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aminej

MTN 5G IN GHANA,WHEN CAN WE EXPECT IT? | by Nana Yaw Jr. | Medium - 0 views

  • Recently the introduction of 5G to the world has got everyone interested to find out more about it.5G is the fifth-generation mobile network. It is a new global wireless standard that is designed to connect virtually everyone and everything together including machines, objects, and devices
    • aminej
       
      5g can be an amazing opportunity for our company in the future since it will develop the technological environment, improve data speed, provide more storage and reliability.
aymanelmamoun

Le Creuset | Make Easy Mobile Payments with SnapScan - 0 views

  • How to Use SnapScan: 1. Download. The SnapScan app can be downloaded onto your iPhone or Android device. Open the app and link your card details (SnapScan works with any South African Bank).In less than 5 minutes, you’re good to go! 2. Order. Go to the Le Creuset website and place an order for your desired items. At checkout, select SnapScan as a payment method. This can be used in conjunction with other payment methods such as eBucks, credit card or EFT, as well as Le Creuset Gift Vouchers. 3. Snap. Open the app to scan the SnapCode displayed at checkout on the Le Creuset website. 4.Pay. Confirm payment with your 4-digit PIN
    • aymanelmamoun
       
      SnapScan offers the customer easy download and signups steps. The four steps are sufficient to start the usage.
    • aymanelmamoun
       
      Edited.
  • Le Creuset is proud to offer SnapScan as a convenient new payment solution. With this easy checkout option, you only have to load your card details once, when you download the SnapScan app. With your information already securely encrypted on your phone, you don’t need to enter them on the website again. And if you’re paying from your phone, it’s as easy as clicking a button!
    • omarlahmidi
       
      To use SnapScan, you just have to download, order, snap, and pay
aminej

Digital Banking - cassava fintech - 0 views

    • aminej
       
      I love how convenient that app is because you have so much services that are offered such as paying, scanning, E-wallet, sending money from South Africa or Europe in a practical way. The world is become more and more digital and it is good to see that Africa is following the same path and doing fine.
  • Our Digital Banking business is anchored on a transactional banking model  with the following key services – Micro-loans, Savings, Agent Banking (designed to reach the previously excluded), Device Financing and Diaspora Banking. The Digital Bank’s flagship platform is branded “Square”.   The Square Mobile App is an integrated mobile banking solution that gives customers the ability to transact wherever they are, on services such as bill payments, funds transfer, banking services, nano loans, airtime and so forth. In line with our Diaspora thrust, we have also launched the Square World App, targeting diaspora customers anywhere in the world, offering remittances, and other suite of services as if they were back home
kenzabenessalah

Lumkani - Early Warning Fire Detection System | Engineering For Change - 0 views

  • Lumkani is a small fire alarm that registers the rate at which heat rises within a small residence indicating when there might be a fire risk. It then connects with neighboring devices, setting off a chain of alarms so that neighbors can intervene. Newer versions also communicate with home owners via SMS, as well as with local emergency services.
    • kenzabenessalah
       
      Lumkani has updated its system according to advanced technology. For example, nowadays, they send alarms via SMS.
nourserghini

FNB claims it can take outside QR payments at Speedpoints. SnapScan and Zapper disagree. - 0 views

  • SnapScan users can not pay using the app at FNB Speedpoints, said SnapScan CEO Chris Zietsman."The SnapScan app can scan and pay some non-SnapScan generated QR codes. Before these are enabled, we carefully assess the security, user experience and tech stability of these solutions based on specific criteria to ensure the seamless experience our customers have come to appreciate. "Although SnapScan app users cannot currently scan FNB Speedpoint devices, they can already pay at a wide range of Masterpass enabled businesses such as Engen convenience stores, Payfast ecommerce merchants, and Takealot."SnapScan will be adding to that list in coming months, Zietsman said.
    • nourserghini
       
      This article is very interesting because it quotes Snapcan's CEO who insures that the services have to be enabled with different QR codes until these are checked for security, experience and tech stability and that their services are already offered for a number of Masterpass enabled businesses.
nourserghini

GSMA | Decoding QR Codes: Are they useful for merchant payments in emerging markets? | ... - 0 views

  • In the first case, a merchant is given a designated QR code by their acquirer that is linked to their bank account in the backend. Customers must scan the QR code using the camera on their smart device and then enter the amount to be paid and their individual PIN in order to complete the transaction. An example of this method is SnapScan.
    • nourserghini
       
      This article clearly explains the method that Snapscan follows where it uses a specific code for the acquirer and customers have to scan the code and enter an individual PIN to complete the operation.
mehdibella

Find a Doctor - Book online instantly - DabaDoc - 0 views

  • Privacy Policy DabaDoc (“us,” “we,”, “DabaDoc” or “The Company”) is committed to respecting the privacy rights of our customers, visitors, and other users of DabaDoc.com (the “Site”) and related websites, applications, services and mobile applications provided by DabaDoc and on/in which this Privacy Policy is posted or referenced (collectively, the “Services”). We created this Privacy Policy (“Privacy Policy”) to give you confidence as you use the Services and to demonstrate our commitment to the protection of privacy. Protecting your personal data is a constant concern for us, and the Company is committed by this to ensure that: Only personal information necessary for the proper functioning of the Service is collected Your private information is secure and protected The Company reserves the right to modify this Privacy Policy at any time without notice. You should check this page from time to time to ensure that you have full knowledge of the provisions of this Privacy Policy and that you agree with them. If you do not agree to these terms, you must stop using DabaDoc and waive benefit of the proposed service. This Privacy Policy is effective as of July 30, 2013.
    • samiatazi
       
      This Privacy Policy sets out how DabaDoc (hereafter the Company) uses and protects its customers' information. indeed, this protection of customers' personal data is a constant concern for the company.
  • DabaDoc is an online platform which allows patients to easily find and book an appointment with an available doctor nearby that meets their needs at any time and on any device. Doctors listed on DabaDoc can optimize their schedule and interact with their patients.
  • DabaDoc (“us,” “we,”, “DabaDoc” or “The Company”) is committed to respecting the privacy rights of our customers, visitors, and other users of DabaDoc.com (the “Site”) and related websites, applications, services and mobile applications provided by DabaDoc and on/in which this Privacy Policy is posted or referenced (collectively, the “Services”). We created this Privacy Policy (“Privacy Policy”) to give you confidence as you use the Services and to demonstrate our commitment to the protection of privacy.
ayoubb

Transforming agribusiness in developing countries: SDGs and the role of FinTech - Scien... - 0 views

  • The discussion in this section is centered around mobile money and mobile financial services. These terms are not meant to exclude digital payments and digital finance from the discussion. While a systematic distinction between the terms – that are often used interchangeably in the literature, with ‘digital’, however, referring to the end user requiring access to digital devices (as opposed to a simple text-based mobile phone) – can be useful, as generally speaking access to the internet enhances possibilities [17••], we instead explicitly mention the role of the internet wherever access is critical, as most of the services outlined below (or at least some equivalents) are accessible without internet. This point has to be evaluated positively in terms of accessibility.
    • ayoubb
       
      FinTech and Mobile Money
nouhaila_zaki

JUMO - Wikipedia - 0 views

  • The firm's customers are mostly unbanked merchants and individuals in emerging markets where the amount of active mobile money users is high.[8] According to Watkins-Ball, "A $20 loan that can be accessed without collateral in the middle of the night in a rural village can mean the difference between getting a sick person to hospital and going without medical care."[9] JUMO works with mobile network operators including Airtel, MTN Group and Tigo (Millicom) to make credit decisions for each loan application by drawing on non-traditional data points such as GSM records and mobile wallet transaction data. The platform leverages an unconventional digital credit model that does not require customers to have prior financial account ownership or a credit history. Loan decisions are automated and the digital credit application process happens over a mobile device with no need for in-person interactions.
    • nouhaila_zaki
       
      This excerpt is important because it presents Jumo's partners, mostly mobile network operators. Also it describes the customer segment targetted by Jumo, namely the unbanked merchants and individuals in emerging markets. In addition, the excerpt explains how loans with Jumo are provided without collateral.
mehdibella

JUMO Empowers Asian And African Market With Over $2.5 Billion, Eyes Nigeria, 2 Others - 2 views

  • JUMO also has a mobile wallet technology that offers an easy-to-use service that is accessible via mobile devices.Watkins-Ball commented on the cost-effective technology used to collect information which strengthened the business model, He said: “When we founded JUMO, we were always clear that we can only achieve our mission by leveraging sophisticated information technologies at really low cost.
  • JUMO Empowers Asian And African Market With Over $2.5 Billion, Eyes Nigeria, 2 Others
  • JUMO is one of South Africa’s next-generation fintech companies offering emerging market entrepreneurs financial services.
  • ...5 more annotations...
  • The tech startup was built as a unique platform to help facilitate digital financial services such as credit, and savings in emerging markets, and has handed out over $1.8 billion prior to date since its founding in London in 2015.
    • mehdibella
       
      it has partnered with telecommunications companies, funders, and banks, to create accessible financial tools, and insurance products targeted at entrepreneurs in emerging markets, and also offers accessible financial services to both Asia and Africa's unbanked populations.
  • “We’re optimistic about the  possibilities in these markets and continue to see huge growth  opportunities in Africa, with the potential to replicate our successes  in other markets over the longer term.”
    • mehdibella
       
      Jumo also hopes to explore the Indian, Nigerian, and Ivorian markets in no distant future.
  • JUMO Empowers Asian And African Market With Over $2.5 Billion, Eyes Nigeria, 2 Others
  • JUMO is one of South Africa’s next-generation fintech companies offering emerging market entrepreneurs financial services.
    • samiatazi
       
      Jumo won many awards all over the worlds and grants that will help it as a company to grow and expand its business into other countries
  • The tech startup was built as a unique platform to help facilitate digital financial services such as credit, and savings in emerging markets, and has handed out over $1.8 billion prior to date since its founding in London in 2015.
  •  
    I like the way that JUMO is clear about delivering a great technology with a low cost! I think that Fintechs must act based on this logic.
mehdibella

Standard Bank snaps up major stake in SnapScan maker | Fin24 - 1 views

  • The company will continue to develop and expand its offering to provide a range of product development and payments services.Kobus Ehlers, Firepay CEO, said: “Our team is looking forward to building out our payments platform to solve the real-world payments problems we have always focused on, and to provide customers with the best experience possible. We’re excited to work with Standard Bank in our mission to achieve this both in South Africa and across the continent.”
  • “We are excited about working more closely with the Firepay team and think that there is an excellent strategic fit between their capabilities and Standard Bank’s vision for a truly universal bank, both in South Africa and throughout the African continent,” said Wendy Pienaar, SBSA Head of Emerging Payments.“Firepay’s experienced team and industry know-how will be used to bolster Standard Bank’s emerging payments strategy,” she added.In addition to SnapScan, the Firepay team’s technology platform already enables payments for several clients, including WeChat and Masterpass.
    • samielbaqqali
       
      SnapScan's plan for expansion seems very important to me. They will accomplish enormous things on the African continent with the financial aid of Standard Bank and the special service that SnapScan offers.
  • “We are excited about working more closely with the Firepay team and think that there is an excellent strategic fit between their capabilities and Standard Bank’s vision for a truly universal bank, both in South Africa and throughout the African continent,” said Wendy Pienaar, SBSA Head of Emerging Payments.“Firepay’s experienced team and industry know-how will be used to bolster Standard Bank’s emerging payments strategy,” she added.In addition to SnapScan, the Firepay team’s technology platform already enables payments for several clients, including WeChat and Masterpass.
  • ...3 more annotations...
  • Johannesburg - South African financial services provider Standard Bank has acquired a majority share of Firepay, the company behind the quick response code payment app SnapScan.
  • Firepay launched the SnapScan app in partnership with Standard Bank in 2014 and today has 32 000 physical and online merchants.The app, which is connected to a bank account or mobile wallet, allows users to make payments from their mobile device by scanning a QR (quick response) code.
  • “We are excited about working more closely with the Firepay team and think that there is an excellent strategic fit between their capabilities and Standard Bank’s vision for a truly universal bank, both in South Africa and throughout the African continent,” said Wendy Pienaar, SBSA Head of Emerging Payments.
    • mehdibella
       
      I find that Contributing to students wellfare is amazing by this parternship.
  •  
    SnapScan expansion strategy seems quite interesting for me. With the financial help of Standard Bank and the unique service that SnapScan provides, they can achieve huge things in the African continent.
kenzabenessalah

BelCash Technology Solutions PLC: About | LinkedIn - 0 views

  • BCTS has reinforced its offer by the HelloServices and inspiring brand all-inclusive, aiming to connect all Ethiopian citizens for a brighter future; a future that unlocks the potential of the country and its diversity.
    • kenzabenessalah
       
      The reason why BCTS is able to target all Ethiopian citizens is due to its signed agreement with Ethio-telecom. This agreement is essential because it brought about an approach that allowed the interaction between users and their devices.
kenzabenessalah

Lumkani: Most Innovative Company | Fast Company - 0 views

  • Lumkani is a tech company and social enterprise that delivers insurance services dedicated to customers who suffered loss of property or life following slum fired in South Africa and beyond. The company got its name from local Xhosa language, “lumkani” meaning “be careful”. Their main product is a small blue box fire alarm that responds to a rise in temperature rather than smoke with the aim of decreasing false alarms. Its associated network alerts houses within a 200 foot radius if the alarm is not shut off within 30 seconds. In 2014, the company reported having distributed 7000 of these devices across slums in South Africa, and 5000 in 2015 to its highest fire risk neighborhood in Cape Town.
    • kenzabenessalah
       
      Lumkani doesn't only alarm people, but it delivers insurances services which I think is essential for people in urban areas to have.
kenzabenessalah

SA SME wins prestigious humanitarian award and €1-million - Ventureburn - 0 views

  • Lumkani functions as a social enterprise that aims to diminish or lessen the loss of life and property caused by potential shack fires in the township areas across South Africa and the world. 
    • kenzabenessalah
       
      Having devices like Lumkani are essential everywhere because they help prevent loss of life.
kenza_abdelhaq

Two African startups where inclusive fintech comes with a human touch | Accion - 0 views

  • In South Africa, mobile money systems are much less available than they are in Kenya, so they are not a good option for Lumkani clients to use to manage policy payments and payouts. Additionally, people in the informal settlements where Lumkani provides its services tend to be limited in both financial literacy and experience with technology, so they need information on what the insurance product is and how it works. So Lumkani relies on agents — many of whom live in the same settlements — to do face-to-face sales pitches and enrollments. The agents, however, carry smartphones with an app for setting up the new accounts. Agents also collect cash payments in person but send SMS reminders to keep clients up to date.
    • kenza_abdelhaq
       
      Lumkani adapts to local communities that are generally with limited literacy and experience with technology by relying on agents to do face-to-face pitches and assist in the installation and activation of the device.
  •  
    "In South Africa, mobile money systems are much less available than they are in Kenya, so they are not a good option for Lumkani clients to use to manage policy payments and payouts. Additionally, people in the informal settlements where Lumkani provides its services tend to be limited in both financial literacy and experience with technology, so they need information on what the insurance product is and how it works. So Lumkani relies on agents - many of whom live in the same settlements - to do face-to-face sales pitches and enrollments. The agents, however, carry smartphones with an app for setting up the new accounts. Agents also collect cash payments in person but send SMS reminders to keep clients up to date."
samielbaqqali

Zeepay's Takyi-Appiah: "The concept of WhatsApp is not proprietary anymore" | RadioFinance - 0 views

  • He described an average African user as highly dependent on a mobile device for accessing financial services. Takyi-Appiah also talked about how an innovative yet simple platform built on the over-the-top (OTT) instant messaging service players such as WhatsApp could offer the scale to penetrate millions who do not have access to formal financial services across the African sub-continent and help transform its payment ecosystem.
    • samielbaqqali
       
      Making studies on Africans consumers will help Zeepay gain more customers.
nourserghini

Send money to M-PESA accounts in Kenya - 0 views

    • aminej
       
      I believe that M-PESA is one of the most developped and interesting fintechs in Africa and I'm sure it will expand to different places in the world. It a virtual banking system (mobile money service) that offers transaction services through a SIM card on a mobile phone. It is a very safe method of sending and receiving money very fastly and conveniently even for people who live in rural areas which is the case for most of people in the African continent.
  • M-PESA Kenya is an electronic mobile money service that allows you to store, send and receive money on your mobile phone. With an M-PESA account, you can transfer cash and shop for products and services. You can also withdraw cash by visiting an agent (typically in a corner shop) or transfer it to others from your phone. This makes it a quick, safe and simple way to make payments and handle money.
  • M-PESA is a virtual banking system (mobile money service) that offers transaction services through a SIM card on a mobile phone. In Kenya this must be with a Safaricom SIM card. The SIM card is inserted into the card slot of the mobile device and users can receive and store money, as well as make payments and transfer money to vendors and family members using SMS messages.
    • kenzabenessalah
       
      M-PESA doesn't require something complex for customers to make use of its services, they just need a SIM card.
  • ...1 more annotation...
  • Why use M-PESA to send money to Kenya?Money is added instantly to M-PESA accounts once payment is approved.Your recipients don’t have to carry large amounts of cash with them, which can be unsafe.There’s no need for your recipient to travel to a pickup location, they will have the money delivered right to their phone. It couldn’t be easier!
    • nourserghini
       
      This part explains the facility of sending money to Kenya through M-pesa as money is added instantly and is delivered directly to the phone.
sawsanenn

Paga Definition - 0 views

  • In order to prevent fraudulent transactions, Paga has put certain measures in place to protect its users. A user logging into an unrecognized device, for example, will have to answer a couple of security questions before proceeding. Again, every transaction using Paga has to be finalized with a personal PIN known only to the user.
    • ghtazi
       
      Paga has placed such steps in place to protect its users in order to discourage fraudulent transactions. For example, a user logging into an unrecognized computer would have to answer a few safety questions before continuing. Again, with a personal PIN is known only to the user, any transaction using Paga must be finalized.
  • With Paga, customers are able to deposit and save money, purchase prepaid phone credit, pay utility and cable bills, and make payments to retailers. The partnership between Paga and Western Union also has the added benefit where Western Money transfers sent to users can be deposited into their Paga accounts.
    • nouhaila_zaki
       
      This excerpt is important because it discusses Paga's offerings fist, before moving to how Paga's partnerships, here with Western Union, helped the fintech improve its offerings.
  • Paga was introduced in Nigeria to take advantage of the cash buildup in the system and to create a means whereby financial services are available to all. Although the banking sector in Nigeria is not easily accessible to everyone, the telecommunications industry has been more successful in reaching a large portion of the country’s population. The collaboration of both the banking and telecom sector has given rise to mobile banking platforms like Paga, where a user can perform basic financial transactions with the use of a cellphone. Paga works through a mobile phone application or online through the company’s website.
    • nouhaila_zaki
       
      This excerpt is important because it narrates the context in which Paga emerged. The combination of a large unbanked/underbanked population and high accessibility to telecommunications contributed to the establishment and subsequent success of Paga n Nigeria.
  • ...1 more annotation...
  • A number of other mobile wallet and payment service platforms are increasingly being implemented in emerging nations that have a high percentage of unbanked groups. M-Pesa, MTN Mobile Money, Airtel Money, and Orange Money are examples of mobile banking applications that are being employed to include all people in the growing digital financial sphere.
    • sawsanenn
       
      this excerpt talks about companies that strated to offer the same services as paga which made them competitors to paga
sawsanenn

Paga: Send and Receive Money - 0 views

  • Paga is a mobile payment company. We are building an ecosystem to enable people to digitally send and receive money, and creating simple financial access for everyone.
    • sawsanenn
       
      These types of digital financial services offered to the mass market and increasing the usage of mobile money can play a strong role in promoting inclusive growth.
  • Banked or unbanked, online or offline Paga offers you a central place for simple money transfers.
    • ghtazi
       
      Like simbapay, Paga's target customers are the ones that have a Smartphone. it does not matter if they are banked or not.
    • nouhaila_zaki
       
      This excerpt is important because it reflects what Paga proposes for individuals (banked or unbanked) very briefly.
  • Paga for Agents Earn a commission for every transaction you perform for your customers. Paga for Business Accept payments or disburse money to banked or unbanked customers in Nigeria
    • nouhaila_zaki
       
      This excerpt is important because it provides a concise introduction of what Paga offers for Agents (a commission on every transaction) and for Businesses (receive or make payments to banked or unbanked customers) in Nigeria.
  • ...2 more annotations...
  • We ensure that your money is safe by complying with the highest global security standards.
    • nouhaila_zaki
       
      This excerpt is very important because it claims that Paga is compliant with the highest global security standards. It is very good to know that because cyber security is a core concern for all companies offering digital services.
  • Enjoy a smooth and stress-free money transfer experience across all your devices.
    • sawsanenn
       
      paga offers a free and easy money transfer that make transactions go smoothly without any technical issues
mehdi-ezzaoui

Tommy Marshall with Georgia Fintech Academy and Brian Jennings and Davisha Patel with R... - 1 views

  • EthioPay which specializes in cross-border payments to Ethiopia he is currently in TYE competing to win funding for EthioPay.  In his journey of understanding what it truly means to help others, he has uncovered the power of innovation. Innovation is the act or process of introducing new ideas, devices, or methods. Through his own life experiences of being a first-generation Eritrean American, he has found at the crossroads of innovation and entrepreneurship lies impact.
  •  
    Interview with Business radio reveals future plan of Ethiopay
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