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a simple (and cheap) answer to your personal finance needs. For just $3 a month, it can track your monthly expenses and help you increase your savings.To get started the site takes you through a quick five-step planning process, beginning with an assessment of how and where you want to save.  Then it inquires about your expenses (both fixed monthly and irregular). Finally you fill in your income.  The site will then create a review of your spending habits, including a dynamic list of savings for future purchases. Each month you'll fill in the your expenses using the Receipts category (this comes in handy at tax time as well, since you don't need to store them in a shoe box anymore). There's even a tag feature that allows you to group expenses together. Unlike Mint, Pear Budget emphasizes speed and simplicity. If you decide to register, you can set up an account in less than five minutes (and you can sign up for a free 30-day trial).