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The right heating controls will let you keep your home at a comfortable temperature without wasting fuel or heat - so you'll reduce your carbon dioxide emissions and spend less on heating bills. If you have an electric storage heating and hot water system, with storage heaters use the off-peak electricity to 'charge up' overnight and then release heat during the day, you'll need a different set of controls. Find out more about electric heating and hot water controls. If your home is heated by a system of water-filled pipes and radiators running from a boiler, you have a 'wet' central heating system, whether it is gas, LPG or oil-fired. Your full set of controls should ideally include a boiler thermostat, a timer or programmer, a room thermostat and thermostatic radiator valves (TRVs). How much can you save? Temperature controls Timing controls What we recommend How much can you save? Whatever the age of your boiler, the right controls will let you set your heating and hot water to come on and off when you need them, heat just the areas of your home you want, and decide how warm you want each area to be. Here are the average savings you could make in a typical three-bedroom semi-detached home, heated by gas: Install a room thermostat if you didn't have one before: £70 and 280kg carbon dioxide a year Fit a hot water tank thermostat: £30 and 130kg carbon dioxide a year Fit a hot water tank insulation jacket: £40 and 170kg carbon dioxide a year. You can also make savings by using your controls more effectively: Turn down your room thermostat by one degree: save around £55 and 230kg carbon dioxide a year. You can upgrade or install heating controls without replacing your boiler, and it's a particularly good idea to think about this if your controls are over 12 years old. Room thermostats, for example, are much more accurate than they used to be. Temperature controls Room thermostats These prevent your home getting warmer than it needs to b

The right heating controls will let you keep your home at a comfortable temperature without wasting fuel or heat - so you'll reduce your carbon dioxide emissions and spend less on heating bills. If you have an electric storage heating and hot water system, with storage heaters use the off-peak electricity to 'charge up' overnight and then release heat during the day, you'll need a different set of controls. Find out more about electric heating and hot water controls. If your home is heated by a system of water-filled pipes and radiators running from a boiler, you have a 'wet' central heating system, whether it is gas, LPG or oil-fired. Your full set of controls should ideally include a boiler thermostat, a timer or programmer, a room thermostat and thermostatic radiator valves (TRVs). How much can you save? Temperature controls Timing controls What we recommend How much can you save? Whatever the age of your boiler, the right controls will let you set your heating and hot water to come on and off when you need them, heat just the areas of your home you want, and decide how warm you want each area to be. Here are the average savings you could make in a typical three-bedroom semi-detached home, heated by gas: Install a room thermostat if you didn't have one before: £70 and 280kg carbon dioxide a year Fit a hot water tank thermostat: £30 and 130kg carbon dioxide a year Fit a hot water tank insulation jacket: £40 and 170kg carbon dioxide a year. You can also make savings by using your controls more effectively: Turn down your room thermostat by one degree: save around £55 and 230kg carbon dioxide a year. You can upgrade or install heating controls without replacing your boiler, and it's a particularly good idea to think about this if your controls are over 12 years old. Room thermostats, for example, are much more accurate than they used to be. Temperature controls Room thermostats These prevent your home getting warmer than it nee

GROUP OF SPRINGHILL SOUTH KOREA - In today's economic climate, who will help you protect your company and your clients from the devastating impact of fraud? Fraud can creep into your business in a number of ways. You may find you need an objective expert to deter potential problems, investigate allegations or provide resolution. A Certified Fraud Examiner (CFE) offers anti-fraud knowledge and skills you need to: * Investigate allegations against one of your employees * Recommend strong anti-fraud internal controls * Conduct interviews related to sensitive issues * Provide assistance with financial dispute resolution * Resolve irregularities discovered during your company's audit * Provide expert testimony on financial and investigative matters A Unique Set of Skills Fraud Examiners have a unique set of skills that are not found in any other discipline; they combine knowledge of complex financial transactions with an understanding of law, criminology, investigation and how to resolve allegations of fraud. CFEs work in a variety of disciplines including accounting, auditing, fraud investigation and security, as well as in different industry segments including government, healthcare, financial services, manufacturing and retail distribution. CFEs are knowledgeable in four areas critical to the fight against fraud: * Fraudulent Financial Transactions * Criminology & Ethics * Legal Elements of Fraud * Fraud Investigation Reduce Fraud Risks and Costs Heightened fraud awareness, combined with new laws and regulations, has increased the already growing demand in the workforce for professionals who are highly skilled at deterring, detecting and investigating fraud. CFEs have the ability to: * Identify and reduce opportunities for fraud * Implement effective anti-fraud controls * Continuously improve anti-fraud measures based on new risks and technologies * Educate employees to deter fraud and report wr

Guns don't kill people; people kill people; and people with guns kill even more people. They also save more people who would otherwise be at the mercy of the criminals. SPRINGHILL TOWNSHIP, Pa. - An 85-year-old great-grandmother in Fayette County busted a would-be burglar by pulling a gun, then forcing him to call for help while she kept him in her sights. http://www.thepittsburghchannel.com/news/17232825/detail.htm… Venus Ramey, 82, confronted a man on her farm in south-central Kentucky last week after she saw her dog run into a storage building where thieves had previously made off with old farm equipment. Ramey said the man told her he would leave. "I said, 'Oh, no you won't,' and I shot their tires so they couldn't leave," Ramey said. She had to balance on her walker as she pulled out a snub-nosed .38-caliber handgun. "I didn't even think twice. I just went and did it," she said. "If they'd even dared come close to me, they'd be 6 feet under by now." http://www.foxnews.com/story/0,2933,267540,00.html Hancock County Sheriff's Investigator Andre Fizer said about an 84-year-old man's decision to shoot through a house door at another man who was trying to barge into the house: "You could tell he was devastated. You could tell he was scared." And rightfully so. Twenty-year-old Wade Ledesma made repeated attempts to break in to the house at about 5 a.m. on July 27, threatening to kill him throughout. Ledesma "tried to break through the front door and also tried to enter through a back door and a rear window of the residence. The resident called 911 and reported that the intruder was trying to force his way into the home…. [The elderly man] held himself against the door to keep [Ledesma] from entering," reported the Sun Herald. The resident became tired from holding the door and, worded about his and his wife's safety, asked his wife to get his pistol. He fired a shot through the door, meant to merely be a warn

Guns don't kill people; people kill people; and people with guns kill even more people. They also save more people who would otherwise be at the mercy of the criminals. SPRINGHILL TOWNSHIP, Pa. - An 85-year-old great-grandmother in Fayette County busted a would-be burglar by pulling a gun, then forcing him to call for help while she kept him in her sights. http://www.thepittsburghchannel.com/news/17232825/detail.htm… Venus Ramey, 82, confronted a man on her farm in south-central Kentucky last week after she saw her dog run into a storage building where thieves had previously made off with old farm equipment. Ramey said the man told her he would leave. "I said, 'Oh, no you won't,' and I shot their tires so they couldn't leave," Ramey said. She had to balance on her walker as she pulled out a snub-nosed .38-caliber handgun. "I didn't even think twice. I just went and did it," she said. "If they'd even dared come close to me, they'd be 6 feet under by now." http://www.foxnews.com/story/0,2933,267540,00.html Hancock County Sheriff's Investigator Andre Fizer said about an 84-year-old man's decision to shoot through a house door at another man who was trying to barge into the house: "You could tell he was devastated. You could tell he was scared." And rightfully so. Twenty-year-old Wade Ledesma made repeated attempts to break in to the house at about 5 a.m. on July 27, threatening to kill him throughout. Ledesma "tried to break through the front door and also tried to enter through a back door and a rear window of the residence. The resident called 911 and reported that the intruder was trying to force his way into the home…. [The elderly man] held himself against the door to keep [Ledesma] from entering," reported the Sun Herald. The resident became tired from holding the door and, worded about his and his wife's safety, asked his wife to get his pistol. He fired a shot through the door, mea

If you've got a junk email folder full of spam, there's nearly a 10 percent chance it came from a computer in India, the world's new top spam producer. India claimed the unwanted crown from the U.S. in the security firm Sophos' most recent "Dirty Dozen" report of the top spamming countries between January and March. Rounding out the infamous top five are South Korea, which accounts for 8.3 percent of spam, and Indonesia and Russia, both of which distribute 5 percent of the spam clogging up inboxes. Trailing Russia are Italy (4.9 percent ), Brazil (4.3 percent), Poland (3.9 percent), Pakistan (3.3 percent), Vietnam (3.2 percent), Taiwan (2.9 percent) and Peru (2.5 percent). [The 10 Biggest Online Security Myths - And How to Avoid Them] According to Sophos' chief technical officer Graham Cluley, the computers in these high-spamming countries might be sending out their junk messages without the complicity of the computers' actual owners. "The vast majority of spam comes from home computers that have been compromised by hackers, and commandeered into a botnet," Cluley explained. Botnets, short for "robot networks," function like automated zombie armies; infected with a malicious piece of software that puts them under the control of a remote operator, they carry out the orders of the command-and-control server - including sending mass amounts of spam emails - all without the computer owner's knowledge. Cluley said total spam output has actually decreased since the same time period last year. He credited this decline to cybercriminals switching up their approach; they are crafting more targeted email scams, and taking advantage of the massive popularity of social networks like Facebook and, more recently, Pinterest, to do the scam-spreading work for them. Fortunately, whatever country you're in, you can download anti-virus software that can help prevent th

If you've got a junk email folder full of spam, there's nearly a 10 percent chance it came from a computer in India, the world's new top spam producer. India claimed the unwanted crown from the U.S. in the security firm Sophos' most recent "Dirty Dozen" report of the top spamming countries between January and March. Rounding out the infamous top five are South Korea, which accounts for 8.3 percent of spam, and Indonesia and Russia, both of which distribute 5 percent of the spam clogging up inboxes. Trailing Russia are Italy (4.9 percent ), Brazil (4.3 percent), Poland (3.9 percent), Pakistan (3.3 percent), Vietnam (3.2 percent), Taiwan (2.9 percent) and Peru (2.5 percent). [The 10 Biggest Online Security Myths - And How to Avoid Them] According to Sophos' chief technical officer Graham Cluley, the computers in these high-spamming countries might be sending out their junk messages without the complicity of the computers' actual owners. "The vast majority of spam comes from home computers that have been compromised by hackers, and commandeered into a botnet," Cluley explained. Botnets, short for "robot networks," function like automated zombie armies; infected with a malicious piece of software that puts them under the control of a remote operator, they carry out the orders of the command-and-control server - including sending mass amounts of spam emails - all without the computer owner's knowledge. Cluley said total spam output has actually decreased since the same time period last year. He credited this decline to cybercriminals switching up their approach; they are crafting more targeted email scams, and taking advantage of the massive popularity of social networks like Facebook and, more recently, Pinterest, to do the scam-spreading work for them. Fortunately, whatever country you're in, you can download anti-virus software that can help prevent these spam-spewing armies from enlisting

If you've got a junk email folder full of spam, there's nearly a 10 percent chance it came from a computer in India, the world's new top spam producer. India claimed the unwanted crown from the U.S. in the security firm Sophos' most recent "Dirty Dozen" report of the top spamming countries between January and March. Rounding out the infamous top five are South Korea, which accounts for 8.3 percent of spam, and Indonesia and Russia, both of which distribute 5 percent of the spam clogging up inboxes. Trailing Russia are Italy (4.9 percent ), Brazil (4.3 percent), Poland (3.9 percent), Pakistan (3.3 percent), Vietnam (3.2 percent), Taiwan (2.9 percent) and Peru (2.5 percent). [The 10 Biggest Online Security Myths - And How to Avoid Them] According to Sophos' chief technical officer Graham Cluley, the computers in these high-spamming countries might be sending out their junk messages without the complicity of the computers' actual owners. "The vast majority of spam comes from home computers that have been compromised by hackers, and commandeered into a botnet," Cluley explained. Botnets, short for "robot networks," function like automated zombie armies; infected with a malicious piece of software that puts them under the control of a remote operator, they carry out the orders of the command-and-control server - including sending mass amounts of spam emails - all without the computer owner's knowledge. Cluley said total spam output has actually decreased since the same time period last year. He credited this decline to cybercriminals switching up their approach; they are crafting more targeted email scams, and taking advantage of the massive popularity of social networks like Facebook and, more recently, Pinterest, to do the scam-spreading work for them. Fortunately, whatever country you're in, you can download anti-virus software that can help prevent these spam-spewing armies from enlisting

In today's economic climate, who will help you protect your company and your clients from the devastating impact of fraud? Fraud can creep into your business in a number of ways. You may find you need an objective expert to deter potential problems, investigate allegations or provide resolution. A Certified Fraud Examiner (CFE) offers anti-fraud knowledge and skills you need to: * Investigate allegations against one of your employees * Recommend strong anti-fraud internal controls * Conduct interviews related to sensitive issues * Provide assistance with financial dispute resolution * Resolve irregularities discovered during your company's audit * Provide expert testimony on financial and investigative matters A Unique Set of Skills Fraud Examiners have a unique set of skills that are not found in any other discipline; they combine knowledge of complex financial transactions with an understanding of law, criminology, investigation and how to resolve allegations of fraud. CFEs work in a variety of disciplines including accounting, auditing, fraud investigation and security, as well as in different industry segments including government, healthcare, financial services, manufacturing and retail distribution. CFEs are knowledgeable in four areas critical to the fight against fraud: * Fraudulent Financial Transactions * Criminology & Ethics * Legal Elements of Fraud * Fraud Investigation Reduce Fraud Risks and Costs Heightened fraud awareness, combined with new laws and regulations, has increased the already growing demand in the workforce for professionals who are highly skilled at deterring, detecting and investigating fraud. CFEs have the ability to: * Identify and reduce opportunities for fraud * Implement effective anti-fraud controls * Continuously improve anti-fraud measures based on new risks and technologies * Educate employees to deter fraud and report wrongdoing * Resolve allegations or suspicions of f

In today's economic climate, who will help you protect your company and your clients from the devastating impact of fraud? Fraud can creep into your business in a number of ways. You may find you need an objective expert to deter potential problems, investigate allegations or provide resolution. A Certified Fraud Examiner (CFE) offers anti-fraud knowledge and skills you need to: * Investigate allegations against one of your employees * Recommend strong anti-fraud internal controls * Conduct interviews related to sensitive issues * Provide assistance with financial dispute resolution * Resolve irregularities discovered during your company's audit * Provide expert testimony on financial and investigative matters A Unique Set of Skills Fraud Examiners have a unique set of skills that are not found in any other discipline; they combine knowledge of complex financial transactions with an understanding of law, criminology, investigation and how to resolve allegations of fraud. CFEs work in a variety of disciplines including accounting, auditing, fraud investigation and security, as well as in different industry segments including government, healthcare, financial services, manufacturing and retail distribution. CFEs are knowledgeable in four areas critical to the fight against fraud: * Fraudulent Financial Transactions * Criminology & Ethics * Legal Elements of Fraud * Fraud Investigation Reduce Fraud Risks and Costs Heightened fraud awareness, combined with new laws and regulations, has increased the already growing demand in the workforce for professionals who are highly skilled at deterring, detecting and investigating fraud. CFEs have the ability to: * Identify and reduce opportunities for fraud * Implement effective anti-fraud controls * Continuously improve anti-fraud measures based on new risks and technologies * Educate employees to deter fraud and report wrongdoing * Resolve allegations or suspicions of f

GROUP OF SPRINGHILL SOUTH KOREA - In today's economic climate, who will help you protect your company and your clients from the devastating impact of fraud? Fraud can creep into your business in a number of ways. You may find you need an objective expert to deter potential problems, investigate allegations or provide resolution. A Certified Fraud Examiner (CFE) offers anti-fraud knowledge and skills you need to: * Investigate allegations against one of your employees * Recommend strong anti-fraud internal controls * Conduct interviews related to sensitive issues * Provide assistance with financial dispute resolution * Resolve irregularities discovered during your company's audit * Provide expert testimony on financial and investigative matters A Unique Set of Skills Fraud Examiners have a unique set of skills that are not found in any other discipline; they combine knowledge of complex financial transactions with an understanding of law, criminology, investigation and how to resolve allegations of fraud. CFEs work in a variety of disciplines including accounting, auditing, fraud investigation and security, as well as in different industry segments including government, healthcare, financial services, manufacturing and retail distribution. CFEs are knowledgeable in four areas critical to the fight against fraud: * Fraudulent Financial Transactions * Criminology & Ethics * Legal Elements of Fraud * Fraud Investigation Reduce Fraud Risks and Costs Heightened fraud awareness, combined with new laws and regulations, has increased the already growing demand in the workforce for professionals who are highly skilled at deterring, detecting and investigating fraud. CFEs have the ability to: * Identify and reduce opportunities for fraud * Implement effective anti-fraud controls * Continuously improve anti-fraud measures based on new risks and technologies * Educate employees to deter fraud and report wrongdoing * Resolve allegations or suspic

""Springhill Group Seoul Korea" - SEOUL, South Korea (AP) - North Korean fishing boats crossed the Koreas' tense western sea boundary and retreated soon after being warned Wednesday in the second such violation this year, South Korea said. No fighting erupted though the border is one the North has long refused to recognize. A North Korean government boat briefly crossed the boundary while trying to guide the seven fishing boats back to North Korean-controlled waters, a South Korean Defense Ministry official said on condition of anonymity, citing office rules. Later Wednesday, seven North Korean boats again violated the boundary, but they all sailed back after a warning was broadcast, the official said. It wasn't clear whether they were the same seven boats that earlier crossed. Seoul says North Korean fishing boats last crossed in April. The disputed sea boundary is not clearly marked, and incursions by North Korean military and fishing boats are not unusual. Violence often erupts in the seafood-rich waters, and three naval clashes since 1999 have taken a few dozen lives. After the Korean War ended nearly 60 years ago with a truce, not with a peace treaty, the U.S.-led U.N. Command divided the Yellow Sea without Pyongyang's consent. The boundary cut North Korea off from rich fishing waters, and Pyongyang has contested the line ever since. North Korea shelled a front-line South Korean island near the boundary in November 2010, killing four people. Earlier in 2010, an explosion ripped apart a South Korean warship in the area, killing 46 sailors. Seoul said Pyongyang torpedoed the vessel. North Korea denies responsibility."

When you are traveling around the world these days there is a lot you need to be concerned with. International travel health Insurance is one of them. When you travel internationally you never know what can happen to you, but you need to prepare for the unexpected. If your health insurance does cover international care, then it may have a time limit. Thirty days is a common limit on care for international travel health insurance. Again, you want to make sure on this because if you get special insurance for international travel, you don't want to get duplicate insurance. If for some reason you become very ill and need to stay in a hospital for an extended period the current health insurance you have may not cover you for a longer period. If you are a senior citizen, it's important to note that Medicare doesn't cover you abroad. According to the U.S. Center For Disease Control and Prevention half of U.S. travelers abroad will have some sort of health problem. There are many types of international travel insurance plans. There are short term international travel health insurance plans, there are long term travel health insurance plans and there are plans that deal with non medical issues. These issues may be non medical to begin with but they can make you feel sick later. An example of non medical travel insurance is trip cancelation for international travel. read complete article

In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns

In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns While I am 65

In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns While I am 65

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Guns don't kill people; people kill people; and people with guns kill even more people. They also save more people who would otherwise be at the mercy of the criminals. SPRINGHILL TOWNSHIP, Pa. - An 85-year-old great-grandmother in Fayette County busted a would-be burglar by pulling a gun, then forcing him to call for help while she kept him in her sights. http://www.thepittsburghchannel.com/news/17232825/detail.htm… Venus Ramey, 82, confronted a man on her farm in south-central Kentucky last week after she saw her dog run into a storage building where thieves had previously made off with old farm equipment. Ramey said the man told her he would leave. "I said, 'Oh, no you won't,' and I shot their tires so they couldn't leave," Ramey said. She had to balance on her walker as she pulled out a snub-nosed .38-caliber handgun. "I didn't even think twice. I just went and did it," she said. "If they'd even dared come close to me, they'd be 6 feet under by now." http://www.foxnews.com/story/0,2933,267540,00.html Hancock County Sheriff's Investigator Andre Fizer said about an 84-year-old man's decision to shoot through a house door at another man who was trying to barge into the house: "You could tell he was devastated. You could tell he was scared." And rightfully so. Twenty-year-old Wade Ledesma made repeated attempts to break in to the house at about 5 a.m. on July 27, threatening to kill him throughout. Ledesma "tried to break through the front door and also tried to enter through a back door and a rear window of the residence. The resident called 911 and reported that the intruder was trying to force his way into the home…. [The elderly man] held himself against the door to keep [Ledesma] from entering," reported the Sun Herald. The resident became tired from holding the door and, worded about his and his wife's safety, asked his wife to get his pistol. He fired a shot through the door, meant to merely be a warning shot, a

Guns don't kill people; people kill people; and people with guns kill even more people. They also save more people who would otherwise be at the mercy of the criminals. SPRINGHILL TOWNSHIP, Pa. - An 85-year-old great-grandmother in Fayette County busted a would-be burglar by pulling a gun, then forcing him to call for help while she kept him in her sights. http://www.thepittsburghchannel.com/news/17232825/detail.htm… Venus Ramey, 82, confronted a man on her farm in south-central Kentucky last week after she saw her dog run into a storage building where thieves had previously made off with old farm equipment. Ramey said the man told her he would leave. "I said, 'Oh, no you won't,' and I shot their tires so they couldn't leave," Ramey said. She had to balance on her walker as she pulled out a snub-nosed .38-caliber handgun. "I didn't even think twice. I just went and did it," she said. "If they'd even dared come close to me, they'd be 6 feet under by now." http://www.foxnews.com/story/0,2933,267540,00.html Hancock County Sheriff's Investigator Andre Fizer said about an 84-year-old man's decision to shoot through a house door at another man who was trying to barge into the house: "You could tell he was devastated. You could tell he was scared." And rightfully so. Twenty-year-old Wade Ledesma made repeated attempts to break in to the house at about 5 a.m. on July 27, threatening to kill him throughout. Ledesma "tried to break through the front door and also tried to enter through a back door and a rear window of the residence. The resident called 911 and reported that the intruder was trying to force his way into the home…. [The elderly man] held himself against the door to keep [Ledesma] from entering," reported the Sun Herald. The resident became tired from holding the door and, worded about his and his wife's safety, asked his wife to get his pistol. He fired a shot through the door, meant to merely be a war

Guns don't kill people; people kill people; and people with guns kill even more people. They also save more people who would otherwise be at the mercy of the criminals. SPRINGHILL TOWNSHIP, Pa. - An 85-year-old great-grandmother in Fayette County busted a would-be burglar by pulling a gun, then forcing him to call for help while she kept him in her sights. http://www.thepittsburghchannel.com/news/17232825/detail.htm… Venus Ramey, 82, confronted a man on her farm in south-central Kentucky last week after she saw her dog run into a storage building where thieves had previously made off with old farm equipment. Ramey said the man told her he would leave. "I said, 'Oh, no you won't,' and I shot their tires so they couldn't leave," Ramey said. She had to balance on her walker as she pulled out a snub-nosed .38-caliber handgun. "I didn't even think twice. I just went and did it," she said. "If they'd even dared come close to me, they'd be 6 feet under by now." http://www.foxnews.com/story/0,2933,267540,00.html Hancock County Sheriff's Investigator Andre Fizer said about an 84-year-old man's decision to shoot through a house door at another man who was trying to barge into the house: "You could tell he was devastated. You could tell he was scared." And rightfully so. Twenty-year-old Wade Ledesma made repeated attempts to break in to the house at about 5 a.m. on July 27, threatening to kill him throughout. Ledesma "tried to break through the front door and also tried to enter through a back door and a rear window of the residence. The resident called 911 and reported that the intruder was trying to force his way into the home…. [The elderly man] held himself against the door to keep [Ledesma] from entering," reported the Sun Herald. The resident became tired from holding the door and, worded about his and his wife's safety, asked his wife to get his pistol. He fired a shot through the door, meant to merely be a war

Guns don't kill people; people kill people; and people with guns kill even more people. They also save more people who would otherwise be at the mercy of the criminals. SPRINGHILL TOWNSHIP, Pa. - An 85-year-old great-grandmother in Fayette County busted a would-be burglar by pulling a gun, then forcing him to call for help while she kept him in her sights. http://www.thepittsburghchannel.com/news/17232825/detail.htm… Venus Ramey, 82, confronted a man on her farm in south-central Kentucky last week after she saw her dog run into a storage building where thieves had previously made off with old farm equipment. Ramey said the man told her he would leave. "I said, 'Oh, no you won't,' and I shot their tires so they couldn't leave," Ramey said. She had to balance on her walker as she pulled out a snub-nosed .38-caliber handgun. "I didn't even think twice. I just went and did it," she said. "If they'd even dared come close to me, they'd be 6 feet under by now." http://www.foxnews.com/story/0,2933,267540,00.html Hancock County Sheriff's Investigator Andre Fizer said about an 84-year-old man's decision to shoot through a house door at another man who was trying to barge into the house: "You could tell he was devastated. You could tell he was scared." And rightfully so. Twenty-year-old Wade Ledesma made repeated attempts to break in to the house at about 5 a.m. on July 27, threatening to kill him throughout. Ledesma "tried to break through the front door and also tried to enter through a back door and a rear window of the residence. The resident called 911 and reported that the intruder was trying to force his way into the home…. [The elderly man] held himself against the door to keep [Ledesma] from entering," reported the Sun Herald. The resident became tired from holding the door and, worded about his and his wife's safety, asked his wife to get his pistol. He fired a shot through the door, meant to merely be a war

In 1928, five years before the rise of Hitler, Germany's freely elected government enacted a "Law on Firearms and Ammunition." This law required anyone who owned a firearm, or who wanted to own a firearm, to make themselves known to the authorities. Anyone who wanted to purchase a firearm had to get a "Firearms Acquisition Permit." If you needed ammunition, you had to get an "Ammunition Acquisition Permit." When you wanted to go hunting, you had to get an "Annual Hunting Permit." Every firearm that changed hands professionally had to have a serial number and the maker's or dealers name stamped into the metal. "Proof of need" was made a condition for issuance of all licenses, not just the carry permit. Mandatory prison sentences were imposed on anyone who professionally sold or transferred a firearm or ammunition without a license. Truncheons and stabbing weapons were subject to the same licensing requirements as firearms, in terms of their manufacture and sale. As a result of the 1928 Law, all firearms and firearms owners were registered. To take firearms from anyone they distrusted, the Nazis simply did not renew permits. Under the law, their privately created law, the Nazis could now easily confiscate all firearms and ammunition from any, or all, selected groups. The gun law of 1928 had served the Nazis well. It made almost all law abiding firearms owners known to the authorities. The 1928 law on firearms and ammunition helped the Nazis to destroy democracy in Germany, by disarming the law abiding majority, whom they feared. http://famguardian.org/Subjects/GunControl/Articles/NaziGunL… A right to bear arms is the fundamental right of every law-abiding person to acquire the means to protect themselves even from their own government. One of the first things a government does when it wants to control its citizenry is to control their access to the weapons they need to defend themselves.

In today's economic climate, who will help you protect your company and your clients from the devastating impact of fraud? Fraud can creep into your business in a number of ways. You may find you need an objective expert to deter potential problems, investigate allegations or provide resolution. A Certified Fraud Examiner (CFE) offers anti-fraud knowledge and skills you need to: * Investigate allegations against one of your employees * Recommend strong anti-fraud internal controls * Conduct interviews related to sensitive issues * Provide assistance with financial dispute resolution * Resolve irregularities discovered during your company's audit * Provide expert testimony on financial and investigative matters A Unique Set of Skills Fraud Examiners have a unique set of skills that are not found in any other discipline; they combine knowledge of complex financial transactions with an understanding of law, criminology, investigation and how to resolve allegations of fraud. CFEs work in a variety of disciplines including accounting, auditing, fraud investigation and security, as well as in different industry segments including government, healthcare, financial services, manufacturing and retail distribution. CFEs are knowledgeable in four areas critical to the fight against fraud: * Fraudulent Financial Transactions * Criminology & Ethics * Legal Elements of Fraud * Fraud Investigation Reduce Fraud Risks and Costs Heightened fraud awareness, combined with new laws and regulations, has increased the already growing demand in the workforce for professionals who are highly skilled at deterring, detecting and investigating fraud.