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Contents contributed and discussions participated by kenzabenessalah

kenzabenessalah

FarmDrive: Connecting farmers to financing | Mercy Corps - 0 views

  • Since, FarmDrive has reached hundreds of farmers with its suite of financial services, credit reports and financing options, with a particular focus on serving women and youth farmers typically neglected by the formal financial system.
    • kenzabenessalah
       
      The focus that FarmDrive has on serving women is essential to keep in mind. We must dig deep as to why they are being neglected by the financial system and make sure that they never get fooled by them in the future.
  • In Kenya, most small farmers — around 7.5 million — lack access to small loans to help them buy what they need to improve their production and make the most of their land – things like quality fertilizers, better seeds, livestock and micro-irrigation.  
    • kenzabenessalah
       
      Knowing the percentage of the population who do not own bank accounts as well as the percentages of loans that others have access to is a must to help improve the economic situation in Kenya. Such details, like interest rate, etc. are essential in helping people construct a well structured economic strategy so that all Kenyans benefit from these financial services and never fall back again.
kenzabenessalah

Top 10 Benefits Of Crowdfunding - 2 views

  • Since the launch of CoFoundersLab, one of the largest networks for entrepreneurs, we have seen many small businesses and entrepreneurs flourish and benefit from the aid of this industry. However, being successful in startup fundraising via crowdfunding is not as easy as it seems. It comes with a lot of effort and dedication, but if one puts in the necessary work, they can realize fortunes that go far beyond just the raising of money.
    • kenzabenessalah
       
      Crowdfunding comes with a lot of dedication and hardwork. If EasyEquities believes in the value of this strategy, its entrepreneurs could make fortunes.
kenzabenessalah

Frontiers | How Risk Profiles of Investors Affect Robo-Advised Portfolios | Artificial ... - 1 views

  • Automated financial advising (robo-advising) has become an established practice in wealth management, yet very few studies have looked at the cross-section of the robo-advisors and the factors explaining the persistent variability in their portfolio allocation recommendations. Using a sample of 53 advising platforms from the US and Germany, we show that the underlying algorithms manage to identify different risk profiles, although substantial variability is evident even within the same investor types' groups. The robo-advisor expertise in a particular asset class seems to play a significant role, as does the geographical location, while the breadth of the offered investment choice (number of portfolios) across the robo-advisors under study does not seem to have an effect.
    • kenzabenessalah
       
      Robo-Advisors go way beyond portfolio allocation; they help keep in the company in tact. Investment companies, like EasyEquities, need such expertise to manage all the financial transactions.
kenzabenessalah

Robo-Advisor and its key benefits in Fintech | Top TechCEO's - 1 views

  • Financial planning is the backbone for every type of business to operate efficiently with achieve targeted objective. A single mistake in the financial records or planning can drag the growth of an organization to zero. As a solution, Robo-Advisors serve a digital platform with automated functions backed up with algorithm-driven financial planning services. This digital platform allow to automate the procedure with least or can be said no human supervision. A question might be nudging your mind, “How a digital platform can be able to plan financial operations?” It is a worth question that must be answered before using such a high tech platform.
    • kenzabenessalah
       
      Since EasyEquities is all about investing, it needs to be very secure. Robo-advisors offer a digital platform where all the data is stored . They are a must have because a single, minor mistake from a human being could put the company at great risk.
kenzabenessalah

Fintech Trends: Crowdfunding | finleap - 1 views

  • The most obvious benefit of crowdfunding for entrepreneurs is the funding. With so many startups on the market, it is hard to gather the money needed to bring ideas to life. Through crowdfunding, ventures that do not have a company builder like FinLeap behind them, can gain support at the very beginning. Crowdfunding provides a way for innovate ideas to be presented attractively, so it can be launched. Moreover, a crowdfunding platform can help successful entrepreneurs to validate their product which can then help with gathering the Series A funding. It makes validation faster and more scalable. Additionally, a crowdfunding platform allows entrepreneurs to get insights from their future customers and experts in the startup field while building awareness for the idea. [3]
    • kenzabenessalah
       
      Crowdfunding would help EasyEquities come up with new innovative ideas for entrepreneurs and future customers. With this strategy, the company will always be classified high in the "Trend" sectors of the FinTech industry.
kenzabenessalah

Developing a P2P lending platform: stages, strategies and platform configurations | Eme... - 1 views

  • Our process model contributes an in-depth view of how P2P lending platforms should be established and nurtured to complement the existing studies in this rapidly growing research area. In addition, our study also hints at the strategies that can facilitate the various stages. Our model can potentially serve as the foundation for formulating guidelines for the managers of P2P lending platforms, so that they are able to optimize the development of their platforms and extend the benefits of P2P lending to a broader base of customers.
    • kenzabenessalah
       
      P2P lending would help EasyEquities expand their platform and optimize the development of their platforms for constant success.
kenzabenessalah

The Great FinTech Robo Advisor Race - 0 views

  • By now, the robo advisors are familiar to almost all fintech watchers.  These are the startups which have garnered media attention and customers given digital native investment accounts.  Their services include automated portfolio planning, automatic asset allocation, online risk assessments, account re balancing and other digital tools. Fees are competitive and range between 15 to 35 basis points of AUM.  Well known players include Betterment, Wealthfront, Motif and Folio, among others.
    • kenzabenessalah
       
      The reason why I think Robo advisors would be a great additional strategy to EasyEquities is because they are familiar with the procedures of startups. They would help enhance the quality, secure, and efficiency of the company.
kenzabenessalah

Fintech Tips: A five-step guide to robo advisors - AltFi - 0 views

  • Simplicity is a key feature of this type of investing. All investors need to do is create a username and password and typically answer between 10 to 15 basic financial questions to open an account. The service then plugs your answers into an algorithm that determines the portfolio and asset allocation that is appropriate for your age, risk tolerance and how long you wish to invest. Rob advisors typically follow passive investments such as tracker funds and exchange traded funds (ETF) based on modern portfolio theory research.
    • kenzabenessalah
       
      Robo advisors help with creating a portfolio for each customer with their financial and personal data. This is a must-have service to lower privacy risks and to have secure data on what the customers wants to invest in. EasyEquities would be more secure if it incorporated this startegy.
kenzabenessalah

The Rise of the Robo-advisor: How Fintech Is Disrupting Retirement - Knowledge@Wharton - 2 views

  • Robos came on the scene about a decade ago, and two early startups were Wealthfront and Betterment. Today, there are dozens of robos in the market, Fisch said. There are pure robo services, as well as those that offer the option of talking to a human advisor, with or without an extra fee. Since they’re automated, robos can more easily avoid conflicts of interest that could beset a human advisor, who might push investments that pay the highest commissions.
    • kenzabenessalah
       
      Having Robo-advisors in EasyEquities would prevent the risk of having conflicts with "human" advisors. Digital assistance is the key.
kenzabenessalah

Robo-Advisors - Business Models and Strategies | ccecosystems.news - 0 views

  • As mentioned in the last article, it is not possible to define exactly what a robo-advisor is, as the individual providers offer a range of services of varying breadth. In fact, robo-advisors have long since ceased to offer mere recommendations or advice, and most providers are steadily expanding their services into a fully integrated solution. Accordingly, people now associate a robo-advisor with a platform that can also be used to make an investment directly (see [Bloch/Vins 2017, 114]). However, this service, for example, is linked to certain regulatory requirements, which are presented below. It should be noted here that this is the regulatory framework in Germany. In terms of regulation, four business models can be distinguished in the area of robo advisory services:
    • kenzabenessalah
       
      Since EasyEquities is about investment, having roboadvisors that provide financial advice would create more value to the company and would target more segments.
kenzabenessalah

When fintech met crowdfunding - AltFi - 0 views

  • It became clear that fintech companies began to prize crowdfunding three years ago. Monzo crashed our servers in 2016 when it raised £1m in 96 seconds. Last December, the now-serial crowdfunding neobank raised £20m from retail investors. 
    • kenzabenessalah
       
      Crowdfunding would be a beneficial strategy for EasyEquities to help young entrepreneurs raise money for their new investments.
kenzabenessalah

Cape Town goes cashless as mobile payment apps take off - BBC News - 0 views

  • "SnapScan does not charge shoppers any fees. Merchants pay a small transaction fee that is comparable or cheaper than using normal credit card facilities."
    • kenzabenessalah
       
      Using SnapScan is cost-effective because the transaction fee is cheaper than the normal credit card one.
kenzabenessalah

SnapScan Overview - 0 views

  • In order for your patients to make payments using SnapScan they will need to download the free SnapScan App (if they have not already done so).  The SnapScan App is available for iPhone, Android and Blackberry smartphones.  Note that, because the SnapScan user's credit card details are loaded and encrypted onto their phone, it is not necessary for them to actually carry their credit card.  This makes it impossible to lose or skim the credit card, thereby increasing the level of security.
    • kenzabenessalah
       
      SnapScan has made its service available for all types of smartphones, for example, Android, Iphone, etc. This is important to know because sometimes there are features in certain phones that aren't available in others.
kenzabenessalah

Standard Bank SnapScan - Simplifying payments in a Snap - 0 views

  • The app has since evolved and, today, SnapScan allows users to make quick and easy payments using their smartphones, thus eliminating the need to carry cash or cards.
    • kenzabenessalah
       
      SnapScan reduces the risk of people losing their credit cards which can be a big hassle. Instead of carrying their credit cards, they can simply use their phones.
kenzabenessalah

SnapScan Company Profile: Acquisition & Investors | PitchBook - 0 views

  • Developer of mobile payment application designed to help users to make quick and easy payment through their mobile phones. The company's application services include easy sign up, affordable, convenient, easy payment reconciliation and simple payment notification, enabling users to make making easy payments for purchasing goods and services online.
    • kenzabenessalah
       
      SnapScan also gives clear instructions on how to use the service which is useful for elders. This shows that it really targets a wide range of customers.
kenzabenessalah

SnapScan - OfferZen - 0 views

  • SnapScan has always relied on small, cross-functional teams to get things done. We believe that it delivers stronger results than those delivered by bigger teams. You will join a small, highly leveraged technical team that has buy-in and autonomy to solve problems using whatever tools and means are fit for purpose.
    • kenzabenessalah
       
      I agree with the fact that small teams get things done faster than larger ones; it makes SnapScan appear like a family.
kenzabenessalah

Snapscan Payment Method - Accept SnapScan Online - PayGate - 0 views

  • Let your shoppers scan to pay for goods or services purchased on your website.
    • kenzabenessalah
       
      This allows society to minimize long queues and crowds around markets, shops, and other commercial shops.
kenzabenessalah

Get paid anytime, anywhere with the Snapscan app | Standard Bank - 0 views

  • Link your SnapCode to a cell phone number to receive SMS confirmation for a payment We can also integrate with a variety of POS and ecommerce solutions View your transaction history in real-time via the Merchant Portal
    • kenzabenessalah
       
      To make sure that customers are certain that they paid, they receive an SMS confirmation which is the alternative of a receipt.
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