Group items tagged

Parents and students in a growing number of schools can track fluctuations in a grade-point average from the nearest computer in real time, a ritual that can become as addictive as watching political polls or a stock-market index.

To describe the home literacy environment and to identify financial, human, and social capital variables associated with the presence or lack of Child Centered Literacy Orientation (CCLO) in families with young children who regularly attend pediatric primary care clinics. Could be helpful for those studying literacy and family, especially among single-parent families.

This artical was ment for highschool students but it brought up a very inetresting topic to consider and that is "critical friend groups". basically it tries to prove that friends are vital to the survival of an individual in the school experience and help them grow more than even their parents in some ways. Good artical

This article is about how when parents increase their involvment in their child's school, this creates a better relationship between the student and teacher. With this new relationship also bring better literacy and math skills for the student. The students change their attitude about school and actually want to go. This is why it important for low income families to get involved in the schools.

Georgiou shares the view of how school achievement is effected by the unity of a person's family. Children with parents that have greater incomes and better jobs tend to do better academically than students that comes from lower income. Georgiou conducted a study that shows the differences between the SES and socioeconomic status between suburban and urban schools. The results showed that test scores for people with low income tend to be lower because the lack of unity in their families. Even though this study focuses on schools on the island of Cyprus, this can relate to any urban and suburban schools.

Georgiou shares the view of how school achievement is effected by the unity of a person's family. Children with parents that have greater incomes and better jobs tend to do better academically than students that comes from lower income. Georgiou conducted a study that shows the differences between the SES and socioeconomic status between suburban and urban schools. The results showed that test scores for people with low income tend to be lower because the lack of unity in their families. Even though this study focuses on schools on the island of Cyprus, this can relate to any urban and suburban schools.

Davis' study of the necessity for financial literacy is interesting and examines the cost benefit ananlysis for financial literacy courses. The study is done with Texas PTA parents and their willingness to allocate additional funds for financial classes. Davis addressses the growing problem of American students and their lack of finacial knowledge. Overall a valuable article to examine the publics willingness to provide funding for financial education

The goal of the study was to understand executives' feelings regarding employees with financial problems. The authors discovered that executives are adamant that their employees' finances are in order so company time and money is not wasted. When an employee is facing money troubles, he or she may become distracted at work or use company time to settle the matter. Many of the executives who were interviewed indicated they learned financials skill from their parents and while attending college.

Synder outlines an initiative by CPAs around the country to promote financial literacy and improve Americans' wellbeing. Examples of the programs include a one-day workshop for high school seniors to discuss subjects such as credit cards, owning a home and buying a car. The goal is to bring real world applications to teach students about financial literacy. The programs also aim to help military personnel and their families when a parent is deployed, or a unique situation arises that impacts their finances. The author effectively demonstrates how CPAs across the country are taking action to aid in the development of healthy financial habits. Unfortunately, there is no information regarding the effectiveness of these programs and more information is needed.

Thaler discusses the "financial literacy crisis" facing most Americans. Today, a record number of Americans are inept when it comes to financial literacy and as a result accumulate large sums of debt and fail to plan for the future. The author explains that Americans get into trouble because current financial systems such as credit cards are not user-friendly. To counter this escalating problem, researchers believe financial programs should be created that provide consumers with basic financial knowledge and assist them in making good choices. Finally, parents must begin teaching financial literacy to their children at a young age and not keep the subject a private matter. Thaler's argument that new financial programs should be created is logical given the current crisis situation he identifies, but he fails to outline a way to do so. Norvilitis, Jill, Michelle Merwin, Timothy Osberg, Patricia Roehling, Paul Young, and Michele Kamas. " Personaility Factors, Money Attitueds, Financial Knowledge, and Credit-Card Debt in College Students." Journal of Applied Social Psychology. 36.6: 1395-1414. Academic Search Complete. EBSCO Roeschh Lib., U of Dayton. 17 March. 2009

This athor of the article talks about some ways in which the achievment gap can be closed. they discussed how having school year round could help, but by doing studies it has not increased the students knowledge. There are more practical solutions that need to evolve. The author suggests that if the student is taught reading strategies from their home life, then it will impact the students literacy greatly.

The Virginia Department of Education has unveiled a tool that teachers and parents can use to select books that interest young readers and help them improve their skills.

This article talks about how the social studies classroom is spending much of its time teaching literacy. While it is important for the extra literacy teaching, the article talks about how parents are worried about a lack in social studies education because of this. The cause for the extra literacy teachings in the social studies classroom is to prepare the students for the state mandated testing that places much more importance on literacy than on civics. This is a good source if you are researchign the effects of the no child left behind act

Although many families have lost their savings with the current market decline college tuition continue to increase. This article explores various strategies and implementations to save for college and not accumulate debt. Parents should be aware that colleges are slashing budgets and reducing spending, but many have agreed to continue financing scholarships and financial aid packages. It is a good idea to have your child apply to three safety schools because competition is at its highest. Thanks to the government student loans are still readily available and should be a families first option due to the low interest rate.

The fourth quarter college plans have continued to decrease due to the economic crisis. The assets in 529 college savings plans fell over 21% from last year. Investors are optimistic and the data shows that people are still attempting to save for college. Unfortunately many parents do not know how to save or how much they will need for college. College expenses continue to increase faster that wages and have increased at a rate of 5.7% a year. If this trend continues the gap between income and college tuition is going to be even more difficult to cope with.

The author in this article explains that there needs to be a solution to find how to close the achievement gap. They thought that more programs for the children would decrease the problem, but it is still a problem today. The author came up with that if parents get more involved in their childrens school work, then theie achievement will increase.

This article is about what affects early childhood education. It is a study from Australia. It talks about all the different contexts that influence it. They have a theme of " strong and equal partnerships". The partnerships are stuided at two early childhood programs and one literacy program.

This article reports on a small-scale study which examined the home literacy practices of a group of 3 and 4 year-old children in a working-class community in the north of England and explored how far these practices were reflected in the curriculum of the nursery the children attended. The data illustrate that there was a dissonance between out-of-school and schooled literacy practices and that there was more evidence of nursery literacy practices infiltrating the home than vice versa. Children's literacy practices in the home were focused on media and popular cultural texts and the article argues for greater recognition of these contemporary cultural practices in early years policy documentation and curriculum guidance. (Abstract taken from JSTOR.)

This article talks about how researchers are say that now more than ever it is more important to help with your child's literacy development. It is never to early to begin the process of teaching you toddler to read and write. The article give some easy inexpensive ways to help you child learn this.

In 2007, the Oklahoma Legistalure passed a law called "The Passport to Financial Literacy Act" that requires students, beginning in the 7th grade, to demonstarate "financial proficiency in 14 areas" to acheive a high school diploma. Other schools with the help of the National Endowment Fund for Financial Education have incorporated programs to increase the levels of financial literacy among students. Critics of this program state that these prgrams are not helping the overall financial literacy levels of high school students upon completion. It is not plausable to state that these financial programs are useless, because these programs need to work in correcpendence of parents teaching their children good financial habits within their own homes.

There are ways for students to gain financial literacy and this article is mentions plans for student programs to help do this. The article talks about how some finance classes don't help a students understanding of finances, and mentions to have financial literacy it might have to begin in a person's childhood.