Skip to main content

Home/ Spring 21 Capstone 640pm/ Group items tagged security

Rss Feed Group items tagged

aminej

Fawry Banking and Payment Technology Services: Overview | LinkedIn - 0 views

  • Fawry Banking and Payment Technology Services- a joint venture between HSBC, Arab African International Bank, Bank of Alexandria, EFG Hermes, Raya Holding and Fawry management)- is an electronic bill payment and presentment (EBPP) network that enables the Egyptian public to conveniently and securely pay their bills and topup their mobile phones through the various electronic channels available at banks and a network of retailers. Consumers will be able to pay their bills, buy their tickets, topup their phones and process other types of payments by seeking the service through any member bank or member retailer on the network. We link billers of all sectors to our nationwide network and integrate with them to make their bills available in electronic format
    • aminej
       
      I like this service a lot since it is very practical for people who work all day and who do not have time to go to different places in order to pay for their different bills. It is also convenient for people who want to order groceries but do not want to go and lose time there. They offer services that people need on a daily basis in a practical way
aminej

Abacus Kenya | F6S - 0 views

  • We provide both local and international investors with the tools they need to understand and invest in Kenya's financial markets. Via web and mobile apps, we provide news aggregated from different publishers and fed through sorting and analysis artificial intelligence, real time data from the the securities exchange, charting and analysis tools and order placement for shares currently, but will carry bonds, derivatives and investment funds as well. We have partnered with local banks and stock brokers to leverage their back-end infrastructure and for provision of liquidity.
    • aminej
       
      I love this service because it will reduce the percentage of unbanked people among the Kenyan population. People will learn how to invest their money and maximise their profits through different instruments and services which is good for the banking sector but also the Kenyan economy.
samielbaqqali

WorldRemit Online Money Transfer - How It Works - 1 views

  • Why choose WorldRemit?We're SimpleNo need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computerWe’re SafeWe use industry-leading technology that protects your money and guarantees it arrives safely every time.We're Fast90% of our transactions are completed in minutesWe’re Low-costSee our low fees and our best exchange rates up front, with no hidden costs
  • We're SimpleNo need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computerWe’re SafeWe use industry-leading technology that protects your money and guarantees it arrives safely every time.
    • samielbaqqali
       
      I think that Fintechs's idea is to enhance our lifestyle and help us use fast services. WorldRemit provides a fast, successful and secure company, and by making it more creative, they can enhance their service.
  •  
    The efficiency of WorldRemit is brilliant. I believe that the concept of Fintechs is to improve our lifestyle and help us use fast services. WorldRemit do provide a fast, efficient and safe business and they can improve their service by making it more innovative.
hibaerrai

FarmDrive | WSA - 1 views

  • FarmDrive is a Kenyan ¬based social enterprise that is unlocking access to financial services for over 50 million smallholder farmers in Africa. Using simple mobile phone technology, alternative data sets, and sophisticated data analytics, FarmDrive is closing the critical information gap that keeps smallholder farmers from getting loans that would allow them to grow and diversify their businesses. Potentially creditworthy smallholder farmers are often denied loans because they lack the traditional credit profiles that lenders rely on to evaluate borrowers.FarmDrive bridges the funding gap between smallholder farmers and financial institutions in two ways. The first step is to bring together multiple streams of data to create yield-predictive agronomic algorithms specific to each farming vertical and geographical region. T hese streams of data can be classified into three categories: 1. Agronomic Data: crop portfolio, soil health, drainage, weeds, pests, etc. 2. Remote Sensing Data: vegetation, weather conditions, climate trends, etc. 3. Market Data: offtake security, price trends, etc. FarmDrive then creates credit profiles for farmers by combining the agronomic algorithm with behavioral data. The behavioral data is obtained from farmers through a simple SMS/Android mobile phone application. With this application, Farmers can track their revenues and expenses, and also send demographic information to FarmDrive.
    • hibaerrai
       
      FarmDrive specializes in smallholder farmers businesses; it is not common in Africa. This Fintech helps farmers extract needed loans that will help them grow and expand. This initiative closes thus the gap between agricultors and financial services, and increases financial inclusion.
hindelquarrouti

South African fintech JUMO to expand in Asia with Goldman Sachs backing - 1 views

  • South Africa-based financial technology firm JUMO plans to expand in high-growth Asian markets after securing the backing of Goldman Sachs GS.N in an equity funding round, the company's chief executive said.
  • Since its founding in 2014, JUMO, which helps individuals and small businesses access savings and credit products through their mobile devices, has mainly focused on Africa where the adoption of mobile money has transformed the banking landscape.
  • JUMO uses behavioural data such as mobile telephone use to help financial services providers and mobile network operators assess lending risk and tailor financial products to those living in developing countries where credit information is scarce.
  • ...2 more annotations...
  • Since its founding in 2014, JUMO, which helps individuals and small businesses access savings and credit products through their mobile devices, has mainly focused on Africa where the adoption of mobile money has transformed the banking landscape.
  • More than 9 million people have saved or borrowed using JUMO technology since it was launched in 2014. The platform has originated over $700 million in loans and manages over 25 million customer interactions per month, the company said.
  •  
    African companies gain more fame and improve their brand names while expanding their businesses into other continents.
  •  
    JUMO offers financial services to individuals who do not have access to these services. It also provides a reliable and inexpensive option for local unregulated lenders.
  •  
    As it targets low-income people, Jumo has focused a lot on Africa, and it has provided its users with credits and saving options using mobile devices. This company is characterised by using behavioural date in order to help financial services providers to asses lending risks because credit information are usually minimal
ayachehbouni

Fawry Teams Up with Visa to Accelerate Digital Payment Solutions Across Egypt - 0 views

  • Feeding into the Central Bank of Egypt’s grand plans of building a digital economy and advancing digital and financial inclusion, the partnership aims to increase use of digital payment solutions such as POS terminals and QR solutions, by leveraging Visa’s global network and Fawy’s on-ground, localised solutions.
    • ayachehbouni
       
      A recent Visa 'Stay Secure' survey in Egypt showed that a high and still rising number of Egyptians now prefer cashless payments. This partnership would help in providing financial services to more unbanked and underbanked and increase electronic payments acceptance, which is both Fawry's and Visa's goal.
tahaemsd

MoneyFellows raises $4 million in Series A round from Partech and Sawari Ventures | Par... - 0 views

  • MoneyFellows is a financial enabler that provides access to financial planning services, such as money circles and direct lending, to ensure users can effectively manage and plan their financial obligations, and achieve their financial goals. Through managing money circles (gam’eyas), MoneyFellows allows users to sign up for slots in trusted and convenient money circles, ensuring payouts are done on-time and securely deposited. Users can use MoneyFellows to achieve their personal, financial goals, such as paying their children’s school tuition on time or buying certain products and assets. MoneyFellows has raised over $6 million in investment over the past three years. 
    • tahaemsd
       
      MoneyFellows is one of the most promising fintech companies to come out of the region, their fusion of technology and existing rosca culture solves both the problem of financial inclusion
chaimaa-rachid

Women | Kiva - 0 views

  • Worldwide, women have much less economic opportunity, security, and freedom. Support women starting their own businesses, going to school, and investing in the health of their communities and families.
  •  
    I love the way Kiva thought about helping women. Most of the time, women have difficulty obtaining contractual loans to start their own projects.
kenzabenessalah

The Great FinTech Robo Advisor Race - 0 views

  • By now, the robo advisors are familiar to almost all fintech watchers.  These are the startups which have garnered media attention and customers given digital native investment accounts.  Their services include automated portfolio planning, automatic asset allocation, online risk assessments, account re balancing and other digital tools. Fees are competitive and range between 15 to 35 basis points of AUM.  Well known players include Betterment, Wealthfront, Motif and Folio, among others.
    • kenzabenessalah
       
      The reason why I think Robo advisors would be a great additional strategy to EasyEquities is because they are familiar with the procedures of startups. They would help enhance the quality, secure, and efficiency of the company.
ayachehbouni

Egypt's MoneyFellows lands $4m Series-A deal - Ventureburn - 0 views

  • Egyptian fintech platform MoneyFellows has secured $4-million in a Series-A investment from venture capital (VC) firms Partech and Sawari Ventures, as it works towards helping millions of new users reach their financial goals.
    • ayachehbouni
       
      The investment will be used to expand the company's operations further across Egypt as well as into the continent. The company also plans to launch a variety of new products which would help expand the company's reach and attract more users.
nouhaila_zaki

Egypt: Fawry expected to join FTSE, MSCI Indices in 2021 | african markets - 0 views

  • Fawry for Banking and Payment Technology Services (FWRY) is forecast to join the FTSE and MSCI emerging markets indices in September 2021, according to a research by Arqaam Capital. The company meets the liquidity requirements, which ensures inclusion in the FTSE EM All Cap Index’s next rebalancing on 21 September, with a weight of 0.0082%. In January, Fawry’s board of directors approved to subscribe to the capital increase of Fawry Plus, as the company will be allowed to subscribe up to EGP 35 million. During the first nine months of 2020, Fawry achieved a consolidated net profit before minority interest of EGP 119.2 million.
    • nouhaila_zaki
       
      This excerpt is important because it reflects Fawry's position in the stock market and how its liquidity allows it to perhaps be included in the FTSE EM All Cap Index's nxt rebalancing. Moreover, the article introduces the consolidated net profit secured by Fawry in the first nine months of 2020, which amounts to EGP 119.2 million.
  •  
    "Fawry for Banking and Payment Technology Services (FWRY) is forecast to join the FTSE and MSCI emerging markets indices in September 2021, according to a research by Arqaam Capital.   The company meets the liquidity requirements, which ensures inclusion in the FTSE EM All Cap Index's next rebalancing on 21 September, with a weight of 0.0082%. In January, Fawry's board of directors approved to subscribe to the capital increase of Fawry Plus, as the company will be allowed to subscribe up to EGP 35 million.   During the first nine months of 2020, Fawry achieved a consolidated net profit before minority interest of EGP 119.2 million. "
mehdibella

Find a Doctor - Book online instantly - DabaDoc - 0 views

  • Privacy Policy DabaDoc (“us,” “we,”, “DabaDoc” or “The Company”) is committed to respecting the privacy rights of our customers, visitors, and other users of DabaDoc.com (the “Site”) and related websites, applications, services and mobile applications provided by DabaDoc and on/in which this Privacy Policy is posted or referenced (collectively, the “Services”). We created this Privacy Policy (“Privacy Policy”) to give you confidence as you use the Services and to demonstrate our commitment to the protection of privacy. Protecting your personal data is a constant concern for us, and the Company is committed by this to ensure that: Only personal information necessary for the proper functioning of the Service is collected Your private information is secure and protected The Company reserves the right to modify this Privacy Policy at any time without notice. You should check this page from time to time to ensure that you have full knowledge of the provisions of this Privacy Policy and that you agree with them. If you do not agree to these terms, you must stop using DabaDoc and waive benefit of the proposed service. This Privacy Policy is effective as of July 30, 2013.
    • samiatazi
       
      This Privacy Policy sets out how DabaDoc (hereafter the Company) uses and protects its customers' information. indeed, this protection of customers' personal data is a constant concern for the company.
  • DabaDoc is an online platform which allows patients to easily find and book an appointment with an available doctor nearby that meets their needs at any time and on any device. Doctors listed on DabaDoc can optimize their schedule and interact with their patients.
  • DabaDoc (“us,” “we,”, “DabaDoc” or “The Company”) is committed to respecting the privacy rights of our customers, visitors, and other users of DabaDoc.com (the “Site”) and related websites, applications, services and mobile applications provided by DabaDoc and on/in which this Privacy Policy is posted or referenced (collectively, the “Services”). We created this Privacy Policy (“Privacy Policy”) to give you confidence as you use the Services and to demonstrate our commitment to the protection of privacy.
hichamachir

He Grew Up on a Farm. Now, He Helps Protect Them. - The New York Times - 0 views

  • If you would have told me 10 years ago that I would be running a company that does agriculture insurance, I would not have believed you. Agriculture has not been an area that people have invested in across Africa. Many of my cousins and childhood friends still work on their farms, but they are reluctant to invest, putting in only what they can afford to lose.The reason they don’t invest is simple. The chance of them losing their money due to the vagaries of the weather is huge. Working in insurance got me to understand about probabilities of loss early on — probabilities that cause our continent to be food insecure.
  • Pula’s mission is to give farmers confidence by providing risk mitigation. Our solutions protect a farmer’s investment by pairing it with insurance. We build business cases to persuade Fortune 500 companies, seed and fertilizer suppliers, lending institutions, and governments in Africa, that embedded insurance will help deliver better results for both businesses and food security.
  •  
    This article shows how investments in the insurtech industry have grown in Africa over thas past years. It explains the different reasons why people were reluctant to invest in this industry, especially in Africa. The article also explains how the founder of Pula, who was originally a farmer himself, came up with an innovative idea to protect farmers from weather uncertainty.
  •  
    I like they way Pula stated that its mission is to protect farmers. Pula is playing it smart by talking about customer protection because it makes the customers feel safe.
ayachehbouni

Money Fellows: Create Money Circles Online | EgyptInnovate - 0 views

  • Gam’eyat, Arabic word for Money circles, is a deeply established method within the Egyptian population for saving and rotating large sums of money, where a group of people form a circle and each person contributes a specific amount of money, all amounts are combined together, and members of the circle get the whole payout one by one.
    • ayachehbouni
       
      Questions concerning security, guarantees, if their model is sharia-compliant or not, are the main challenges that Money Fellows faced. And in a Muslim country like Egypt, where the majority do not trust technology, these questions are understandable.
samiatazi

Role of FinTech in the post-COVID-19 world - Financier Worldwide - 0 views

  • Digital financeAs the global economy recovers from COVID-19, one particular area of focus for FinTech is financial inclusion. According to the World Bank, there are currently around 1.7 billion unbanked individuals worldwide, and FinTechs will be central to efforts to integrate these people into the global banking system.Doing so will help to mitigate the economic and social impact of the pandemic. According to Deloitte, FinTechs, in strategic partnerships with financial institutions, retailers and government sectors across jurisdictions, can help democratise financial services by providing basic financial services in a fair and transparent way to economically vulnerable populations.Digital finance is also expanding in other areas. Health concerns in the COVID-19 era have made physical cash payments less practical, opening the door to an increase in digital payments and e-wallets. Though cash use was predicted to decline in any case, COVID-19 has hurried that decline, due to concerns that handing over money can cause human to human transmission of the virus. According to a Mastercard survey looking at the implications of the coronavirus pandemic, 82 percent of respondents worldwide viewed contactless as the cleaner way to pay, and 74 percent said they will continue to use contactless payment post-pandemic.In addition, improved ‘know your customer’ services are required to counter the rise in digital fraud and cyber crime since the beginning of the outbreak. As more of the global economic and financial system continues to move online, cyber defences will become even more crucial to protect data. Security-conscious FinTechs are designing their products with this in mind – even if face-to-face meetings and processes do return. Given the rising reliance on technology, digital transformation will be a primary focus for FIs in the months and years ahead. Whereas previous efforts to integrate technology may have been limited in scope, many FIs are awakening to the fact that in order to deliver an efficient, effective and sustainable banking service, they must adopt a more holistic approach to digital transformation, which includes utilising FinTech.
    • samiatazi
       
      In 2018, the world market for FinTech has been worth roughly 127.66 billion dollars, and is projected to hit 309.98 billion dollars by 2022. Just 1 percent of FinTechs have suffered from COVID-19 and 2 percent severely. Physical cash transfers have become less feasible because of health issues, opening up the road to a rise in digital payments and Fintechs.
hichamachir

Full article: The Future of Fintech - 0 views

  • Create a data strategy that takes advantage of existing business data.“Democratize” the data—make it available to all within the business.Engage in a conscious process to shift the organization’s culture to one that is data driven.Bolster the culture change by quickly building examples of insights derived from data and establishing KPIs for data science.Establish standards for data governance, security, and privacy.
    • hichamachir
       
      Pula can create a data strategy that protects the data of farmers because usually these type of customers are not aware of the importance of data privacy.
hindelquarrouti

Mobile money: A product of choice for women to send and receive remittances - 2 views

  • Women constitute the majority of remittance recipients globally and remittances have an impact on both women’s actual income as well as on social normsRemittances are believed to directly touch the lives of 1 billion people globally, maintaining millions of receiving families above the poverty line with remittances often representing 60 per cent or more of household income.
  • Remittances are believed to directly touch the lives of 1 billion people globally, maintaining millions of receiving families above the poverty line with remittances often representing 60 per cent or more of household income. Globally, women represent almost half of the 258 million migrants and back home in the countries of origin, women represent the majority of remittance recipients.
    • samielbaqqali
       
      For people in need, WorldRemit has solved a big problem. It isn't just about women on the poverty line who can benefit from this program, but it can be done for anyone in need. I believe that programs that address social issues will easily win the trust of customers.
  • data from WorldRemit indicates that in 2014, 20.46 per cent of their female customers globally would use mobile money as payout mechanism compared to only 13.99 per cent of men.
  • ...1 more annotation...
  • First of all, mobile money is significantly cheaper than cash-based remittance services
  •  
    WorldRemit solved a huge problem for people in need. It's not about just women who are in the poverty line that can benefit from this service, but everyone in need can do so. I think that services that solve social problems can gain customers trust easily.
  •  
    World remit has introduced an advantage by increasing convenience security, and privacy which has clearly helped a lot in including unbanked females as they are inclined toward this kind of characteristics.
chaimaa-rachid

WorldRemit Review - 7 Things You Must Know Before You Signup - 0 views

  • WorldRemit charges you a transfer fee on each transaction, which depends on the currency you are sending, the amount and the delivery option.
  •  
    WorldRemit is known for giving its clients reasonable cash moves with charges that are regularly lower than standard fees. Besides, the transfer is secure and fast.
chaimaa-rachid

Pay with your phone using SnapScan | Standard Bank - 0 views

  • No need to carry cash, wait for the card machine or enter your card details with every online purchase. With SnapScan you can use your smartphone to make payments, send money to friends and earn UCount rewards points. SnapScan is compatible with most bank cards, as well as the Standard Bank virtual card.
    • samiatazi
       
      Thanks to SnapScan carrying a mobile phone is equivalent to carrying a digital wallet for e-payments and transactions. Most importantly, customers like this app for being free, safe, easy and convenient simultaneously.
    • kenzabenessalah
       
      Since SnapScan allows people not to carry real cash, this reduces the risk of having stolen money.
  • Safe Your card details are securely encrypted (we don't have access to them, nor does the shop you're buying from)
  • Easy Just download the app and link your cheque, credit or debit card (SnapScan works with any South African bank, and prominent international credit cards) Pay with your phone using SnapScan | Standard Bank Created with Sketch. Pay with your phone using SnapScan | Standard Bank Created with Sketch.
  • ...3 more annotations...
  • Convenient Pay for the goods and services that you want, wherever you are, without needing to carry cash or cards
  • Free Pay no additional fees to use SnapScan (only your network service provider’s standard data charges and bank fees apply)
  • No need to carry cash, wait for the card machine or enter your card details with every online purchase. With SnapScan you can use your smartphone to make payments, send money to friends and earn UCount rewards points.
  •  
    SnapScan facilitates payments by using only a mobile phone to keep customers happy.
sawsanenn

Simbapay - Prime Bank - 0 views

  • RECEIVE COUNTRIES Send money to recipients in these countries ASIA: China, IndiaEUROPE: Austria, Belgium, France, Germany, Italy, United Kingdom, Portugal, Spain, TurkeyAFRICA: Burundi, Rwanda, Tanzania, Uganda, MadagascarCOMING SOON: Canada, USA & Australia among other countries
    • tahaemsd
       
      Countries that are recipients to SimbaPay
  • Send money to recipients in these countries ASIA: China, IndiaEUROPE: Austria, Belgium, France, Germany, Italy, United Kingdom, Portugal, Spain, TurkeyAFRICA: Burundi, Rwanda, Tanzania, Uganda, MadagascarCOMING SOON: Canada, USA & Australia among other countries
    • ghtazi
       
      Simbapay can send money to recipients in these countries: Asia, Europe, Africa coming soon: Canada, USA & Australia among other countries.
    • nouhaila_zaki
       
      This excerpt is good at introducing the countries that can receive money sent through SimbaPay. This also reflects the geographical scope of SimbaPay's operations.
  • Through SimbaPay’s international money transfer solution, you will now be able to send money directly to bank accounts or mobile wallets in 16 countries across Africa, Europe, and Asia, instantly and securely.
    • nouhaila_zaki
       
      This excerpt introduces SimbaPay's international money transfer solution, launched after the partnership with Prime Bank. It also shows the initiative's scope of operations (16 countries from 3 different continents).
  • ...1 more annotation...
  • RECEIVE COUNTRIES Send money to recipients in these countries ASIA: China, IndiaEUROPE: Austria, Belgium, France, Germany, Italy, United Kingdom, Portugal, Spain, TurkeyAFRICA: Burundi, Rwanda, Tanzania, Uganda, MadagascarCOMING SOON: Canada, USA & Australia among other countries
    • sawsanenn
       
      this excerpt shows countries that simbapay is working with, plus the countries that will soon join the company. It will allow them to attract new customers from east
« First ‹ Previous 81 - 100 of 171 Next › Last »
Showing 20 items per page