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omarlahmidi

Eco-innovation and technological cooperation in cassava processing companies: structura... - 0 views

  • The generation of wealth, sustained by productive activities of agro-industries, leads to the production of wastes and uses natural resources, interfering in the environmental pillar of sustainability. The purpose of this study is to investigate whether cassava processing companies generate eco-innovations by means of technological cooperation, and the degree of participation of agents in these interactions. The quantitative method used the structural equation modeling for data analyses. The results indicated a relationship between technological cooperation and the generation of eco-innovation. The model developed showed the significance between variables and exposed the main aspects that generate eco-innovation from technological cooperation. A cooperation process allows a reduction in the burning of fossil fuels, reducing the emission of methane gas, which aggravates the greenhouse effect, also reducing odor, and ultimately, providing financial gains to agribusiness.
    • omarlahmidi
       
      Cassava companies generate eco/innovations by means of technological cooperation.
omarlahmidi

Ethiopia Mobile Wallet and Payment Market Opportunities Databook 2019 Featuring M-Birr,... - 0 views

  • The mobile payment industry in Ethiopia is expected to record a CAGR of 18.7% to reach US$ 7,818.2 million by 2025. The mobile wallet payment segment in value terms increased at a CAGR of 18.3% during 2018-2025.
    • kenzabenessalah
       
      It is fascinating to see such African companies grow tremendously over a short period of time. EthioPay is among one of the companies that helped the mobile payment industry in Ethiopia increase at a CAGR of 18.3% and is still expecting to grow.
  • The mobile payment industry in Ethiopia is expected to record a CAGR of 18.7% to reach US$ 7,818.2 million by 2025. The mobile wallet payment segment in value terms increased at a CAGR of 18.3% during 2018-2025.
    • sawsanenn
       
      A significant number of smartphone subscribers are feature phone users, and smartphone users are increasing recently due to the rising availability of more affordable smartphones on the local market.
  • This report provides a comprehensive view on mobile payment / mobile wallet market size and growth dynamics, industry dynamics, retail spending, consumer attitude and behaviour, and competitive landscape in Ethiopia. The report focuses on data-centric analysis of mobile payment market dynamics to help companies understand business and investment opportunities along with risks. It details growth dynamics in 45+ market segments (600+ KPIs) across mobile commerce, mobile P2P transfer (domestic and international remittance), mobile lending, and a range of other payment avenues in Ethiopia.
  • ...5 more annotations...
    • nouhaila_zaki
       
      This article is very interesting because it briefly introduces the findings of a report that provides a comprehensive view about the Ethiopian mobile payment/mobile wallet industry in which Ethiopay operates.
  • Companies Mentioned M-Birr BelCash Amole EthioPay YenePay
    • nouhaila_zaki
       
      This excerpt is important because it enumerates Ethiopay's main competitors.
  • Ethiopia Market Share by Mobile Payment Technology: Provides market share by key mobile payment technologies -
    • ghtazi
       
      you can pay by : SMS/USSD NFC Code-Based Web-Based
  • Ethiopia Mobile Wallet and Payment Market Opportunities Databook 2019 Featuring M-Birr, BelCash, Amole, EthioPay, YenePay
    • nourserghini
       
      This article discusses the mobile wallet market in Ethiopia and mentions providers like Belcash such as M-birr, Amole, Ethiopay and YenePay which are potential competitors.
  • Report ScopeThis report provides in-depth market opportunity analysis and growth dynamics of mobile payment industry in Ethiopia. Below is a summary of key market segments:Market Size and ForecastMobile payment and mobile wallet market size and forecast across 45+ markets segments on three essential KPIs - mobile payment transaction value, volume and average transaction value.
    • omarlahmidi
       
      This article discusses the mobile payment industry. It also talks about providers such as Belcash.
kenzabenessalah

How it Works - 0 views

  • FICA sounds like a dirty word, but it's actually just a short name for the law that says we need to verify who you are and where you live.
    • kenzabenessalah
       
      FICA is important because it helps prevent hackers or spammers from breaking the system. It not only prevents hacking, but also determines the safety of people's private data.
kenzabenessalah

Home | EasyEquities - 0 views

  • EasyEquities is a product of First World Trader (Pty) Ltd t/a EasyEquities which is an authorised Financial Services Provider. FSP number: 22588
    • kenzabenessalah
       
      This statement is important because people are very hesitant when it comes to sharing their private data online. When it comes to investing and buying shares, the risk of privacy exposure is high. With EasyEquities, it is a secure platform.
samielbaqqali

Bango partners with TPay Mobile - 0 views

  • Bango (AIM: BGO), the data-driven commerce company, and TPAY MOBILE FZ-LLC (TPAY MOBILE, the full-service digital payments platform for the Middle East, Africa, and Turkey, have formed a strategic partnership to increase access to digital commerce.
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    When there are two or more well developped companies, it is a great idea to form a partnership, in order to improve their industries, which in their case is the E-Commerce.
tahaemsd

Nigeria's Carbon launches its new Social Banking Service | The Fintech Times - 1 views

  • Nigeria’s leading digital financial services company, Carbon in an effort to improve the experience of its customers, has launched Carbon Express – A keyboard extension that allows customers to access Carbon services from within whatever app they are using.
  • Carbon Express enables users to initiate and complete transactions such as P2P transfers and bill payments from the keyboard without launching the Carbon App or leaving the current app that they are using. Instead, they will be able to access services from the touch of their keyboard enabling quicker Instagram or Whatsapp commerce.Carbon Express maintains the same PCI DSS compliant model of encryption, authentication, and security as Carbon’s other services, thereby guaranteeing the security of all transactions. The feature relies on the keyboard technology of smartphones to facilitate transactions. The technology adds a unique Carbon branded button to the customer’s smartphone keyboard which they can tap anytime to perform transactions. Think of sending an emoji but this time it’s real cash.
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    It seems interesting the creation of an extension that permits clients to get to Carbon services from any application they are utilizing. Sometimes we don't want to quit the application we are using. This is why Carbon created this new extension where clients will be able to complete their transactions like bill payments from the keyboard without using the Carbon application and also without being obliged to exit the current app they are utilizing.
kenzabenessalah

AgroCenta | GODAN - 0 views

  • AgroCenta is an agricultural technology platform that provides an end-to-end solution for smallholder farmers in the post-harvest value chain from farm to market, leveraging on technology to create impact. AgroCenta focuses on 4 key areas in the agricultural value chain namely market linkage, access to real time market information, access to on-demand trucks and logistics services and financial inclusion platform all targeted at the smallholder farmer
    • kenzabenessalah
       
      AgroCenta doesn't only provide access to smallholder farmers, but there's an entire process behind it. It is in charge of the logistics, the delivery system, the finances, and the real time data.
ghtazi

Home | WorldCover Insurance - 0 views

  • Tailored Insurance For Almond FarmersWe have applied our argonomic modeling expertise to develop a specialty product focused on protecting almond growers against increasingly unpredictable weather patterns. Either as an alternative or supplement to your existing insurance, CropAssure Almond provides easy to understand policies, and pays out automatically when your covered risks occur.
    • ghtazi
       
      in this article, it shows that the company wants to help high-value crop growers manage their financial risk to climate change, unpredictable weather, and natural disasters. WorldCover's product vision is for commercial farmers to experience parametric insurance in a way that is easy to understand (simple), engenders trust (transparent), and fits them well at any size (tailored).
tahaemsd

Zeepay seeks to expand to Eastern and Southern Africa | Digital Watch - 0 views

  • Ghanain mobile payment company Zeepay is seeking funds to expand(link is external) to Eastern and Southern Africa. The company whose operations have been funded by local investors is looking to tap into remittances as well as venture capital funds.
    • tahaemsd
       
      Zeepay is looking for funds to set up regional offices in Rwanda and south Africa
mehdi-ezzaoui

Ethio-Pay Celeb - 0 views

Ethio-Pay Celebrates Official Launch, Finally   Consumer pressure urged the last bank to join the integration line   The belated national e-payment switch, Ethio-Pay, serving the integr...

Ethiopay

started by mehdi-ezzaoui on 12 Feb 21 no follow-up yet
mehdi-ezzaoui

Ethiopia' - 0 views

image

started by mehdi-ezzaoui on 12 Feb 21 no follow-up yet
tahaemsd

Finalists Selected for the 2020 TAG FinTech South Innovation Challenge | Business Wire - 0 views

  • Ethiopay– centralized global payout platform that currently enables users a simple and convenient way to transfer and/or purchase cross border bill pay, money transfer, mobile data, and mobile minutes between the United States and Ethiopia
    • tahaemsd
       
      TAG Finech South Innovation Challenge's eduction top 10 finalist
hindelquarrouti

Advancing digital frontiers in African economies: lessons learned from firm-level innov... - 1 views

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    Worldcover is characterized by using sensors, mobile phones, data analytics and other AI in order to shape its weather index based insurances for farmers. Also, this company provides person-to-person lending to connect investors with farmers.
kenza_abdelhaq

10 AgTech Startups for Agriculture in Africa - Nanalyze - 0 views

  • Building a credit score with FarmDrive. Credit: FarmDrive
    • kenza_abdelhaq
       
      Credit score is based on individual, social, agronomic, environmental, economic, and satellite data.
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    "Building a credit score with FarmDrive. Credit: FarmDrive"
kenza_abdelhaq

Hello Paisa steps into conversational commerce: WhatsApp Business - 0 views

  • Hello Paisa’s solution to the problem is its easy-to-use money remittance app that enables customers to send cash to countries across the world in a manner that is affordable, fast and safe. With the Hello Paisa app, all you need is an active account and your mobile phone to easily create a transaction and send money home instantly.The high cost of data, however, remains a factor that prevents many customers from accessing the app.The solution: WhatsApp Business API. By using the WhatsApp Business solution, Hello Paisa customers can now initiate transactions via WhatsApp, thus taking a ground-breaking step into conversational commerce!From the comfort of an already utilised platform, Hello Paisa customers can now conveniently, easily and cost-effectively initiate transactions, obtain exchange rates, view transaction history, create or delete a recipient, and refer a friend.
    • kenza_abdelhaq
       
      To enhance customers' experience, HelloPaisa incorporated WhatsApp Business API solution to its already existing application. New services and functionalities have therefore been made available to the platform's customers.
mohammed_ab

Pula Secures Funding from Global Investors to Support Smallholder Farmers in Africa and... - 0 views

  • At Pula, we are radically restructuring agricultural insurance, using technology to insure the previously unbanked, uninsured, untapped market of 1.5 billion smallholders worldwide. We work in nine countries across Africa and Asia, and in 2017 alone, we facilitated crop and livestock insurance cover to 611,000 farmers in Kenya, Rwanda, Uganda, Nigeria, Ethiopia and Malawi.
    • nourserghini
       
      Pula serves many African countries such as Ethiopia, Kenya, Rwanda, Uganda, Nigeria and Malawi.
  • Pula uses satellite data and farm yield measurements to understand how weather patterns affect a smallholder farmer’s yield, and uses this information to automate compensation in case of loss. The company also provides farmers with targeted agronomic advice via SMS messaging, helping them grow more from their existing landholdings.
  • Insurtech startup Pula announced today that it has closed a seed funding round to advance its efforts to provide insurance to smallholder farmers in Africa and South Asia.
  • ...1 more annotation...
  • This injection of funds will enable Pula to invest further in its technology platform and service offerings.
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    I like the way Pula uses the latest technology in order to understand the weather and the possible problems that farmers might find. This is a very good strategy because farmers feel that Pula is doing its best to deliver the best insurance possible for them.
  •  
    This excerpt shows that Pula has secured new funding to invest more in its technology. This is good news for its customers as they will benefit from better technology and more product offerings.
nouhaila_zaki

EthioPay | Welcome - 0 views

  • Ethiopay operates a flexible, tightly regulated, global payout platform. This enables you to automate your user payments flow, pay less for your transactions, access flexible online reports, guarantee the integrity of all your payment traffic, ensure your payments go through as planned….the list goes on.
    • sawsanenn
       
      Ethiopay is a centralized global payout platform that currently enables users a simple and convenient way to transfer and/or purchase cross border bill pay, money transfer, mobile data, and mobile minutes between anywhere around the world and Ethiopia. Ethiopay is an emerging FinTech solution to address the social and economic gaps left by established payment solutions.
  • Ethiopay operates a flexible, tightly regulated, global payout platform. This enables you to automate your user payments flow, pay less for your transactions, access flexible online reports, guarantee the integrity of all your payment traffic, ensure your payments go through as planned….the list goes on.
  • Paying utility and school fees is an important way of empowering your loved ones back home. Whether you are in North America or Europe, Ethiopay offers an easy and reliable way to do this. In addition, you can opt to set up scheduled payments so the payments are made at the beginning of each school term or any other time frame your choose.
    • sawsanenn
       
      Ethiopay encourages students to believe and start work with e-payments platforms, and we can see that they are making it so easy for everybody which encourage all Ethiopians to switch to digital platforms and trust them.
  • ...1 more annotation...
  • While other platforms are a one-size-fits-all, Ethiopay isn’t. We support the unique payment needs of Ethiopians including payments for school fees, telecom, utility bills and other needs that are close to your heart. Our vision is a future where Ethiopians in the the diaspora touch the lives of those back home through easy, secure and seamless payments. To achieve this, we are on a mission to build the most reliable payments platform serving Ethiopians in the world. We want to make it so easy for you to send money home that your loved ones will feel as though you were right there with them.
    • nouhaila_zaki
       
      This excerpt is important because it introduces the mission statement and vision of Ethiopia. The mission of the company is to ensure the most reliable payments platform for Ethiopians around the world. The vision, on the other hand, is a future where Ethiopian diaspora can help their families back home through easy, secure and seemless payments ensured by Ethiopay.
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    "We support the unique payment needs of Ethiopians including payments for school fees, telecom, utility bills and other needs that are close to your heart. O"
nourserghini

Real Time Expense Reporting Software - Abacus - 1 views

  • “Abacus fulfills two requirements that help us make our expense reporting more efficient - a simple interface that helps our employees submit accurate expenses in real time, and powerful rule-based automation that we can customize to our policy so expenses are auto-approved or sent to the best person to review and approve.”Daniel Niccum, CFO, North American Substation Services
    • nourserghini
       
      This shows that Abacus has a simple user interface that allows employees to submit accurate data and the company to assure the implementation of their customized policies, according to its clients.
hindelquarrouti

WorldRemit review 2021: Complaints, fees, rates | finder.com - 2 views

  • What to watch out forMaximum daily limits. Transaction limits depend on how you are sending the money, while a total 24-hour cap of $9,000 applies to all transactions being sent by you out of the US.Changing fees. Depending on where you are sending to, how you are paying and how you are transferring money, your fees may vary. Although a base fee of $3.99 is applied to most transfers, keep an eye on this category when actually completing your transfer to make sure it doesn’t change.No hedging options. WorldRemit only offers one-off transfers, unlike some of its competitors that offer additional tools to help you save money. Hedging tools are most often used to lock in an exchange rate, helping you save money on future transfers if the market shifts against your position.Inconsistent markups. Exchange rates vary through WorldRemit and depend not only on the currency you are sending to but also on the destination country. Expect mid-market markups anywhere from 1-4%.
  • Easy-to-use website. Signing up and sending money can be done in as little as a few minutes, and support can be accessed through phone, email, live chat and FAQs.Worldwide network. Customers in more than 50 countries can send funds to over 150 countries using a variety of methods, including bank transfers, cash pickup at thousands of locations, door-to-door delivery, delivery to services like Alipay and more.Flexible payment options. Pay with a credit or debit card, from your bank account, through Apple or Google Pay and even with prepaid cards.Fast transfers. Cash pickups, WorldRemit Wallet transfers and airtime top-ups are typically available instantly after sending, while mobile money and bank deposits may take one or more business days to process.
    • samielbaqqali
       
      The boundaries of WorldRemit services are discussed in this article. Every service has its limits, so the company has to focus on this aspect to strengthen its services by asking the service users for feedback.
  • Cash pickups, WorldRemit Wallet transfers and airtime top-ups are typically available instantly after sending, while mobile money and bank deposits may take one or more business days to process.
  • ...2 more annotations...
  • WorldRemit transfers can be sent from over 50 countries and received in over 150 countries.
  • WorldRemit uses many methods to protect your transaction and is authorized and regulated by many government agencies.
  •  
    This article talks about the limits of WorldRemit services. I think that every service got its limits so the company has to work on this aspect in order to improve its services by asking about feedback for the service users.
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    Besides aiming for financial inclusion, Worldremit offers a lot of benefit to its client since it is easy to use, as well as, it is a worldwide network with flexible payment options and fast transfers that are not available in traditional banking. This has created a competitive advantage for the company
ayoubb

FinTech and RegTech: Enabling Innovation While Preserving Financial Stability on JSTOR - 0 views

shared by ayoubb on 13 Feb 21 - No Cached
  • The authors propose a new regime of regulatory systems in response to the growth of financial technology to balance innovation with objectives for economic development, financial stability, and consumer protection. This regime, called "smart regulation," requires a comprehensive review of current regulatory frameworks and systems. Smart regulation also involves technology for regulation, includes digitization of systems, and leverages advanced analytics and data.
    • ayoubb
       
      Fintech and Regulations
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