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The Negative Impact of Employee Poor Personal Financial Behaviors on Employers Author: E. Thomas Garman, Irene E. Leech and John E. Grable This article demonstrates that there are substantial costs to employers caused by the stresses associated with poor personal financial behaviors of employees. Approximately 15% of workers in the United States are currently experiencing stress from poor financial behaviors to the extent that it negatively impacts their productivity. The proportion of workers experiencing financial problems that negatively impact productivity for a single employer could range as high as 40 to 50% depending upon certain factors. The costs of reduced employee productivity because of poor personal financial behaviors are substantial. The full extent of the costs to employers is unknown. Key Words: absenteeism, employee assistance program, employee productivity, personal financial behavior, stress, substance abuse

This is such a good fit for "pathways to employment hot buttons" - project/idea. Check out sticky notes with other page link. Can bring together mental health, area of deprivation,volunteering, etc. ;-) Could they fund Family Learning festival costs?

part of email about employer registering employees for their CSR charter - engaging local communities!

Another fab one here - getting passionate about passin - audio file embeded. Putting passion into work, employees, as employers, as customers. VG.

What's Up Information is a cross platform marketing solution designed to deliver your training, volunteering and employment oppotunities directly into the hands of London's 12 - 19 year old

Page 1 Personal Finances and Worker Productivity 1998, Vol. 2, No. 1 163 The Potential Effects of Workplace Financial Education Based on the Relationship between Personal Financial Wellness and Worker Job Productivity© So-hyun Joo 1 and E. Thomas Garman 2 Personal financial wellness affects worker job productivity. Based on the empirical research of clerical workers (N=447), the relationship between financial behavior and absenteeism and the relationship between financial behavior and work time used for personal financial matters were identified. The relationship between personal financial wellness and productivity suggests that the potential effects of workplace financial education are positive for workers and employers

inancial Stress and Absenteeism: An Empirically Derived Model Author: Jinhee Kim and E. Thomas Garman This paper examines the relationship between financial stress and absenteeism. A conceptual model was derived from a Health Promotion Model and empirically tested to investigate relationships among determinants (individual characteristics), stress (financial stress), physical and psychological responses (organizational commitment and health), and absenteeism. Using data from white-collar workers at an insurance company in three midwestern states, this research determined that financial stress was negatively related to organizational commitment and was positively associated with absenteeism. Employers might consider offering workplace financial education programs to reduce absenteeism. Key words: financial stress, absenteeism, Work

"Not for Profit Contribution to Pathways to Work Highlighted in New Research 30/10/2009 Provider-led Pathways is the final research phase of the Pathways to Work initiative that was first introduced in 2003. It provides information, advice and practical help to people receiving incapacity benefits to help them take up paid employment. Provider-led Pathways is delivered by private companies and not-for-profit third sector organisations rather than Jobcentre Plus. This report presents findings from qualitative research carried out in 2008 to explore experiences of the early implementation of the Provider-led Pathways programme from the perspectives of incapacity benefits recipients, staff of provider organisations, and staff of the Department for Work and Pensions (DWP) and Jobcentre Plus."

Business Link provides advice for businesses (including start ups). There is also often funding available.

positive business on issuu