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nouhaila_zaki

The future of Africa's Agriculture rests with the youth | E-Agriculture - 2 views

  • The youth in the study said that their biggest obstacle to a career in farming was learning the digital and technical skills needed in todays’ market. Technologies such as cloud computing, soil sensors, drones have changed food production and processing – digital literacy is now a must!
    • nouhaila_zaki
       
      This excerpt is important because it emphasizes on how digital literacy could contribute to the creation of jobs in Africa, which are most needed.
  • he second important reasons they raised was land ownership, most youths who receive farming land get smaller pieces of land parceled out. The challenge is that young farmers must produce more yields from smaller spaces, without innovative technologies In some countries for example in Kenya, some youth are innovatively establishing youth-driven innovations which sadly do not receive political or financial support that allows for viability and scalability.
  • Africa is in the height of a crisis and an opportunity. Africa’s population stands at 1,2 billion people and over 60% are below the age of 25. Yet most African youths are not employed, and according to the World Bank by 2035, 350 million new jobs will be needed. Africa’s population is growing faster than jobs are created. There is a potential for agriculture to create employment, however, African youths in Sub-Saharan Africa do not realize agriculture as a profitable opportunity for livelihood. There is a growing notion that the best way to entice young people back to the farms is through making youths access information and communication technologies tailored for agriculture.
ghtazi

Paga: Send and Receive Money - 1 views

  • Paga is a mobile payment company. We are building an ecosystem to enable people to digitally send and receive money, and creating simple financial access for everyone
    • ghtazi
       
      Increase the country-wide footprint of Paga agents in Nigeria to promote financial inclusion in Nigeria and drive usage of a mobile wallet and other digital financial services. Using a market leader position to positively influence system wide change while enabling other promising technologies.
aminej

DabaDoc: Overview | LinkedIn - 0 views

  • DabaDoc.com, an internet company, has a mission of improving access to healthcare in Morocco, Algeria and Tunisia. DabaDoc is the most convenient, free way to find a nearby health practitioner, instantly book an appointment online and ask the community of doctors all types of medical questions !
    • aminej
       
      I love this concept because it is very innovative and practical for people who urgently need an appointment with a doctor. In Morocco, most of the nurses who work with doctors are the one charged with taking appointments, unfortunately they do not answer the phone and people end up without appointments so I believe it can resolve this issue since you will not need to go through the nurse to take your appointment.
samielbaqqali

Jumo | Digest Africa - 0 views

  • We’ve built a large-scale, multi-sided technology platform and designed progressive financial choices to reach them. We use their digital footprint to create a financial identity using only behavioural data.
    • samielbaqqali
       
      Digital footprint is the key to make an easy and simple access to customers
  • UMO is a financial technology company that partners with banks, MNOs and other e-commerce players to deliver progressive financial choices to customers in emerging markets across Africa and Asia
tahaemsd

The Curious Case of M-Pesa's Miraculous Poverty Reduction Powers - Developing Economics - 0 views

  • Perhaps the most influential and widely reported publication pushing forward this narrative is an article examining M-Pesa written by US-based economists Tavneet Suri and William Jack—and published in the prestigious journal Science—entitled ‘The Long-run Poverty and Gender Impacts of Mobile Money’.
    • tahaemsd
       
      To solidify support for upping the promotion of digital fianancial inclusion initiatives across the global south
  • erhaps the most influential and widely reported publication pushing forward this narrative is an article examining M-Pesa written by US-based economists Tavneet Suri and William Jack—and published in the prestigious journal Science—entitled ‘The Long-run Poverty and Gender Impacts of Mobile Money’.
    • tahaemsd
       
      The authors make the far reaching claim that access to the kenyan mobile money system M-Pesa increased per capita consumption levels
kenzabenessalah

Cassava Fintech - Valora - 0 views

  • Cassava is a specialised Pan-African Fintech company that delivers innovative digital transaction solutions across the mobile ecosystem. The organisation endeavors to operate wherever money changes hands, with an ambition to drive financial inclusion, digital payments and lead the adoption of e-Commerce in Africa. They are the catalyst to providing millions of people in Africa with access to digital financial solutions that empower them to move and progress in life. Cassava Fintech is a subsidiary of Econet Group, a TMT company with its beginnings in Zimbabwe. Cassava Fintech is known for its flagship product, EcoCash, that was named Best Mobile Payment Solutions at the GSMA Glomo Awards 2017 in Barcelona.
    • kenzabenessalah
       
      It is important that Cassava keeps improving its services frequently as it is considered the catalyst company that provides for millions of Africans.
kenzabenessalah

Cassava Fintech - nichemarket - 0 views

  • We are a global fintech pioneer, providing solutions for the financially excluded one product at a time We are all about convenience for our customers, growth for our partners, and financial access for all. The need to solve wicked problems is what drives our innovative spirit.
    • kenzabenessalah
       
      What I admire about the company is that it lives for challenges which makes it an innovative and fun organization.
hindelquarrouti

Agent Banking: Challenges and Opportunities in Ethiopian Banking Sector. - 2 views

  •  
    As stated by Belcash, mobile banking can allow banks to empower their customers. The customers would be able to access their accounts using their personal mobile phones, as well as keep updated in terms of information like their balance for example. All this is seen as a competitive advantage for banks.
tahaemsd

AgroCenta - Disrupt 100 - 0 views

  • AgroCenta has four key strands to the business. First is its AgroTrade platform which enables smallholder farmers in remote farming communities to sell directly to buyers in the urban areas. Second, its TruckR on-demand shipping logistic service provides transport for goods at the click of a button. Third, AgroInfo gives smallholder farmers information on commodity pricing via SMS and Voice solutions, helping farmers make informed decisions on how to price competitively. Lastly, AgroPay is a financial-inclusion product for smallholder farmers, allowing them to easily access credit facilities, layaway some funds and transact using the power of mobile phones.
    • tahaemsd
       
      using its innovative technology which connects smallholder farmers to a larger market to trade and sell directly to buyers in the urban area
hindelquarrouti

AMSALE CHERINET.pdf - 2 views

  •  
    Before Belcash and M-birr Ethiopia and Zimbabwe were the only one in Africa that did not possess mobile money services. Also, Belcash is working in partnerships with banks in order to provide a better access to financial services.
hindelquarrouti

Fawry changing the culture of payment in Egypt: Top management - Daily News Egypt - 1 views

  • our solution is based on high technology and based on Service Oriented Architecture (SOA) standard. We are highly available and our system is scalable as it can carry huge numbers of transactions. We are now certifying for the Payment Application Data Security Standard (PA-DSS) for security development and we’re following the standards of the Interactive Financial Exchange (IFX), ISO27001 and other different standards related to technology and security. Our solution is based on applying the latest technology, following the latest standards and being reliable. Moreover we allow easy access through more channels than competition to satisfy our customers’ needs. Also we’re covering more sectors and providing more services than our rivals.
  • Fawry is an Egyptian company that started in 2009 with the purpose of offering electronic payment services through several payment channels. The service started at banks and a big network of outlets all over the republic as well as Egypt post.
    • samielbaqqali
       
      The business aims to be creative as much as possible and to make all its offerings very realistic in order to make it simpler for its customers. Fawry cares a lot about the happiness of its customers. I believe Fawry recognizes the value of customer loyalty and how it allows an organization to retain profitability.
  • Fawry is an Egyptian company that started in 2009 with the purpose of offering electronic payment services through several payment channels. The service started at banks and a big network of outlets all over the republic as well as Egypt post.1 Now we are covering about 60 types of bills, where we cover the telecommunications sector and lately we covered all electrical companies in the country and some water companies. We also offer our services at universities and syndicates. Adding to that, users can now buy their airline tickets through us.
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  • Fawry is an Egyptian company that started in 2009 with the purpose of offering electronic payment services through several payment channels. The service started at banks and a big network of outlets all over the republic as well as Egypt post. Now we are covering about 60 types of bills, where we cover the telecommunications sector and lately we covered all electrical companies in the country and some water companies. We also offer our services at universities and syndicates. Adding to that, users can now buy their airline tickets through us.
  •  
    Fawry cares a lot about the satisfaction of its customers, the company tries to be innovative as much as possible and to make all its services very practical in order to make life easier for its customers. I think Fawry knows the importance of customer satisfaction and how it helps a business maintain sustainability.
  •  
    Fawry is gaining more and more popularity in Egypt. Also, it has developped two methods of payments: 1) anonymous: in which customers can pay their bills without actually revealing their identity. 2)Account creation: in this case the customers need to create an account with Fawry; this last one makes the process much easier for the customer
kenzabenessalah

Fawry Services - Digital Services - Retail |ALEXBANK - 0 views

  • Fawry platform allows you to access a long list of payments opportunities in a very easy, transparent and efficient way
    • kenzabenessalah
       
      The important aspect about Fawry is its efficiency and transparency.
hibaerrai

FarmDrive | WSA - 1 views

  • FarmDrive is a Kenyan ¬based social enterprise that is unlocking access to financial services for over 50 million smallholder farmers in Africa. Using simple mobile phone technology, alternative data sets, and sophisticated data analytics, FarmDrive is closing the critical information gap that keeps smallholder farmers from getting loans that would allow them to grow and diversify their businesses. Potentially creditworthy smallholder farmers are often denied loans because they lack the traditional credit profiles that lenders rely on to evaluate borrowers.FarmDrive bridges the funding gap between smallholder farmers and financial institutions in two ways. The first step is to bring together multiple streams of data to create yield-predictive agronomic algorithms specific to each farming vertical and geographical region. T hese streams of data can be classified into three categories: 1. Agronomic Data: crop portfolio, soil health, drainage, weeds, pests, etc. 2. Remote Sensing Data: vegetation, weather conditions, climate trends, etc. 3. Market Data: offtake security, price trends, etc. FarmDrive then creates credit profiles for farmers by combining the agronomic algorithm with behavioral data. The behavioral data is obtained from farmers through a simple SMS/Android mobile phone application. With this application, Farmers can track their revenues and expenses, and also send demographic information to FarmDrive.
    • hibaerrai
       
      FarmDrive specializes in smallholder farmers businesses; it is not common in Africa. This Fintech helps farmers extract needed loans that will help them grow and expand. This initiative closes thus the gap between agricultors and financial services, and increases financial inclusion.
hindelquarrouti

M-Pesa FAQs - 0 views

  • M-Pesa offers a safe, fast and low-cost way to pay, receive, transfer and store money. M-Pesa, works in real time and digitally, making it faster and cheaper than traditional informal money transfer services (e.g. sending money on a bus) and safer since every transaction is protected and signed with a PIN.
  • M-Pesa is specifically designed to benefit customers who have no access to banks - either because they do not have a bank account or because they live too far away from a bank branch. Each transaction is made with a mobile handset, enabling our customers to send money from any location.
  •  
    The client doesn't need to have a bank account or any extravagant cell phone. The individual only has to enroll for an M-Pesa account with Safaricom. M-Pesa offers a fast business and clients are truly satisfied with it.
  •  
    It is interesting to see that M-pesa promoted financial inclusion without making its customers be necessarily bounded to it. This might be the element that led unbanked people embrace it even more. It doesn't require a bank account, yet it gives you the benefit of financial services.
kenza_abdelhaq

FarmDrive - 0 views

  • They did not have the capital to purchase the critical farming inputs that could increase their yields and revenues.
    • kenza_abdelhaq
       
      FarmDrive fulfills the farmers' need to access funding in order to have a sustainable and growing agricultural activity.
  •  
    "They did not have the capital to purchase the critical farming inputs that could increase their yields and revenues."
aminej

Mubawab acquires Jumia House in Morocco, Tunisia and Algeria - EMPG - 0 views

  • Mubawab, Morocco’s leading real estate portal acquired by EMPG in May 2018, has announced the acquisition of Jumia’s acclaimed property listings website Jumia House for the North African (specifically Morocco, Tunisia and Algeria) region. “The acquisition consolidates Mubawab’s position as the region’s leading real estate website, while providing access to the most promising real estate markets in the Maghreb, with more than 90 million people,” a company spokesperson said in a statement.
    • aminej
       
      Mubawab offers real estate opportunities to people in Algeria, Morocco and Tunisia. You can find any type of housing that you're looking for in their website which is really interesting. Since most people use Airbnb I think it would be good to encourage the National production.
hibaerrai

Farmers,techies,entrepreneurs- the story of the FarmDrive girls - 0 views

  • “The digital nature of the product can be seen as exacerbating the usual challenges of ICT illiteracy. However, FarmDrive presents the record-keeping platform in different languages  – it’s now available in English and Kiswahili – via a simple SMS to increase the uptake of record-keeping among rural farmers. So farmers don’t have to have a smartphone,” Bosire says.“It also emerged during our pilot that farmers feel more empowered if they can their mobile phones for other activities apart from for calling, texting and mobile money. Their openness to  embracing new ways of using their simple mobile phones to solve challenges is what drives the culture shift from keeping non-organized farm records on paper or none at all  to digital record keeping,” she says.
    • hibaerrai
       
      One of the most added values of this agritech is the fact that farmers can access and apply for loans just by sending messages, and it doesn't need to be a smartphone. This shows that both creators of this app really taught about all potential customers.
hibaerrai

Kenyan Startup FarmDrive To Credit 3 Mn Farmers After Receiving Additional Investment -... - 0 views

  • It is estimated that the Agricultural sector in Africa contributes over 40 percent of GDP but receives less than 4 percent bank lending because of inadequate personal assets. The dynamic duo through FarmDrive have thus built a platform for smallholder farmers who didn’t have financial identities before to enable them access loans easily.
    • hibaerrai
       
      It is known that the agricultural sector in Africa is very important, however the lack of bank loans in that regard is absurd. This agritech helps lots of agricultors with their businesses, and covers for the very low lending percentage of banks.
tahaemsd

Democrance - 0 views

  • Designed by AXA and Democrance, Hello Protect taps into Hello Paisa’s existing customer base and allows its members complimentary access to the personal accident insurance for themselves when transferring money through Hello Paisa’s branches. The platform allows users to manage all their insurance needs via their mobile phones. Payouts for all claims are made instantly via Hello Paisa’s remittance houses in beneficiary countries.
    • tahaemsd
       
      launch of a new personal accident insurance sheme for customers of the international money transfer hello paisa
tahaemsd

MoneyFellows raises $4 million in Series A round from Partech and Sawari Ventures | Par... - 0 views

  • MoneyFellows is a financial enabler that provides access to financial planning services, such as money circles and direct lending, to ensure users can effectively manage and plan their financial obligations, and achieve their financial goals. Through managing money circles (gam’eyas), MoneyFellows allows users to sign up for slots in trusted and convenient money circles, ensuring payouts are done on-time and securely deposited. Users can use MoneyFellows to achieve their personal, financial goals, such as paying their children’s school tuition on time or buying certain products and assets. MoneyFellows has raised over $6 million in investment over the past three years. 
    • tahaemsd
       
      MoneyFellows is one of the most promising fintech companies to come out of the region, their fusion of technology and existing rosca culture solves both the problem of financial inclusion
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