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kenzabenessalah

Lumkani - 0 views

  • As part of Lumkani’s mission to mitigate the loss of life and property caused by fires in South Africa and across the globe, we implement large scale roll-outs of our fire detection system into urban informal settlements and townships.
    • kenzabenessalah
       
      Before Lumkani was introduced, there was very little hope for people to rebuild their houses when fire erupted. Making this business known could help save plenty of lives.
    • kenzabenessalah
       
      Before Lumkani was introduced, there was very little hope for people to rebuild their houses when fire erupted. Making this business known could help save plenty of lives.
  • Before Lumkani introduced Fire Cover in 2016, there was little hope for households and businesses that had been excluded from insurance cover, to quickly rebuild, refurnish and return to a state of dignity.
    • kenzabenessalah
       
      This excerpt is important because it highlights how beneficial and essential the concept of the company is. It helped protect people's homes and reassure them that their households would return to their original state.
  • For only R60 per month, you get: A Lumkani Fire Alarm that warns you when fire breaks out. Cover for your home or business structure and all of your belongings/stock for up to R40,000 provided by Hollard. There is no waiting period, you are protected immediately after your first payment.Foreign Nationals may apply.No documentation required to apply..properties we protect: Informal homes Small homes and low-cost homes (RDPs) Small businesses
    • tahaemsd
       
      Details of what is covered by the LUMKANI company
  • ...2 more annotations...
  • Lumkani is a technology company which distributes insurance products to financially excluded households and businesses in townships and informal settlements. We use our award-winning fire detectors to mitigate the risk of fires and a world-first insurance product to cover losses when disasters occur. We have distributed tens of thousands of fire alarms to homes across South Africa which have drastically lowered the instances of fires in our communities, ensuring that those who are most vulnerable have a sense of security. Tens of millions of Rands of possible fire damage have been saved through our early-warning fire detectors.
    • aminej
       
      I think that this is an excellent idea since it will help many people in rural areas who very often suffer from losses due to weather or natural disasters and also a very weak infrastructure. It will also bring more unbanked people to learn about different services of insurance and finance.
  • Fires destroy homes, belongings and businesses which leads to personal and financial insecurity. We provide protection against fires to informal homes, small homes, RDPs and small businesses
    • kenzabenessalah
       
      Having such a concept is essential to the community because it deals with one of most popular issues in the world; financial insecurity
  •  
    LUMKANI launched indeed a networked heat detector to protect people's properties.
kenza_abdelhaq

Two African startups where inclusive fintech comes with a human touch | Accion - 0 views

  • In South Africa, mobile money systems are much less available than they are in Kenya, so they are not a good option for Lumkani clients to use to manage policy payments and payouts. Additionally, people in the informal settlements where Lumkani provides its services tend to be limited in both financial literacy and experience with technology, so they need information on what the insurance product is and how it works. So Lumkani relies on agents — many of whom live in the same settlements — to do face-to-face sales pitches and enrollments. The agents, however, carry smartphones with an app for setting up the new accounts. Agents also collect cash payments in person but send SMS reminders to keep clients up to date.
    • kenza_abdelhaq
       
      Lumkani adapts to local communities that are generally with limited literacy and experience with technology by relying on agents to do face-to-face pitches and assist in the installation and activation of the device.
  •  
    "In South Africa, mobile money systems are much less available than they are in Kenya, so they are not a good option for Lumkani clients to use to manage policy payments and payouts. Additionally, people in the informal settlements where Lumkani provides its services tend to be limited in both financial literacy and experience with technology, so they need information on what the insurance product is and how it works. So Lumkani relies on agents - many of whom live in the same settlements - to do face-to-face sales pitches and enrollments. The agents, however, carry smartphones with an app for setting up the new accounts. Agents also collect cash payments in person but send SMS reminders to keep clients up to date."
kenza_abdelhaq

Even in a world of global super platforms, local innovation still matters | Accion - 0 views

  • Lumkani provides residents in South Africa’s informal settlements with fire insurance and an internet-connected heat sensor that notifies all users if a fire is detected nearby. Eighteen months after launching, Lumkani demonstrated that, in 73 percent of cases, its technology helped prevent fires from spreading beyond the first home.
    • kenza_abdelhaq
       
      Lumkani's technology was proved to be efficient since in more than 70% of the cases the technology helped prevent the spread of fires.
  •  
    "Lumkani provides residents in South Africa's informal settlements with fire insurance and an internet-connected heat sensor that notifies all users if a fire is detected nearby. Eighteen months after launching, Lumkani demonstrated that, in 73 percent of cases, its technology helped prevent fires from spreading beyond the first home."
kenza_abdelhaq

Lumkani - 0 views

  • Lumkani, a Johannesburg-based startup that leverages proprietary hardware and a tech-enabled agent network to provide customers living in informal settlements within South Africa with insurance products that protect against loss of life, shelter, and assets in the case of a home fire. Lumkani, which means ‘be careful’ in Xhosa, originally began as a hardware company, deploying its first fire detector in late 2014. Within the first 18 months, they were able to prove that their technology “in 73 percent of cases was able to reduce the spreading of fires [beyond] the first home.” But it was not enough just to alert the community and stop the spreading of fires.
    • kenza_abdelhaq
       
      Starting off as a hardware company that helped low-income families and informal settlements, Lumkani quickly shifted to the new technologies and partnered up with the insurance company Hollard to not only detect fire but to have access to fire insurance.
  • Destructive fires are a regular, and potentially devastating, occurrence for the approximately 10 million South Africans that live in informal settlement communities. These townships are particularly susceptible to the threat of fires due to the use of flammable building materials, the ubiquity of open flame fires, limited space between dwellings, and a lack of road infrastructure for adequate emergency response.
    • kenzabenessalah
       
      Such devices are a must have in regions where fires are regular. It was smart to present such a device in South Africa because almost 10 million South Africans are affected by such tragic events.
  • With that problem in mind, Lumkani, partnered with Hollard, a South African-based insurance company, to develop the world’s first hardware-enabled fire insurance specifically designed for informal settlements. To serve clients that had been ignored by traditional financial service providers previously, the company has created an efficient, engaging, and easy to manage experience for its low-income customers.
    • kenza_abdelhaq
       
      Lumkani developed hardware-enabled fire insurance to detect fires in informal settlements and partnered up with the insurance company Hollard to provide this segment with solutions and experience that was not made available to them by traditional financial service providers.
tahaemsd

Lumkani: The little blue box that saves lives - CNN - 0 views

  • Funded through a government innovation agency and a successful crowdsourcing campaign, the start-up has also won several awards and grants, including best start-up in 2014's Global Innovation through Science & Technology competition.Last year, it was chosen by the International Red Cross as a provider for its Fire Sensors initiative, a project that has distributed 900 of the devices along with extensive market research.Julie Arrighi, Innovation Advisor at the American Red Cross, said that using networked heat sensors like Lumkani is crucial to mitigating the growing risk of slum fires around the world.
    • kenza_abdelhaq
       
      Lumkani's technology prevented many disasters and was successful at raising funds through government innovation agency and crowdsourcing campaign. The innovative aspect and importance of the technology received many recognitions and awards.
  • Lumkani devices are networked to each other using radio frequency, the same technology used in garage remotes. When a fire is detected, the alarm sounds in all homes within a 40 meter radius, using a different tone to signify to users when the blaze is in a separate dwelling.
    • tahaemsd
       
      Technology used by Lumkani, the same used in garage remotes.
  •  
    "Funded through a government innovation agency and a successful crowdsourcing campaign, the start-up has also won several awards and grants, including best start-up in 2014's Global Innovation through Science & Technology competition. Last year, it was chosen by the International Red Cross as a provider for its Fire Sensors initiative, a project that has distributed 900 of the devices along with extensive market research. Julie Arrighi, Innovation Advisor at the American Red Cross, said that using networked heat sensors like Lumkani is crucial to mitigating the growing risk of slum fires around the world."
kenzabenessalah

Lumkani - Early Warning Fire Detection System | Engineering For Change - 0 views

  • Lumkani is a small fire alarm that registers the rate at which heat rises within a small residence indicating when there might be a fire risk. It then connects with neighboring devices, setting off a chain of alarms so that neighbors can intervene. Newer versions also communicate with home owners via SMS, as well as with local emergency services.
    • kenzabenessalah
       
      Lumkani has updated its system according to advanced technology. For example, nowadays, they send alarms via SMS.
kenza_abdelhaq

Short-Term Broker News & Information | Hollard - 0 views

  • “It makes me proud to work in insurance – and for Hollard Insure in particular – when we are able to be there for customers when they need us the most. In the past, residents of informal settlements had no chance of an insurance safety net. “But in partnering with Lumkani, we are part of a solution that combines technology with insurance-cover that does, indeed, offer people the opportunity of a better future,” says Smith.
    • kenza_abdelhaq
       
      Lumkani fulfilled a need and important gap in the market by giving to this low-income group a second chance to rebuild their lives.
  •  
    ""It makes me proud to work in insurance - and for Hollard Insure in particular - when we are able to be there for customers when they need us the most. In the past, residents of informal settlements had no chance of an insurance safety net. "But in partnering with Lumkani, we are part of a solution that combines technology with insurance-cover that does, indeed, offer people the opportunity of a better future," says Smith."
kenzabenessalah

Lumkani: Most Innovative Company | Fast Company - 0 views

  • Lumkani is a tech company and social enterprise that delivers insurance services dedicated to customers who suffered loss of property or life following slum fired in South Africa and beyond. The company got its name from local Xhosa language, “lumkani” meaning “be careful”. Their main product is a small blue box fire alarm that responds to a rise in temperature rather than smoke with the aim of decreasing false alarms. Its associated network alerts houses within a 200 foot radius if the alarm is not shut off within 30 seconds. In 2014, the company reported having distributed 7000 of these devices across slums in South Africa, and 5000 in 2015 to its highest fire risk neighborhood in Cape Town.
    • kenzabenessalah
       
      Lumkani doesn't only alarm people, but it delivers insurances services which I think is essential for people in urban areas to have.
kenza_abdelhaq

GSMA | Lessons from Lumkani: Building resilience to fire in South Africa's informal set... - 1 views

  • Thanks to partnerships with NGO Islamic Relief South Africa, and insurance firm Hollard, residents are able to opt-in to a micro-insurance scheme which will insure their homes against damage or loss to fire. Early findings have shown this to be a critical lifeline to those impacted by fire outbreaks.
    • kenza_abdelhaq
       
      Lumkani partners working with the company to provide help and assistance to low-income families.
  • Building on the insights gained from the GSMA project, Lumkani plan to develop a suite of low-cost sensor technologies that would decrease the risk of fire as well as other risks such as flood or theft, and in turn create access to financial services which serve as a critical safety net. In addition, they will continue to work with the GSMA to pursue opportunities to roll out in numerous humanitarian contexts such as in Kenya, Iraq and Bangladesh.
    • kenza_abdelhaq
       
      Lumkani's future expansion plans include covering other incidents and risks likes flood and theft as well as rolling out in new areas and countries.
  •  
    "Thanks to partnerships with NGO Islamic Relief South Africa, and insurance firm Hollard, residents are able to opt-in to a micro-insurance scheme which will insure their homes against damage or loss to fire. Early findings have shown this to be a critical lifeline to those impacted by fire outbreaks."
tahaemsd

SA's Lumkani installs shack fire early-warning systems in an additional 20k homes - Dis... - 0 views

  • South African startup Lumkani has installed its early warning fire detection system in an additional 20,000 homes across the country, meaning it has now equipped 40,000 high fire risk homes in several of the country’s informal settlements.
    • tahaemsd
       
      Lumkani installs shack fire early warning systems
kenza_abdelhaq

Lumkani - Wikipedia - 0 views

  • The device is a small blue box that measure the rate of temperature rise rather than detecting smoke which helps in reducing false alarms.[5] The network of Lumkani devices in a specific slum uses radio frequency to send text messages and notify people in cases of emergencies. An alarm will be activated in all houses within a 60 metres (200 ft) radius if the initial alarm is not disarmed within 30 seconds.[6][7]
    • kenzabenessalah
       
      It important not only for people to hear from others about fire alarms, but also for them to receive some sort of text to notify them about such emergencies.
    • kenza_abdelhaq
       
      The company created a device able to detect smoke caused by fire and to notify the relevant parties through text messages GPS coordinates and redio frequencies.
  •  
    "The device is a small blue box that measure the rate of temperature rise rather than detecting smoke which helps in reducing false alarms.[5] The network of Lumkani devices in a specific slum uses radio frequency to send text messages and notify people in cases of emergencies. An alarm will be activated in all houses within a 60 metres (200 ft) radius if the initial alarm is not disarmed within 30 seconds.[6][7] The central device of the network locates the GPS coordinates of the blaze,[4] to coordinate with the fire department for immediate intervention."
tahaemsd

Product Insights at Lumkani jobs - Via - 0 views

  • Lumkani is a social enterprise that seeks to address the challenge of shack/slum fires in urban informal settlements in South Africa and across the globe. Lumkani aims to create social impact in two ways. Firstly by increasing the safety and security of people living in informal settlements with technology-based early-warning systems, and secondly with affordable relevant financial services products, such as our Lumkani short term fire insurance for informal homes.
    • tahaemsd
       
      this is creating high value in urban slums
kenzabenessalah

Lumkani - Crunchbase Company Profile & Funding - 0 views

  • Lumkani is a social enterprise known for its fire detector and system designed to overcome the shack-fire challenge in urban slums in South Africa and across the globe with the use of a heat detection technology. It measures the incidence of harmful fires and alert families inside the shack of the danger, using the rate-of-rise of temperature
    • kenzabenessalah
       
      It was a great idea to introduce the device in urban slums since that is the region where most fires ignite.
tahaemsd

SA's Lumkani closes seed funding round from Accion, 4Di - 0 views

  • South African startup Lumkani, which addresses the challenge of fire safety in informal settlements through a combination of early-warning fire detection technology and financial services, has closed a seed funding round to provide insurance coverage to low-income consumers.
    • tahaemsd
       
      providing south africans who are living in informal settlements access to financial services that have previously not been on the market.
kenzabenessalah

Lumkani (Pty) Ltd | Research Contracts and Innovation - 0 views

  • Lumkani is commercialising an early-warning system to reduce the damage and destruction caused by the spread of shack fires in urban informal settlements. Many cooking, lighting and heating methods used by people living in informal settlements produce smoke.
    • kenzabenessalah
       
      It's important for people to stop using certain cooking utensils because they can also cause fires.
kenzabenessalah

SA SME wins prestigious humanitarian award and €1-million - Ventureburn - 0 views

  • Lumkani functions as a social enterprise that aims to diminish or lessen the loss of life and property caused by potential shack fires in the township areas across South Africa and the world. 
    • kenzabenessalah
       
      Having devices like Lumkani are essential everywhere because they help prevent loss of life.
kenza_abdelhaq

Lumkani Fire Detection - 0 views

  • The device is a heat detector and not an ill-suited smoke detector. In a fire situation, the device will ring alerting the family inside enabling them to be proactive before the fire becomes unmanageable. After 20 seconds the device transmits a signal to all devices in neighbouring homes up to 60 metres away creating a community-wide response to the fire
    • kenzabenessalah
       
      The device not only informs families who are affected, but a signal is sent to the entire neighborhood which I think is a great initiative.
    • kenza_abdelhaq
       
      The device is efficient and has a fast response time as it takes only 20 seconds to alert the whole neighborhood of the fire to create a community-wide response.
  • We have 7000 low-income informal households benefiting from our networked fire technology. Approximately 30 000 people are protected by our technology each day across South Africa's largest cities and rural communities.
    • kenza_abdelhaq
       
      The growing numbers of households and people protected thanks to the device.
  •  
    "Lumkani has built the world's 1st off-the-shelf, networked early warning device & system designed for people living in dense urban slums.The device is a heat detector and not an ill-suited smoke detector. In a fire situation, the device will ring alerting the family inside enabling them to be proactive before the fire becomes unmanageable. After 20 seconds the device transmits a signal to all devices in neighbouring homes up to 60 metres away creating a community-wide response to the fire"
tahaemsd

WDO | Lumkani - 0 views

  • The device detects fires by sensing for a rate of rise of temperature, rather than smoke, which would cause many false alarms. In the event of a fire, the detectors communicate to one another by means of radio frequency (RF) to create a community wide alert – the alert is transmitted to neighbouring detectors within a 60m radius of the fire, giving the community at large the necessary advanced warning to deal with the fire before it becomes unmanageable.
    • kenzabenessalah
       
      It's interesting to know that the device detects fire alarms not by smoke but by the rise of temperature. This could prevent many false alarms from happening.
  • Lumkani has created the world’s first networked heat-detector designed specifically for informal settlements. Lumkani’s heat detector addresses the devastation caused by the spread of fires in urban slums, by creating a community wide early warning.
    • tahaemsd
       
      This device detects fires by sensing for a rate of rise of temperature, rather than smoke.
kenza_abdelhaq

Lumkani - 1 views

  • properties we protect: Informal homes Small homes and low-cost homes (RDPs) Small businesses
    • kenza_abdelhaq
       
      Lumakni's customer target to achieve financial inclusion.
kenza_abdelhaq

Lumkani's fire detectors might help save thousands of homes in South Africa's townships - 1 views

  • Right now, Lumkani is funded by charitable donations, with consumers paying a small, affordable fee — about $1.30 per box. But the company is looking for a more sustainable business model, and hopes to expand beyond South Africa's big cities throughout the nation and sub-Saharan Africa.
    • kenza_abdelhaq
       
      Affordable devices for low income families in order to promote financial inclusion and expand to the rest of Africa.
  •  
    "Right now, Lumkani is funded by charitable donations, with consumers paying a small, affordable fee - about $1.30 per box. But the company is looking for a more sustainable business model, and hopes to expand beyond South Africa's big cities throughout the nation and sub-Saharan Africa."
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