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hibaerrai

Nchai Nchai | LinkedIn - 0 views

  • Smartel Money LTD is an e-commerce business allowing payments and money transfers to be made through the modern ICT platforms as well as using the mobile and non-mobile platforms as well as using the freely downloaded applications. Smartel money is an internet based e-commerce payment system, which intends to be a payment processor for online vendors as well as click and brick businesses, auction sites, grocers and other commercial users, for which it charges a fee.Smartel Money provides the above via the My Wallet (TM) service which comprises a numerous tailored solutions both for businesses, organisations and end customers. For more information visit our website in the link given below.
    • hibaerrai
       
      The concept of the Mywallet application will be an added value in this of covid-19 since it is contactless.
mehdibella

AGROCENTA - Make-IT in Africa - 1 views

  • AgroCenta is an agricultural technology platform that focuses on using technology to provide market access to smallholder farmers in Ghana. Their primary objective is to promote and facilitate fair trade for smallholder farmers in sub-Saharan Africa by connecting them directly to larger and structured markets. It thus connects them to large, medium and small businesses in order to sell to breweries, food manufacturers and processing industries without intermediaries. The different digital services the company provides in the fields are “Agro-Trade”, “Agro-Pay”, “Agro-Logistics” and “Agro-Information”. By improving the logistical process and removing exploitative buying from the value chain, smallholder farmers can sell at competitive prices and improve their financial livelihood.
    • kenzabenessalah
       
      AgroCenta allows farmers to sell their crops and tools to other businesses and manufacturers in an efficient and effective process. I find it amazing how such a concept can facilitate multiple services for many players.
  • AgroCenta is an agricultural technology platform that focuses on using technology to provide market access to smallholder farmers in Ghana. Their primary objective is to promote and facilitate fair trade for smallholder farmers in sub-Saharan Africa by connecting them directly to larger and structured markets.
    • mehdibella
       
      The different digital services the company provides in the fields are "Agro-Trade", "Agro-Pay", "Agro-Logistics" and "Agro-Information" that allows the farmer to make the best out of the crop
  • By improving the logistical process and removing exploitative buying from the value chain, smallholder farmers can sell at competitive prices and improve their financial livelihood.
mehdibella

Carbon , Nigerian fintech startup processed $240M payments transactions in 2020 - Techg... - 0 views

  • In 2012, two brothers, Chijioke Dozie and Ngozi Dozie, founded Carbon, a Nigerian digital bank start-up. Carbon began as a digital lending company, but now the company provides a variety of services, from payments to savings to investments. According to Dozie, “Our annual report will be released in the second quarter after our financial audit is complete, to gain customer trust, Chijioke Dozie, the CEO, told ProWellTech in 2019 that the company will make Carbon’s financials public.” If you note, before we published the 2019 fiscal year update, we released a year under review in January 2020.Gross profits, profit or loss before and after tax, liabilities and equity, total assets, etc. are included in Carbon’s annual report. Carbon’s year of analysis reveals processed payments, client base, disbursed loans, and investments made on the platform. The business with about 659,000 customers processed N96.54 billion (~$241.35 million) according to Carbon’s year of analysis for fiscal year 2020, which is up 89 percent compared to the same period a year earlier. N25.51 billion (~$63 million) was the disbursement volume for its lending arm, an improvement of 9.1 percent from the 2019 financial year. Investments worth N13.02 billion (~32.55 million) were made on the site, up by 365 percent from FY 2019.The factors that affected these numbers last year, according to the company, included the launch of an iOS app that pushed clients Acquisition, introducing its feature for low-income customers with USSD banking services; and a social chat feature to allow faster transactions. Besides that, Carbon obtained a microfinance bank license in an attempt to become a digital bank. The license implies, according to Dozie, that Carbon’s customers are given additional protection by the Nigerian Deposit Insurance Corporation through depositor insurance. The standard Carbon wallet is now a full-fledged bank account, Dozie says, and clients will transact on the platform like any bank would.
    • samiatazi
       
      Carbon's analysis year offers statistics on processed purchases, user base, loans paid out and network expenditures. The corporation has processed 96,54 billion (241,35 million dollars) last year with around 659,000 customers. N25.51 billion represented a 9.1 percent increase over the 2019 budgetary year for the disbursement of the lending arm. Carbon was invested in N13.02 billion ($32.55 million), up 365% from FY 2019.
  • Carbon , Nigerian fintech startup processed $240M payments transactions in 2020 - Techgist Africa | Africa Leading Tech
aymanelmamoun

HelloSolar, BelCash to introduce solar home system  | The Reporter Ethiopia E... - 1 views

  • BelCash is a company known to have introduced an advanced use of technology to provide customized solutions in convenient payments to vital government services in 2010. It has since refurbished what was once a bureaucratic paper system which inconvenienced millions of people who depend on it.
  • With Ethiopia moving to a strategy which helps embrace the wisdom of solar energy within the country and play catch-up to successes achieved in neighboring nations such as Kenya and Rwanda; HelloSolar in partnership with BelCash – the mobile banking platform system – is set to introduce a pay-as-you-go system for the nation’s off-grid population with affordable solar home system.
    • aminej
       
      Love this concept that will encourage more people to use solar home system which is really protective towards the environment and less costly in the long run.
  • This is a jump-the-queue strategy for the company in offering such a system and becoming a pioneer in a country whose majority of population still lack basic energy. In addition, the company has launched an International Remittance payment system, to allow members of the Diaspora to pay from anywhere in the world with a credit card and convenience local clients.
    • nourserghini
       
      Belcash is introducing many new concepts to the Ethiopian market such as Solar home system and international remittance payment. This proves that Belcash continues to innovate and look for new technologies to bring to the table.
  • ...1 more annotation...
  • With Ethiopia moving to a strategy which helps embrace the wisdom of solar energy within the country and play catch-up to successes achieved in neighboring nations such as Kenya and Rwanda; HelloSolar in partnership with BelCash – the mobile banking platform system – is set to introduce a pay-as-you-go system for the nation’s off-grid population with affordable solar home system. This is a jump-the-queue strategy for the company in offering such a system and becoming a pioneer in a country whose majority of population still lack basic energy. In addition, the company has launched an International Remittance payment system, to allow members of the Diaspora to pay from anywhere in the world with a credit card and convenience local clients.
    • aymanelmamoun
       
      Introducing HelloSolar, BelCash solar home system as a strategy embracing the wisdom of solar energy within the country, allowing neighboring nations to invest.
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    Belcash is considered to be a company that is known for introducing AI in order to provide its customers with convenient solution. In partnership with Hellosolar, BelCash introduced pay-as-you-go system.
hibaerrai

Similar Money Remittance Alternatives to WorldRemit - 0 views

  • Remitly TransferWise XE TorFX PayPal
    • hibaerrai
       
      WorldRemit competitors are the following: Remitly: money transfer platform similar to worldremit. They both specialize in remittances. Transferwise: security XE money transfer, TorFX: No transfer fees compared to worldremit which imposes fees. Paypal: the most popular payment platform in the world.
aminej

YenePay - Pay Online in Ethiopia - 0 views

  • Our platform allows you to grow your business the way it should without having to worry about collecting payments from your customers.
    • aminej
       
      Yenepay offers a different type of service than Ethiopay but it is almost the same since Yenepay also provides services such as receiving money from people and tracking payments in a safe way except that it is more for transactions between businesses and their customers not paying bills or school tuition.. I could not find many competitors since the market there is not really developped
samielbaqqali

Bango strikes oil with Dubai alliance | Business Weekly | Technology News | Business ne... - 0 views

  • The Bango-TPAY MOBILE partnership simplifies and accelerates entry into new markets for online merchants by connecting platforms and pooling operational expertise.
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    Bango created a developped system for his platform in order to get the maximum number of merchants on it as soon as possible.
hichamachir

Prosocial Crowdlending in Kenya - 0 views

  • The crowdfunding industry has emerged in the past few years as one of the most promising alternative financing options. Lending and donating operations accounted for 81% of the crowdfunding industry's $34.4 billion total funding volume in 2015. Kiva Zip, a prosocial program, created an online platform that provides 0% interest peer-to-peer loans and has features in common with lending and donating crowdfunding platforms.
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    I think that delivering a service with 0% interest rate is a brilliant idea from Kiva. Customers always look for cheap and efficient services and Kiva does provide these two components. Kiva has a brilliant future if they can control the social market because it's the future especially after this current pandemic.
aminej

We'Ve Partnered With Easyequities To Make Investing Easy | Save | Capitec Bank - 0 views

  • EasyEquities is an innovative investment platform that allows you to own parts of a company (shares) from as little as R5. They make it easy and more affordable to buy shares in local and international stock markets. We've partnered with them to deliver on our purpose of helping you improve your financial life – by providing simple access to easy investing. And if you haven't invested before, don't worry about it! We'll help you learn the ropes with practise money in your demo account so you can get the hang of investing before using your own money.
    • aminej
       
      The good thing about it is that if you're a beginner in trading you can go for a demo account and learn step by step how to trade in order to avoid losing money.
hindelquarrouti

THESIS.pdf - 2 views

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    Hello cash is a platform that was created by a partnership between Belcah and Lion international. This new platform improved the installation of mobile banking.
hindelquarrouti

Deezer to provide collection services via Fawry Pay - Daily News Egypt - 1 views

  • Deezer platform, which specialises in music broadcasting, has agreed with the electronic payment company Fawry to have the Fawry Pay platform provide payment and subscription services for its various music package
  • Deezer aims to attract music streaming market. Fawry already provides electronic payment services for other entertainment services, such as movie tickets, theatres, and football matches, as well as facilitating ways to pay subscriptions to watch dramas and more
  • Mohamed Okasha, managing director of Fawry, said that the partnership with Deezer aims to attract music streaming market. Fawry already provides electronic payment services for other entertainment services, such as movie tickets, theatres, and football matches, as well as facilitating ways to pay subscriptions to watch dramas and more
    • samielbaqqali
       
      Fawry has collaborated with Deezer to make it easier for clients to pay than before.
  • ...5 more annotations...
  • with the increasing demand for Deezer, it has become important to offer fast and easy facilitation of subscription payments. Customers may now pay using their smart device or through its 125,000 participating
  • with the increasing demand for Deezer, it has become important to offer fast and easy facilitation of subscription payments. Customers may now pay using their smart device or through its 125,000 participating
  • with the increasing demand for Deezer, it has become important to offer fast and easy facilitation of subscription payments. Customers may now pay using their smart device or through its 125,000 participating
  • with the increasing demand for Deezer, it has become important to offer fast and easy facilitation of subscription payments. Customers may now pay using their smart device or through its 125,000 participating
  • with the increasing demand for Deezer, it has become important to offer fast and easy facilitation of subscription payments. Customers may now pay using their smart device or through its 125,000 participating
  •  
    I think it's a good idea that Fawry has partnered with Deezer in order to make payment easier for customers than before.
  •  
    Fawry made a smart partnership with Deezer because it has seen that this later has experienced an increasing demand. Fawry now targets users of music streaming markets as it provides them with electronic payment services.
hindelquarrouti

M-Pesa: Most Innovative Company | Fast Company - 0 views

  • Like many parts of the developing world, Africans are significantly less likely to have bank accounts and credit or debit cards. But mobile phones have penetrated the African market, and in countries such as Nigeria and Kenya, the majority of people have a workable phone.
  • M-Pesa is a Kenyan mobile payments platform, one of the first of its kind in Africa (
  • he service has been a runaway success since launching in 2007, operating in 10 countries across Africa, the Middle East, and Southeast Asia and earning Safaricom 19.4 billion shillings (about $190 million) in the first half of 2015. It seems likely that as cell phone use continues to proliferate on the African continent, M-Pesa's transactions will grow, too.
  •  
    As mentioned in the article, Africans are less likely to have bank accounts, so it is a very good idea to create such a service. In addition, almost everyone has a cell phone, so it will be easier for them to use this platform to send and receive money than to set up a bank account.
  •  
    M-pesa has made the smart choice of opting for the African continent since there is a considerable number of unbanked people, yet it is experiencing an increase in the use of mobile phones.
hibaerrai

ESA - ESA satellites help Kenyan farmers access loans - 0 views

  • Two thirds of the African population work in agriculture, yet just 1% of commercial loans go to the sector, and very few of these are allocated to smallholder farmers. Kenyan company FarmDrive is using data from ESA's Food Security Thematic Exploitation Platform (TEP) to help smallholder farmers access the funds they need.
    • hibaerrai
       
      FarmDrive big data is generated using developed platforms that support sustainable agriculture. The whole system is well supervised, and all the decisioning tools employed support the community, and that will definitely increase its customer base in the next years.
chaimaa-rachid

Kiva City: Using Microloans To Revitalize Small Businesses In Struggli - 0 views

  • Microfinance platform Kiva has proven many times over that people are willing to give $25 microloans to entrepreneurs in developing countries. Now the platform is bringing its microfinance savvy to small business owners in struggling areas of the U.S. with Kiva City, a program launched this past June. The program has already proven successful in Detroit and New Orleans (the two launch cities), where 19 initial loans have been fulfilled by microlenders. That’s over $135,000 in loans.
  •  
    It appears to be truly interesting how KIVA has utilized microloans in order to revitalize small companies that are battling in American urban communities.
aminej

What is the relationship between SatrixNOW and EasyEquities? : Satrix Now - 0 views

  • The EasyEquities platform is powered by First World Trader ("FWT"), meaning it runs on FWT's core infrastructure, but it is a simplified offering in terms of the user interface and the investment offering is designed to keep costs to a minimum and the process intuitive and easy.
    • aminej
       
      It is so smart from EasyEquities owners how they have managed to keep cost very low in order to be able to make profit. For me I believe it is the most important aspect to think about when you want to open your business.
samielbaqqali

Telecom Review - Huawei announces fintech partnership with TPAY MOBILE - 0 views

  • TPAY MOBILE is the top alternative payments enabler in the MEA region and brings a wide range of capabilities to Huawei’s HMS platform.
    • samielbaqqali
       
      T-Pay Mobile won a big place by being the top alternative payments to Huawei's HMS platform
aminej

LinkedIn - 0 views

  • CEO of Abacus Wealth Management, an online investment brokerage. Abacus allows investors to make and execute faster, smarter, more informed decisions on instruments in Kenya's financial markets. CEO of Capital Associates, an investment and holding company with interests in financial services, real estate, agriculture and technology. Previously started and built Kenya’s largest consumer financial news and information site. Experience in mobile money, having led teams that developed mobile banking solutions for Kenyan branches of global banks such as Barclays and Standard Chartered, and several local banks and financial institutions. I keep up to date with changes in the industry and get involved through consulting and advisory. Actively involved in Kenya’s start-up scene as an entrepreneur, a member of the iHub and Venture Capital for Africa (VC4A) communities, as an advisor to several web and mobile start-ups and a writer. My focus is on business and revenue models, financing and venture capital.
    • aminej
       
      Abacus strategy aims to lead the Kenyan Trading Market by offering a platform that facilitates investing in stocks, bonds and other securities for Kenyans to maximize their profits. They also care about educating their population on Financial service and the different benefits that they can offer.
chaimaa-rachid

MTN pumps millions into MoMo as it nears 2m users in SA | ITWeb - 1 views

  • According to Kamenga, key success factors of mobile wallets are distribution networks and building an ecosystem around the product to encourage usage and transactions.“These are the areas where the previous deployment was lacking. The new MTN Mobile Money service comes with new innovative features that cater to the current economic landscape and consumer behaviour.
  • The MTN Mobile Money (MoMo) platform is closing in on a total of just over two million users since its relaunch in February.
  •  
    This article emphasizes the importance of a good ecosystem and distribution networks for the success of mobile fintech solutions. I liked how the article linked between the telecommunication systems and fintech solutions like MoMo.
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    The new platform (MoMo) has reached 2 million users as it is easy and secure, with no monthly expenses, you can also use it even if you don't have a bank account.
hibaerrai

WorldRemit Raises $175M For Global Expansion | PYMNTS.com - 0 views

  • “In 2018, mobile and online payments to emerging markets reached a record high of $528 billion and we expect this number to increase. As WorldRemit handles a growing share of this market, we look forward to continue working with the company to scale its digital platform and expand its service to reach many new customers across the globe,” TCV General Partner John Doran said in the press release.
    • hibaerrai
       
      WorldRemit acquires huge market shares and is making her way to becoming the first mobile and online payments platform.
mohammed_ab

Matchi.biz - EasyEquities talks fintech challenge events - 0 views

  • Our goal is to democratise all things investment. We’re approaching our break-even point as a business and we’ve achieved some significant milestones. The first is that we’ve built a valuable brand that is highly trusted and is engaging a new audience in investing – one that is demographically representative of the South African opportunity. Everyone is included, from a 12-year-ols running their own stock portfolios to a 94-year-old previously disadvantaged South African who felt they would never participate in owning shares in this country. It’s been an incredibly rewarding journey.
  •  
    I really like the fact that EasyEquities is facilitating and allowing the access to financial markets to different age groups going as low as 12 years old. I once tried online trading, and I can understand the difficulties that people face to find reliable platforms in which you can trade foreign financial instruments.
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