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If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? · Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies · Loans are interest free so you only pay back what you borrow · Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? · Installing cavity wall or solid wall insulation and/or loft insulation · Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems · Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: · Energy Performance Certificate (within the home report completed when buying, renting or selling a home) · Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) · Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) · Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or · Energy Assistance Package (EAP) Stage Four

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? · Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies · Loans are interest free so you only pay back what you borrow · Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? · Installing cavity wall or solid wall insulation and/or loft insulation · Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems · Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: · Energy Performance Certificate (within the home report completed when buying, renting or selling a home) · Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) · Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) · Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or · Energy Assistance Package (EAP) Stage Four managing agent letter detailing the work recommended. You can find out mor

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? · Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies · Loans are interest free so you only pay back what you borrow · Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? · Installing cavity wall or solid wall insulation and/or loft insulation · Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems · Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: · Energy Performance Certificate (within the home report completed when buying, renting or selling a home) · Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) · Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) · Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or · Energy Assistance Package (EAP) Stage Four managing agent letter detailing the work recommended. You can find out more about all these documents and how to

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies Loans are interest free so you only pay back what you borrow Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? Installing cavity wall or solid wall insulation and/or loft insulation Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: Energy Performance Certificate (within the home report completed when buying, renting or selling a home) Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or Energy Assistance Package (EAP) Stage Four managing agent letter detailing the work recommended. You can find out more about all these documents and ho

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies Loans are interest free so you only pay back what you borrow Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? Installing cavity wall or solid wall insulation and/or loft insulation Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: Energy Performance Certificate (within the home report completed when buying, renting or selling a home) Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or Energy Assistance Package (EAP) Stage Four managing agent letter detailing the work recommended. You can find out more about all these documents and how to get th

"springhill group seoul korea Multiply-Korea`s largest bank reports 3,000 cases of loa... http://springhillgrouphome.multiply.com/journal/item/124/Koreas-largest-bank-reports-3000-cases-of-loan-doc-fraud-    Korea`s largest bank Kookmin has had 3,000 cases of document manipulation in applications for collective loans for intermediate payment. The bank said five people recently filed a petition to police after suffering losses from manipulation of related documents by bank staff, and has launched an investigation into similar cases. According to the Financial Supervisory Service and the bank, Kookmin probed between the end of last month and Aug. 10 manipulation cases on 200,000 collective loans for intermediate payment on 850 reconstruction and redevelopment apartment sites, and discovered more than 3,000 fraud cases. According to the bank`s findings, most cases involved employee manipulation of the expiration date of collective loans for intermediate payment. In the past, three years of maturity have typically been written for collective loans for intermediate payment regardless of when the borrower would move to the house. If the bank`s headquarters reduced the time to 26 or 27 months, however, bank employees would scrape out the number and put in three years again. If the lending period is shorter than the date written in the contract, the borrower would be pressured for repayment. Collective loans for intermediate payment are shifted to lending with home collateral. So a person can move into a house before the lending maturity expires, but failure to move in within the time frame would mean he or she must make the intermediate payment because it is not shifted to a home equity loan. Since the number of manipulation cases was bigger than expected, a massive filing of lawsuits is likely. Fraud was considerable in cases of apartments that people had signed contracts on, an area that has seen many conflicts between builders and banks. A financial regulatory source

"Briefs..... - thenews.com.pk - Facebook  http://www.facebook.com/notes/bethany-rawlins/briefs-thenewscompk/270309179753391 China paper hints at anti-Japan sanctions BEIJING: The mouthpiece of China's Communist Party warned on Monday that Japan's economy could suffer for up to 20 years if Beijing chose to impose sanctions over an escalating territorial row. Anti-Japanese protests have been held across China in recent days over a dispute on a group of small islands in the East China Sea claimed by both countries but controlled by Tokyo. The row intensified last week when the Japanese government bought three of the islands, effectively nationalising them, and China responded by sending patrol ships into the waters around them. Trade sanctions between Asia's two biggest economies could cast a pall over growth on the continent, which major Western countries are counting on to drive recovery from the global slowdown. A commentary in the People's Daily newspaper said the Japanese economy has already experienced two lost decades from the 1990s and was suffering further weakness in the aftermath of the world financial crisis and 2011 earthquake. Digital news offering aims at high ground WASHINGTON: It seems like a terrible time to be launching a news operation.But there are opportunities and niches, and the new digital media launch called Quartz from Atlantic Media Company seeks to exploit them. Quartz is set to launch in the coming weeks as a "100 percent digital" news operation covering "the most important themes of the new global economy," said editor-in-chief Kevin Delaney. Quartz has been recruiting a small number of veteran journalists for an overall news staff of around 25 people. The operation will feature tablet and mobile displays as well as a desktop website, qz.com. "There is an opportunity to do great journalism on a digital platform," Delaney, a former managing editor of The Wall Street Journal Online, told AFP."It's a great

" China paper hints at anti-Japan sanctions BEIJING: The mouthpiece of China's Communist Party warned on Monday that Japan's economy could suffer for up to 20 years if Beijing chose to impose sanctions over an escalating territorial row. Anti-Japanese protests have been held across China in recent days over a dispute on a group of small islands in the East China Sea claimed by both countries but controlled by Tokyo. The row intensified last week when the Japanese government bought three of the islands, effectively nationalising them, and China responded by sending patrol ships into the waters around them. Trade sanctions between Asia's two biggest economies could cast a pall over growth on the continent, which major Western countries are counting on to drive recovery from the global slowdown. A commentary in the People's Daily newspaper said the Japanese economy has already experienced two lost decades from the 1990s and was suffering further weakness in the aftermath of the world financial crisis and 2011 earthquake. Digital news offering aims at high ground WASHINGTON: It seems like a terrible time to be launching a news operation.But there are opportunities and niches, and the new digital media launch called Quartz from Atlantic Media Company seeks to exploit them. Quartz is set to launch in the coming weeks as a "100 percent digital" news operation covering "the most important themes of the new global economy," said editor-in-chief Kevin Delaney. Quartz has been recruiting a small number of veteran journalists for an overall news staff of around 25 people. The operation will feature tablet and mobile displays as well as a desktop website, qz.com. "There is an opportunity to do great journalism on a digital platform," Delaney, a former managing editor of The Wall Street Journal Online, told AFP."It's a great time to launch a proBject like this. We've learned the lessons of what works over the last few years." Quartz will offer free con

South Korea Group of Springhill | edublogs.org May 22, '12 12:35 AM by SpringHill for everyone http://tonybricks96.edublogs.org/ http://tonybricks96.edublogs.org/2012/05/21/scrap-n-test-china-tells-n-korea/ China has been quietly and gently pressuring North Korea to scrap plans for a third nuclear test, said two sources with knowledge of closed-door discussions between the countries, but there is no indication how Pyongyang will react. If North Korea goes ahead with the test, China would consider taking some retaliatory steps, but they would not be substantive, a source with ties to Pyongyang and Beijing said. North Korea has almost completed preparations for the test, Reuters had reported in late April, a step that would further isolate the impoverished state after last month's failed rocket launch that the United States says was a ballistic missile test. "China is unhappy … and urged North Korea not to conduct a nuclear test near Changbai Mountain," said the source, who declined to be identified. China feared a radiation leak and damage to the environment from a blast, the source added. "China also complained about the environmental damage to the area after the first two tests." When North Korea conducted nuclear tests in 2006 and 2009, it caused environmental damage to the mountain straddling the border with China. North Korea ceded part of the mountain to China in 1963. It was unclear if the secretive North Korean government, typically unwilling to bow to outside pressure, would defer or drop the plans. China is the closest thing to an ally that North Korea has. "The impact on China's northeast would be huge," the source said of a third test. Chinese officials have discussed whether threats of diplomatic action would be effective, but any action might be restricted to some economic measures to signal China's displeasure and would not affect vital food aid for North Korea, the source said. A Western diplomat, who also asked n

By Todd Gilbert Nestled in a valley surrounded by rolling hills and towering peaks reaching 6,000 feet . . . rocky knolls amidst a river of trees that flow through the valley and greet the slopes of the adjacent mountains . . . an Eden amidst the dry, parched chaparral . . . an oasis dense with pines, manzanita and centuries old oak trees that once shaded only the Indians that inhabited the region: "El Valle de los Pinos", as this beautiful mountain valley was known before 1869, describes the abrupt change in scenery that only nature can explain. The surrounding desert terrain compliments the unique valley of over 1,200 acres where cedars and pines flourish amidst lush green meadows of sage and wild lilac. Early settlers of the region included the Cocopah and Coyote Indians and later the Machados family of Old Town who had come to California as pioneers in the late 18th century. For a number of years, Don Manuel Machado and his wife, Serafina Valdes operated a cattle grazing station and lived out of a Adobe house they had built. During the summer, thin and starved longhorn cattle were brought in to fatten up in the rich pastureland. In 1869, former Butterfield Stage coach driver, Captain William S. Emery and his wife settled in the area. Being Scotch-English pioneers from New England, the sound of Spanish words were unpleasant to their ears and, quickly, renamed "El Valle de los Pinos" to its literal translation of Pine Valley. Either way, the valley boasts one of the oldest names in the county. Charles F. Emery, son of Captain Emery, used to tell the story of his father's experiences on the old desert stage route and in dealing with the local Cocopah and Coyote Indians who were constantly running off the cattle he had accumulated. One old Indian, Antonio, told Captain Emery he could show him a beautiful valley in the mountains where there was plenty of grass for cattle where nobody else lived. So the two came on horseback over the Vallecitos trail th

Feb 1, '12 1:07 AM by hannah for everyone By Todd Gilbert Nestled in a valley surrounded by rolling hills and towering peaks reaching 6,000 feet . . . rocky knolls amidst a river of trees that flow through the valley and greet the slopes of the adjacent mountains . . . an Eden amidst the dry, parched chaparral . . . an oasis dense with pines, manzanita and centuries old oak trees that once shaded only the Indians that inhabited the region: "El Valle de los Pinos", as this beautiful mountain valley was known before 1869, describes the abrupt change in scenery that only nature can explain. The surrounding desert terrain compliments the unique valley of over 1,200 acres where cedars and pines flourish amidst lush green meadows of sage and wild lilac. Early settlers of the region included the Cocopah and Coyote Indians and later the Machados family of Old Town who had come to California as pioneers in the late 18th century. For a number of years, Don Manuel Machado and his wife, Serafina Valdes operated a cattle grazing station and lived out of a Adobe house they had built. During the summer, thin and starved longhorn cattle were brought in to fatten up in the rich pastureland. In 1869, former Butterfield Stage coach driver, Captain William S. Emery and his wife settled in the area. Being Scotch-English pioneers from New England, the sound of Spanish words were unpleasant to their ears and, quickly, renamed "El Valle de los Pinos" to its literal translation of Pine Valley. Either way, the valley boasts one of the oldest names in the county. Charles F. Emery, son of Captain Emery, used to tell the story of his father's experiences on the old desert stage route and in dealing with the local Cocopah and Coyote Indians who were constantly running off the cattle he had accumulated. One old Indian, Antonio, told Captain Emery he could show him a beautiful valley in the mountains where there was plenty of grass for cattle where nobody else lived. So the two came on hors

Statewide California Indian Legal Services Assistance: Foreclosure to all Native Americans living in California and other Residents of select Counties Location: Escondido, Bishop, Eureka, and Sacramento Website: http://www.calindian.org/ Phone: Escondido: (760) 746-8941 or (800) 743-8941 Bishop: (760) 873-3581 or (800) 736-3582 Eureka: (707) 443-8397 or (800) 347-2402 Sacramento: (916) 978-0960 or (800) 829-0284 Services: The various offices provides free and low-cost legal services to Native Americans and Native American tribes and residents of the Counties of Alpine, Inyo, Kern, Mono, Tuolumne, Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara, Ventura, Del Norte, Humboldt, Lassen, Modoc, Shasta, Siskiyou, Trinity , Alameda, Amador, Butte, Calaveras, Colusa, Contra Costa, El Dorado, Fresno, Glenn, Kings, Lake, Madera, Marin, Mariposa, Mendocino, Merced, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Clara, Santa Cruz, Sierra, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Yolo, Yuba. California Rural Legal Assistance (CRLA) Assistance: Foreclosure and Loan Modification Scams for California Residents in Rural Areas in English and Spanish Location: Coachella, Delano, El Centro, Fresno, Gilroy, Lamont, Madera, Marysville, Modesto, Monterey, Oceanside, Oxnard, Paso Robles, Salinas, San Luis Obispo, Santa Barbara, Santa Cruz, Santa Maria, Santa Rosa, Stockton, Watsonville Website: http://www.crla.org/ Phone: To find the contact information for the office closest to you, please visithttp://www.crla.org/index.php?page=office-locations-amp-staff Services: CRLA provides free legal services to low-income residents in various rural counties. The organization assists with foreclosure and loan modification scam issues. In particular, CRLA operates free foreclosure intervention workshops out of the Mary

Statewide California Indian Legal Services Assistance: Foreclosure to all Native Americans living in California and other Residents of select Counties Location: Escondido, Bishop, Eureka, and Sacramento Website: http://www.calindian.org/ Phone: Escondido: (760) 746-8941 or (800) 743-8941 Bishop: (760) 873-3581 or (800) 736-3582 Eureka: (707) 443-8397 or (800) 347-2402 Sacramento: (916) 978-0960 or (800) 829-0284 Services: The various offices provides free and low-cost legal services to Native Americans and Native American tribes and residents of the Counties of Alpine, Inyo, Kern, Mono, Tuolumne, Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara, Ventura, Del Norte, Humboldt, Lassen, Modoc, Shasta, Siskiyou, Trinity , Alameda, Amador, Butte, Calaveras, Colusa, Contra Costa, El Dorado, Fresno, Glenn, Kings, Lake, Madera, Marin, Mariposa, Mendocino, Merced, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Clara, Santa Cruz, Sierra, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Yolo, Yuba. California Rural Legal Assistance (CRLA) Assistance: Foreclosure and Loan Modification Scams for California Residents in Rural Areas in English and Spanish Location: Coachella, Delano, El Centro, Fresno, Gilroy, Lamont, Madera, Marysville, Modesto, Monterey, Oceanside, Oxnard, Paso Robles, Salinas, San Luis Obispo, Santa Barbara, Santa Cruz, Santa Maria, Santa Rosa, Stockton, Watsonville Website: http://www.crla.org/ Phone: To find the contact information for the office closest to you, please visithttp://www.crla.org/index.php?page=office-locations-amp-staff Services: CRLA provides free legal services to low-income residents in various rural counties. The organization assists with foreclosure and loan modification scam issues. In particular, CRLA operates free foreclosure intervention workshops out of t

I know that Bristol board is usually used for catalog and book covers, tickets, tags and printing brochures. But as a student of architecture and an avid designer, I use this kind of paper for my scale models (which, for those who are not familiar with the term, is a smaller physical version of something bigger, like a building or an automobile). I currently have several sets of two- and three-ply bristol papers that are used as walls of my scale models. One-ply is almost translucent so I rarely use them. Bristol, as it is commonly referred to, is a kind of paperboard which is ideal for tons of things and comes in a variety of colors. I love using Bristol paper because it's very versatile. I buy a whole bunch of them and stack them on my desk so I have something nice to use in various illustrations, technical drawings and even 2D art forms. Actually, illustration boards are also fine in such purposes but I find it impractical for you can only use one side of it. On the other hand, Bristol board have two working surfaces, so basically, you can use either or both sides. And because I normally use charcoal and crayon as my primary media form, vellum finish is more ideal for me. It has a moderate surface texture which is really apt for friction-based medium. Works well with pens, too! (But if you are more focused on using ink, choose the plate finish Bristol paper instead -- it's glass-like texture is better suited for ink.) The current brand I use is from Springhill Vellum Bristol. This Bristol paper works like a charm. And it's very accessible, even online. Just go to Amazon.com and search for Springhill Vellum Bristol Gold. One pack contains 5 sheets and weighs a total of 1 pound so it's not that costly even if you order online. Their gold colored is consistent all throughout the papers and it is the exact hue I needed, too! I also found out it worked nicely when used in promotional materials (when I once ran out of specialty paper for our theater p

I know that Bristol board is usually used for catalog and book covers, tickets, tags and printing brochures. But as a student of architecture and an avid designer, I use this kind of paper for my scale models (which, for those who are not familiar with the term, is a smaller physical version of something bigger, like a building or an automobile). I currently have several sets of two- and three-ply bristol papers that are used as walls of my scale models. One-ply is almost translucent so I rarely use them.Bristol, as it is commonly referred to, is a kind of paperboard which is ideal for tons of things and comes in a variety of colors. I love using Bristol paper because it's very versatile. I buy a whole bunch of them and stack them on my desk so I have something nice to use in various illustrations, technical drawings and even 2D art forms. Actually, illustration boards are also fine in such purposes but I find it impractical for you can only use one side of it. On the other hand, Bristol board have two working surfaces, so basically, you can use either or both sides. And because I normally use charcoal and crayon as my primary media form, vellum finish is more ideal for me. It has a moderate surface texture which is really apt for friction-based medium. Works well with pens, too! (But if you are more focused on using ink, choose the plate finish Bristol paper instead -- it's glass-like texture is better suited for ink.) The current brand I use is from Springhill Vellum Bristol. This Bristol paper works like a charm. And it's very accessible, even online. Just go to Amazon.com and search for Springhill Vellum Bristol Gold. One pack contains 5 sheets and weighs a total of 1 pound so it's not that costly even if you order online. Their gold colored is consistent all throughout the papers and it is the exact hue I needed, too! I also found out it worked nicely when used in promotional materials (when I once ran out of specialty paper for our theater presentation).

Facebook is set to pay Microsoft USD 550 million for 650 patents recently auctioned by AOL in its effort to boost its IP for the looming litigation against Yahoo.   Under pressure from its stockholders to make changes to prevent further revenue fall, AOL was obliged to sell and license over 800 patents to Microsoft on April 9. It would retain over 300 applications and patents after the auction.   Aside from the 800 patents bought by Microsoft, AOL will also give them license to 300 patents it has retained for a tag of USD 1.056 billion. Thus, Microsoft ultimately acquired 925 AOL patent applications and patents, 650 of which will go to Facebook. The 2 firms has also agreed to license their patent holdings to each other.   It is not yet clear what technologies Facebook has acquired rights to or those that has remained with Microsoft. But considering that the legal battle with Yahoo concerns messaging, social networking, etc, it looks like Facebook would want to have ammunition of its own.   According to a statement from Springhill Group Home, the deal with Facebook has allowed Microsoft to at least recoup more than half of its costs while accomplishing its goals from the auction of AOL. However, it cannot be readily said that Microsoft has really profited from the agreement as patent valuing is a complicated process.   Microsoft has a relatively long history of close relationship with the social network giant. In 2007, it has invested USD 240 million in  Facebook, giving it a 1.6% stake. Since then, the 2 firms have had collaborations like Microsoft's Bing search and search ad technologies being used on Facebook. Its video chat technology also comes from Microsoft as it has acquired Skype last year.   On the other hand, Microsoft also has a close business relationship with Yahoo as Bing powers their advertising and search engine. Yahoo has filed a lawsuit against Facebook for allegedly infringing 10 of its patents covering online ad technology. F

Facebook is set to pay Microsoft USD 550 million for 650 patents recently auctioned by AOL in its effort to boost its IP for the looming litigation against Yahoo.   Under pressure from its stockholders to make changes to prevent further revenue fall, AOL was obliged to sell and license over 800 patents to Microsoft on April 9. It would retain over 300 applications and patents after the auction.   Aside from the 800 patents bought by Microsoft, AOL will also give them license to 300 patents it has retained for a tag of USD 1.056 billion. Thus, Microsoft ultimately acquired 925 AOL patent applications and patents, 650 of which will go to Facebook. The 2 firms has also agreed to license their patent holdings to each other.   It is not yet clear what technologies Facebook has acquired rights to or those that has remained with Microsoft. But considering that the legal battle with Yahoo concerns messaging, social networking, etc, it looks like Facebook would want to have ammunition of its own.   According to a statement from Springhill Group Home, the deal with Facebook has allowed Microsoft to at least recoup more than half of its costs while accomplishing its goals from the auction of AOL. However, it cannot be readily said that Microsoft has really profited from the agreement as patent valuing is a complicated process.   Microsoft has a relatively long history of close relationship with the social network giant. In 2007, it has invested USD 240 million in  Facebook, giving it a 1.6% stake. Since then, the 2 firms have had collaborations like Microsoft's Bing search and search ad technologies being used on Facebook. Its video chat technology also comes from Microsoft as it has acquired Skype last year.   On the other hand, Microsoft also has a close business relationship with Yahoo as Bing powers their advertising and search engine. Yahoo has filed a lawsuit against Facebook for allegedly infringing 10 of its patents covering online ad technology. F

News Center - Springhill Group Home Loans | Briefs..... - thenews.com.pk» http://springhillgrouphome.tumblr.com/day/2012/09/18/ Business digest http://www.thenews.com.pk/Todays-News-3-132475-Briefs China paper hints at anti-Japan sanctions   BEIJING: The mouthpiece of China's Communist Party warned on Monday that Japan's economy could suffer for up to 20 years if Beijing chose to impose sanctions over an escalating territorial row.   Anti-Japanese protests have been held across China in recent days over a dispute on a group of small islands in the East China Sea claimed by both countries but controlled by Tokyo.   The row intensified last week when the Japanese government bought three of the islands, effectively nationalising them, and China responded by sending patrol ships into the waters around them.   Trade sanctions between Asia's two biggest economies could cast a pall over growth on the continent, which major Western countries are counting on to drive recovery from the global slowdown.   A commentary in the People's Daily newspaper said the Japanese economy has already experienced two lost decades from the 1990s and was suffering further weakness in the aftermath of the world financial crisis and 2011 earthquake.   Digital news offering aims at high ground   WASHINGTON: It seems like a terrible time to be launching a news operation.But there are opportunities and niches, and the new digital media launch called Quartz from Atlantic Media Company seeks to exploit them.   Quartz is set to launch in the coming weeks as a "100 percent digital" news operation covering "the most important themes of the new global economy," said editor-in-chief Kevin Delaney.   Quartz has been recruiting a small number of veteran journalists for an overall news staff of around 25 people. The operation will feature tablet and mobile displays as well as a desktop website, qz.com.   "There is an opportunity to do great journalism on a digital platfo

The U.S. Department of Housing and Urban Development made mention to thelawmakers it couldn't pronounce if the Federal Housing Administration would cover new mortgages in communities together with Richmond, California that propose to seize home loans through eminent domain."Pending legal developments and possible further execution of the plans in question, HUD does not know whether any new mortgages which might be created would qualify for insurance by the Federal Housing Administration," Acting Assistant Secretary Elliot Mincberg wrote in an Aug. 12 letter responding to questions from members of Congress. The week following the FHFA HUD's comments came, which oversees Fannie Mae (FNMA) and Freddie Mac, said it would considering directing the companies to stop doing business in communities that seize mortgages through eminent domain to avert foreclosure by writing down the principal balances. The Federal Housing Finance Agency may also initiate legal challenges to such actions, Alfred M. Pollard, the agency's general counsel, said in a memorandum. "There is a rational basis to conclude that the use of eminent domain by localities to restructure loans for borrowers that are 'underwater' on their mortgages presents a clear threat to the safe and sound operations of Fannie Mae, Freddie Mac and the Federal Home Loan Banks as provided in federal law," Pollard wrote. Blight Prevention In the preceding month, Richmond announced it is moving ahead with a plan to seize mortgages. The public benefit of the seizures is to fend off foreclosures that cause blight and create other costs for the community, according to the plan's supporters. At the minimum of a dozen cities still dealing with the fallout of most horrible slump in home prices from the time when the Great Depression are studying the eminent domain idea. Others include El Monte, California, North Las Vegas, Nevada, and Irvington, New Jersey. Communities such as San Bernardino County, Californ