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Springhill Care Group :: Care2 Groups | SPRINGHILL GROUP http://www.care2.com/c2c/group/springhillcare Springhill Group Care - Providing for all levels of care, balanced with impressive facilities and exceptional staff. …golden age living and health care at its very best… At Springhill Care Group, our attitude is to exceed the expectations of our residents and their friends, that offer balanced with impressive facilities and exceptional staff. At Springhill Care Group, we firmly believe in safeguarding the interests of our clients and we pride ourselves on offering the most resident friendly environment. Springhill Group: Denish's Sharebook LIVING AND CARE OPTIONS http://www.valueinvestingnews.com/news-center-%E2%80%93-springhill-group-home-loans-america%E2%80%99s-choice-h America's Choice Home Loans announced the opening of Branch 1013, located in Newberg, Oregon. Managed by Jerry Holman, a long time veteran of the mortgage industry, the branch opened on October 20. "Please give Jerry a warm welcome and let him know he is a part of our family," says Jonathan Fowler, Director of National Production for the company. "Jerry, thank you very much for choosing America's Choice Home Loans. We appreciate you and your office and are here to make your lending career bigger and brighter than ever. You will find out why we are America's Choice Home Loans - Thank you very much and welcome." Being an expert in home loan and mortgage, Jerry will continue to concentrate on helping customers with their residential home loan needs. America's Choice Home Loan is continuously searching for experienced mortgage loan originators to join the company. Contrary to many in the industry who have been discouraged, scaled back or closed down completely, Mr. Fowler is unfazed. "America's Choice has the ability to expand, including the capacity for rapid growth. We have been positioning ourselves for this, and we're read

"springhill group seoul korea Multiply-Korea`s largest bank reports 3,000 cases of loa... http://springhillgrouphome.multiply.com/journal/item/124/Koreas-largest-bank-reports-3000-cases-of-loan-doc-fraud-    Korea`s largest bank Kookmin has had 3,000 cases of document manipulation in applications for collective loans for intermediate payment. The bank said five people recently filed a petition to police after suffering losses from manipulation of related documents by bank staff, and has launched an investigation into similar cases. According to the Financial Supervisory Service and the bank, Kookmin probed between the end of last month and Aug. 10 manipulation cases on 200,000 collective loans for intermediate payment on 850 reconstruction and redevelopment apartment sites, and discovered more than 3,000 fraud cases. According to the bank`s findings, most cases involved employee manipulation of the expiration date of collective loans for intermediate payment. In the past, three years of maturity have typically been written for collective loans for intermediate payment regardless of when the borrower would move to the house. If the bank`s headquarters reduced the time to 26 or 27 months, however, bank employees would scrape out the number and put in three years again. If the lending period is shorter than the date written in the contract, the borrower would be pressured for repayment. Collective loans for intermediate payment are shifted to lending with home collateral. So a person can move into a house before the lending maturity expires, but failure to move in within the time frame would mean he or she must make the intermediate payment because it is not shifted to a home equity loan. Since the number of manipulation cases was bigger than expected, a massive filing of lawsuits is likely. Fraud was considerable in cases of apartments that people had signed contracts on, an area that has seen many conflicts between builders and banks. A financial regulatory source

"http://www.fhanewsblog.com/2012/10/fha-warns-about-home-equity-mortgage-loan-scams/ The FHA official site includes a page about reverse mortgages and Home Equity Conversion Mortgages. On that page, you'll find a warning from the FHA and HUD about scam artists who take advantage of some loan applicants who don't know enough about the FHA's free information on HECM loans and reverse mortgage loans. "Reverse mortgages are becoming popular in America" the FHA site says, "Reverse mortgages are a special type of home loan that lets a homeowner convert the equity in his/her home into cash. They can give older Americans greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. If you are interested in a reverse mortgage, beware of scam artists that charge thousands of dollars for information that is free from HUD!" The warning is good-but what kind of information are these scam artists charging so much money for? According to the FHA, simple details such as the nature of a HECM loan, who is eligible, even free advice about whether a borrower should us an estate planner to find a participating lender. On this topic, the FHA and HUD advise: "FHA does NOT recommend using any service that charges a fee for referring a borrower to an FHA-approved lender.  You can locate a FHA-approved lender by searching online at www.hud.gov or by contacting a HECM counselor for a listing. Services rendered by HECM counselors are free or at a low cost.  To locate a HECM counselor Search online or call (800) 569-4287 toll-free, for the name and location of a HUD-approved housing counseling agency near you". Very good advice for borrowers age 62 an older (the only people who qualify for FHA HECM loans) interested in applying for an FHA Home Equity Conversion Mortgage. Here's another fact about HECM loans you might not know-according to the FHA official site: "By law, you have three calendar da

"Springhill Group Korea : News Center - Springhill Group Home Loans - BlogSpot http://newscenter-springhillgrouphome.blogspot.com/ FHA Warns About Home Equity Mortgage Loan Scams The FHA official site includes a page about reverse mortgages and Home Equity Conversion Mortgages. On that page, you'll find a warning from the FHA and HUD about scam artists who take advantage of some loan applicants who don't know enough about the FHA's free information on HECM loans and reverse mortgage loans. "Reverse mortgages are becoming popular in America" the FHA site says, "Reverse mortgages are a special type of home loan that lets a homeowner convert the equity in his/her home into cash. They can give older Americans greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. If you are interested in a reverse mortgage, beware of scam artists that charge thousands of dollars for information that is free from HUD!" The warning is good-but what kind of information are these scam artists charging so much money for? According to the FHA, simple details such as the nature of a HECM loan, who is eligible, even free advice about whether a borrower should us an estate planner to find a participating lender. On this topic, the FHA and HUD advise: "FHA does NOT recommend using any service that charges a fee for referring a borrower to an FHA-approved lender. You can locate a FHA-approved lender by searching online at www.hud.gov or by contacting a HECM counselor for a listing. Services rendered by HECM counselors are free or at a low cost. To locate a HECM counselor Search online or call (800) 569-4287 toll-free, for the name and location of a HUD-approved housing counseling agency near you". Very good advice for borrowers age 62 an older (the only people who qualify for FHA HECM loans) interested in applying for an FHA Home Equity Conversion Mortgage. Here's another fact about HECM loans you might n

If the confidence trick is the oldest scam in the book, then phishing is merely its latest incarnation. But thanks to the efficiency and anonymity of public networks, this relatively simple ploy has been elevated to a crime of mass proportions. Phishers typically hook their marks by sending emails that appear to come from a trusted third party (such as a bank or email provider). Once their marks click on an embedded link in the email, they are sent to a site that mimics the trusted site's appearance and asks them to reveal personal information, such as a password or Social Security number. 

Over 200 people have been arrested in connection with a massive bank card fraud that may have bilked banks and clients out of a billion yuan ($159 million), the Xinhua News Agency reported yesterday. The Ministry of Public Security detained 208 people in eight provinces and municipalities. Police said they confiscated thousands of bank cards and have frozen 150 bank accounts. Police in eight regions coordinated the bust on June 11, following a lengthy investigation of key suspects including a Taiwanese surnamed Wu and a South Korean surnamed Park. The investigation began in November 2011, when two Taiwanese were caught using a counterfeit bank card to withdraw cash from an automatic teller machine (ATM) in Shaoxing, Zhejiang Province, according to the ministry. A similarly faked card was used three days later when another suspect tried to withdraw money from an ATM on Jiefang Road in the city. The police investigation concludes that banks in South Korea and Thailand were the main targets of the swindle. Local police in Shaoxing confirmed to the Global Times yesterday that 146 suspects were arrested in the city alone. "All 208 suspects are now here for questioning, and no further details can be provided at the moment," a police officer surnamed Sun from Shaoxing public security bureau, told the Global Times. The Shanghai-based Oriental Morning Post reported that the bust involves the largest amount of money and the most suspects of any bank card fraud in China. It is not known how the gang may have managed to swindle hundreds of millions of yuan from Chinese ATMs without being detected earlier. Police say suspects in South Korea bought the phone numbers of bank clients online, and managed to scam them by posing as bank officials who were concerned their accounts were at risk, said Xinhua. The clients were told to use their account number and password to log onto seemingly official South Korean websites. After obtaining the bank client's account in

Mortgage fraud is crime in which the intent is to materially misrepresent or omit information on a mortgage loan application to obtain a loan or to obtain a larger loan than would have been obtained had the lender or borrower known the truth. In United States federal courts, mortgage fraud is prosecuted as wire fraud, bank fraud, mail fraud and money laundering, with penalties of up to thirty years imprisonment.As the incidence of mortgage fraud has risen over the past few years, states have also begun to enact their own penalties for mortgage fraud. Mortgage fraud is not to be confused with predatory mortgage lending, which occurs when a consumer is misled or deceived by agents of the lender. However, predatory lending practices often co-exist with mortgage fraud. Types Occupancy fraud: This occurs where the borrower wishes to obtain a mortgage to acquire an investment property, but states on the loan application that the borrower will occupy the property as the primary residence or as a second home. If undetected, the borrower typically obtains a lower interest rate than was warranted. Because lenders typically charge a higher interest rate for non-owner-occupied properties, which historically have higher delinquency rates, the lender receives insufficient return on capital and is over-exposed to loss relative to what was expected in the transaction. In addition, lenders allow larger loans on owner-occupied homes compared to loans for investment properties. When occupancy fraud occurs, it is likely that taxes on gains are not paid, resulting in additional fraud. It is considered fraud because the borrower has materially misprepresented the risk to the lender to obtain more favorable loan terms. Income fraud: This occurs when a borrower overstates his/her income to qualify for a mortgage or for a larger loan amount. This was most often seen with so-called "stated income" mortgage loans (popularly referred to as "liar loans"), where the borrower, or a l

owers may conceal obligations, such as mortgage loans on other properties or newly acquired credit card debt, to reduce the amount of monthly debt declared on the loan application. This omission of liabilities artificially lowers the debt-to-income ratio, which is a key underwriting criterion used to determine eligibility for most mortgage loans. It is considered fraud because it allows the borrower to qualify for a loan which otherwise would not have been granted, or to qualify for a bigger loan than what would have been granted had the borrower's true debt been disclosed. Fraud for profit: A complex scheme involving multiple parties, including mortgage lending professionals, in a financially motivated attempt to defraud the lender of large sums of money. Fraud for profit schemes frequently include a straw borrower whose credit report is used, a dishonest appraiser who intentionally and significantly overstates the value of the subject property, a dishonest settlement agent who might prepare two sets of HUD settlement statements or makes disbursements from loan proceeds which are not disclosed on the settlement statement, and a property owner, all in a coordinated attempt to obtain an inappropriately large loan. The parties involved share the ill-gotten gains and the mortgage eventually goes into default. In other cases, naive "investors" are lured into the scheme with the organizer's promise that the home will be repaired, repairs and/or renovations will be made, tenants will located, rents will be collected, mortgage payments made and profits will be split upon sale of the property, all without the active participation of the straw buyer. Once the loan is closed, the organizer disappears, no repairs are made nor renters found, and the "investor" is liable for paying the mortgage on a property that is not worth what is owed, leaving the "investor" financially ruined. If undetected, a bank may lend hundreds of thousands of dollars against a property that is act

Mortgage fraud is crime in which the intent is to materially misrepresent or omit information on a mortgage loan application to obtain a loan or to obtain a larger loan than would have been obtained had the lender or borrower known the truth. In United States federal courts, mortgage fraud is prosecuted as wire fraud, bank fraud, mail fraud and money laundering, with penalties of up to thirty years imprisonment.As the incidence of mortgage fraud has risen over the past few years, states have also begun to enact their own penalties for mortgage fraud. Mortgage fraud is not to be confused with predatory mortgage lending, which occurs when a consumer is misled or deceived by agents of the lender. However, predatory lending practices often co-exist with mortgage fraud. Types Occupancy fraud: This occurs where the borrower wishes to obtain a mortgage to acquire an investment property, but states on the loan application that the borrower will occupy the property as the primary residence or as a second home. If undetected, the borrower typically obtains a lower interest rate than was warranted. Because lenders typically charge a higher interest rate for non-owner-occupied properties, which historically have higher delinquency rates, the lender receives insufficient return on capital and is over-exposed to loss relative to what was expected in the transaction. In addition, lenders allow larger loans on owner-occupied homes compared to loans for investment properties. When occupancy fraud occurs, it is likely that taxes on gains are not paid, resulting in additional fraud. It is considered fraud because the borrower has materially misprepresented the risk to the lender to obtain more favorable loan terms. Income fraud: This occurs when a borrower overstates his/her income to qualify for a mortgage or for a larger loan amount. This was most often seen with so-called "stated income" mortgage loans (popularly referred to as "liar loans"), where the borrower, or a l

Apple's reputation for protecting big-time developers has suffered yet another rap as a fake Pokemon game that does not even work was approved for sale on their App Store and even managed to rank 2nd on the iTunes charts. Considering the developer's description of the app as 'just like the original' as opposed to the terrible user ratings, the whole thing is simply a scam. The Pokemon Yellow app first appeared in the App Store of iOS this weekend and tons of users quickly jumped at the thought that Nintendo finally joined in the app sector, never mind that the developer name under the app is a certain 'House of Anime'. Soon enough, people who bought the 99-cent app ended up disappointed as they discovered the game does not work because it's just an unauthorized copy. The developer, Daniel Burford aka House of Anime, also authored other questionable apps like YuGiOh+ and Digimon+. In his entries, he is claiming that 'all copyrights and trademarks are owned by their respective owners', obviously taking intellectual property rights lightly.   And most of the people who downloaded the game does not even know the it's not official, which just shows how popular the Pokemon franchise is even after 10 years of being in the market and its first appearance in the Game Boy. User reviews that rated the app with just one star and commented that the game does not do anything except display the title screen. And according to further reports from victims, it crashes on practically every device. It won't be surprising if the game's code only contains a bit of user interface to show that splash screen. The scam has put into the spotlight Apple's current approval procedures and guidelines that app developers always deem as mysterious and strict. Since a fake game passed their app review, Apple's policy is not so thorough after all. They do not seem to perform any kind of legal or technical check prior to putting an app for sale on their iTunes Whil

http://newscenter.springhillgrouphome.com/2012/03/springhill-group-home-fake-pokemon-games-top-app-store/ Apple's reputation for protecting big-time developers has suffered yet another rap as a fake Pokemon game that does not even work was approved for sale on their App Store and even managed to rank 2nd on the iTunes charts. Considering the developer's description of the app as 'just like the original' as opposed to the terrible user ratings, the whole thing is simply a scam. The Pokemon Yellow app first appeared in the App Store of iOS this weekend and tons of users quickly jumped at the thought that Nintendo finally joined in the app sector, never mind that the developer name under the app is a certain 'House of Anime'. Soon enough, people who bought the 99-cent app ended up disappointed as they discovered the game does not work because it's just an unauthorized copy. The developer, Daniel Burford aka House of Anime, also authored other questionable apps like YuGiOh+ and Digimon+. In his entries, he is claiming that 'all copyrights and trademarks are owned by their respective owners', obviously taking intellectual property rights lightly. And most of the people who downloaded the game does not even know the it's not official, which just shows how popular the Pokemon franchise is even after 10 years of being in the market and its first appearance in the Game Boy. User reviews that rated the app with just one star and commented that the game does not do anything except display the title screen. And according to further reports from victims, it crashes on practically every device. It won't be surprising if the game's code only contains a bit of user interface to show that splash screen. The scam has put into the spotlight Apple's current approval procedures and guidelines that app developers always deem as mysterious

News Center - Springhill Group Home Loans By Joseph Woelfel NEW YORK (TheStreet) - The Federal Reserve is poised to start a new round of stimulus,Bloomberg reported, citing the biggest bond dealers in the U.S. The Fed will inject more money into the economy next quarter by purchasing mortgage securities instead of Treasuries, the bond dealers said. The Fed may buy about $545 billion in home-loan debt, Bloomberg said. The Fed bought $2.3 trillion of Treasury and mortgage-related bonds between 2008 and June. Separately, Bloomberg reported the Fed and big banks fought for more than two years to keep details of the largest bailout in U.S. history a secret. Now, the rest of the world can see what it was missing, Bloomberg said, based on 29,000 pages of Fed documents obtained under the Freedom of Information Act and central bank records of more than 21,000 transactions. According to Bl

By Joseph Woelfel NEW YORK (TheStreet) - The Federal Reserve is poised to start a new round of stimulus, Bloomberg reported, citing the biggest bond dealers in the U.S. The Fed will inject more money into the economy next quarter by purchasing mortgage securities instead of Treasuries, the bond dealers said. The Fed may buy about $545 billion in home-loan debt, Bloomberg said. The Fed bought $2.3 trillion of Treasury and mortgage-related bonds between 2008 and June. Separately, Bloomberg reported the Fed and big banks fought for more than two years to keep details of the largest bailout in U.S. history a secret. Now, the rest of the world can see what it was missing, Bloomberg said, based on 29,000 pages of Fed documents obtained under the Freedom of Information Act and central bank records of more than 21,000 transactions. According to Bloomberg Markets magazine's January issue, the Fed didn't tell anyone which banks were in trouble so deep they required a combined $1.2 trillion on Dec. 5, 2008, their single neediest day; bankers didn't mention they took tens of billions of dollars in emergency loans at the same time they were assuring investors their firms were healthy; and no one calculated until now that banks got an estimated $13 billion of income by taking advantage of the Fed's below-market rates. Fed officials say almost all of the loans were repaid and there have been no losses, but details suggest the secret funding enabled the biggest banks to grow even bigger, according to Bloomberg. The six biggest U.S. banks - JPMorgan Chase(JPM_), Bank of America(BAC_), Citigroup(C_), Wells Fargo(WFC_), Goldman Sachs(GS_) and Morgan Stanley (MS_)which received $160 billion from the Troubled Assets Relief Program, borrowed as much as $460 billion from the Fed, Bloomberg calculated, citing data obtained from the Fed. - Written by Joseph Woelfel   >To contact the writer of this article, click here: Joseph Woelfel >To submit a news tip, send an email to: ti

"Real Estate Scam Used Fake Adoption to Buy Rights - News Center - Springhill Group Home Loans http://newscenter.springhillgrouphome.com/2012/07/real-estate-scam-used-fake-adoption-to-buy-rights/ http://article.joinsmsn.com/news/article/article.asp?total_id=3085827&cloc= South Korean Police said yesterday they have Busted ares fifteen-Member Group that faked the Adoption of Children to pull off ares Real-Estate Scam. The ring earned about four hundred eighty million Won ($ four hundred and seventy-nine thousand five hundred twenty) abusing are housing Law that Gives preference to are private Home Buyer Children are healthy and child or with an. The ringleader while WAS 14 Others Arrested, Including Real Estate Brokers and loan shark are, Were charged but not detained, said spokesman for the Seoul Metropolitan Police Agency are. Government Regulations FIX anti-speculation the price of some Apartments built privately and Reserve ares are seen as what percentage of homes for deserving applicants. Officials are trying to Overcome Traditional reluctance in South Korea are, which places stress on Great Family Bloodlines, to Adopt Children. Police said the loan shark visited ares Street vendor last July and received 10 million won. Return to rights he waived in HIS HIS Daughters are let and Street Cleaner "Adopt" them. The Street Cleaner used to the Adoption Document to Secure rights are Buy Luxury Condominium but are resold the rights to high School Teacher. Using fake Adoption Documents, the Obtained the right ring to Buy Apartments in Seoul and nearby Cities twenty-one. Police also charged 20 biological and nineteen "adoptive parents" for accepting up to 10 million Won in Each Case. AFP "

Source : http://www.buildingdesign.co.uk/mech/fulton/fulton-6.htm http://springhillgrouphome.multiply.com/journal/item/56/Fulton_-_Steam_Thermal_Fluid_Boilers Fulton - Steam & Thermal Fluid Boilers Electric - Steam & Thermal Fluid Boilers - Packaged Plant Rooms Fulton Ltd specialises in the design and manufacture of steam, hot water, thermal fluid boilers, packaged plant rooms and skid-mounted systems for industrial, commercial and medical applications. It is part of the Fulton Group of Companies, which as well as in the UK, has manufacturing plants in the USA, China, and operates on five continents, reinforcing Fulton's reputation as a worldwide leader in the development of heat transfer products. Fulton Ltd has over 60 years of experience globally, with over 45 years in the UK. The company's standard range of products is backed up by bespoke turnkey capabilities. Fulton take responsibility for the turnkey package from concept, to commissioning on site and back it up with excellent aftersales support. Range of Products * Electric steam boilers: 14 kg/h - 2393 kg/h * Fuel fired steam boilers: 96 kg/h - 10400 kg/h * Thermal fluid heaters: 22kW - 5.9MW * Full range of ancillary equipment Customised Skid-Mounted Systems & Prefabricated Plant Rooms Fulton offer a complete service for the design, manufacture, assembly and commissioning of prefabricated skid-mounted systems and packaged boiler plant rooms. All steam and hot water boilers in the Fulton range can be incorporated onto skids or into plant rooms, bespoke plant rooms are designed to customer specifications. A typical plant room package will include: boiler blowdown separator, feed water and condensate return tank, water treatment and control system with interconnecting mechanical and electrical services. These systems are especially beneficial for projects where on-site work is difficult or limited by time, where access is remote or restricted,

Source : http://www.buildingdesign.co.uk/mech/fulton/fulton-6.htm http://www.facebook.com/notes/springhill-group-home-loans-news-center/fulton-steam-thermal-fluid-boilers/300565980012171 Fulton - Steam & Thermal Fluid Boilers Electric - Steam & Thermal Fluid Boilers - Packaged Plant Rooms Fulton Ltd specialises in the design and manufacture of steam, hot water, thermal fluid boilers, packaged plant rooms and skid-mounted systems for industrial, commercial and medical applications. It is part of the Fulton Group of Companies, which as well as in the UK, has manufacturing plants in the USA, China, and operates on five continents, reinforcing Fulton's reputation as a worldwide leader in the development of heat transfer products. Fulton Ltd has over 60 years of experience globally, with over 45 years in the UK. The company's standard range of products is backed up by bespoke turnkey capabilities. Fulton take responsibility for the turnkey package from concept, to commissioning on site and back it up with excellent aftersales support. Range of Products * Electric steam boilers: 14 kg/h - 2393 kg/h * Fuel fired steam boilers: 96 kg/h - 10400 kg/h * Thermal fluid heaters: 22kW - 5.9MW * Full range of ancillary equipment Customised Skid-Mounted Systems & Prefabricated Plant Rooms Fulton offer a complete service for the design, manufacture, assembly and commissioning of prefabricated skid-mounted systems and packaged boiler plant rooms. All steam and hot water boilers in the Fulton range can be incorporated onto skids or into plant rooms, bespoke plant rooms are designed to customer specifications. A typical plant room package will include: boiler blowdown separator, feed water and condensate return tank, water treatment and control system with interconnecting mechanical and electrical services. These systems are especially beneficial for projects where on-site work is difficult or limited by time, where acc

Making healthy choices, Living healthy life….. Springhill Health and Medical Group is a professional solution of home health, medical staffing, and wellness services. As a full-service healthcare company, Springhill Group Services has a wide range of experience providing home health, medical staffing, and wellness services in communities nationwide. We are dedicated to delivering our patients with top quality care and are devoted to staffing committed healthcare specialists in a range of conditions with a focus on health compliance. Our aim on customer service and quality care is what makes Springhill Group an experienced nationwide provider of homecare, staffing, and wellness services. Enjoy security, comfort and convenience like you've never known before.

A US government-funded study says North Koreans have unprecedented access to foreign media, giving them a more positive impression of the outside world. But it says North Korea still has the world's most closed media environment, and those changing perceptions are unlikely to translate into significant pressure on their repressive government in the short term. The study was commissioned by the State Department and conducted by a consulting group, InterMedia. It is based on research involving several hundred North Korean defectors and refugees during 2010-2011. The Associated Press obtained the study ahead of its formal release Thursday. The study, titled "A Quiet Opening: North Koreans in a Changing Media Environment," says restrictions that threaten years in prison and hard labor for activities like watching a South Korean soap opera or listening to foreign news broadcasts have been tightened since the mid-2000s, but are enforced less than in the past. People remain wary of government inspection teams, but fewer citizens appear to be reporting on each other. Nearly half of those interviewed said that while in North Korea they had watched a foreign DVD, the most commonly used type of outside media. About a quarter of people had listened to a foreign radio news broadcast or watched a foreign news station. Nearly one-third of television watchers whose sets were fixed to state-run programming had modified them in order to capture a signal from outside stations detectable along the Chinese and South Korean borders. The authors caution that the interviews and surveys on which their research is based are not statistically representative of North Korea's population. A disproportionate number lived in proximity to the Chinese border before they fled. North Korea is separated from the more prosperous South Korea by a heavily militarized frontier, and access to the country is strictly controlled. But the communist government's monopoly on information began to erode in