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Financially literate people are imperative to an economy because they make good financial decisions that help stimulate the economy. The author emphasizes the need for individuals (especially low income families to write out a written budget monthly. Consumers should establish emergency funds, practice good saving habits and have knowledge of investment funds. Through the surveys conducted in the article there is a correlation between knowledge of financial practices with and financial achievement. The author emphasizes the need to expand on ones' personal financial knowledge in a way befitting to the individual.

This article discusses the internet habits of college students during the early twenty first century. It discusses how often college student use the internet and internet search engines such as Google on an almost daily basis. It also suggests that different backgrounds and racial groups have different access to the internet. Of the individuals that use the internet it describes what websites they use the most including Yahoo and Google, Library websites, news websites, and online encyclopedias. This article gives an accurate description of how many college students use the internet and what they use it for; however, it does not describe how reliable these websites are.

A psychological article about college students and financial management. The study examines debt and spending habits of students and how that may of occured. Their are statistics of demographics, financial classes, and even personality types and their relationship to debt. Could provide a good viewpoint of sociological and psychology factors for research.

Synder outlines an initiative by CPAs around the country to promote financial literacy and improve Americans' wellbeing. Examples of the programs include a one-day workshop for high school seniors to discuss subjects such as credit cards, owning a home and buying a car. The goal is to bring real world applications to teach students about financial literacy. The programs also aim to help military personnel and their families when a parent is deployed, or a unique situation arises that impacts their finances. The author effectively demonstrates how CPAs across the country are taking action to aid in the development of healthy financial habits. Unfortunately, there is no information regarding the effectiveness of these programs and more information is needed.

Many teenagers today have access to credit and debit cards and until recently, there was little parents could do to monitor and restrict their children's spending. Hernandez has identified a new prepaid card by Discover that aims to give parents more control over their children's spending habits. The prepaid card allows parents to restrict and actively monitor their teenager's credit card use. For a small monthly fee, parents can effectively control all aspects of their child's card and even restrict purchases of inappropriate material. Discover's prepaid card offers parents and teenagers an opportunity to enjoy the conveniences of a credit/debit card with relative safety.

Financially literate people are imperative to an economy because they make good financial decisions that help stimulate the economy. The author emphasizes the need for individuals (especially low income families to write out a written budget monthly. Consumers should establish emergency funds, practice good saving habits and have knowledge of investment funds. Through the surveys conducted in the article there is a correlation between knowledge of financial practices with and financial achievement. The author emphasizes the need to expand on ones' personal financial knowledge in a way befitting to the individual.

The author discusses the relation between the college atmosphere and how it affects college females eating behaviors. This includes components such as peer pressure as well as nutrition. This concept relates to eating pathology found among female students on college campuses. Linder Danielle interviews college females in order to determine what aspects lead to such situations and what nutritional habits they take part in such as dietary pills and caloric intake restriction.

This article explores the effect of the Potter series on reading. It says that many young people particular boys don't read. However the Potter books are a quick fix to this. Harry Potter may have changed the reading habits of an entire generation

Children and teenagers who play violent video games show increased physical aggression months afterward, according to new research that adds another layer of evidence to the continuing debate over the video-game habits of the youngest generation.

This paper focuses on the recent decline in the American and how American's saving habits are in need of change. Currently many Americans do not own stock, let alone their own home and many college students are facing credit card debt. The average American has a negative savings rating mean they spend all of their disposable income and then dip into their past savings. At least 45% of college students are in credit card debt and this number is likely to continue to rise.

This article is about how parents influence thier childrens learning habits. Helping your children learn to read and write must start in the early years. Parents are a support team when thier child is learning to read. The way the parents read and write at home effects how the students read and write. Oral language is a foundation for literacy development.

In this article the authors give Oprah titles like "the saint of book sales" and the "O" effect. They talk about how the authors that Oprah has made successful owe their fame and success to Oprah. This article goes into how powerful Oprah's book club has been on the sales of books over the years. It will be helpful because of the statistics that it includes. The authors give a lot of credit to Oprah and this shows me how influential she really has been.

In 2007, the Oklahoma Legistalure passed a law called "The Passport to Financial Literacy Act" that requires students, beginning in the 7th grade, to demonstarate "financial proficiency in 14 areas" to acheive a high school diploma. Other schools with the help of the National Endowment Fund for Financial Education have incorporated programs to increase the levels of financial literacy among students. Critics of this program state that these prgrams are not helping the overall financial literacy levels of high school students upon completion. It is not plausable to state that these financial programs are useless, because these programs need to work in correcpendence of parents teaching their children good financial habits within their own homes.

There are ways for students to gain financial literacy and this article is mentions plans for student programs to help do this. The article talks about how some finance classes don't help a students understanding of finances, and mentions to have financial literacy it might have to begin in a person's childhood.

This article is about the "Oprah effect" and how much influence her book club has made on American reading habbits. It talks about how she has made reading popular again. This article has a lot of useful information about how exactly Oprah has effected American reading.

This article from the Washington Post discusses the problem of aliteracy. Much more prevalent than illiteracy, it is also more insidious because unlike teaching someone how to read, which is fairly straightforward, how do you teach someone to LIKE to read? This article contains statistics on aliteracy in America and interesting ways in which aliteracy has changed the way our society functions.