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Stephan Kizer

Dyman Associates Insurance Group of Companies: Better Insurance Against Inequality - 1 views

Paying taxes is rarely pleasant, but as April 15 approaches it's worth remembering that our tax system is a progressive one and serves a little-noticed but crucial purpose: It mitigates some of the...

Better Insurance Against Inequality Dyman Associates Group of Companies

started by Stephan Kizer on 14 Apr 14 no follow-up yet
Tajuana Polly

Bill Would Free Insurance Firms from Bank Capital Rules of Insurance Products at Dyman ... - 2 views

The U.S. lawmaker who wrote a Dodd-Frank Act provision that imposes bank-like capital standards on the insurance industry introduced legislation to ease the requirements. Senator Susan Collins, a ...

Bill Would Free Insurance Firms from Bank Capital Rules Products at Dyman and Associates

started by Tajuana Polly on 17 Mar 14 no follow-up yet
Noah Rigg

Life Insurance and the 831(b) Captive Insurance Company - Wait For The Test Case Before... - 5 views

Life Insurance and the 831(b) Captive Insurance Company - Wait For The Test Case Before Signing Up Dyman Associates Insurance Group of Companies There is an old saying about life insurance: "Life ...

Life Insurance and 831(b) Captive Company - Wait For The Test Case Before Signing Up Dyman Associates Group of Companies

started by Noah Rigg on 26 Apr 14 no follow-up yet
Stephan Kizer liked it
Ketrin Nelson

Same Day Loans- Get Quick Cash for Your Unforeseen Crisis - 0 views

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    Through same day loans, you will never have any trouble sorting out monetary issues that come up all of a sudden. The loans are made available to almost all the applicants and the best possible way to derive the loans would be to apply online.
Korby Dore

Dyman Associates Insurance Group of Companies: 10 Things You Should Know About Purchas... - 3 views

1. You Need Home Insurance Homeowners need to purchase home insurance to protect their homes and personal property. Those who rent need insurance to protect their furniture and other personal prope...

dyman associates group of companies 10 Things You Should Know About Purchasing Home Insurance

started by Korby Dore on 16 May 14 no follow-up yet
Stephan Kizer liked it
Stephan Kizer

Dyman Associates Insurance Group of Companies Tips to Consider for First Home Buyers - 1 views

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    Stay Focused on Home Purchases THUNDER BAY - MONEY - The housing market is hot, in part to low interest rates and home prices that were low for many years. Given that the purchase of a home is typically the largest purchase one will make in their life, jumping into the market and competing against other aggressive bids can be intimidating. The last thing anyone would want when buying a home or property is to have regrets afterwards, especially for those first time home buyers. Here are some tips to consider for first time home buyers. Make sure to get Pre-Approved It would seem like it's a given, but many first time home buyers will assume they'll know how much they can spend on their home based on online mortgage calculators. It's important to setup a meeting with your bank or mortgage specialist, since they can provide information to you on what price range you should be looking in, and specifics to consider like property taxes, and other monthly expenses you'll want to factor in. Consider Renting for the Short-Term Despite all the good that comes in owning a house, such as building home equity, it's important to ask yourself how long you plan on staying in that house. If your long term plan is still not known because of your job, or personal situation, it may be better to rent in the short term. Buyers need to realize all of the expenses renters don't need to worry about like property taxes, and home owners insurance. This also isn't considering any unforeseen maintenance costs that could arise. Skipping the Home Inspection Many new home buyers may try to cut costs and skip out on a home inspection.
Stephan Kizer

Dyman Associates Insurance Group of Companies News: First-hand experience (almost) with... - 1 views

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    On May 28 of this year, Philadelphia District Attorney R. Seth Williams charged a South Philadelphia auto body shop owner named Ronald Galati, Sr. and a group of 40 co-conspirators in a nearly $5 million insurance fraud scheme. These charges were the result of a 16-month Grand Jury investigation of American Collision and Auto Center at 1930 S. 20th St. According to prosecutors, Galati would stage single-vehicle accidents because insurance companies consider them "no-fault" and routinely pay the claims without raising the car owners' premiums. According to Grand Jury witnesses, Galati would say, "I live my life to cheat insurance companies." Among those arrested were a former Philadelphia police officer, Douglas DiEmidio, and a mechanic with the city's Office of Fleet Management, Robert Otterson.
Stephan Kizer

Dyman Associates Insurance Group of Companies Tips: How to avoid being victim of insura... - 1 views

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    DALLAS - For years Frenchitt Collins worked as a legitimate insurance adjustor. He was able to pull off a major insurance fraud by luring in victims with ads. Ultimately Collins was sentenced to 15 years in prison and was ordered to pay $700,000 in restitution to his victims. "Those P.O. boxes were rented by him (Collins), his wife, his brothers, or his girlfriends," said Bodon. In order to attract clients with ads, he would go ahead and offer them $100 or $200 to use their identifiers. Once that information was received, Collins went ahead and completed medical forms necessary and sent them to insurance companies. The goal of these ads was to lure in more victims. Insurance companies would then send Collins checks, lots of checks. Federal officials said insurance fraud is a $30 billion business in the U.S. "It is very lucrative for the criminal to perpetrate the crime because it's low risk and it's high reward and they know that," said Fred Lohmann of the National Insurance Crime Burea.
Shad Mars

Dyman Associates Insurance Group of Companies Insurance Tips - 1 views

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    Save money and get the right insurance coverage for your business with these tips. * Premiums for fire, casualty and burglary insurance on business property are all deductible for tax purposes as trade or business expenses. If a business taxpayer has a self-insurance plan, however, all payments into the self-insurance reserve will not be tax-deductible for purposes; the actual losses incurred by the taxpayer would be the deductions. * Premiums for life-insurance are tax-deductible. But premiums paid on a policy covering the life of an officer, employee or other key person are not deductible if the business is a direct or indirect beneficiary under the policy. Premiums paid on a life insurance policy of which the business is a beneficiary are not deductible, since life-insurance proceeds would not have to be included in taxable income when received by the company. Other Tips * Before speaking with an insurance representative, write down a clear statement of your expectations. * Do not withhold any important information from your insurance representative about your business and its exposure to loss. Treat the individual as a professional helper. * Get at least three competitive bids using brokers, direct agents and independent agents. Note the interest that the representative takes in loss prevention and suggestions for specialty coverage. * Avoid duplication and overlap in policies; you will be paying for insurance you do not need. * Ask your insurance firm if it's an "admitted insurance company." If so, it should have a solvency fund should a catastrophe put the insurance company in danger of going under. An unadmitted carrier has no such solvency fund. * The small businessperson should not consider any form of self-insurance. The pool of funds necessary to safely insure losses is extraordinarily large
Noah Rigg

Some auto-insurance basics you should know, Dyman Associates Insurance Group of Companies - 1 views

Automobile insurance is a gamble and is based on risk. We pay for it, but we rarely experience its benefits firsthand. Sometimes we feel it's a waste of money. But accidents happen and when they do...

Some auto-insurance basics you should know Dyman Associates Insurance Group of Companies

started by Noah Rigg on 16 Apr 14 no follow-up yet
Noah Forester

Home Insurance Saving Tips of Dyman Associates Insurance Group of Companies - 4 views

If you want to save money on your home insurance, one of the best tips is to compare quotes from a range of different companies using an online comparison website. Remember to shop around at renewa...

dyman associates insurance group of companies home saving tips

started by Noah Forester on 17 May 14 no follow-up yet
Stephan Kizer liked it
Noah Rigg

Personal finance tips: When to skimp on insurance, and more - 5 views

Dyman Associates Insurance Group of Companies Three top pieces of financial advice - from the consolidation conundrum to counting expenses like calories Insurance You Don't Need Sometimes it ma...

Personal finance tips: When to skimp on and more Dyman Associates Insurance Group of Companies

started by Noah Rigg on 22 Apr 14 no follow-up yet
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