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hichamachir

All Aboard Egypt's E-payments Express | Venture Magazine - 0 views

www.venturemagazine.me/...rd-egypts-e-payments-express-2

Digitalization E-payments Egypt

shared by hichamachir on 07 Feb 21 - No Cached
  • In Egypt, we have two customer segments; first is the bank population where we offer our services through banking channels, including services that allow people to pay their bills, their bus and airline tickets. Then we do the same exactly for the unbanked or the under-banked where you go to an agent and there you make the payment either in cash or electronically. These are the two main customer segments and probably they are mainly in the age group between 20 to 40.
  • hichamachir on 07 Feb 21
     
    It seems very interesting that Fawry intends to simplify the life of its two customer segments. Digitalization aims to make life more easier and flexible and Fawry applies it perfectly.
samielbaqqali

Improved ICT infrastructure in Ghana raises data penetration | Ghana 2018 | Oxford Busi... - 0 views

oxfordbusinessgroup.com/...on-rates-and-usage-next-agenda

MTN E-Commerce Money

shared by samielbaqqali on 12 Feb 21 - No Cached
  • In 2017 MTN Ghana – the local subsidiary of the South African mobile operator, and the market leader – redefined what constitutes a subscriber, removing 3.4m inactive lines from its network in the first quarter of the year. However, in the same quarter the company gained more than 800,000 new active customers. The net effect was a drop of 2.5m in its subscriber base, leaving it with 16.9m voice subscribers, according to the NCA.
  • MTN Ghana holds the largest market share. As of April 2017 it had a 56.1% share of mobile data services and 46.9% of voice. It also held 59.7% of broadband wireless access through its 4G services.
  • The firm saw revenue growth of 19.8% in 2016 on the back of its strong performance in the data segment. According to the company’s financial results, data revenue increased by 66% and accounted for 42% of total revenue in 2016 on the back of the launch of a 4G network.
  • ...1 more annotation...
  • This led to a drop in the overall mobile penetration rate in Ghana. It fell from 139% in February 2017 to 127% at the end of April. However, the country has actually seen a slight increase in the number of customers. In 2016 monthly mobile subscription growth ranged from 0.22% to 1.51%, and in March 2017 the segment was growing at a rate of 0.57%. The sluggishness is a result of the fact that the voice segment is saturated, but there is still room for expansion and building revenues in data services. Data
    • samielbaqqali
      samielbaqqali on 13 Feb 21
       
      Businesses that are constantly planning a way to better their company will always find new ways of making decisions. You only need to pursue a certain methodology that needs a full analysis of the market or the segments of the consumer.
  • hichamachir on 12 Feb 21
     
    As you can see, MTN is always taking crucial decisions. I think that companies that always plan a way to improve their business can always find innovative ways to take decision. You just need to follow a certain strategy that requires a full study of the market or the customer segments.
  • hindelquarrouti on 13 Feb 21
     
    MTN and Ayo engaged in a partnership in order to launch an insurance on mobile money transfer. It was called "send with care" which allowed clients to pay premiums that would cover them in some determined situations.
ghtazi

Mukuru - ECP Investments - 0 views

www.ecpinvestments.com/...mukuru

Mukuru Funds Expenses

shared by ghtazi on 13 Feb 21 - No Cached
  • Mukuru is uniquely focused on serving low- and middle-income migrants who typically send money home to their families to cover basic living expenses and who otherwise rely on informal and inconsistent channels such as buses, taxis, friends, and family. Through Mukuru, customers can send money through more reliable channels via bank transfer, cash deposit, credit/debit card or via a Mukuru Money Card and/or mobile money wallet. Friends and family members of these customers can then receive the money through the same methods (cash collection, bank transfer, cash to card, or mobile money wallet).
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because it reflects some important aspects of the company's operations and business model. 1- The customer segment: low and middle-income migrants in Africa. 2- What problem Mukuru helps to solve: it provides migrants who send money to their families through informal channels with a formal and regulated platform.
  • Mukuru is uniquely focused on serving low- and middle-income migrants who typically send money home to their families to cover basic living expenses and who otherwise rely on informal and inconsistent channels such as buses, taxis, friends, and family. Through Mukuru, customers can send money through more reliable channels via bank transfer, cash deposit, credit/debit card or via a Mukuru Money Card and/or mobile money wallet. Friends and family members of these customers can then receive the money through the same methods (cash collection, bank transfer, cash to card, or mobile money wallet).
    • sawsanenn
      sawsanenn on 13 Feb 21
       
      This article shows us the customers that Mukuru is targetting which are low and middle-income migrants and help them to send or receive money to or from their families or surroundings by offering easy services that everybody can understand and proceed it even the illiterate people.
  • Founded in 2004, Mukuru has established a powerful brand affinity with customers built on trust, reliability, and local engagement. The company has grown to operate over 90 remittance corridors, enabling more than 5 million individuals to receive funds to cover living expenses, school fees, medical expenses, and utility bills. Mukuru is supported by world-class regulatory and compliance systems, highly scalable technology architecture, and a comprehensive sales and distribution network.
    • ghtazi
      ghtazi on 13 Feb 21
       
      Mukuru was founded in 2004, and since then the company has built a trustful, reliable with its customers. the company enables more than 5 million individuals to receive funds to cover everyday expenses.
mehdi-ezzaoui

Ethio-Pay Celeb - 0 views

Ethio-Pay Celebrates Official Launch, Finally   Consumer pressure urged the last bank to join the integration line   The belated national e-payment switch, Ethio-Pay, serving the integr...

Ethippay

started by mehdi-ezzaoui on 12 Feb 21 no follow-up yet
mehdi-ezzaoui

Ethio-Pay Celeb - 0 views

Ethio-Pay Celebrates Official Launch, Finally   Consumer pressure urged the last bank to join the integration line   The belated national e-payment switch, Ethio-Pay, serving the integr...

Ethiopay

started by mehdi-ezzaoui on 12 Feb 21 no follow-up yet
nouhaila_zaki

JUMO.WORLD: About | LinkedIn - 0 views

www.linkedin.com/...about

JUMO South Africa Overview Customer Segment

shared by nouhaila_zaki on 13 Feb 21 - No Cached
  • JUMO is a financial technology company that partners with banks, MNOs and other e-commerce players to deliver progressive financial choices to customers in emerging markets across Africa and Asia. At JUMO we connect people to opportunities. Two billion people worldwide have limited access to formal financial services such as borrowing and saving. We’ve built a large-scale, multi-sided technology platform and designed progressive financial choices to reach them. We use their digital footprint to create a financial identity using only behavioural data. Our customers are in emerging markets across Africa and Asia. Most of them are micro and small to medium enterprises who need instant access to finance so they can grow and invest. So far we’ve served more than 10 million customers and disbursed over 40 million loans – and the numbers are rising daily.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt provides us with a great overview about Jumo. It describes Jumo as a financial technology company that has different partners in several fields. Thereafter, it describes the Jumo's customer base (people who don't have access to formal financial services, who live in emerging markets in Africa and Asia, and who have micro/small/medium enterprises they need to finance), and explains how the company tries to reach its audience.
sawsanenn

Jumo - LeapFrog Investments - 1 views

leapfroginvest.com/jumo

Financial inclusion FinTech Africa Service Asia

shared by sawsanenn on 12 Feb 21 - No Cached
  • So far JUMO has analysed more than 33 terabytes of data to serve more than nine million customers in seven countries across Africa and Asia, including Tanzania, Kenya, Uganda, Ghana, Zambia and Pakistan.
  • Its mission is to build and operate inclusive digital banking marketplaces to advance financial inclusion for the 80 per cent of the world’s population who are excluded or underserved by traditional financial services.
  • As an investor partner, LeapFrog’s financial services expertise is being used for product design and multi-country rollouts, to turbocharge Jumo’s growth and spur financial inclusion across Africa.
    • ghtazi
      ghtazi on 13 Feb 21
       
      I think that this is a very smart move since it will help the company to grow and spur financial inclusion across Africa.
  • ...4 more annotations...
  • 100% of its customers are estimated to be low-income, earning less than $10 per day PPP, and approximately 80% have never interacted with formal financial offerings before using the platform. The company has extensive expansion plans for both Africa and now Asia, with CEO and Founder, Andrew Watkins-Ball having relocated to Singapore to drive expansion.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because it describes the customer segment targetted by Jumo straightforwardly. It says that 100% of Jumo customers are low-income, and around 80% of them have never been exposed to formal financial offerings before using Jumo.
  • Jumo is a disruptive fintech business that is rapidly reshaping how ethical financial products reach consumers and SMEs in emerging markets. Its mission is to build and operate inclusive digital banking marketplaces to advance financial inclusion for the 80 per cent of the world’s population who are excluded or underserved by traditional financial services.
  • By creating a customer-centric platform that enables the distribution of leading-edge financial offerings instantly and on-mobile, JUMO is generating access at an unprecedented rate
  • Advancing inclusive access to and usage of affordable formal financial services is vital to promoting vital financial health, economic empowerment, financial stability and sustainable growth. Yet emerging markets have negligible penetration of formal financial services: savings is chronically underdeveloped and the majority of the world’s 2 billion unbanked adults are found in low- and middle-income emerging markets.
    • sawsanenn
      sawsanenn on 13 Feb 21
       
      we can conclude that Jumo offers diversified financial services that are affordable to their customer's target which is mainly new entrepreneurs
  • chaimaa-rachid on 12 Feb 21
     
    JUMO clients are evaluated to be low-income, obtaining less than $ 10 every day, and around eighty percent have never collaborated with formal monetary offers utilizing the stage.
  • hindelquarrouti on 13 Feb 21
     
    Jumo's goal is that of including the 80% of the world's population that is currently not benefiting from financial services. This company is targeting low and low-middle class as they are the categorise that are usually neglected by traditional finance services. In doing this, it is mainly targeting Asia and Africa
  • mohammed_ab on 13 Feb 21
     
    JUMO serves a big market of underbanked people or people will low access to financial services. I like how the company gives the opportunity to small businesses that wish to grow and expand to borrow money at a low cost.
nouhaila_zaki

10 years of M-Pesa: The world's most successful money transfer service | E-Agriculture - 0 views

www.fao.org/...cessful-money-transfer-service

M-PESA Businesses Customers

shared by nouhaila_zaki on 12 Feb 21 - No Cached
  • M-Pesa also works for businesses, which can use the service to pay for business transactions. Business can also receive payments from customers via the paybill facility and can pay employees directly into their M-Pesa accounts.
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      It's important to know that M-PESA is not meant only for people, but also for business as well to facilitate their transactions.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      Here, this except describes what M-Pesa provides for businesses and shows another customer segment of the company.
  • In order to use M-Pesa, customers have to register for the service at an authorised agent and deposit cash in exchange for electronic money which they can send to their family or friends. All transactions are secured by entering a PIN number and both parties receive an SMS confirming the transferred amount. The recipient receives the electronic money in real-time and then redeems it for cash by visiting another agent.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      All transactions through M-Pesa are using telecommunications and are secured by a PIN number for both parties and SMS confirmation.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because it describes the product and service offerings that M-Pesa provides for individuals.
  • M-Pesa (M is for mobile, “pesa” is Swahili for “money”) was launched by Safaricom, Vodafone’s Kenyan associate, on March 6, 2007. The service is designed to safely send receive and store money via a simple mobile phone. The service also allows customers to make bill payments and top-up airtime.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      Here the excerpt reflects the partnership between Vodafone and Safaricom (founder of M-Pesa) and the initial goal of the service.
kenzabenessalah

Cassava Fintech - Cassava Smartech - 0 views

cassavasmartech.com/fintech

Financial services Payment Customer Segment

shared by kenzabenessalah on 12 Feb 21 - No Cached
  • Our integrated platform offers multi-mobile financial services programmes, which depending on the target market, can be tailored to suit banked, unbanked and under-banked customer segments. We offer a rich pipeline of innovative use cases, including micro-loans, micro-savings (for individuals or groups), mobile business wallets, international remittances, and merchant payment solutions.
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      The important message to take is that the financial services that Cassava offers are not only for people who have bank accounts, but for unbanked and under-banked people as well.
ghtazi

About Mukuru | Bulk Remittance Services | Sign up, Send it, Sorted! - 0 views

www.mukuru.com/our-values

Mukuru Money Africa Bank Account

shared by ghtazi on 09 Feb 21 - No Cached
  • Mukuru helps you move money around Africa. Sending cash for instant collection or topping up a bank account or mobile wallet, has never been easier.
    • nouhaila_zaki
      nouhaila_zaki on 09 Feb 21
       
      This page explains what Mukuru proposes as services for its customers, namely moving money around Africa (for paying school fees, hospital bills, rent or groceries etc).
  • We exist as a remittances company, to empower migrants to move money in a convenient, safe and affordable manner. These workers, who would usually be excluded from mainstream financial services, can now fulfill their desire to improve their own and their families’ lives.
    • nouhaila_zaki
      nouhaila_zaki on 09 Feb 21
       
      Here the page introduced the main mission of the company and its target customer segment, being securing remittances for migrants in Africa who are excluded from mainstream financial services.
  • It is this, the opportunity to enrich the lives of Africa’s people by helping family, friends and loved ones stay connected, that motivates us to improve, to do more and to reach further. To us, a remittance is more than money. It represents the love, care and hard work of the sender and can be a lifeline, an opportunity or even a celebration to the recipient.
    • sawsanenn
      sawsanenn on 13 Feb 21
       
      this page shows Mukuru's values, I really appreciate the goal behind this business which is help Africans to move forward by offering them many services to help each other.
  • ...1 more annotation...
  • We know that every one of our customers has a story; just like we do. So whether you are sending money for school fees, hospital bills, rent or groceries, we are passionate about making that story end well.
    • ghtazi
      ghtazi on 13 Feb 21
       
      once again we can see that Mukuru is very attached to what its customers want and need.
nouhaila_zaki

JUMO - Wikipedia - 0 views

en.wikipedia.org/JUMO

JUMO South Africa Overview

shared by nouhaila_zaki on 13 Feb 21 - No Cached
  • The firm's customers are mostly unbanked merchants and individuals in emerging markets where the amount of active mobile money users is high.[8] According to Watkins-Ball, "A $20 loan that can be accessed without collateral in the middle of the night in a rural village can mean the difference between getting a sick person to hospital and going without medical care."[9] JUMO works with mobile network operators including Airtel, MTN Group and Tigo (Millicom) to make credit decisions for each loan application by drawing on non-traditional data points such as GSM records and mobile wallet transaction data. The platform leverages an unconventional digital credit model that does not require customers to have prior financial account ownership or a credit history. Loan decisions are automated and the digital credit application process happens over a mobile device with no need for in-person interactions.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because it presents Jumo's partners, mostly mobile network operators. Also it describes the customer segment targetted by Jumo, namely the unbanked merchants and individuals in emerging markets. In addition, the excerpt explains how loans with Jumo are provided without collateral.
ayoubb

SmartelMoney | About Us - 2 views

smartelmoney.com/about

shared by ayoubb on 07 Feb 21 - No Cached
  • Smartel Money Ltd is company that is rooted in the Kingdom of Lesotho. The aim and focus of Smartel money is to provide mobile payment services, savings & credit and monetary transfers and serve thus as an alternative to traditional banking systems. We aim to provide to individuals, institutions, organizations, multi-industry sectors and governments with the cutting edge, fresh and innovative financial management system in this ever changing world. We also aim to improve the quality of cloud computing (payment as a service) and interaction between computers and people to achieve their payment processes.
    • kenza_abdelhaq
      kenza_abdelhaq on 07 Feb 21
       
      Smartel Money Ltd provides a range of financial services (mobile payments,savings, lending, transfers) for different customer segments including banked and unbanked individuals and societies. It mainly uses cloud computing and the use of computers for payment processes.
  • Smartel Money Ltd is company that is rooted in the Kingdom of Lesotho. The aim and focus of Smartel money is to provide mobile payment services, savings & credit and monetary transfers and serve thus as an alternative to traditional banking systems.
    • aminej
      aminej on 12 Feb 21
       
      Smartel Money is a very competitive application in the market when it comes to E-payments services and many other products thanks to the very low costs and convenience in using the platform. They will also connect people in rural areas to different part of the continent and even the world in order to get access to funding and credit
  • Smartel Money Ltd is company that is rooted in the Kingdom of Lesotho. The aim and focus of Smartel money is to provide mobile payment services, savings & credit and monetary transfers and serve thus as an alternative to traditional banking systems. We aim to provide to individuals, institutions, organizations, multi-industry sectors and governments with the cutting edge, fresh and innovative financial management system in this ever changing world. We also aim to improve the quality of cloud computing (payment as a service) and interaction between computers and people to achieve their payment processes. Smartel Money customer base comprises banked and unbanked people and societies, insurance, retail grocery, retail clothing, retail cell phone services, utility services etc.
    • tahaemsd
      tahaemsd on 12 Feb 21
       
      The core element of Smartel Money is to provide a simple and reliable payment system and provide credit to the customer base whilst in that regard providing competitive prices around the clock.
  • ...2 more annotations...
  • SmartelMoney | About Us
    • ayoubb
      ayoubb on 13 Feb 21
       
      Smartel Money LTD
  • SmartelMoney | About Us
    • ayoubb
      ayoubb on 13 Feb 21
       
      Smartel Money LTD
  • mehdibella on 08 Feb 21
     
    There are 5 reasons why this company is being used: Low cost lowest rates in the country, cheaper than internet banking and even cheaper than mobile money. they have kept fees as low as possible - they are the most affordable option on the market. Easy To use you get to use the platform that you are most comfortable with, app, USSD codes, or internet, no need to cram codes that run forever if it doesn't work for you. It's Convinient YOU CAN DO IT ANYTIME ANYWHERE Use My Wallet anytime anywhere for anything, money transfers, bills, airtime, groceries, fuel. See, easy! It's safe When you use my Wallet Services, you are not bound to any carrier, you can even use it without any carrier, bring your ID or passport. Secure Uses accredited national banking security and standards to protect your money whether you are transacting or not.
mohammed_ab

An investigation of Safaricom M-Pesa strategies in enhancing mobile money transfer serv... - 0 views

erepository.uonbi.ac.ke/...59108

M-Pesa Mobile Money Africa Fintech

shared by mohammed_ab on 12 Feb 21 - No Cached
  • The positioning of the M-Pesa product to capture the unbanked segment of the population especially in the lower income level bracket by providing a product that can easily and conveniently be accessed has made the M-Pesa become popular among the low income earners customers.
  • Strategies used by Safaricom to popularize the M-pesa product were an adoption of technology in the product development that has given it an edge over the other players. This has come about due to the increased investment in innovation and that employee’s use modern technology in their processes. The low cost strategy model also came out as yet another strategy that is used, Japanese concept of continuous improvement of a product or Kaizen, product differentiation through offering M-Pesa products with unique or superior value to the customer through product quality, features, or after-sale support.
  • mohammed_ab on 12 Feb 21
     
    I liked how M-Pesa positioned itself in the consumers who were unbanked and with little access to financial service. The company provided them with an easy to access solution to transfer money, which made the company very popular among the low-income community. It's also very interesting to see that the strategy used by the company was to use technology that allowed the service to work on non-smart phones.
mohammed_ab

AI and Machine Learning in Fintech. Five Areas Which Artificial Intelligence Is Changin... - 0 views

www.netguru.com/...ai-in-fintech-examples

Fintech Strategy Artificial Inteligence M-Pesa

shared by mohammed_ab on 13 Feb 21 - No Cached
  • There is a saying among corporate bankers “You only get credit if you don’t need it”. Translated into business terms: there were underserved customers, ignored by traditional financial industry, who couldn’t apply for a loan or credit. And that helped a lot of fintech startups, the likes of Finiata (Netguru is proud to be a partner here) or Lenddo, to put their foot in the door.
  • mohammed_ab on 13 Feb 21
     
    Artificial intelligence could help M-Pesa to target a new segment which is loans and microfinance. It will help make a credit rating for these customers in a quick and cost-effective way.
kenza_abdelhaq

Lumkani - 0 views

www.accion.org/otect-families-in-south-africa

Lumkani South Africa Insurtech

shared by kenza_abdelhaq on 10 Feb 21 - No Cached
  • Lumkani, a Johannesburg-based startup that leverages proprietary hardware and a tech-enabled agent network to provide customers living in informal settlements within South Africa with insurance products that protect against loss of life, shelter, and assets in the case of a home fire. Lumkani, which means ‘be careful’ in Xhosa, originally began as a hardware company, deploying its first fire detector in late 2014. Within the first 18 months, they were able to prove that their technology “in 73 percent of cases was able to reduce the spreading of fires [beyond] the first home.” But it was not enough just to alert the community and stop the spreading of fires.
    • kenza_abdelhaq
      kenza_abdelhaq on 10 Feb 21
       
      Starting off as a hardware company that helped low-income families and informal settlements, Lumkani quickly shifted to the new technologies and partnered up with the insurance company Hollard to not only detect fire but to have access to fire insurance.
  • Destructive fires are a regular, and potentially devastating, occurrence for the approximately 10 million South Africans that live in informal settlement communities. These townships are particularly susceptible to the threat of fires due to the use of flammable building materials, the ubiquity of open flame fires, limited space between dwellings, and a lack of road infrastructure for adequate emergency response.
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      Such devices are a must have in regions where fires are regular. It was smart to present such a device in South Africa because almost 10 million South Africans are affected by such tragic events.
  • With that problem in mind, Lumkani, partnered with Hollard, a South African-based insurance company, to develop the world’s first hardware-enabled fire insurance specifically designed for informal settlements. To serve clients that had been ignored by traditional financial service providers previously, the company has created an efficient, engaging, and easy to manage experience for its low-income customers.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Lumkani developed hardware-enabled fire insurance to detect fires in informal settlements and partnered up with the insurance company Hollard to provide this segment with solutions and experience that was not made available to them by traditional financial service providers.
hibaerrai

Niche Market: What Is It? - 0 views

www.thebalancesmb.com/efinition-for-business-2947188

Fintech Strategy Niche Digital Target

shared by hibaerrai on 13 Feb 21 - No Cached
  • A niche market is a segment of a larger market that has its own demands and preferences. Companies focus on niche markets to better cater to a specific consumer than competitors who target a broad audience. Catering to the unique demands that mainstream providers aren't addressing, businesses pursue niche markets to build loyalty and revenue with a largely-overlooked audience. For example, rather than offering a general cleaning service, an entrepreneur might pursue a niche by offering floor polishing services exclusively. Another business in the same city might occupy a separate niche, specializing in solely biodegradable cleaning products. 
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      Niche strategy: Helps knowing exactly what customers and what services we are dealing with for better decision making.
kaoutarchennoufi

Fawry | Helios Investment Partners | Helios Investment Partners - 0 views

www.heliosinvestment.com/fawry

shared by kaoutarchennoufi on 12 Feb 21 - No Cached
  • Fawry provides users with a secure electronic bill payments solution, connecting consumers, merchants, governments and financial institutions on a consolidated gateway that is accessible through multiple channels, including Point of Sale (POS) machines, ATMs, post offices, online and through mobile wallets. 
    • tahaemsd
      tahaemsd on 12 Feb 21
       
      how Fawry is pioneering electronic bill presentment and payment platform
    • kenzabenessalah
      kenzabenessalah on 13 Feb 21
       
      Fawry is able to connect different types of segments and people from consumers to merchants to government, etc.
  • Fawry provides users with a secure electronic bill payments solution, connecting consumers, merchants, governments and financial institutions on a consolidated gateway that is accessible through multiple channels, including Point of Sale (POS) machines, ATMs, post offices, online and through mobile wallets. 
    • kaoutarchennoufi
      kaoutarchennoufi on 13 Feb 21
       
      Many people are concerned with the level of security of these financial services providers and sometimes they refuse to use them because of this matter. However, Fawry provides its customers with a secure electronic bill payments solution through multiple channels including point of sale which is easy to use and increases efficiency.
hindelquarrouti

Dubai's Tpay Mobile Acquires Payguru, a Turkish Payments Company that Supports Mobile T... - 1 views

www.crowdfundinsider.com/...t-supports-mobile-transactions

Tpay segment Fintech

shared by hindelquarrouti on 08 Feb 21 - No Cached
  • Founded in Cairo, Egypt, Tpay Mobile says it’s the leading digital merchant acquirer in the MENA region
  • The company supports DCB via three mobile network operators and it facilitates bank transfers and ATM withdrawals through large banks.
  • hindelquarrouti on 08 Feb 21
     
    By acquiring Payguru, Tpay has enlarged its range of customer. It has made acquisition with the intent of becoming the leading digital payment platform in the MENA region. As well as, it has helped them make a step forward in the process of digital and financial inclusion in the region.
hichamachir

Contributions and challenges in the struggle to end poverty: the case of Kiva: Informat... - 0 views

www.tandfonline.com/...02681102.2016.1233856

Kiva Challenges MicroFinance Kenya

shared by hichamachir on 12 Feb 21 - No Cached
  • We briefly examine some literature that challenges the received view on the overall value of microfinance and consider some implications for Kiva and conclude by noting that in the current market, Kiva will need to draw on its corporate history of innovation if it hopes to maintain its position of leadership in the face of new organizations like Acumen Fund and One Acre Fund that take different routes to the same goal of reducing poverty.
  • hichamachir on 12 Feb 21
     
    Kiva needs to be careful with competition. I believe that Kiva can play it smart if they target a segment that helps to gain customers trust like social projects that help poor people.
nouhaila_zaki

Startuplist Africa | Startuplist Africa - 0 views

startuplist.africa/agrocenta

AgroCenta Ghana Customer Segment Mission

shared by nouhaila_zaki on 13 Feb 21 - No Cached
  • AgroCenta focuses primarily on small holder farmers and farmer based organizations, connects them to a larger market online to trade equitably, a percentage of the sales of farmers farm produce is re-invested into purchase of agric inputs such as fertilizers, seedlings, pesticides, weedicides and hiring of tractor services. AgroCenta eliminates the common practice where middlemen/brokers act as exploitative buyers, purchase produce for less than a third of its actual value from smallholder farmers and re-sell in urban markets for huge profits.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because on the one hand, it introduces the niche market that AgroCenta products and services are targetting; but also the common practices that AgroCenta intended to eliminate (i.e. exploitative behaviors by middlemen and brokers).
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