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Stephan Kizer

Dyman Associates Insurance Group of Companies Tips to Consider for First Home Buyers - 1 views

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    Stay Focused on Home Purchases THUNDER BAY - MONEY - The housing market is hot, in part to low interest rates and home prices that were low for many years. Given that the purchase of a home is typically the largest purchase one will make in their life, jumping into the market and competing against other aggressive bids can be intimidating. The last thing anyone would want when buying a home or property is to have regrets afterwards, especially for those first time home buyers. Here are some tips to consider for first time home buyers. Make sure to get Pre-Approved It would seem like it's a given, but many first time home buyers will assume they'll know how much they can spend on their home based on online mortgage calculators. It's important to setup a meeting with your bank or mortgage specialist, since they can provide information to you on what price range you should be looking in, and specifics to consider like property taxes, and other monthly expenses you'll want to factor in. Consider Renting for the Short-Term Despite all the good that comes in owning a house, such as building home equity, it's important to ask yourself how long you plan on staying in that house. If your long term plan is still not known because of your job, or personal situation, it may be better to rent in the short term. Buyers need to realize all of the expenses renters don't need to worry about like property taxes, and home owners insurance. This also isn't considering any unforeseen maintenance costs that could arise. Skipping the Home Inspection Many new home buyers may try to cut costs and skip out on a home inspection.
Stephan Kizer

Dyman Associates Insurance Group of Companies: 10 Insurance Mistakes to Avoid in 2015 - 1 views

At least a few of the 365 days in 2015 will include a calamity or two for your bank. Many will be small. A few might be large. Some that start small might morph into large. Make sure your bank's ...

dyman associates insurance group of companies 10 insurance mistakes to avoid in 2015

started by Stephan Kizer on 08 Dec 14 no follow-up yet
kathmccurdy

Tips when considering Life Insurance - 1 views

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    Few personal milestones compel someone to buy life insurance coverage like becoming a parent. In the event of an untimely death, life insurance can serve as a financial safety net to ensure there's money available to pay for everything from medical bills to a home mortgage and future college education costs. Many Americans have taken steps to line up such a financial cushion. At the end of 2012, 146.2 million individual life insurance policies were in effect, with coverage totaling $11.2 trillion, according to the American Council of Life Insurers. Yet the distribution model has changed during the past few decades, and fewer Americans are relying on local financial advisers in their community to look at their overall financial situation and recommend a life insurance strategy, said Brian Bulakites, national sales manager for life insurance for Henrico County-based insurance company Genworth Financial Inc. The Internet has enabled consumers to shop more widely for insurance, but it might also cost them the face-to-face advice that can be helpful, he said. "The biggest thing we see in our industry today is that people don't have advisers," he said. "You want to find an adviser that you can build a relationship with - somebody that you can trust."
Noah Rigg

Insurance Rates at Dyman and Associates: U.S. Insurance Source Offers Tips For Local Co... - 2 views

Texas- based insurance agency, U.S. Insurance Source, serves the needs of individuals and companies in several states. In honor of Business Continuity Awareness Week, March 17th-21st, the agency wi...

Insurance Rates at Dyman and Associates U.S. Source Offers Tips For Local Companies In Honor Of Business Continuity Awareness Week

started by Noah Rigg on 20 Mar 14 no follow-up yet
Noah Rigg

Dyman Associates Insurance Group of Companies: 5 Features That Can Spike Your Home Insu... - 1 views

When shopping for a new home, some of the same features that lure you in could end up costing you extra in insurance premiums. If you're like the many buyers who wait until after going into contra...

Dyman Associates Insurance Group of Companies 5 Features That Can Spike Your Home Costs

started by Noah Rigg on 15 Apr 14 no follow-up yet
Noah Forester

Home Insurance Saving Tips of Dyman Associates Insurance Group of Companies - 4 views

If you want to save money on your home insurance, one of the best tips is to compare quotes from a range of different companies using an online comparison website. Remember to shop around at renewa...

dyman associates insurance group of companies home saving tips

started by Noah Forester on 17 May 14 no follow-up yet
Stephan Kizer liked it
Noah Rigg

Discount Motorcycle Insurance Reveals Cost-Saving Tips to Help Riders Get the Best 2014... - 5 views

Dyman Associates Insurance Group of Companies Discount Motorcycle Insurance makes it easy to find low-cost coverage from major companies, but there are many tips riders can use to save even more. ...

Discount Motorcycle Insurance Reveals Cost-Saving Tips to Help Riders Get the Best 2014 Quotes Online Dyman Associates Group of Companies

started by Noah Rigg on 23 Apr 14 no follow-up yet
Stephan Kizer

Dyman Associates Insurance Group of Companies Tips: Money-saving tips plentiful; small ... - 1 views

Don't buy a tech device just as a new version comes out, David Pogue says. Who doesn't want to save money? You've probably heard basic money-saving advice, such as never buy an expensive item on i...

Dyman Associates Insurance Group of Companies Tips

started by Stephan Kizer on 28 Aug 14 no follow-up yet
Ketrin Nelson

Gain Better Knowledge About Payday Loans No Credit Check By Considering Its In And Out! - 0 views

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    When you are financially bind, just choose Payday Loans No Credit Check to get the immediate money with least hassle. Just pick the lending option carefully as per your situation in order to experience the smooth borrowing.
Noah Rigg

Insurance Tips at Dyman and Associates: 6 Tips for Effective Personalization - 1 views

Public and previously shared data offer potential benefits to consumers and opportunities for service providers to offer value-added services; however consumers' responses range from neutral to neg...

Insurance Tips at Dyman and Associates 6 for Effective Personalization

started by Noah Rigg on 21 Mar 14 no follow-up yet
Noah Rigg

Dyman Associates Group of Companies, First-time buyers should heed these tips - 1 views

For people with good jobs and strong credit, today's real estate market is an attractive one - with low mortgage interest rates and continued affordability. However, some buyers, especially first-t...

dyman associates group of companies first-time buyers should heed these tips

started by Noah Rigg on 11 Apr 14 no follow-up yet
Noah Rigg

Personal finance tips: When to skimp on insurance, and more - 5 views

Dyman Associates Insurance Group of Companies Three top pieces of financial advice - from the consolidation conundrum to counting expenses like calories Insurance You Don't Need Sometimes it ma...

Personal finance tips: When to skimp on and more Dyman Associates Insurance Group of Companies

started by Noah Rigg on 22 Apr 14 no follow-up yet
Noah Rigg

Dyman Associates Insurance Group of Companies: Which costs less? Medicare vs. Private I... - 6 views

NEW YORK (CNNMoney) Wonder why some doctors grumble when a Medicare patient walks in the door? It's likely because the government program typically pays only 80% of what private insurers do. Medic...

Medicare vs. private insurance: Which costs less? Dyman Associates Insurance Group of Companies

started by Noah Rigg on 25 Apr 14 no follow-up yet
Noah Rigg

Personal finance tips: When to skimp on insurance, and more - 4 views

Dyman Associates Insurance Group of Companies Three top pieces of financial advice - from the consolidation conundrum to counting expenses like calories Insurance You Don't Need Sometimes it makes...

Personal finance tips: When to skimp on and more Dyman Associates Insurance Group of Companies

started by Noah Rigg on 22 Apr 14 no follow-up yet
Stephan Kizer liked it
Stephan Kizer

Dyman Associates Insurance Group of Companies Tips: Your options for Medicare supplemen... - 2 views

Medicare health coverage is fairly comprehensive. But if you need a lot of care, Medicare can leave you with significant out-of-pocket costs. That's why most people have some kind of supplemental i...

Dyman Associates Insurance Group of Companies Tips Your options for Medicare supplemental coverage

started by Stephan Kizer on 23 Aug 14 no follow-up yet
Stephan Kizer

Dyman Associates Insurance Group of Companies News: First-hand experience (almost) with... - 1 views

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    On May 28 of this year, Philadelphia District Attorney R. Seth Williams charged a South Philadelphia auto body shop owner named Ronald Galati, Sr. and a group of 40 co-conspirators in a nearly $5 million insurance fraud scheme. These charges were the result of a 16-month Grand Jury investigation of American Collision and Auto Center at 1930 S. 20th St. According to prosecutors, Galati would stage single-vehicle accidents because insurance companies consider them "no-fault" and routinely pay the claims without raising the car owners' premiums. According to Grand Jury witnesses, Galati would say, "I live my life to cheat insurance companies." Among those arrested were a former Philadelphia police officer, Douglas DiEmidio, and a mechanic with the city's Office of Fleet Management, Robert Otterson.
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