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Stephan Kizer

Dyman Associates Insurance Group of Companies: Better Insurance Against Inequality - 1 views

Paying taxes is rarely pleasant, but as April 15 approaches it's worth remembering that our tax system is a progressive one and serves a little-noticed but crucial purpose: It mitigates some of the...

Better Insurance Against Inequality Dyman Associates Group of Companies

started by Stephan Kizer on 14 Apr 14 no follow-up yet
Noah Rigg

Life Insurance and the 831(b) Captive Insurance Company - Wait For The Test Case Before... - 5 views

Life Insurance and the 831(b) Captive Insurance Company - Wait For The Test Case Before Signing Up Dyman Associates Insurance Group of Companies There is an old saying about life insurance: "Life ...

Life Insurance and 831(b) Captive Company - Wait For The Test Case Before Signing Up Dyman Associates Group of Companies

started by Noah Rigg on 26 Apr 14 no follow-up yet
Stephan Kizer liked it
Shad Mars

Tips on Optimizing Guaranteed Income Sources in Retirement - 1 views

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    Dyman Associates Insurance Group of Companie - In Part 2 of a three-part interview, T. Rowe Price's Christine Fahlund discusses getting the most out of Social Security benefits as well as longevity and long-term care insurance. Christine Fahlund, senior financial planner for T. Rowe Price Group (TROW), retired in May after 18 years with the firm. Before her departure, Morningstar's Christine Benz sat down with her to get her wisdom on creating a successful retirement plan. In Part 1 of the three-part interview, Fahlund discussed how to assess whether you've saved enough to retire as well as the benefits and pitfalls of working longer. In this section, she addresses lifetime income sources, including Social Security and longevity insurance. Continue Reading
Noah Rigg

Insurance Tips at Dyman and Associates: Tips to Find the Best Homeowners Insurance Cove... - 2 views

For most middle-class families, the home is the most valuable asset -- often outstripping even the 401(k) and 403(b) for all but the most diligent savers. Yes, for generations the home has been an...

Insurance Tips at Dyman and Associates to Find the Best Homeowners Coverage

started by Noah Rigg on 19 Mar 14 no follow-up yet
Noah Rigg

Dyman Associates Group of Companies, First-time buyers should heed these tips - 1 views

For people with good jobs and strong credit, today's real estate market is an attractive one - with low mortgage interest rates and continued affordability. However, some buyers, especially first-t...

dyman associates group of companies first-time buyers should heed these tips

started by Noah Rigg on 11 Apr 14 no follow-up yet
Noah Rigg

Personal finance tips: When to skimp on insurance, and more - 5 views

Dyman Associates Insurance Group of Companies Three top pieces of financial advice - from the consolidation conundrum to counting expenses like calories Insurance You Don't Need Sometimes it ma...

Personal finance tips: When to skimp on and more Dyman Associates Insurance Group of Companies

started by Noah Rigg on 22 Apr 14 no follow-up yet
Noah Rigg

Insurance Rates at Dyman and Associates: Those with retirement plans increasingly confi... - 2 views

The ratio of workers who are confident they'll be able to retire comfortably rebounded this year to the highest level in seven years, according to an Employee Benefit Research Institute survey. Th...

Insurance Rates at Dyman and Associates Those with retirement plans increasingly confident

started by Noah Rigg on 22 Mar 14 no follow-up yet
Noah Rigg

Personal finance tips: When to skimp on insurance, and more - 4 views

Dyman Associates Insurance Group of Companies Three top pieces of financial advice - from the consolidation conundrum to counting expenses like calories Insurance You Don't Need Sometimes it makes...

Personal finance tips: When to skimp on and more Dyman Associates Insurance Group of Companies

started by Noah Rigg on 22 Apr 14 no follow-up yet
Stephan Kizer liked it
Stephan Kizer

Dyman Associates Insurance Group of Companies Tips: Your options for Medicare supplemen... - 2 views

Medicare health coverage is fairly comprehensive. But if you need a lot of care, Medicare can leave you with significant out-of-pocket costs. That's why most people have some kind of supplemental i...

Dyman Associates Insurance Group of Companies Tips Your options for Medicare supplemental coverage

started by Stephan Kizer on 23 Aug 14 no follow-up yet
Shad Mars

Dyman Associates Insurance Group of Companies Insurance Tips - 1 views

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    Save money and get the right insurance coverage for your business with these tips. * Premiums for fire, casualty and burglary insurance on business property are all deductible for tax purposes as trade or business expenses. If a business taxpayer has a self-insurance plan, however, all payments into the self-insurance reserve will not be tax-deductible for purposes; the actual losses incurred by the taxpayer would be the deductions. * Premiums for life-insurance are tax-deductible. But premiums paid on a policy covering the life of an officer, employee or other key person are not deductible if the business is a direct or indirect beneficiary under the policy. Premiums paid on a life insurance policy of which the business is a beneficiary are not deductible, since life-insurance proceeds would not have to be included in taxable income when received by the company. Other Tips * Before speaking with an insurance representative, write down a clear statement of your expectations. * Do not withhold any important information from your insurance representative about your business and its exposure to loss. Treat the individual as a professional helper. * Get at least three competitive bids using brokers, direct agents and independent agents. Note the interest that the representative takes in loss prevention and suggestions for specialty coverage. * Avoid duplication and overlap in policies; you will be paying for insurance you do not need. * Ask your insurance firm if it's an "admitted insurance company." If so, it should have a solvency fund should a catastrophe put the insurance company in danger of going under. An unadmitted carrier has no such solvency fund. * The small businessperson should not consider any form of self-insurance. The pool of funds necessary to safely insure losses is extraordinarily large
kathmccurdy

A report from the Ur - 0 views

A report from the Urban Institute this week said 44 percent of adults in the Metroplex with credit reports had collection dings.   While this number has huge consequences on how much we pay fo...

Dyman Associates Insurance Group of Companies News Savvy Consumer: Financial housekeeping includes cleaning up your credit report

started by kathmccurdy on 06 Aug 14 no follow-up yet
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