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Many teenagers today have access to credit and debit cards and until recently, there was little parents could do to monitor and restrict their children's spending. Hernandez has identified a new prepaid card by Discover that aims to give parents more control over their children's spending habits. The prepaid card allows parents to restrict and actively monitor their teenager's credit card use. For a small monthly fee, parents can effectively control all aspects of their child's card and even restrict purchases of inappropriate material. Discover's prepaid card offers parents and teenagers an opportunity to enjoy the conveniences of a credit/debit card with relative safety.