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Julie Altmark

PearBudget | Really simple budgeting. - 3 views

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    a simple (and cheap) answer to your personal finance needs. For just $3 a month, it can track your monthly expenses and help you increase your savings.To get started the site takes you through a quick five-step planning process, beginning with an assessment of how and where you want to save.  Then it inquires about your expenses (both fixed monthly and irregular). Finally you fill in your income.  The site will then create a review of your spending habits, including a dynamic list of savings for future purchases. Each month you'll fill in the your expenses using the Receipts category (this comes in handy at tax time as well, since you don't need to store them in a shoe box anymore). There's even a tag feature that allows you to group expenses together. Unlike Mint, Pear Budget emphasizes speed and simplicity. If you decide to register, you can set up an account in less than five minutes (and you can sign up for a free 30-day trial).
Jerry Swiatek

GenI Revolution : Home - 12 views

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    "Developed for middle school and high school students, this online game gives your students the chance to learn important personal finance skills as they play and compete against fellow classmates. The game includes fifteen Missions in which students attempt to help people in financial trouble. Students join the Gen I Revolution, strategically select their Operatives, and begin to explore and earn points as they work to complete each Mission."
anonymous

Financial Literacy 101: Useful Tools for Recent College Grads | Clear View Education Blog - 0 views

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    Learning to effectively manage finances can be a process of trial and error but grads can stack the deck in their favor by taking advantage of great online resources that can help them learn and keep track of where every penny of their paychecks is going.
Marie Coppolaro

US Treasury - Bad Credit Hotel - 0 views

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    a game about managing personal finance; for middle and high school
Walter Antoniotti

Student Personal Finance - 3 views

Students Personal Finance Internet Library has learning materials for students of all ages, parents, and teachers. http://www.textbooksfree.org/Students%20Personal%20Finance%20Internet%20Library.htm

administrator all_teachers edublogger curriculum math elementary edu_newapp middleschool

started by Walter Antoniotti on 18 Jul 17 no follow-up yet
Felix Gryffeth

A Beginner's Guide to Repaying Student Loans - The New York Times - 1 views

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    I added this link to the Student Personal Finance Internet Library http://www.textbooksfree.org/Students%20Personal%20Finance%20Internet%20Library.htm
Michael Walker

Free Personal Finance Software, Budget Software, Online Money Management and Budget Pla... - 5 views

shared by Michael Walker on 09 Dec 09 - Cached
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    Also includes an iPhone app.
anonymous

100 Beer-Budget Tools for Students with Champagne Taste | Online College Reviews - Coll... - 0 views

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    The wonder of the Internet makes it possible for just about anyone to access top-notch web apps and other tools that can make working and studying a breeze. Read on to learn about 100 free or extremely cheap tools that are great for students.
Deron Durflinger

Niall Ferguson: How American Civilization Can Avoid Collapse - The Daily Beast - 4 views

  • “killer applications
  • Competition
  • The Scientific Revolution
  • ...29 more annotations...
  • Modern Medicine
  • The Consumer Society
  • The Work Ethic
  • The Rule of Law and Representative Government.
  • these killer apps were essentially monopolized by Europeans and their cousins who settled in North America and Australasia
  • the great divergence
  • They also grew more powerful
  • 20th century, just a dozen Western empires—-including the United States—controlled 58 percent of the world’s land surface and population, and a staggering 74 percent of the global economy.
  • tendency of Western societies to delete their own killer apps.
  • But there is a second, more insidious cause of the “great reconvergence,” which I do deplore—and that is the
  • Ask yourself: who’s got the work ethic now? The average South Korean works about 39 percent more hours per week than the average American. The school year in South Korea is 220 days long, compared with 180 days here. And you don’t have to spend too long at any major U.S. university to know which students really drive themselves: the Asians and Asian-Americans
  • Yet life expectancy in the U.S. has risen from 70 to 78 in the past 50 years, compared with leaps from 68 to 83 in Japan and from 43 to 73 in China.
  • On no fewer than 15 of 16 different issues relating to property rights and governance, the United States fares worse than Hong Kong. Indeed, the U.S. makes the global top 20 in only one area: investor protection
  • The future belongs not to them but to today’s teenagers
  • The latest data on “mathematical literacy” reveal that the gap between the world leaders—the students of Shanghai and Singapore—and their American counterparts is now as big as the gap between U.S. kids and teenagers in Albania and Tunisia.
  • Yet statistics from the World Intellectual Property Organization show that already more patents originate in Japan than in the U.S., that South Korea overtook Germany to take third place in 2005, and that China is poised to overtake Germany too
  • the United States’ average competitiveness score has fallen from 5.82 to 5.43, one of the steepest declines among developed economies. China’s score, meanwhile, has leapt up from 4.29 to 4.90.
  • Perhaps more disturbing is the decline of meaningful competition at home, as the social mobility of the postwar era has given way to an extraordinary social polarization. You don’t have to be an Occupy Wall Street leftist to believe that the American super-rich elite—the 1 percent that collects 20 percent of the income—has become dangerously divorced from the rest of society, especially from the underclass at the bottom of the income distribution.
  • Far more than in Europe, most Americans remain instinctively loyal to the killer applications of Western ascendancy, from competition all the way through to the work ethic. They know the country has the right software. They just can’t understand why it’s running so damn slowly.
  • What we need to do is to delete the viruses that have crept into our system: the anticompetitive quasi monopolies that blight everything from banking to public education; the politically correct pseudosciences and soft subjects that deflect good students away from hard science; the lobbyists who subvert the rule of law for the sake of the special interests they represent—to say nothing of our crazily dysfunctional system of health care, our overleveraged personal finances, and our newfound unemployment ethic
  • And finally we need to reboot our whole system.
  • If what we are risking is not decline but downright collapse, then the time frame may be even tighter than one election cycle
  • Western Civilization's Killer Apps
  • COMPETITION
  • THE SCIENTIFIC REVOLUTION
  • THE RULE OF LAW
  • MODERN MEDICINE
  • THE CONSUMER SOCIETY
  • THE WORK ETHIC
Felix Gryffeth

6 Tips for Avoiding the Worst Student Loan Repayment Traps - The New York Times - 2 views

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    aI added this link to the Student Personal Finance Internet Library http://www.textbooksfree.org/Students%20Personal%20Finance%20Internet%20Library.htm
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