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aminej

Mubawab acquires Jumia House in Morocco, Tunisia and Algeria - EMPG - 0 views

  • Mubawab, Morocco’s leading real estate portal acquired by EMPG in May 2018, has announced the acquisition of Jumia’s acclaimed property listings website Jumia House for the North African (specifically Morocco, Tunisia and Algeria) region. “The acquisition consolidates Mubawab’s position as the region’s leading real estate website, while providing access to the most promising real estate markets in the Maghreb, with more than 90 million people,” a company spokesperson said in a statement.
    • aminej
       
      Mubawab offers real estate opportunities to people in Algeria, Morocco and Tunisia. You can find any type of housing that you're looking for in their website which is really interesting. Since most people use Airbnb I think it would be good to encourage the National production.
samielbaqqali

Fawry expands services nationwide to overcome high operating costs | MENAFN.COM - 1 views

  • As for the competitive advantages, we are the most popular service, compared to the rest of the companies, on top of our work during the current period to expand the range of services that we offer, where we signed a contract with beIN SPORTS for their customers to pay subscriptions through us. We also agreed with the company to pick up premiums from beIN customers€one million customers to date€in addition to more than 200 services that we currently have.
  • Mohamed Okasha, managing director of Fawry, said the company plans to increase its outlets to 100,000 in 2018 compared to 70,000 outlets this year. The company also provides e-payment services for monthly installment payments for the beneficiaries of social housing projects.
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    It looks very interesting to see how the company is trying to be dominant in the market. In this article, we can notice that the company tries to be always present in the market by expanding more and more its services.
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    Fawry wants to expand its business into housing payments, which will make it gain more customers.
kenzabenessalah

Lumkani - 0 views

  • As part of Lumkani’s mission to mitigate the loss of life and property caused by fires in South Africa and across the globe, we implement large scale roll-outs of our fire detection system into urban informal settlements and townships.
    • kenzabenessalah
       
      Before Lumkani was introduced, there was very little hope for people to rebuild their houses when fire erupted. Making this business known could help save plenty of lives.
    • kenzabenessalah
       
      Before Lumkani was introduced, there was very little hope for people to rebuild their houses when fire erupted. Making this business known could help save plenty of lives.
  • Before Lumkani introduced Fire Cover in 2016, there was little hope for households and businesses that had been excluded from insurance cover, to quickly rebuild, refurnish and return to a state of dignity.
    • kenzabenessalah
       
      This excerpt is important because it highlights how beneficial and essential the concept of the company is. It helped protect people's homes and reassure them that their households would return to their original state.
  • For only R60 per month, you get: A Lumkani Fire Alarm that warns you when fire breaks out. Cover for your home or business structure and all of your belongings/stock for up to R40,000 provided by Hollard. There is no waiting period, you are protected immediately after your first payment.Foreign Nationals may apply.No documentation required to apply..properties we protect: Informal homes Small homes and low-cost homes (RDPs) Small businesses
    • tahaemsd
       
      Details of what is covered by the LUMKANI company
  • ...2 more annotations...
  • Lumkani is a technology company which distributes insurance products to financially excluded households and businesses in townships and informal settlements. We use our award-winning fire detectors to mitigate the risk of fires and a world-first insurance product to cover losses when disasters occur. We have distributed tens of thousands of fire alarms to homes across South Africa which have drastically lowered the instances of fires in our communities, ensuring that those who are most vulnerable have a sense of security. Tens of millions of Rands of possible fire damage have been saved through our early-warning fire detectors.
    • aminej
       
      I think that this is an excellent idea since it will help many people in rural areas who very often suffer from losses due to weather or natural disasters and also a very weak infrastructure. It will also bring more unbanked people to learn about different services of insurance and finance.
  • Fires destroy homes, belongings and businesses which leads to personal and financial insecurity. We provide protection against fires to informal homes, small homes, RDPs and small businesses
    • kenzabenessalah
       
      Having such a concept is essential to the community because it deals with one of most popular issues in the world; financial insecurity
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    LUMKANI launched indeed a networked heat detector to protect people's properties.
aminej

South Africa's Online Marketplace For Home Loans | MortgageMarket - 0 views

  • We’re here to give you the best home buying experience through convenience, transparency and choice…while you make the most important purchase of your life- buying your home.
    • aminej
       
      I love this service since it helps you know which banks offers the lower interest rates for a credit on a house which is really interesting since most people do not have time to go over different banks and keep asking about the interest rates. It also give you advice on how to pay off your house early.
kenza_abdelhaq

Lumkani - Wikipedia - 0 views

  • The device is a small blue box that measure the rate of temperature rise rather than detecting smoke which helps in reducing false alarms.[5] The network of Lumkani devices in a specific slum uses radio frequency to send text messages and notify people in cases of emergencies. An alarm will be activated in all houses within a 60 metres (200 ft) radius if the initial alarm is not disarmed within 30 seconds.[6][7]
    • kenzabenessalah
       
      It important not only for people to hear from others about fire alarms, but also for them to receive some sort of text to notify them about such emergencies.
    • kenza_abdelhaq
       
      The company created a device able to detect smoke caused by fire and to notify the relevant parties through text messages GPS coordinates and redio frequencies.
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    "The device is a small blue box that measure the rate of temperature rise rather than detecting smoke which helps in reducing false alarms.[5] The network of Lumkani devices in a specific slum uses radio frequency to send text messages and notify people in cases of emergencies. An alarm will be activated in all houses within a 60 metres (200 ft) radius if the initial alarm is not disarmed within 30 seconds.[6][7] The central device of the network locates the GPS coordinates of the blaze,[4] to coordinate with the fire department for immediate intervention."
aminej

Average Salary in Ghana 2021 - The Complete Guide - 0 views

  • A person working in Ghana typically earns around 5,070 GHS per month. Salaries range from 1,280 GHS (lowest average) to 22,600 GHS (highest average, actual maximum salary is higher).
    • aminej
       
      Unfortunately, The mean salary in Ghana are really low so it can be considered as a threat for people who would like to use our app but cannot due to low salaries that only permit them to eat and pay their housing.
tahaemsd

Democrance - 0 views

  • Designed by AXA and Democrance, Hello Protect taps into Hello Paisa’s existing customer base and allows its members complimentary access to the personal accident insurance for themselves when transferring money through Hello Paisa’s branches. The platform allows users to manage all their insurance needs via their mobile phones. Payouts for all claims are made instantly via Hello Paisa’s remittance houses in beneficiary countries.
    • tahaemsd
       
      launch of a new personal accident insurance sheme for customers of the international money transfer hello paisa
nourserghini

Abacus - 0 views

  • Get more for your moneyWhether you are saving for a house, a car, or for a rainy day, get more for your savings on Abacus with up to 9% p.a. #Do you have goals?Maybe it’s a solid financial foundation for the future or giving your kids the best educational opportunities. We can help you reach them.Living Abroad?You are the Kenyan expatriate. You traveled far, and have worked hard for your $, €, £ and AED. Let your money work just as hard for you back home to give you and your loved ones the life you deserve.Ride the bulls, escape the bearsGet the thrill of playing in the markets. Trade in individual stocks, bonds, forex* and bitcoin*.
    • nourserghini
       
      Abacus Kenya offers a wide range of services such as allowing customers to save their money, supporting clients' financial goals, remittance payments and trading in the financial market.
omarlahmidi

Inside SnapScan, SA's app of the year - TechCentral - 2 views

  • The company makes its money by charging a small transaction fee to the retailer on each purchase. This fee varies. “We take a small transaction fee, much like the acquiring component to merchant transactions,” Ehlers says. SnapScan has a partnership with Standard Bank, which means it can process transactions at “competitive rates”, he adds. In addition to transaction fees, SnapScan offers its customers the option of accessing analytics or running loyalty programmes, both of which are billed as add-ons.
  • SnapScan co-founder, 28-year-old Kobus Ehlers, says there are a number of benefits to this approach for retailers. “It takes about 30 seconds to sign up. We issue a QR code, which you print, and you’re done.” Merchants without bank accounts can cash out their takings at the end of the day. “Customers can pay with the app, the retailer can then get a voucher code at the end of the day that they can punch in at a Standard Bank ATM — or hand over at a Spar — and get cash.” If customers don’t have the app installed, scanning the QR code will take them to the relevant app store where they can download it.
    • samielbaqqali
       
      Low transaction fees are often a strong opportunity to draw customers and this technique is perfectly executed by SnapScan. SnapScan, in my view, plays smart because they deliver a fast and digitalized service with a special QR code technology, so they deserve to win the South African app of the year.
  • If customers don’t have the app installed, scanning the QR code will take them to the relevant app store where they can download it.
  • ...4 more annotations...
  • To use SnapScan, consumers download the app for Apple, Android or BlackBerry, and add their credit card details by taking a picture of their card and creating a Pin. They can then use the app to scan a QR (quick response) code — a type of barcode — in a store and can make payments.
  • The company makes its money by charging a small transaction fee to the retailer on each purchase. This fee varies. “We take a small transaction fee, much like the acquiring component to merchant transactions,” Ehlers says. SnapScan has a partnership with Standard Bank, which means it can process transactions at “competitive rates”, he adds. In addition to transaction fees, SnapScan offers its customers the option of accessing analytics or running loyalty programmes, both of which are billed as add-ons. The company offers three products. The first is an “instant merchant product” aimed at informal retailers who want their takings in cash. The second is the “standard” product that settles into a bank account like a traditional point-of-sale (POS) unit. The third is an “enterprise solution” designed to integrate with existing POS systems.
  • SnapScan works with debit cards and credit cards, and there are no sign-up, setup or installation fees. There is also no monthly fee payable.
    • aymanelmamoun
       
      SnapScan enters the market by offering many facilities to attract new customers. The application supports both debit and credit cards, no sign-ups or installation fees, and payments are made monthly.
  • SnapScan falls under FireID, the company that now houses six start-up technology businesses, SnapScan being the most recently launched. FireID started life as an information security company specialising in “two-factor authentication” technology for mobile phones. It was funded by billionaire Johann Rupert, through Reinet. Justin Stanford, one of FireID’s co-founders, was instrumental in securing the initial capital injection. However, Stanford was unable to convince Reinet’s investment committee to continue investing and in 2011 it pulled its funding of FireID, forcing the company to lay off its 40 employees.
    • omarlahmidi
       
      To attract customers, SnapScan uses many facilities such as accepting credit and debit cards.
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    The low transaction fees are always a good incentive to attract customers and SnapScan are implementing this strategy perfectly. In my opinion, SnapScan is playing smart because they offer a fast and digitalized service with a unique technology which is QR code, so they deserve to win the app of the year in South Africa.
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    SnapScan offered a digital service. The company has created efficiency and security with its QR code techniques.
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    It is interesting and encouraging to customers the fact that they don't need to pay any sign-up, setup or installation fees in order to benefit from snapscan
kenzabenessalah

Lumkani: Most Innovative Company | Fast Company - 0 views

  • Lumkani is a tech company and social enterprise that delivers insurance services dedicated to customers who suffered loss of property or life following slum fired in South Africa and beyond. The company got its name from local Xhosa language, “lumkani” meaning “be careful”. Their main product is a small blue box fire alarm that responds to a rise in temperature rather than smoke with the aim of decreasing false alarms. Its associated network alerts houses within a 200 foot radius if the alarm is not shut off within 30 seconds. In 2014, the company reported having distributed 7000 of these devices across slums in South Africa, and 5000 in 2015 to its highest fire risk neighborhood in Cape Town.
    • kenzabenessalah
       
      Lumkani doesn't only alarm people, but it delivers insurances services which I think is essential for people in urban areas to have.
tahaemsd

Start-up Spotlight: Shack fire early-warning systems save lives - EE Publishers - 0 views

  • Lumkani has always had the dream of making communities more resilient to the devastation of shack fires. Having the opportunity to cover an additional 20 000 South African homes with our early warning system has been a big step towards realising this,” says Francois Petousis, Director of Humanitarian Projects at Lumkani. “Every week we hear stories of people who have heard our fire alarms ringing in a neighbourhood, or have received our SMS saying that their house is on fire which has helped them to race home to put out a small fire before it caused any damage. That is huge motivation for us to reach even more homes across our country.”
    • tahaemsd
       
      this sytem creates a community -wide alert in the early phases of a fire and then send text messages to all residents
ayachehbouni

Kenyan Startup FarmDrive Uses Data Analytics to Connect Unbanked Farmers to Financial S... - 0 views

  • In its next phase of algorithm development, FarmDrive seeks to expand the environmental arm of the algorithm by incorporating more alternative data-sets, including satellite imagery and remote sensing data. They are currently engaging with Planet, a satellite company from Silicone Valley, and The Impact Lab, a Chicago-based data analytics firm to analyze the possibilities of using satellite images in predicting a farmer’s creditworthiness.In addition, FarmDrive also plans to use these environmental data-sets, in combination with crop cycle data to predict seasonal yield and influence agricultural insurance products.The startup also uses machine learning in generating the farmer’s profile by learning from the farmer’s input. Data points about the farmer’s behaviour, education level, and their interaction with the app are all analyzed to contribute to the farmers profile score.
    • hibaerrai
       
      FarmDrive employs different advanced methods to predict a client's creditworthiness. They also conduct psychometric tests to figure out their clients' characters. This makes the process professional and the customer base monitored.
  • Smallholder farmers, especially in Kenya face difficulties when it comes to accessing loans and financing from banks and other financial institutions. The agricultural sector is the backbone to Kenya’s economy, yet banks have very little incentive to work with farmers.
    • aminej
       
      FarmDrive use very advanced data analytics to evaluate the credit risk of farmers across Africa in order to help them access investments and funds. They use algorithms developed by their own team which is really good
  • FarmDrive founded in 2014 has built an innovative solution that provides “detailed risk profiles of smallholder farmers to financial institutions”. FarmDrive does this through a credit score, generated by an algorithm developed by the team, in-house. The algorithm relies on data-sets collected from the farmers through their mobile phones, alternative data and machine learning.
    • ayachehbouni
       
      The agricultural sector is crucial to Kenya. Yet, farmers have a very hard time getting loans from banks. Hence, as it helps in this aspect, Farmdrive might as well be saving the backbone of the country.
kaoutarchennoufi

Points System - Fawry - 0 views

  • Fawry Points SystemThe loyalty promo engine is designed to act based on the four elements of the marketing mix (product, price, promotion or distribution) where the customers are involved in long term rewarding programs based on their consumption and activities . Our in house designed white label portal & App provides detailed, reliable & convenient loyalty solutions with the same look & features that help to build the best in class B2B and B2C customer experience.
    • kaoutarchennoufi
       
      Implementing a points system is a very effective marketing strategy in terms of maintaining long term customer relationships. It makes customers feel recognized and special which further leads to retention, more referrals and profits.
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