look at economic trends
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Japanese Real Estate Bubble Recoverry? - 0 views
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it is becoming more apparent that we may be entering a time when low wage jobs dominate and home prices remain sluggish for a decade moving forward.
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looking at the Federal Reserve’s quantitative easing program, growth of lower paying jobs, baby boomers retiring, and the massive amount of excess housing inventory we start to see why Japan’s post-bubble real estate market is very likely to occur in the United States.
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Massive real estate bubble (check) -Central bank bailing out banks (check) -Bailed out banks keep bad real estate loans on their books at inflated values (check) -Government taking on higher and higher levels of debt relative to GDP (check) -Employment situation stabilizes with less secure labor force (check) -Home prices remain stagnant (check)
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the United States had never witnessed a year over year drop in nationwide home prices since the Great Depression.
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home prices are now back to levels last seen 8 years ago. The lost decade is now nipping at our heels but what about two lost decades like Japan?
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the U.S. has such a large number of part-time workers and many of the new jobs being added are coming in lower paying sectors signifies that our economy is not supportive of the reasons that gave us solid home prices for many decades.
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young Japanese workers, some in their late 20s or early 30s, already resigned that they would never buy a home.
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The notion that housing is always a great investment runs counter to what they saw in their lives. Will they even want to buy as many baby boomers put their larger homes on the market
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Lower incomes, more debt, and less job security. What this translated to in Japan was stagnant home prices for 20 full years. We are nearing our 10 year bear market anniversary in real estate so another 10 is not impossible. What can change this? Higher median household incomes across the nation but at a time when gas costs $4 a gallon, grocery prices are increasing, college tuition is in a bubble, and the financial system operates with no reform and exploits the bubble of the day, it is hard to see why Americans would be pushing home prices higher.
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Aspirin stimulates insulin - 6 views
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AbstractNormal subjects and patients with adult-onset diabetes received 10 gm. of aspirin in four days. On the fourth day, the fasting serum glucose and the glucose response to oral glucose were decreased in both groups. These changes were associated with increased levels of serum insulin and pancreatic glucagon, although the glucagon responses to oral glucose were unchanged. In the diabetic patients, aspirin therapy was followed by a decreased glucose response to I.V. glucose and by the appearance of an early insulin peak, which could not be demonstrated before treatment. Aspirin did not affect the I.V. glucose tolerance in normal subjects, although it did enhance the early insulin peak. A decrease in the fasting levels of free fatty acids was noted in both groups, whereas the fasting level of triglycerides decreased only in the diabetic patients. Cholesterolemia did not change in either group. A few preliminary observations indicate that, in normal subjects, ibuprofen and ketoprofen, two other presumed prostaglandin inhibitors, did not affect fasting glycemia, glucose tolerance, or the insulin response to glucose. No changes were noted after the administration of placebo. Last A1C 4.8No Rx, Diet modification, exercise, Supps and HerbalsI am a retired HYPOGLYCEMIC Reply With Quote 11-08-2010 #2 trinitarian3n1 D.D. Family Moderator Join Date November 2007 Location In the mitten, USA Age 41 Posts > 100 About T2 dx 3/07, tx w/very lo carb D&E Met, bolus R Blog Entries 127 That's a hefty dose of aspirin. John C.A clean house is the sign of a broken computer.Last HgbA1c - 5.5% 2/2011 Reply With Quote 11-08-2010 #3 MCS D.D. Family Join Date August 2010 Posts > 100 About T2, trying to live a healthy life Yes it is, 650mg 4 times a day. I wonder if they did that to make sure they had a response and if there is a break point of some lower dose. I am on 325 once a day now. Been that high in the past for other things, lots of ringing in the ears when you get that high of a dose. Last A1C 4.8No Rx, Diet modification, exercise, Supps and HerbalsI am a retired HYPOGLYCEMIC Reply With Quote 11-08-2010 #4 furball64801 D.D. Family Join Date December 2009 Posts > 100 About type 2 25 yrs mother aunt type 2 thin 50 yrs Blog Entr
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The therory is that it helps to regenerate the once turned off Beta cells, not over working the exiting ones. This is just one article I found, they are many, most of them concern Salsalate a drug used for arthritis. It works by lowering the inflammation of the liver and pancreas. Lowers IR, its a pretty interesting concept based largerly on inflammation of one muscles and organs. Originally Posted by jeanne wagner i know for heart health they recommend the baby 81 mg a day. I would think you wouldn't have a stomach lining left if you took that on a daily basis. Also just because it stimulates insulin doesn't mean it is a good thing. Sulfonyureas also overstimulate insulin and there is some thought they lead to beta cell burnout. I think it is better to find things like metformin that make you more sensitive to the insulin you naturally make. Last A1C 4.8No Rx, Diet modification, exercise, Supps and HerbalsI am a retired HYPOGLYCEMIC Reply With Quote 11-08-2010 #7 MCS D.D. Family Join Date August 2010 Posts > 100 About T2, trying to live a healthy life Here is a few more articles concerning NSAID's and insulin if you are interested.http://www.annals.org/content/152/6/346.abstracthttp://onlinelibrary.wiley.com/doi/1...026.x/abstracthttp://www.theannals.com/cgi/content/abstract/44/7/1207 Last A1C 4.8No Rx, Diet modification, exercise, Supps and HerbalsI am a retired HYPOGLYCEMIC Reply With Quote MCS was thanked for this post by: Nan-OH 11-08-2010 #8 CalgaryDiabetic D.D. Family Join Date June 2009 Location Calgary,Canada Posts > 100 About diabetic since 1997, on insulin 2000 Guarantied tummy ulcer with so much aspirin. Reply With Quote 11-09-2010 #9 MCS
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Obama's War on Inequality - The New York Times - 16 views
www.nytimes.com/...obamas-war-on-inequality.html
inequality Democratic party gop great depression New Deal obama obamacare
shared by Javier E on 20 May 16
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what can policy do to limit inequality? The answer is, it can operate on two fronts. It can engage in redistribution, taxing high incomes and aiding families with lower incomes. It can also engage in what is sometimes called “predistribution,” strengthening the bargaining power of lower-paid workers and limiting the opportunities for a handful of people to make giant sums.
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We can see this in our own history. The middle-class society that baby boomers like me grew up in didn’t happen by accident; it was created by the New Deal, which engineered what economists call the “Great Compression,” a sharp reduction in income gaps.
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Obamacare provides aid and subsidies mainly to lower-income working Americans, and it pays for that aid partly with higher taxes at the top. That makes it an important redistributionist policy — the biggest such policy since the 1960s.
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between those extra Obamacare taxes and the expiration of the high-end Bush tax cuts made possible by Mr. Obama’s re-election, the average federal tax rate on the top 1 percent has risen quite a lot. In fact, it’s roughly back to what it was in 1979, pre-Ronald Reagan, something nobody seems to know.
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What about predistribution? Well, why is Mr. Trump, like everyone in the G.O.P., so eager to repeal financial reform? Because despite what you may have heard about its ineffectuality, Dodd-Frank actually has put a substantial crimp in the ability of Wall Street to make money hand over fist.
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these medium-size steps put the lie to the pessimism and fatalism one hears all too often on this subject. No, America isn’t an oligarchy in which both parties reliably serve the interests of the economic elite.
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Money talks on both sides of the aisle, but the influence of big donors hasn’t prevented the current president from doing a substantial amount to narrow income gaps — and he would have done much more if he’d faced less opposition in Congress.
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5 Apps to Lower Teacher Anxiety & Raise Student Voices - Getting Smart by John Hardison... - 133 views
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10 Reasons the Tests Are Lowering Our Standards « Cooperative Catalyst - 94 views
coopcatalyst.wordpress.com/...sts-are-lowering-our-standards
cooperative catalyst reasons tests lowering standards blog
shared by A Gardner on 06 Feb 12
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extrinsic motivation, it moves to economic norms, where they learn to do the least possible work for the highest results
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Digital Domain - Computers at Home - Educational Hope vs. Teenage Reality - NYTimes.com - 32 views
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Economists are trying to measure a home computer’s educational impact on schoolchildren in low-income households.
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little or no educational benefit is found. Worse, computers seem to have further separated children in low-income households, whose test scores often decline after the machine arrives, from their more privileged counterparts.
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few children whose families obtained computers said they used the machines for homework. What they were used for — daily — was playing games.
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“Scaling the Digital Divide,” published last month, looks at the arrival of broadband service in North Carolina between 2000 and 2005 and its effect on middle school test scores during that period. Students posted significantly lower math test scores after the first broadband service provider showed up in their neighborhood, and significantly lower reading scores as well when the number of broadband providers passed four.
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The expansion of broadband service was associated with a pronounced drop in test scores for black students in both reading and math, but no effect on the math scores and little on the reading scores of other students.
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THE one area where the students from lower-income families in the immersion program closed the gap with higher-income students was the same one identified in the Romanian study: computer skills.
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How disappointing to read in the Texas study that “there was no evidence linking technology immersion with student self-directed learning or their general satisfaction with schoolwork.”
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Disadvantaged students with lower grades do just as well on medical degrees - 6 views
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"Students from some of England's worst-performing secondary schools who enrol on medical degrees with lower A Level grades, on average, do at least as well as their peers from top performing schools, a new study has revealed. The research also found that students from poorly performing schools who match the top A-Level grades achieved by pupils from the best performing schools, go on to do better during a medical degree."
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Teenage Usability: Designing Teen-Targeted Websites - 68 views
www.nngroup.com/...lity-of-websites-for-teenagers
teenage internet cybersafety webdesign search infomationmanagement InformationLiteracy research literacy usability
shared by Roland Gesthuizen on 06 Feb 13
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» Napster, Udacity, and the Academy Clay Shirky - 1 views
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An organization with cost disease can use lower paid workers, increase the number of consumers per worker, subsidize production, or increase price
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Cheap graduate students let a college lower the cost of teaching the sections while continuing to produce lectures as an artisanal product, from scratch, on site, real time
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We ask students to read the best works we can find, whoever produced them and where, but we only ask them to listen to the best lecture a local employee can produce that morning.
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he very things the US News list of top colleges prizes—low average class size, ratio of staff to students—mean that any institution that tries to create a cost-effective education will move down the list.
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a good chunk of the four thousand institutions you haven’t heard of provide an expensive but mediocre education
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That’s because the fight over MOOCs is really about the story we tell ourselves about higher education: what it is, who it’s for, how it’s delivered, who delivers it.
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OOCs expand the audience for education to people ill-served or completely shut out from the current system, in the same way phonographs expanded the audience for symphonies to people who couldn’t get to a concert hall, and PCs expanded the users of computing power to people who didn’t work in big companies. Those earlier inventions systems started out markedly inferior to the high-cost alternative: records were scratchy, PCs were crashy. But first they got better, then they got better than that, and finally, they got so good, for so cheap, that they changed people’s sense of what was possible
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n the US, an undergraduate education used to be an option, one way to get into the middle class. Now it’s a hostage situation, required to avoid falling out of it.
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Open systems are open. For people used to dealing with institutions that go out of their way to hide their flaws, this makes these systems look terrible at first. But anyone who has watched a piece of open source software improve, or remembers the Britannica people throwing tantrums about Wikipedia, has seen how blistering public criticism makes open systems better.
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What Facebook Users Share: Lower Grades - TIME - 4 views
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What Facebook Users Share: Lower Grades By Anita Hamilton Tuesday, Apr. 14, 2009 Print var artId= "1891111"; var chn = "bizTech"; var contType = "article"; Email Reprints Digg Facebook time:http://www.time.com/time/business/article/0,8599,1891111,00.html Twitter MORE Add to my: del.icio.us Technorati reddit Google Bookmarks Mixx StumbleUpon Blog this on: TypePad LiveJournal Blogger WordPress MySpace var ad = adFactory.getAd(88, 31); ad.setPosition(8) ad.write(); Forget the widely unloved redesign. Facebook has committed a greater offense. According to a new study by doctoral candidate Aryn Karpinski of Ohio State University and her co-author Adam Duberstein of Ohio Dominican University
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US Department of Education Endorses "Pay for Success" Bonds for Pre-K Special Education... - 25 views
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Overtime increase won't skip higher ed | Education Dive - 9 views
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University groups previously decried "a time of limited and sometimes shrinking budgets for higher education," and called on the Labor Department to lower the threshold and adjust for regional and sector differences. Institutions have pushed back against the significant financial burden associated with raising salaries to meet the threshold or paying overtime for additional hours worked. Though faculty members are still exempt, the status of postdocs with light teaching loads is still in question, and many support staffers are eligible for the increase.
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What are the Disadvantages of Online Schooling for Higher Education? - 18 views
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"hat Are the Disadvantages of Online Schooling for Higher Education? Today, online schooling for higher education is prevalent across many fields. While there are several benefits to online schooling, such as flexibility and convenience, there are also real and perceived disadvantages. Explore some of the potential drawbacks of online learning. View 10 Popular Schools » Online Schooling In 2012, about a quarter of undergraduate college students were enrolled in distance education courses as part -- if not all -- of their studies, according to a 2014 report from the National Center for Education Statistics. That same data found that 29.8% of graduate students in this country are enrolled in some or all distance learning classes as well. A 2013 report from Babson Survey Research Group and Quahog Research Group, LLC, pointed out that approximately 86.5% of higher education institutions offer distance learning classes. Clearly, online schooling is commonplace. Disadvantages: Student Perspective Despite advantages, online schooling is not the right fit for every student. Taking online courses is generally believed to require more self-discipline than completing a degree on campus, a belief that is supported by SCHEV -- the State Council of Higher Education for Virginia. Because online schooling options often allow students to complete much of the coursework at their own pace, students must be motivated to stay on schedule and manage their time accordingly. Other potential disadvantages from a student's viewpoint may include the following: Less Instructional Support Although instructors are available to students via e-mail, telephone, Web discussion boards and other online means, some students may see the lack of face-to-face interaction and one-on-one instruction as a challenge. A lack of communication or miscommunication between instructors and students may frustrate students who are struggling with course materials. That could be exacerbated by the casual nature
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The Irascible Professor on "The SAT that isn't (the death of aptitude.)" - 2 views
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It used to be that the SAT was distinguished from its competitor the ACT by the fact that the former was seen as measuring aptitude and being effectively un-coachable, while the latter was a gauge of achievement in learning.
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At the risk of sounding pejorative, I'd say that I was expecting the test to be a measure of who I was, while some of my fellow students and their parents treated it more as a test of how they could present themselves to admissions officers. And while I wouldn't suggest that people tend to think of it in these terms, I believe that the latter perception relies on the academically damaging belief that an individual student's capabilities need not matter to what goals he sets for himself. That perception leads people to believe that there is something inherently unfair about a test that you can't study for.
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And if after four years of high school they haven't developed much skill for reasoning, that's okay – they can take preparatory courses to learn how to fake it for an exam, and let that be their stepping stone toward academic accomplishment. As a society that values the promise of formal education more than the satisfaction of actual learning, we have precipitated the death of aptitude. We are afraid to acknowledge that it exists, because aptitude, whether the product of inborn talent or effective rearing, makes some people better suited than others for certain goals.
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Lori Gottlieb, writing in The Atlantic last year, claimed that child-rearing in the current generation has been excessively focused on preserving self-esteem. As an illustration of one symptom of this, Gottlieb quoted clinical psychologist Wendy Mogel as saying that parents are actually relieved to be told that their struggling children are learning disabled, so that today "every child is either learning disabled, gifted, or both – there's no curve left, no average." To claim a learning disability is the only way to set legitimate lower benchmarks for performance. Kids are never just bad at anything anymore, because that's seen as being more harmful to self-esteem.
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But my worries about the individual effects of the death of aptitude are dwarfed by my concern for its effect on the institutions of higher learning that those individuals are entering. College is not a one-directional relationship of dispensing knowledge to young people. The entire institution gains or loses value on the basis of what its students put into it. By telling students with low aptitude and low interest that they can, should, and must strive to accomplish the same things as their higher-achieving peers, I fear that we're saturating higher education with people who subtract value from their institutions by committing minimum effort and lowering whatever curve still exists for the measurement of performance.
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We all seem to agree that standards for college readiness need to improve, but you'll hear virtually no one asserting that when those standards are not met, the student ought to leave off college altogether, or to defer it until they have acquired, by sheer will or by natural intellectual growth, the aptitude to be successful at the proper level. Indeed, just as common in criticism of education is the sentiment that we must see to it that more children enter and complete college. But if those children don't have the aptitude to do so, the goal of improving college curriculum contradicts the goal of college-for-all.
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We can't keep pretending that there is no such thing as aptitude and that every child has equal cause to vie for the topmost positions of intellectual esteem. It does a disservice to the student and the school in kind.
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3 Ways the Internet Is Changing Education Right Now | Edudemic - 86 views
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a single laptop and a satellite internet connection can provide a classroom, school, or village with access to any content they wish
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Not only can the internet provide education to more people at a lower cost, it can also offer better quality.
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How Free and Open Technologies Benefit the Affluent - EdTech Researcher - Education Week - 1 views
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Like Outliers, the affluent students and schools have more hours of practice and the low-income schools can't catch up.
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I hope that isn't used as a reason NOT to get those resources to lower performing schools. Stop spending money on knowledge level testing and start funding poor schools so that the "Playing Field" becomes somewhat more level than the steep slope it actually is.
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I hope that isn't used as a reason NOT to get those resources to lower performing schools. Stop spending money on knowledge level testing and start funding poor schools so that the "Playing Field" becomes somewhat more level than the steep slope it actually is
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A MOOC Star Defects, at Least for Now - Technology - The Chronicle of Higher Education - 27 views
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'We Are Creating Walmarts of Higher Education' - Timothy Pratt - The Atlantic - 59 views
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Examines how universities are changing, including lowering expectations, getting rid of programs, and considering the pressure that graduation rates will be used to judge institutions. An interesting connection to global ed reform and the various pressures in education. A disturbing discount of humanities and their import.