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adjustingto6figu

Self Employment Tax Tips: 4 Tips for New Independent Adjusters - 0 views

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    Self employment tax tips for independent insurance adjusters in their first year. Self employment taxes don't have to be daunting with these tips.
adjustingto6figu

Staying Focused While Self-Employed: 4 Tips for Independent Adjusters - 0 views

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    The freedom of self employment is a perk of being an IA, but there are also challenges. This post gives tips for staying focused while self-employed.
adjustingto6figu

Self Care Importance: Maintaining Self Care During Heavy Work Loads - 0 views

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    Independent insurance adjusters go through periods of heavy work loads and need to practice self care to stay healthy and calm.
Anne Bubnic

Teens With Low Self-Esteem Boost Image Online - 3 views

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    When it comes to the Internet, teenage girls, particularly those with low self-esteem, don't always present themselves honestly. Girl Scouts of the USA conducted a national survey in June 2010 of 1,026 girls ages 14 through 17. The survey found that girls often downplay their positive characteristics on social media networking sites, and many choose to portray themselves as sexy or crazy.
Anne Bubnic

Taking risky opportunities in youthful content creation. - 0 views

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    Taking risky opportunities in youthful content creation: teenagers' use of social networking sites for intimacy, privacy and self-expression.
    The explosion in social networking sites such as MySpace, Facebook, Bebo and Friendster is widely regarded as an exciting opportunity, especially for youth.Yet the public response tends to be one of puzzled dismay regarding a generation that, supposedly, has many friends but little sense of privacy and a narcissistic fascination with self-display. This article explores teenagers' practices of social networking in order to uncover the subtle connections between online opportunity and risk. Reprints of the complete article are available for a fee from Sage Publishing.
Anne Bubnic

The Institute for Responsible Online and CellPhone Communication - 0 views

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    The Institute for Responsible Online and Cell-Phone Communication (I.R.O.C.2) is a nonprofit organization dedicated to educating society about safety, self responsibility, and self accountability as well as the devastating and life altering consequences that can occur when failing to apply our concept of "Digital Responsibility 2.1C" while using the internet, cell phones and other digital technologies.
adjustingto6figu

Planning for Retirement as an Independent Adjuster - Adjusting to 6 Figures - 0 views

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    An estimated 13% of the American workforce consists of independent contractors, including many independent adjusters. Being self-employed, and/or working under the protection of a business entity such as a Limited Liability Company (LLC), means that you aren't privy to benefits that W2 employees may have. Retirement planning - including employer contributions and the ability to defer your own pay, tax-free - is one of those major benefits. You'll be happy to know, however, that there are retirement planning opportunities for the self-employed (including independent adjusters) that offer similar - if not superior - opportunities.
Anne Bubnic

Footprints in the Digital Age - 0 views

  • In the Web 2.0 world, self-directed learners must be adept at building and sustaining networks.
  • As the geeky father of a 9-year-old son and an 11-year-old daughter, one of my worst fears as they grow older is that they won't be Googled well. Not that they won't be able to use Google well, mind you, but that when a certain someone (read: admissions officer, employer, potential mate) enters "Tess Richardson" into the search line of the browser, what comes up will be less than impressive. That a quick surf through the top five hits will fail to astound with examples of her creativity, collaborative skills, and change-the-world work. Or, even worse, that no links about her will come up at all. I mean, what might "Your search did not match any documents" imply?
  • digital footprints—the online portfolios of who we are, what we do, and by association, what we know—are becoming increasingly woven into the fabric of almost every aspect of our lives.
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  • So what literacies must we educators master before we can help students make the most of these powerful potentials? It starts, as author Clay Shirky (2008) suggests, with an understanding of how transparency fosters connections and with a willingness to share our work and, to some extent, our personal lives
  • Publishing content online not only begins the process of becoming "Googleable," it also makes us findable by others who share our passions or interests.
  • Although many students are used to sharing content online, they need to learn how to share within the context of network building. They need to know that publishing has a nobler goal than just readership—and that's engagement.
  • As Stanford researcher Danah Boyd (2007) points out, we are discovering the potentials and pitfalls of this new public space. What we say today in our blogs and videos will persist long into the future and not simply end up in the paper recycling bin when we clean out our desks at the end of the year.
  • Although Laura is able to connect, does she understand, as researcher Stephen Downes (2005) suggests, that her network must be diverse, that she must actively seek dissenting voices who might push her thinking in ways that the "echo chamber" of kindred thinkers might not? Is she doing the work of finding new voices to include in the conversation?
  • Here are five ideas that will help you begin building your own personal learning network. Read blogs related to your passion. Search out topics of interest at http://blogsearch.google.com and see who shares those interests. Participate. If you find bloggers out there who are writing interesting and relevant posts, share your reflections and experiences by commenting on their posts. Use your real name. It's a requisite step to be Googled well. Be prudent, of course, about divulging any personal information that puts you at risk, and guide students in how they can do the same. Start a Facebook page. Educators need to understand the potential of social networking for themselves. Explore Twitter (http://twitter.com), a free social networking and micro-blogging service that enables users to exchange short updates of 140 characters or fewer. It may not look like much at first glance, but with Twitter, the network can be at your fingertips.
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    Giving Students Ownership of Learning: Footprints in the Digital Age. In the Web 2.0 world, self-directed learners must be adept at building and sustaining networks.
cpdesigns

Essential Tools For Off Grid And Simple Living | CpDesigns - 0 views

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    Whether you are purchasing with inflation also require to become your chosen line programs including self-care, about are now in a severe funk, there are any tips for getting life to seem a little longer easy. If you get used your mothers can become shorter of an impact, though if you hold them in the light just a tiny fraction more, you will find choices match easier because of their leadership, and life becomes much and fun because there's a separate dynamic soon.
Megan Black

Eminent Tech: Beware of this App - 7 views

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    Snapchat is becoming wildly popular with teens and tweens. The idea being that photos and texts self destruct after a few seconds. You can probably guess how it can and is being misused.
Anne Bubnic

Cyberbullying, Cyberthreats, and Dangerous Online Communities [PDF] - 0 views

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    Presentation by Nancy Willard outlining the dangers of association with online communities by at-risk youth. This includes self-harm communities, hate groups and gangs and suicide communities.
Anne Bubnic

A generation documents itself like never before - 0 views

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    Over the last five years, scholars say, the meteoric rise of social media sites, including MySpace, Facebook, YouTube and Twitter, has sparked a public explosion in self-documentation, making the "me" in multimedia more prominent than ever.
Anne Bubnic

Curbing Cyberbullying in School and on the Web - 0 views

  • Many of the most egregious acts of cyberbullying do not take place during school hours or on school networks, a situation that presents a dilemma for public school administrators: If they punish a student for off-campus behavior, they could get hit with a freedom of speech suit.  If they do nothing, students may continue to suffer and school officials theoretically could get hit with failure to act litigation. For school administrators, it appears to be an unfortunate “catch-22.” For lawyers, it’s a “perfect storm,” pitting freedom of speech advocates against the victims of cyberbullying and schools that try to intervene. There are no easy answers in this arena, few laws, and no well-established precedents that specifically deal with cyberbullying.
  • “School administrators can intervene in cyberbullying incidents, even if the incidents do not take place on school grounds, if they can demonstrate that the electronic speech resulted in a substantial disruption to the educational environment.”
  • These cases illustrate not only a lack of precedent on cyberbullying cases, but also a dilemma for school administrators on how to handle cyberbullying.  “There are few laws that address how to handle cyberbullying, and many schools don’t have an internal policy to deal with cyberbullying that takes place off-campus,” offers Deutchman.  “It may take an unfortunate and tragic event on school property to get more schools to consider tackling electronic behavior that originates off campus.  It’s only a matter of time before a cyberbully, or the victim of cyberbullying, uses deadly force during school hours.”
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  • So, what should schools do in the meantime?  First, school officials should establish a consistent internal policy (much like a crisis plan) and a team (minimally made up of the principal, school counselor, and technology director) to deal with cyber-misconduct. This team should fully document disruptive incidents and the degree to which the learning environment is affected. The principal should invite the cyberbully’s parents to review the offending material before considering disciplinary action. Most parents at this point will do the right thing.
  • Second, schools should educate children, starting in elementary school, about the importance of cyber-safety and the consequences of cyberbullying, especially on the school’s own network. These rules should be clearly posted in the computer labs and written in age-appropriate language. The rules should be sent home to parents each year—and they should be posted prominently on the school’s website.
  • Third, teachers should continue incorporating in their curriculum projects that utilize the web and other powerful new technologies. This probably won’t help schools avoid lawsuits; it’s just good pedagogy. It’s not surprising that schools that keep up with the latest technology and software—and employ teachers who care about the quality of online communication—report lower incidents of cyber-misconduct.
  • In addition, schools should update their codes of conduct to include rules that can legally govern off-campus electronic communication that significantly disrupts the learning environment. They should also assign enough resources and administrative talent to deal with students who engage in cyber-misconduct. One very big caveat: Disciplining a student for off-campus electronic speech should be done only as a last resort, and certainly not before seeking legal counsel.
  • Finally, schools should realize that not all cyberbullies need to be disciplined. Schools should act reasonably, responsibly, and consistently—so as to avoid the very bullying behavior they are trying to curb. Until the courts provide clear standards in the area of off-campus electronic speech for young people, these recommendations will go a long way in making schools a safer learning environment for everyone.
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    Most school administrators have more than one story to tell about cyberbullying. They report that victims of cyberbullying experience low self-esteem, peer isolation, anxiety, and a drop in their grades. They note that victims may miss class or other school-related activities. Principals also point to recent high-profile cases where cyberbullying, left unchecked, led to suicide. In response, some schools have created new policies and curbed free speech on the school's computer network and on all electronic devices used during school hours. This article offers practical advice for actions schools can take to curb bullying, ranging from policy development to education.
Anne Bubnic

The Impact of Cyberbullying [PDF] - 0 views

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    2005 Report by Dr. Beth Manke, Associate Professor, Human Development, California State University, Long Beach. Often the most dramatic incidents of cyberbullying get the attention of educators, parents and the authority. Those incidents that involve threats, particularly death threats and those that result in school shootings and suicide attempts prompt intervention for both the perpetrators and victims. We must remember, however, that all cyberbullying, even the less dramatic incidents including the spreading of rumors and saying mean things online can be harmful as they can erode a child's self esteem and confidence and lead to later academic difficulties, interpersonal problems and psychological distress.
Anne Bubnic

Terror in the Classroom: What Can be Done?, Part 2 - 0 views

  • what are the concerns students have regarding cyberbullying, why do they do it, and how comfortable are they in talking to others about cyberbullying.
  • The study found approximately 29 percent had been victims of cyberbullying and 24 percent had bullied someone online. Of those who had admitted to being cyberbullied, 59 percent admitted to bullying someone as well. In addition, approximately 80 percent of all of the students surveyed reported that they aware of instances of cyberbullying. When male and female experiences were considered separately, it was found that over 20 percent of males and over 34 percent of females had experienced cyberbullying. In addition, 29 percent of males and only 20 percent of females reported to have cyberbullied.
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    Effects of Cyberbullying. Many victims of cyberbullying feel trapped, frustrated and distracted. Victims may also experience depression, sadness, low self-esteem, anger, thoughts of suicide and stress. Sociologist Robert Agnew maintains that those who experience this stress or strain are more likely to participate in "deviant or delinquent" behaviors in order to cope (Hinduja and Patchin, 2006). This is especially important to note because of the potential for delinquent behaviors affecting peers, school work, family and the community.
Anne Bubnic

"An Anthropological Introduction to YouTube" - 0 views

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    YouTube video of the presentation made by Cultural Anthropologist, Michael Wesch at the Library of Congress in June 08. He used students to prepare over 40 minutes of video for a 55-minute presentation, where he traces a timeline for development of digial text and digital media as a form of self-expression on the Internet.
Anne Bubnic

Mitigating the Internet's Negative Consequences - 0 views

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    For the last 11 years Marje Monroe and Doug Fodeman have worked to educate schools, parents and students about the issues that affect children in an online world. Their Web site, ChildrenOnline.org, offers practical articles, resources, research, and a monthly newsletter on the topic. Recently, the team, which has a long background in education, self-published Safe Practices for Life Online, intended to show middle and high school students what scams target them and how to use the Internet more safely. A teacher's edition of the book will be available through the International Society for Technology in Education (ISTE) in November.

Anne Bubnic

Exposed: Blog-Post Confidential - 0 views

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    [NYT Magazine, 5/25/08]. Examination of why people "overshare" their personal information on the internet through the eyes of a 20-something woman who compulsively blogs. This is a fruitful article to seed a discussion of how teens express themselves digitally and the importance of privacy and self-regulation. It could also be paired nicely with the Youth Privacy site ( previously bookmarked by another group member) for discussion in a digital citizenship class.
Jocelyn Chappell

FRONTLINE: growing up online: watch the full program | PBS - 0 views

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    Insightful (and harrowing in places): 7 chapters re online teenagers - a revolution in classrooms and social life - self expression, trying on new identities - the child predator fear - private worlds outside parents' reach? - cyberbullying - updates
Anne Bubnic

MacArthur Foundation Series on Digital Media and Learning - MIT Press - 0 views

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    The John D. and Catherine T. MacArthur Foundation Series on Digital Media and Learning examines the effect of digital media tools on how people learn, network, communicate, and play, and how growing up with these tools may affect a person's sense of self, how they express themselves, and their ability to learn, exercise judgment, and think systematically.

    Six topics are available as free downloads online:
    Youth, Identity, and Digital Media Current Volume
    Learning Race and Ethnicity: Youth and Digital Media
    Digital Young, Innovation, and the Unexpected
    The Ecology of Games: Connecting Youth, Games, and Learning
    Digital Media, Youth, and Credibility
    Civic Life Online: Learning How Digital Media Can Engage Youth

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