Dyman Associates Group of Companies: Tips for funding your retirement - 1 views
Insurance Rates at Dyman and Associates: Those with retirement plans increasingly confi... - 2 views
The ratio of workers who are confident they'll be able to retire comfortably rebounded this year to the highest level in seven years, according to an Employee Benefit Research Institute survey. Th...
Dyman & Associates Insurance Group of Companies: Business Insurance Guide - 5 views
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Insurance Products at Dyman and Associates: Insurance claims from flooding expected to ... - 6 views
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Best mobile insurance claims - A gamekeeper shot my phone of Insurance claims at Dyman ... - 3 views
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Insurance Products at Dyman and Associates: HSBC to Pay as Much as $32 Million over Ins... - 4 views
HSBC Holdings Plc (HSBA) and Wells Fargo & Co. (WFC) agreed to settle lawsuits by mortgage holders who alleged they were forced to pay for property insurance at inflated rates. HSBC will pay as mu...
Insurance claims at Dyman and Associates: 5 Tips for Understanding Your Health Insurance - 3 views
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Bill Would Free Insurance Firms from Bank Capital Rules of Insurance Products at Dyman ... - 2 views
The U.S. lawmaker who wrote a Dodd-Frank Act provision that imposes bank-like capital standards on the insurance industry introduced legislation to ease the requirements. Senator Susan Collins, a ...
Insurance Tips at Dyman and Associates: Tips to Find the Best Homeowners Insurance Cove... - 2 views
For most middle-class families, the home is the most valuable asset -- often outstripping even the 401(k) and 403(b) for all but the most diligent savers. Yes, for generations the home has been an...
Insurance Rates at Dyman and Associates: U.S. Insurance Source Offers Tips For Local Co... - 2 views
Texas- based insurance agency, U.S. Insurance Source, serves the needs of individuals and companies in several states. In honor of Business Continuity Awareness Week, March 17th-21st, the agency wi...
Insurance Tips at Dyman and Associates: 6 Tips for Effective Personalization - 1 views
Public and previously shared data offer potential benefits to consumers and opportunities for service providers to offer value-added services; however consumers' responses range from neutral to neg...
Discount Motorcycle Insurance Reveals Cost-Saving Tips to Help Riders Get the Best 2014... - 5 views
Dyman Associates Insurance Group of Companies Discount Motorcycle Insurance makes it easy to find low-cost coverage from major companies, but there are many tips riders can use to save even more. ...
Dyman Associates Insurance Group of Companies: Which costs less? Medicare vs. Private I... - 6 views
NEW YORK (CNNMoney) Wonder why some doctors grumble when a Medicare patient walks in the door? It's likely because the government program typically pays only 80% of what private insurers do. Medic...
Dyman Associates Insurance Group of Companies Insurance Tips - 1 views
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Shad Mars on 25 Jun 14Save money and get the right insurance coverage for your business with these tips. * Premiums for fire, casualty and burglary insurance on business property are all deductible for tax purposes as trade or business expenses. If a business taxpayer has a self-insurance plan, however, all payments into the self-insurance reserve will not be tax-deductible for purposes; the actual losses incurred by the taxpayer would be the deductions. * Premiums for life-insurance are tax-deductible. But premiums paid on a policy covering the life of an officer, employee or other key person are not deductible if the business is a direct or indirect beneficiary under the policy. Premiums paid on a life insurance policy of which the business is a beneficiary are not deductible, since life-insurance proceeds would not have to be included in taxable income when received by the company. Other Tips * Before speaking with an insurance representative, write down a clear statement of your expectations. * Do not withhold any important information from your insurance representative about your business and its exposure to loss. Treat the individual as a professional helper. * Get at least three competitive bids using brokers, direct agents and independent agents. Note the interest that the representative takes in loss prevention and suggestions for specialty coverage. * Avoid duplication and overlap in policies; you will be paying for insurance you do not need. * Ask your insurance firm if it's an "admitted insurance company." If so, it should have a solvency fund should a catastrophe put the insurance company in danger of going under. An unadmitted carrier has no such solvency fund. * The small businessperson should not consider any form of self-insurance. The pool of funds necessary to safely insure losses is extraordinarily large
Tips when considering Life Insurance - 1 views
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Few personal milestones compel someone to buy life insurance coverage like becoming a parent. In the event of an untimely death, life insurance can serve as a financial safety net to ensure there's money available to pay for everything from medical bills to a home mortgage and future college education costs. Many Americans have taken steps to line up such a financial cushion. At the end of 2012, 146.2 million individual life insurance policies were in effect, with coverage totaling $11.2 trillion, according to the American Council of Life Insurers. Yet the distribution model has changed during the past few decades, and fewer Americans are relying on local financial advisers in their community to look at their overall financial situation and recommend a life insurance strategy, said Brian Bulakites, national sales manager for life insurance for Henrico County-based insurance company Genworth Financial Inc. The Internet has enabled consumers to shop more widely for insurance, but it might also cost them the face-to-face advice that can be helpful, he said. "The biggest thing we see in our industry today is that people don't have advisers," he said. "You want to find an adviser that you can build a relationship with - somebody that you can trust."
Tips to know what home insurance covers and what it doesn't - 1 views
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If a tree falls in your yard, your insurance agent might not hear it. You probably bought your home policy years ago, then stuffed it in a file somewhere. Will it be there for you when you need it? Here's how to protect yourself: 1. You'll probably have to fight to get a big claim paid. Homeowners who suffer a loss of $30,000 or more get the most pushback from their insurers over damages, coverage and slow payouts, ShopSmart's recent survey data shows. But the coverage of huge losses is exactly why you buy home insurance. Protect yourself. You can cut your odds of a fight by doing business with an insurer that pays its claims. The best carriers for claim-payment satisfaction are Amica, Auto-Owners and USAA, according to the most recent Consumer Reports National Research Center survey of 9,905 subscribers who filed homeowner claims from 2010 through the first six months of 2013. Continue Reading
Tips on Optimizing Guaranteed Income Sources in Retirement - 1 views
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Dyman Associates Insurance Group of Companie - In Part 2 of a three-part interview, T. Rowe Price's Christine Fahlund discusses getting the most out of Social Security benefits as well as longevity and long-term care insurance. Christine Fahlund, senior financial planner for T. Rowe Price Group (TROW), retired in May after 18 years with the firm. Before her departure, Morningstar's Christine Benz sat down with her to get her wisdom on creating a successful retirement plan. In Part 1 of the three-part interview, Fahlund discussed how to assess whether you've saved enough to retire as well as the benefits and pitfalls of working longer. In this section, she addresses lifetime income sources, including Social Security and longevity insurance. Continue Reading
A report from the Ur - 0 views
A report from the Urban Institute this week said 44 percent of adults in the Metroplex with credit reports had collection dings. While this number has huge consequences on how much we pay fo...
Dyman Associates Insurance Group of Companies News: First-hand experience (almost) with... - 1 views
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On May 28 of this year, Philadelphia District Attorney R. Seth Williams charged a South Philadelphia auto body shop owner named Ronald Galati, Sr. and a group of 40 co-conspirators in a nearly $5 million insurance fraud scheme. These charges were the result of a 16-month Grand Jury investigation of American Collision and Auto Center at 1930 S. 20th St. According to prosecutors, Galati would stage single-vehicle accidents because insurance companies consider them "no-fault" and routinely pay the claims without raising the car owners' premiums. According to Grand Jury witnesses, Galati would say, "I live my life to cheat insurance companies." Among those arrested were a former Philadelphia police officer, Douglas DiEmidio, and a mechanic with the city's Office of Fleet Management, Robert Otterson.
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