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"The adoption of security chips has not slowed credit card fraud, either. 60,000,000 US credit cards were compromised in the past 12 months and 90% of those were chip-enabled. The majority of compromised cards were stolen by infected point-of-sale terminals. The US has the worst credit card security in the world. The findings come from a Gemini Advisory report, which blames a "lack of chip compliance" in merchants for the rise."

"In 2019, Genevieve (co-author of this article) and her husband applied for the same credit card. Despite having a slightly better credit score and the same income, expenses, and debt as her husband, the credit card company set her credit limit at almost half the amount. "

"The Chinese government is planning on implementing a system that connects citizens' financial, social, political, and legal credit ratings into one big social trustability score. The idea would be that if someone breaks trust in one area, they'd be adversely affected everywhere."

"A woman who held jobs at a supermarket and a halfway house took down credit card information of customers at NTUC FairPrice, created an EZ-Link mobile account with details from a halfway house resident and combined the two to make S$41,330 worth of unauthorised EZ-Link top-ups."

"Unskilled manual laborers have felt the pressure of automation for a long time - but, increasingly, they're not alone. The last few years have been a bonanza of advances in artificial intelligence. As our software gets smarter, it can tackle harder problems, which means white-collar and pink-collar workers are at risk as well. Here are eight jobs expected to be automated (partially or entirely) in the coming decades. Call Center Employees call-center Telemarketing used to happen in a crowded call center, with a group of representatives cold-calling hundreds of prospects every day. Of those, maybe a few dozen could be persuaded to buy the product in question. Today, the idea is largely the same, but the methods are far more efficient. Many of today's telemarketers are not human. In some cases, as you've probably experienced, there's nothing but a recording on the other end of the line. It may prompt you to "press '1' for more information," but nothing you say has any impact on the call - and, usually, that's clear to you. But in other cases, you may get a sales call and have no idea that you're actually speaking to a computer. Everything you say gets an appropriate response - the voice may even laugh. How is that possible? Well, in some cases, there is a human being on the other side, and they're just pressing buttons on a keyboard to walk you through a pre-recorded but highly interactive marketing pitch. It's a more practical version of those funny soundboards that used to be all the rage for prank calls. Using soundboard-assisted calling - regardless of what it says about the state of human interaction - has the potential to make individual call center employees far more productive: in some cases, a single worker will run two or even three calls at the same time. In the not too distant future, computers will be able to man the phones by themselves. At the intersection of big data, artificial intelligence, and advanced

"When Vancouver tech retailer NCIX went bankrupt, it stopped paying its bills, including the bills for the storage where its servers were being kept; that led to the servers being auctioned off without being wiped first, containing sensitive data -- addresses, phone numbers, credit card numbers, passwords, etc -- for thousands of customers. Also on the servers: tax and payroll information for the company's employees."

"Marcus Hutchins, the 23-year-old British security researcher who was credited with stopping the WannaCry outbreak in its tracks by discovering a hidden "kill switch" for the malware, has been arrested by the FBI over his alleged involvement in another malicious software targeting bank accounts."

"This week, Atlassian's . This follows the trend of more and more high-profile hacks that are waking consumers up - like , , and the that rocked the country when 40 million debit and credit card numbers stolen during the holiday shopping time that year. (See of all the hacks from 2004 - present.)"

"Algorithms and the data that drive them are designed and created by people, which means those systems can carry biases based on who builds them and how they're ultimately deployed. Safiya Umoja Noble, author of Algorithms of Oppression: How Search Engines Reinforce Racism, offers a curated reading list exploring how technology can replicate and reinforce racist and sexist beliefs, how that bias can affect everything from health outcomes to financial credit to criminal justice, and why data discrimination is a major 21st century challenge."

"The new malware, called Anubis, seems to use code forked from Loki. It steals crypto wallet credentials, credit card details and other valuable information from these Windows users. According to MSI, it first discovered the malware in June in the cybercriminal underground. It has the same name with another potent banking Trojan that has been targeting Android smartphones for months."

"100 Things We've Lost to the Internet. Its form seems to fit an era of short attention spans, breaking up its author's writing into short essays with headings such as "Solitude", "Ignoring people", "Leaving a message" and "A parent's undivided attention". At its best, the book reads like it mixes journalism with sociology and anthropology. To its credit, it also manages the rare feat of exploring what technology has done to us without succumbing to doom and panic."

"The BBC spoke to several students and parents who vouched for the quality of Byju's learning content - in a country where rote learning is often the norm, Byju's has been credited for deftly using technology to create immersive, engaging lessons. It also claims to have the industry's highest net promoter score (NPS), which measures customer experience and predicts business growth. "

"The debate is whether the ideas noted in an essay or paper come from the student, while the tool can only take credit for the grammar and mechanics of the writing but not the critical thinking. The College Board, which administers Advance Placement (AP) courses, prohibits the use of ChatGPT under any circumstances. On its website, the agency notes, "Like educators across the country, AP teachers are confronting the implications of ChatGPT and other tools.""

"The main rationale for increasing state surveillance was to tackle the pandemic effectively to save people's lives. Yet, states are not enthusiastic about abandoning these digital tools, even though the pandemic is winding down. Instead, they are determined to preserve their surveillance capacities under the pretext of national security or preparation for future pandemics. In the face of increasing state surveillance, however, we should thoroughly discuss the risk of digital authoritarianism and the possible use of surveillance technologies to violate privacy, silence political opposition, and oppress minorities. For example, South Korea's sophisticated contact tracing technology that involves surveillance camera footage, cell-phone location data, and credit card purchases has disclosed patients' personal information, such as nationality. It raised privacy concerns, particularly for ethnic minorities, and underlined the risk of technology-enabled ethnic mapping and discrimination."

"In short, Klarna offers shoppers something similar to a store credit card - rather than paying $500 now, you might split it into 12 payments with a micro-loan from Klarna that gets issued within minutes. The e-commerce provider then pays Klarna a fee (usually around 6 percent, higher than what they'd pay for a Visa or Mastercard transaction, but still a good deal if it makes it easier for the customer to buy the product). As you might imagine, Klarna has lots of customers and those customers have a lot of questions. This means they hire lots of customer service representatives. And those customer service reps are the first major, public casualty in the conflict between AI and human jobs."