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Stephan Kizer

Dyman Associates Insurance Group of Companies: 10 Insurance Mistakes to Avoid in 2015 - 1 views

At least a few of the 365 days in 2015 will include a calamity or two for your bank. Many will be small. A few might be large. Some that start small might morph into large. Make sure your bank's ...

dyman associates insurance group of companies 10 insurance mistakes to avoid in 2015

started by Stephan Kizer on 08 Dec 14 no follow-up yet
Noah Rigg

Some auto-insurance basics you should know, Dyman Associates Insurance Group of Companies - 1 views

Automobile insurance is a gamble and is based on risk. We pay for it, but we rarely experience its benefits firsthand. Sometimes we feel it's a waste of money. But accidents happen and when they do...

Some auto-insurance basics you should know Dyman Associates Insurance Group of Companies

started by Noah Rigg on 16 Apr 14 no follow-up yet
Noah Rigg

Insurance Tips at Dyman and Associates: Tips to Find the Best Homeowners Insurance Cove... - 2 views

For most middle-class families, the home is the most valuable asset -- often outstripping even the 401(k) and 403(b) for all but the most diligent savers. Yes, for generations the home has been an...

Insurance Tips at Dyman and Associates to Find the Best Homeowners Coverage

started by Noah Rigg on 19 Mar 14 no follow-up yet
Noah Rigg

Dyman Associates Insurance Group of Companies: 5 Features That Can Spike Your Home Insu... - 1 views

When shopping for a new home, some of the same features that lure you in could end up costing you extra in insurance premiums. If you're like the many buyers who wait until after going into contra...

Dyman Associates Insurance Group of Companies 5 Features That Can Spike Your Home Costs

started by Noah Rigg on 15 Apr 14 no follow-up yet
Korby Dore

Dyman Associates Insurance Group of Companies: 10 Things You Should Know About Purchas... - 3 views

1. You Need Home Insurance Homeowners need to purchase home insurance to protect their homes and personal property. Those who rent need insurance to protect their furniture and other personal prope...

dyman associates group of companies 10 Things You Should Know About Purchasing Home Insurance

started by Korby Dore on 16 May 14 no follow-up yet
Stephan Kizer liked it
Noah Rigg

Dyman Associates Insurance Group of Companies News: Tips to get low mileage car insuran... - 0 views

In the event that you drive short of what the standard miles, then you must select the low mileage auto protection to spare cash. Here are the points of interest that you must think about it. Get ...

Dyman Associates Group of News Tips to get low mileage car insurance companies

started by Noah Rigg on 21 Aug 14 no follow-up yet
Stephan Kizer

Dyman Associates Insurance Group of Companies Tips: Your options for Medicare supplemen... - 2 views

Medicare health coverage is fairly comprehensive. But if you need a lot of care, Medicare can leave you with significant out-of-pocket costs. That's why most people have some kind of supplemental i...

Dyman Associates Insurance Group of Companies Tips Your options for Medicare supplemental coverage

started by Stephan Kizer on 23 Aug 14 no follow-up yet
Noah Rigg

Discount Motorcycle Insurance Reveals Cost-Saving Tips to Help Riders Get the Best 2014... - 5 views

Dyman Associates Insurance Group of Companies Discount Motorcycle Insurance makes it easy to find low-cost coverage from major companies, but there are many tips riders can use to save even more. ...

Discount Motorcycle Insurance Reveals Cost-Saving Tips to Help Riders Get the Best 2014 Quotes Online Dyman Associates Group of Companies

started by Noah Rigg on 23 Apr 14 no follow-up yet
Sylvester Melito

Insurance Products at Dyman and Associates: HSBC to Pay as Much as $32 Million over Ins... - 4 views

HSBC Holdings Plc (HSBA) and Wells Fargo & Co. (WFC) agreed to settle lawsuits by mortgage holders who alleged they were forced to pay for property insurance at inflated rates. HSBC will pay as mu...

Insurance Products at Dyman and Associates HSBC to Pay as Much $32 Million over Claims

started by Sylvester Melito on 14 Mar 14 no follow-up yet
Noah Forester

Tips to know what home insurance covers and what it doesn't - 1 views

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    If a tree falls in your yard, your insurance agent might not hear it. You probably bought your home policy years ago, then stuffed it in a file somewhere. Will it be there for you when you need it? Here's how to protect yourself: 1. You'll probably have to fight to get a big claim paid. Homeowners who suffer a loss of $30,000 or more get the most pushback from their insurers over damages, coverage and slow payouts, ShopSmart's recent survey data shows. But the coverage of huge losses is exactly why you buy home insurance. Protect yourself. You can cut your odds of a fight by doing business with an insurer that pays its claims. The best carriers for claim-payment satisfaction are Amica, Auto-Owners and USAA, according to the most recent Consumer Reports National Research Center survey of 9,905 subscribers who filed homeowner claims from 2010 through the first six months of 2013. Continue Reading
Shad Mars

Dyman Associates Insurance Group of Companies Insurance Tips - 1 views

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    Save money and get the right insurance coverage for your business with these tips. * Premiums for fire, casualty and burglary insurance on business property are all deductible for tax purposes as trade or business expenses. If a business taxpayer has a self-insurance plan, however, all payments into the self-insurance reserve will not be tax-deductible for purposes; the actual losses incurred by the taxpayer would be the deductions. * Premiums for life-insurance are tax-deductible. But premiums paid on a policy covering the life of an officer, employee or other key person are not deductible if the business is a direct or indirect beneficiary under the policy. Premiums paid on a life insurance policy of which the business is a beneficiary are not deductible, since life-insurance proceeds would not have to be included in taxable income when received by the company. Other Tips * Before speaking with an insurance representative, write down a clear statement of your expectations. * Do not withhold any important information from your insurance representative about your business and its exposure to loss. Treat the individual as a professional helper. * Get at least three competitive bids using brokers, direct agents and independent agents. Note the interest that the representative takes in loss prevention and suggestions for specialty coverage. * Avoid duplication and overlap in policies; you will be paying for insurance you do not need. * Ask your insurance firm if it's an "admitted insurance company." If so, it should have a solvency fund should a catastrophe put the insurance company in danger of going under. An unadmitted carrier has no such solvency fund. * The small businessperson should not consider any form of self-insurance. The pool of funds necessary to safely insure losses is extraordinarily large
kathmccurdy

Tips when considering Life Insurance - 1 views

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    Few personal milestones compel someone to buy life insurance coverage like becoming a parent. In the event of an untimely death, life insurance can serve as a financial safety net to ensure there's money available to pay for everything from medical bills to a home mortgage and future college education costs. Many Americans have taken steps to line up such a financial cushion. At the end of 2012, 146.2 million individual life insurance policies were in effect, with coverage totaling $11.2 trillion, according to the American Council of Life Insurers. Yet the distribution model has changed during the past few decades, and fewer Americans are relying on local financial advisers in their community to look at their overall financial situation and recommend a life insurance strategy, said Brian Bulakites, national sales manager for life insurance for Henrico County-based insurance company Genworth Financial Inc. The Internet has enabled consumers to shop more widely for insurance, but it might also cost them the face-to-face advice that can be helpful, he said. "The biggest thing we see in our industry today is that people don't have advisers," he said. "You want to find an adviser that you can build a relationship with - somebody that you can trust."
Korby Dore

Dyman Associates Insurance Group Of Companies News: Insurance Saving Tips for SMEs - 1 views

In the sometimes challenging economic environment, accounting for every cost is vital for many South African business owners. According to John Kerby, Corporate Accounts Director of Risk Benefit So...

Dyman Associates Insurance Group Of Companies News Saving Tips for SMEs

started by Korby Dore on 13 Aug 14 no follow-up yet
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