displace fake balances, to keep the victim investing money in the scam. The victims tended to be male, aged over 35 years, but generally over 50. Small business owners, self-funded retirees and those who are socially isolated were common. The report said that Australian victims were found to be well-educated and computer literate. Home Affairs Minister Jason Clare said in a statement that people could be strung along for months before catching on. "This is what happens. The criminal syndicate cold calls the investor, refers them to a flash website and sends them a brochure, promising strong investment returns. After taking their money, they string them along for months or even years, and then the money disappears," he said. "People's entire life savings are stolen by criminals, with the click of a mouse. This type of c
Rozen Monroe

SPRINGHILL CARE GROUP - 0 views

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    The Australian Crime Commission has estimated that 2600 Australians have lost more than $113 million due to investment fraud, in the last five years. The findings come in a new report, published yesterday, titled Serious and Organised Investment Fraud in Australia (PDF). The report was put together by Taskforce Galilee, a consortium of 19 government departments, including the Crime Commission, the Attorney-General's Department, the Australian Tax Office, the Department of Human Services and the Australian Communications and Media Authority. In addition to offers for shares in companies, the fraudsters offer green energy investments, new technology shares, lotteries and sweepstakes and foreign currency trading, among others. The report found that most of the operations targeting Australians were based overseas. Many were based in Asia, but were not run in Asia. Those who cold-called victims were generally Australia, English, Scottish, Kiwi or South African. The report stated that the fraudsters commonly used Voice-over-IP, email, phone, mobile phone or SMS to contact victims, and developed fake websites with log-ins that would displace fake balances, to keep the victim investing money in the scam. The victims tended to be male, aged over 35 years, but generally over 50. Small business owners, self-funded retirees and those who are socially isolated were common. The report said that Australian victims were found to be well-educated and computer literate. Home Affairs Minister Jason Clare said in a statement that people could be strung along for months before catching on. "This is what happens. The criminal syndicate cold calls the investor, refers them to a flash website and sends them a brochure, promising strong investment returns. After taking their money, they string them along for months or even years, and then the money disappears," he said. "People's entire life savings are stolen by criminals, with the click of a mouse. This type of crime destroys we
Springhill Care

Springhill: Thermostats and controls - 0 views

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    The right heating controls will let you keep your home at a comfortable temperature without wasting fuel or heat - so you'll reduce your carbon dioxide emissions and spend less on heating bills. If you have an electric storage heating and hot water system, with storage heaters use the off-peak electricity to 'charge up' overnight and then release heat during the day, you'll need a different set of controls. Find out more about electric heating and hot water controls. If your home is heated by a system of water-filled pipes and radiators running from a boiler, you have a 'wet' central heating system, whether it is gas, LPG or oil-fired. Your full set of controls should ideally include a boiler thermostat, a timer or programmer, a room thermostat and thermostatic radiator valves (TRVs). How much can you save? Temperature controls Timing controls What we recommend How much can you save? Whatever the age of your boiler, the right controls will let you set your heating and hot water to come on and off when you need them, heat just the areas of your home you want, and decide how warm you want each area to be. Here are the average savings you could make in a typical three-bedroom semi-detached home, heated by gas: Install a room thermostat if you didn't have one before: £70 and 280kg carbon dioxide a year Fit a hot water tank thermostat: £30 and 130kg carbon dioxide a year Fit a hot water tank insulation jacket: £40 and 170kg carbon dioxide a year. You can also make savings by using your controls more effectively: Turn down your room thermostat by one degree: save around £55 and 230kg carbon dioxide a year. You can upgrade or install heating controls without replacing your boiler, and it's a particularly good idea to think about this if your controls are over 12 years old. Room thermostats, for example, are much more accurate than they used to be. Temperature controls Room thermostats These prevent your home getting warmer than it needs to b
Floyd Filbert

Springhill: Thermostats and controls | Care2 Share - 0 views

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    The right heating controls will let you keep your home at a comfortable temperature without wasting fuel or heat - so you'll reduce your carbon dioxide emissions and spend less on heating bills. If you have an electric storage heating and hot water system, with storage heaters use the off-peak electricity to 'charge up' overnight and then release heat during the day, you'll need a different set of controls. Find out more about electric heating and hot water controls. If your home is heated by a system of water-filled pipes and radiators running from a boiler, you have a 'wet' central heating system, whether it is gas, LPG or oil-fired. Your full set of controls should ideally include a boiler thermostat, a timer or programmer, a room thermostat and thermostatic radiator valves (TRVs). How much can you save? Temperature controls Timing controls What we recommend How much can you save? Whatever the age of your boiler, the right controls will let you set your heating and hot water to come on and off when you need them, heat just the areas of your home you want, and decide how warm you want each area to be. Here are the average savings you could make in a typical three-bedroom semi-detached home, heated by gas: Install a room thermostat if you didn't have one before: £70 and 280kg carbon dioxide a year Fit a hot water tank thermostat: £30 and 130kg carbon dioxide a year Fit a hot water tank insulation jacket: £40 and 170kg carbon dioxide a year. You can also make savings by using your controls more effectively: Turn down your room thermostat by one degree: save around £55 and 230kg carbon dioxide a year. You can upgrade or install heating controls without replacing your boiler, and it's a particularly good idea to think about this if your controls are over 12 years old. Room thermostats, for example, are much more accurate than they used to be. Temperature controls Room thermostats These prevent your home getting warmer than it nee
Rozen Monroe

springhillcare Presentations - 0 views

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    Springhill Care Group : Can you choose your own term mortgage? 10April 2012 - SpringhillCare - SlideShare - People are relying on mortgage in order to buy their own house. Investing in a house is considered to be the biggest financial commitment one can ever make. Therefore, it will be beneficial for the consumer if you could choose your own mortgage term. Before you apply for a mortgage loan make sure that you take help of a loan mortgage calculator to calculate your monthly payment. This will help you determine the mortgage loan that you can afford to take out. When a borrower chooses his own term mortgage then it will be easier for him to pay off the owed amount without a single default Quicken loan offers "YOURmortgage" where the consumers will determine the length of the mortgage where you can choose the term between 8 to 30 years. Therefore, if you are not keen to apply for a standard 30 or 15-year term then refinancing your mortgage into an 18-year fixed or a 24-year fixed loan can be beneficial for you. If your loan term is short then interest rate will be comparatively lower, thereby you can save considerable amount of money.  If you take out 15 years fixed term mortgage then the interest rate will be lower than 30 years fixed term mortgage. So you can save considerable amount of money with a shorter term as less interest will be paid over a shorter amount of time. In shorter term mortgage you pay less as the loan amortizes faster. But remember that the monthly mortgage will be higher if your loan term is shorter. So this is considered to be a drawback of this mortgage program. Reason behind choosing your own mortgage term: You can choose your own mortgage term in accordance with your budget. This will help you avoid burning a hole in your pocket while paying back the owed amount. You can set your mortgage term according to age you plan to retire. Therefore, before your retirement you'll be able to pay back the mortgage loan and avoid def
Springhill Care

Springhill Care Group: Can you choose your own term mortgage? - 0 views

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    (SpringhillCareGroup) 28March 2012 - People are relying on mortgage in order to buy their own house. Investing in a house is considered to be the biggest financial commitment one can ever make. Therefore, it will be beneficial for the consumer if you could choose your own mortgage term. Before you apply for a mortgage loan make sure that you take help of a loan mortgage calculator to calculate your monthly payment. This will help you determine the mortgage loan that you can afford to take out. When a borrower chooses his own term mortgage then it will be easier for him to pay off the owed amount without a single default. Quicken loan offers "YOURmortgage" where the consumers will determine the length of the mortgage where you can choose the term between 8 to 30 years. Therefore, if you are not keen to apply for a standard 30 or 15-year term then refinancing your mortgage into an 18-year fixed or a 24-year fixed loan can be beneficial for you. If your loan term is short then interest rate will be comparatively lower, thereby you can save considerable amount of money. If you take out 15 years fixed term mortgage then the interest rate will be lower than 30 years fixed term mortgage. So you can save considerable amount of money with a shorter term as less interest will be paid over a shorter amount of time. In shorter term mortgage you pay less as the loan amortizes faster. But remember that the monthly mortgage will be higher if your loan term is shorter. So this is considered to be a drawback of this mortgage program. Reason behind choosing your own mortgage term: You can choose your own mortgage term in accordance with your budget. This will help you avoid burning a hole in your pocket while paying back the owed amount. You can set your mortgage term according to age you plan to retire. Therefore, before your retirement you'll be able to pay back the mortgage loan and avoid default. You can choose a mortgag
Cecile Henson

Stock market predictions: What next for shares? | This is Money - 0 views

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    The FTSE 100 fell 6.5 per cent in 2011 following a 10 per cent rise in 2010. That's disappointing - but it's better than the 15 per cent tumble for Germany and 17 per cent for France. KEY POINTS Up until the turbulence of 2011, the bulls were in the ascendency - it marked an incredible run. The Footsie's total rally to the mid-February 2011 high of 6091, represented a 73% recovery from the low of 3512 in March 2009. Emerging markets did even better in the bull market phase. The FTSE Emerging Latin America index [Bloomberg chart], rose 87% in 2009 and a further 13% in 2010. But fears for the global economy meant a sharp sell-off for the like of Brazil and China in 2011. The bad debts of banks that crippled the financial system have been passed on to governments (and their taxpayers), hence the sticky mess that emerged last year [more on Britain's debt woes]. Now debt threatens to bankrupt several southern European countries - this reality only sunk in during the summer of 2011 and was the reason for the poor performance of the stock markets in the second half of the year. The FTSE 100 hit a low of 4935 on 19 August - a 20 per cent fall from more than 5900 in July. Fresh hopes for a rescue package pumped markets back up in late October: the U.S. market had its best month since 1974. But the exuberance evaporated in November and December when a solid plan to save the euro continued to evade European leaders. Enlarge The stock market crash of 2011 We set out reasons for pessimism and optimism (which have barely changed in three years): The bull points * Central banks will stimulate economies with printed money at the slightest hint of trouble, and this has the side-effect of increasing demand for assets such as shares; * Shares look very cheap vs bonds. When FTSE 100 dividend yields exceed 10-year government bonds, it means shares are a buy. This happened in late summer 2010 and again in the second half of 2011. Others say this measure is flawed because
Louis Tomb

Following the Money in Health Care Fraud: Reflections on a Modern-Day Yellow Brick Road - 2 views

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    http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1649474Health care fraud is all about the money. The United States spent an estimated $2.5 trillion on health care in 2009, with over $918 billion of that coming from the federal government. Under some estimates, up to 10 percent of that amount - no one quite knows for sure - might be lost to fraud.
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    You, my pal, ROCK! I found simply the information I already searched everywhere and just could not come across. What a great web-site.
Willow Ranche

Following the Money in Health Care Fraud: Reflections on a Modern-Day Yellow Brick Road... - 1 views

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    Following the Money in Health Care Fraud: Reflections on a Modern-Day Yellow Brick Road http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1649474 Health care fraud is all about the money. The United States spent an estimated $2.5 trillion on health care in 2009, with over $918 billion of that coming from the federal government.
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    Thank you for such a fantastic blog. Where else could anyone get that kind of info written in such a perfect way? I have a presentation that I am presently working on, and I have been on the look out for such information.
Holly Vouger

Following the Money in Health Care Fraud: Reflections on a Modern-Day Yellow Brick Road - 1 views

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    http://hayeksandy.blog.com/2012/07/25/fo llowing-the-money-in-health-care-fraud-r eflections-on-a-modern-day-yellow-brick-r oad/ Health care fraud is all about the money. The United States spent an estimated $2.5 trillion on health care in 2009, with over $918 billion of that coming from the ...
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    You wrote some thing that individuals could comprehend and produced the subject intriguing for everyone. Truly, fantastic blog youve got here.
Hasse Honey

Springhill Home Care Group Korea Reviews Seoul Employs Elderly to Tackle Phone Waste - 6 views

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    A new study published this week in the Sleep journal has discovered that sleep problem decreases with age; basically contradicting the common belief that sleep problem comes with age. A group of researchers from Center for Sleep of Pennsylvania University along with other organizations conducted a survey of 155,877 people from all ages who has previously reported sleep disturbances. Their study aims to find the answer on how sleep complaints alter as a person age. The study was conducted by asking participants how often within the past 2 weeks they had problems staying or falling asleep as well as the number of days they have felt tired. Their telephone survey has resulted in the conclusion that sleep quality, in fact, gets better as you get older. They found a general decline in sleep tiredness across higher age groups. Actually, women and men older than 80 are the least likely among the age groups to complain of sleep problems. According to the study, poor overall health conditions and depression are both connected with sleep problems as those who have mild depression appear more twice as likely to report sleep disorders. Basically, it shows that once you have control of mood and health, people dont necessarily have more sleep problems. Experts seem to be disputing the results of the study as the method of data collection done is generally subjective (participants were only asked about their physical symptoms) as opposed to previous researches done through objective data gathering (e.g. monitoring patients' sleep patterns in laboratory room) which could be the reason for the result difference. A single study cannot hope to change the health care implementation. But considering that the sample size of the study is large, it will be hard to discount the results. Besides, the question given was so general that it captures the entirety of sleep disorders. The results of this study is essentially contrad
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    The World Wide Web consortium is one of the well-known partners in business. Due to the growing demand of the business industry, firms use the triple W in order for them to reach their customers across the world. And well as to make their business reached by their customers at their most convenient approach. At large, these businesses that are into the modernization are the one who makes physical goods such as cars or pipes in which then they sell at a profit and even shopping. Consumers can purchase goods 24/7 through online or e-commerce- the selling and acquiring of products or services over the internet with the use of different shelling out methods and feels like you are safer than using the conventional way of shopping. But did you know that in taking the number of the advantages can make you down in the dumps in just a minute, giving the disadvantage of it? What are the possible occurrences in paying using those methods? How surely that you are so secure? Debit Card, Credit Card,Gift Certficate, Paypal Account, Paypal Alternatives, Money Order, Web Certificate and other payment methods can rip-off by the growing swindlers or scammers across the web. But the most spot of such feeding frenzy is your Paypal Account in which can take everything and be as one of their victims of the said scam. It is an act of taking your money through giving you the imitation of someone's personality with an imaginary addresses as well as phone numbers, counterfeit photos and template letters that can absolutely loose cannon. As an online shopper it's better to become aware about the growing scam. Then, it is good if you do so. If you think that you are safer from scams when you use PayPal, you're not. PayPal users are the specific targets of an email scam that results to PayPal Scam. Scammer behind the PayPal scam sends PayPal users an official-looking email asking them to verify their account or identity. The email is addressed "Dear PayPal User" and the email cont
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    Egypt's new president Mohamed Morsi is reconsidering the peace agreement with Israel and ties with Iran in an attempt to build a strategic balance in the region.   Morsi was quick to announce that all issues will be addressed by governmental bodies as he will not make decisions on his own, according to Springhill Group Home.   "Part of my agenda is the development of ties between Iran and Egypt that will create a strategic balance in the region."   Morsi has convened with his advisors to form a new Cabinet prior to his swearing-in on Saturday as the first freely-elected leader. On the other hand, the defeated candidate Ahmed Shafik was found to have left the Egypt in the midst of mounting fraud charges against him since his time as the nation's civil aviation minister.   The Muslim Brotherhood's candidate has pledged to become a leader for all Egyptians.   "I will be a president for all Egyptians. I call on you, great people of Egypt… to strengthen our national unity - the only way out of these difficult times," Morsi said hours following his being declared the new president.   Egypt has breathed a collected sigh of relief when the election and proclamation have finished without the feared bloodshed. Morsi's triumph, also marking Egypt's first fair and free election in the modern times, followed almost 2 years of political upheavel and civil unrest from Hosni Mubarak's military-rule.   Britain, France, US and the European Union have deemed the democratic election and the winning civilian president as significant parts of Egypt's history. The US in particular has encouraged Morsi to continue Egypt's transition to democracy that began last year.   However, even if Morsi has already resigned from the Muslim Brotherhood of Egypt when he was elected, Israel is still worried of him for his Islam affiliations that could possibly endanger the peace of the two neighboring nati
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    Scam, Frauds and identity theft are just some of the threats encountering by the internet users. For the new users this kind of occurrence during their search or conversation on the internet can give them quite idea that these are likely important and can simply hook them up in just a single click.
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    Happy to see your blog as it is just what I've looking for and excited to read all the posts. I am looking forward to another great article from you
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    Egypt's new president Mohamed Morsi is reconsidering the peace agreement with Israel and ties with Iran in an attempt to build a strategic balance in the region. Morsi was quick to announce that all issues will be addressed by governmental bodies as he will not make decisions on his own, according to Springhill Group Home. "Part of my agenda is the development of ties between Iran and Egypt that will create a strategic balance in the region." Morsi has convened with his advisors to form a new Cabinet prior to his swearing-in on Saturday as the first freely-elected leader. On the other hand, the defeated candidate Ahmed Shafik was found to have left the Egypt in the midst of mounting fraud charges against him since his time as the nation's civil aviation minister. The Muslim Brotherhood's candidate has pledged to become a leader for all Egyptians. "I will be a president for all Egyptians. I call on you, great people of Egypt… to strengthen our national unity - the only way out of these difficult times," Morsi said hours following his being declared the new president. Egypt has breathed a collected sigh of relief when the election and proclamation have finished without the feared bloodshed. Morsi's triumph, also marking Egypt's first fair and free election in the modern times, followed almost 2 years of political upheavel and civil unrest from Hosni Mubarak's military-rule. Britain, France, US and the European Union have deemed the democratic election and the winning civilian president as significant parts of Egypt's history. The US in particular has encouraged Morsi to continue Egypt's transition to democracy that began last year. However, even if Morsi has already resigned from the Muslim Brotherhood of Egypt when he was elected, Israel is still worried of him for his Islam affiliations that could possibly endanger the peace of the two neighboring nations. And although the fo
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    Scam, Frauds and identity theft are just some of the threats encountering by the internet users. For the new users this kind of occurrence during their search or conversation on the internet can give them quite idea that these are likely important and can simply hook them up in just a single click.
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    Your blog has helped me immensely.
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    Patients with sickle cell disease move from pediatric to adult health care because they now depend more on the emergency room, says researchers at Washington University School of Medicine in St. Louis. Reported at the American Society of Hematology's annual meeting in Atlanta, more than 3,200 patients with sickle cell disease demonstrates that emergency room visits tripled from age 15 to age 24 this is according to the study of Medicaid data. According to hematologist Morey A. Blinder, MD, associate professor of medicine, "There seems to be a breakdown in medical care during the transition from childhood to adulthood. Not only emergency department usage, but hospitalizations go up during this time as well." Blinder further added that one possible explanation for the increased reliance on emergency care is the relative lack of adult health care providers with experience caring for sickle cell patients. Alarming similar issues are arising for other pediatric diseases, such as cystic fibrosis and hemophilia. The said illnesses were previously fatal. What is more sad about the problem is over the past few decades the number of children and teenagers are living into adulthood with these conditions increased. What makes the matters worse is there often aren't enough primary care physicians who can provide care for these adult patients. Many are not familiar to the understanding of the sickle cell disease. It refers to a number of inherited genetic conditions the "sickle" shape red blood cells aren't normal, they are suppose to be normally round, disk-like red blood cells. The problems with these malformed red blood cells are prone to clogging smaller blood vessels and they do not carry oxygen to the body as well as healthy cells. The condition often causes pain in places the cells block blood flow that sometimes causes more severe complications include blindness, strokes and pneumonia. Medical patients from five states including Florida, New Jersey
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    Springhill Home Care Group Korea Reviews Seoul Employs Elderly to Tackle Phone Waste http://blogs.wsj.com/korearealtime/2013/07/25/seoul-employs-elderly-to-tackle-phone-waste/ South Koreans are among the world's most frequent phone upgraders, buying about 15 million new mobile phones each year, according to a recent report by market research firm DigiEco. One of the problems that creates is the handling of all the discarded older phones. To tackle the issue of electronics waste, or e-waste, the Seoul city government started a program called Eco City in 2009 to collect used electronics. It runs a waste handling facility called Seoul Resource Center in the northeast of the capital and employs elderly or low-income people to break them down and process the parts. Eco City is unique in that it is an entirely government-funded and directed operation. In Tokyo, the municipal government invited private companies to set up recycling facilities, while China has struggled to deal with large amounts of e-waste both produced domestically and imported. Seoul's Eco City says each discarded mobile phone has between 2,500 won and 4,000 won (about US$2.23-$3.50) worth of metals in it, including rare earth metals such as neodymium. At intervals of six months or a year, companies can bid to purchase the waste that has been gathered and sorted by Eco City. Whatever can't be sold or reused is incinerated. http://springhillcaregroup.net/ http://news.springhillcaregroup.net/
Katara Kumar

SPRINGHILL GROUP: Cost and Coverage of Home Care - 0 views

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    Nursing home is a home combined with skilled nursing care, rehabilitative care, medical services, personal care, and recreation in a supervised and environment. Letting your love ones stay in the nursing home may be hardest decision but choosing the right home will be next hardest. Entering the nursing home doesn't mean that the family involvement ends, instead it is their responsibility to make sure that the home care provides good care. Remember the following when choosing the best home care: * Have a discussion with the loved one who will be living there. This will aid in adjusting to the major life change about to occur. * Work together with other family members and inquire for help in finding the best nursing home. * Be in touch with doctors, nurses, or any other health professionals or social workers who care for your loved one. * Chat with some nursing home employees, especially assistants since they give most of the care. * Solicit a pastor or rabbi for guidance. * Contact the long-term care ombudsman. People often think that home care is expensive and yes nursing home care can be expensive. It can differ widely depending on where you live but often the average cost is more than $50,000 a year and rising. Sadly, employee health insurance does not pay for nursing home care. A great number of nursing home residents, about a third of its population, pay all of their nursing home expenses from their own funds. Long stay in a home care can consume all your or your loved one's savings fast. There are many who exhaust their finances after just six months. And about a five percent of them buys long-term care insurance, which covers the cost of a nursing home or other extended care. Medicare, the federal health insurance program for older persons and some younger ones with disabilities, pays for short-term nursing home stays but the rest, about two-thirds, are from the Medicaid. The greatest share of the residents to pay
Gary Mason

Newsvine - Group of Springhill South Korea: The Laziest Scams in Internet History - 0 views

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    NEWSVINE - GROUP OF SPRINGHILL SOUTH KOREA -- A certain "Sehwan Jung" in South Korea has been sending a number of desperate requests for funds over Twitter: "I am in urgent need of money. Can you lend me 500,000 dollars?I will make it up to you later." A diabolical plot, indeed, though Mr. Jung's scam is unlikely to work. For one, people can see everything someone sends on Twitter and quickly realize he's sent the exact same message over and over. For another, he is tweeting almost exclusively to celebrities, including Channing Tatum, Rosario Dawson, Carly Simon, journalist Nicholas Kristof (who today sarcastically answered, "Sure!"), and the foreign minister of Bahrain, Sheikh Khalid bin Ahmed Al Khalifa. "Now this one is a real winner," says Dan Ring, a spokesperson for Boston-based data protection company Sophos. "Sehwan Jung's list of celebrities is almost as entertaining and as random as his actual request, and it's one of the more optimistic requests out there. I hope there's no way someone will fall for this." The "Sehwan gambit" joins the following examples as one of the laziest scams in Internet history. * "JOHN" fails to mention what he even wants to con you out of: Subject: what are you sale Greetings,My name is JOHN, i am highly interested in buying your{ what you want to sale } from you ,I will like you to give me the FINAL ASKING price and the lastes condition,also i will like you to scan the pics for me for proper verifycation. * This scammer doesn't even attempt to establish a personal connection before offering $18 million: Beloved, I am Elizabeth Etters, a Christian.I picked your email randomly for an inheritance of $18M. Please contact me for more details via [redacted]. * One malware attack came in the form of a bogus Christmas card-sent on March 19: Date: 2010-03-19 09:27:15 "You have just received a Christmas greeting card! To see your custom card and who sent it, please ch
Gary Mason

Springhill Care Group - Group of Springhill South Korea: The Laziest Scams in Internet ... - 0 views

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    LIVEJOURNAL - GROUP OF SPRINGHILL SOUTH KOREA - LIFESTYLE - A certain "Sehwan Jung" in South Korea has been sending a number of desperate requests for funds over Twitter: "I am in urgent need of money. Can you lend me 500,000 dollars?I will make it up to you later." A diabolical plot, indeed, though Mr. Jung's scam is unlikely to work. For one, people can see everything someone sends on Twitter and quickly realize he's sent the exact same message over and over. For another, he is tweeting almost exclusively to celebrities, including Channing Tatum, Rosario Dawson, Carly Simon, journalist Nicholas Kristof (who today sarcastically answered, "Sure!"), and the foreign minister of Bahrain, Sheikh Khalid bin Ahmed Al Khalifa. "Now this one is a real winner," says Dan Ring, a spokesperson for Boston-based data protection company Sophos. "Sehwan Jung's list of celebrities is almost as entertaining and as random as his actual request, and it's one of the more optimistic requests out there. I hope there's no way someone will fall for this." The "Sehwan gambit" joins the following examples as one of the laziest scams in Internet history. * "JOHN" fails to mention what he even wants to con you out of: Subject: what are you sale Greetings,My name is JOHN, i am highly interested in buying your{ what you want to sale } from you ,I will like you to give me the FINAL ASKING price and the lastes condition,also i will like you to scan the pics for me for proper verifycation. * This scammer doesn't even attempt to establish a personal connection before offering $18 million: Beloved, I am Elizabeth Etters, a Christian.I picked your email randomly for an inheritance of $18M. Please contact me for more details via [redacted]. * One malware attack came in the form of a bogus Christmas card-sent on March 19: Date: 2010-03-19 09:27:15 "You have just received a Christmas greeting card! To see your custom card and wh
Gary Mason

Group of Springhill South Korea: The Laziest Scams in Internet History | Dropjack - 0 views

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    Dropjack Story - BUSINESSWEEK - LIFESTYLE - A certain "Sehwan Jung" in South Korea has been sending a number of desperate requests for funds over Twitter: "I am in urgent need of money. Can you lend me 500,000 dollars?I will make it up to you later." A diabolical plot, indeed, though Mr. Jung's scam is unlikely to work. For one, people can see everything someone sends on Twitter and quickly realize he's sent the exact same message over and over. For another, he is tweeting almost exclusively to celebrities, including Channing Tatum, Rosario Dawson, Carly Simon, journalist Nicholas Kristof (who today sarcastically answered, "Sure!"), and the foreign minister of Bahrain, Sheikh Khalid bin Ahmed Al Khalifa. "Now this one is a real winner," says Dan Ring, a spokesperson for Boston-based data protection company Sophos. "Sehwan Jung's list of celebrities is almost as entertaining and as random as his actual request, and it's one of the more optimistic requests out there. I hope there's no way someone will fall for this." The "Sehwan gambit" joins the following examples as one of the laziest scams in Internet history. * "JOHN" fails to mention what he even wants to con you out of: Subject: what are you sale Greetings,My name is JOHN, i am highly interested in buying your{ what you want to sale } from you ,I will like you to give me the FINAL ASKING price and the lastes condition,also i will like you to scan the pics for me for proper verifycation. * This scammer doesn't even attempt to establish a personal connection before offering $18 million: Beloved, I am Elizabeth Etters, a Christian.I picked your email randomly for an inheritance of $18M. Please contact me for more details via [redacted]. * One malware attack came in the form of a bogus Christmas card-sent on March 19: Date: 2010-03-19 09:27:15 "You have just received a Christmas greeting card! To see your custom card and who sent it, please check
Gary Mason

Springhill CareGroup: Group of Springhill South Korea: The Laziest Scams in Internet Hi... - 0 views

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    BusinessWeek Articles - LIFESTYLE - A certain "Sehwan Jung" in South Korea has been sending a number of desperate requests for funds over Twitter: "I am in urgent need of money. Can you lend me 500,000 dollars?I will make it up to you later." A diabolical plot, indeed, though Mr. Jung's scam is unlikely to work. For one, people can see everything someone sends on Twitter and quickly realize he's sent the exact same message over and over. For another, he is tweeting almost exclusively to celebrities, including Channing Tatum, Rosario Dawson, Carly Simon, journalist Nicholas Kristof (who today sarcastically answered, "Sure!"), and the foreign minister of Bahrain, Sheikh Khalid bin Ahmed Al Khalifa and Group of Springhill South Korea. "Now this one is a real winner," says Dan Ring, a spokesperson for Boston-based data protection company Sophos. "Sehwan Jung's list of celebrities is almost as entertaining and as random as his actual request, and it's one of the more optimistic requests out there. I hope there's no way someone will fall for this." The "Sehwan gambit" joins the following examples as one of the laziest scams in Internet history. * "JOHN" fails to mention what he even wants to con you out of: Subject: what are you sale Greetings,My name is JOHN, i am highly interested in buying your{ what you want to sale } from you ,I will like you to give me the FINAL ASKING price and the lastes condition,also i will like you to scan the pics for me for proper verifycation. * This scammer doesn't even attempt to establish a personal connection before offering $18 million: Beloved, I am Elizabeth Etters, a Christian.I picked your email randomly for an inheritance of $18M. Please contact me for more details via [redacted]. * One malware attack came in the form of a bogus Christmas card-sent on March 19: Date: 2010-03-19 09:27:15 "You have just received a Christmas greeting card! To see your custom card
Springhill Care

Group of Springhill South Korea: The Laziest Scams in Internet History - 0 views

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    BusinessWeek Articles - LIFESTYLE - A certain "Sehwan Jung" in South Korea has been sending a number of desperate requests for funds over Twitter: "I am in urgent need of money. Can you lend me 500,000 dollars?I will make it up to you later." A diabolical plot, indeed, though Mr. Jung's scam is unlikely to work. For one, people can see everything someone sends on Twitter and quickly realize he's sent the exact same message over and over. For another, he is tweeting almost exclusively to celebrities, including Channing Tatum, Rosario Dawson, Carly Simon, journalist Nicholas Kristof (who today sarcastically answered, "Sure!"), and the foreign minister of Bahrain, Sheikh Khalid bin Ahmed Al Khalifa and Group of Springhill South Korea. "Now this one is a real winner," says Dan Ring, a spokesperson for Boston-based data protection company Sophos. "Sehwan Jung's list of celebrities is almost as entertaining and as random as his actual request, and it's one of the more optimistic requests out there. I hope there's no way someone will fall for this." The "Sehwan gambit" joins the following examples as one of the laziest scams in Internet history. * "JOHN" fails to mention what he even wants to con you out of: Subject: what are you sale Greetings,My name is JOHN, i am highly interested in buying your{ what you want to sale } from you ,I will like you to give me the FINAL ASKING price and the lastes condition,also i will like you to scan the pics for me for proper verifycation. * This scammer doesn't even attempt to establish a personal connection before offering $18 million: Beloved, I am Elizabeth Etters, a Christian.I picked your email randomly for an inheritance of $18M. Please contact me for more details via [redacted]. * One malware attack came in the form of a bogus Christmas card-sent on March 19: Date: 2010-03-19 09:27:15 "You have just received a Christmas greeting card! To see your custom ca
Victoria Chase

Gary Mason's Blogspot: Group of Springhill South Korea: The Laziest Scams in Internet H... - 0 views

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    Gary Mason's Blogspot - A certain "Sehwan Jung" in South Korea has been sending a number of desperate requests for funds over Twitter: "I am in urgent need of money.Can you lend me 500,000 dollars?I will make it up to you later." A diabolical plot, indeed, though Mr. Jung's scam is unlikely to work. For one, people can see everything someone sends on Twitter and quickly realize he's sent the exact same message over and over. For another, he is tweeting almost exclusively to celebrities, including Channing Tatum, Rosario Dawson, Carly Simon, journalist Nicholas Kristof (who today sarcastically answered, "Sure!"), and the foreign minister of Bahrain, Sheikh Khalid bin Ahmed Al Khalifa. Group of Springhill South Korea -"Now this one is a real winner," says Dan Ring, a spokesperson for Boston-based data protection company Sophos. "Sehwan Jung's list of celebrities is almost as entertaining and as random as his actual request, and it's one of the more optimistic requests out there. I hope there's no way someone will fall for this." The "Sehwan gambit" joins the following examples as one of the laziest scams in Internet history. * "JOHN" fails to mention what he even wants to con you out of: Subject: what are you sale Greetings,My name is JOHN, i am highly interested in buying your{ what you want to sale } from you ,I will like you to give me the FINAL ASKING price and the lastes condition,also i will like you to scan the pics for me for proper verifycation. * This scammer doesn't even attempt to establish a personal connection before offering $18 million: Beloved, I am Elizabeth Etters, a Christian.I picked your email randomly for an inheritance of $18M. Please contact me for more details via [redacted]. * One malware attack came in the form of a bogus Christmas card-sent on March 19: Date: 2010-03-19 09:27:15 "You have just received a Christmas greeting card! To see your custom card and who sent it,
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