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Many teenagers today have access to credit and debit cards and until recently, there was little parents could do to monitor and restrict their children's spending. Hernandez has identified a new prepaid card by Discover that aims to give parents more control over their children's spending habits. The prepaid card allows parents to restrict and actively monitor their teenager's credit card use. For a small monthly fee, parents can effectively control all aspects of their child's card and even restrict purchases of inappropriate material. Discover's prepaid card offers parents and teenagers an opportunity to enjoy the conveniences of a credit/debit card with relative safety.

Hanging out online helps teenagers develop "technological skills and literacy," a researcher on a new study said.

Mandell and Lewis explain that young adults possess insufficient knowledge when it comes to the world of personal finance. This assertion is not new and many researchers have come to a similar conclusion, but the two authors believe young adults in other countries such as Japan and Australia lack financial literacy. Their study focused on whether teenagers lack of motivation inhibited their assimilation of information during finance classes. the researchers believe teens just don't believe financial literacy is important. Their study included five national surveys, with results broken down by different demographics such as sex, race and family income.

Using Financial Education Curriculum for Teens Today's American teenagers are regarded as "financially illiterate," and lacking sufficient knowledge of personal finance and an understanding of money. The authors examine the effectiveness of the Money Talks program implemented in several California schools. The Money Talks program was designed to inform students about financial subjects relevant to them. The study proved the program had a positive effect on students by administering a post-test and comparing it with one taken before the course

In this article the author goes over a program set in place by Nationwide in Great Britain to help promote financial literacy in schools. One ways that they do this is release copies of the book Teenage Guide to Money to schools. Mutual One is also another company that is trying to help out the cause. One of their ideas is to let schools use MP4 players and podcasts that teach financial literacy.

Discusses how negative experiences of teenage students and their resulting attitudes toward assigned books have created an aliterate society. Examples of typical adolescent experiences with books; Valuable qualities of young adult literature; Recommended books. (Abstract from EBSCO.) An article well-worth reading for all students, regardless of paper topic.

This article is about teen literacy and how the authors of teen lit books view the effects of their books on teen readers. It says that it give information on urban areas that the readers may or may not be familiar with but can in both situations learn from it. It also talks about the way in which they chose their main characters. It is a good artcile if you are researching literacy and novels or teenagers.

Colletti,Carolyn. "Girls & Money: A Coordinated Approach to Financial Literacy." Independent School 63.1 (Fall2003 2003): 64-65. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH.14 Mar. 2009. .

Colletti discusses the coordinated approach to financial literacy for girls that was started by the National Coalition of Girls' Schools in the U.S. The article stresses the importance for woman and girls to have sound financial literacy for success. Children have an understanding of finance and fairness even at a very young age. Therefore, young children are capable of learning about financial literacy at a very early age. The article also shares results of a financial skills study of teenage girls. Financial literacy education is a tool to help bridge the gap that woman have experienced throughout the ages.

This article is not only about literacy but how the potter series affects the discourse of gender. The author does a great job in explaining this to other teachers in particular teenage literacy teachers. The discourse of gender and literacy is a topic that has become popular in the past few years and Harry Potter is a perfect book for it.

Colletti discusses the coordinated approach to financial literacy for girls that was started by the National Coalition of Girls' Schools in the U.S. The article stresses the importance for woman and girls to have sound financial literacy for success. Children have an understanding of finance and fairness even at a very young age. Therefore, young children are capable of learning about financial literacy at a very early age. The article also shares results of a financial skills study of teenage girls. Financial literacy education is a tool to help bridge the gap that woman have experienced throughout the ages.

Children and teenagers who play violent video games show increased physical aggression months afterward, according to new research that adds another layer of evidence to the continuing debate over the video-game habits of the youngest generation.

In "Using A Financial Education Curriculum For Teens" the authors explore the implementation of a financial literacy curriculum in schools. The program called "Money Talks: Should I be Listening?" is an appealing way to help educate teenagers in financial literacy. This article also has extensive research from a company called Jump$tart that proves the effectiveness of the program and financial literacy curriculum.

The author reports on the study "To Read or Not to Read," which was released by the United States National Endowment for the Arts. The study found that Americans read less in 2007 compared with previous years. The study found that reading abilities for teenagers and adults have declined, whereas reading abilities for younger children have increased. The impact which the decline in reading abilities has had on American workers is discussed. The author states that the amount of time which people read on a daily basis has declined. (Abstract from EBSCO.)

This NYT article is about how the way we refer to and treat the elderly (calling them "dear" or speaking loudly to them, for example) can affect their health. Such studies have broader ranging implications. When we call others derogatory names, can it affect their health? Does using "baby talk" affect the language development of children? Do our assumptions about teenagers affect their intellectual development?

Nothing, actually. Aside from our panic that the Internet is melting their brains.

Many surveys have shown that high school seniors continue to fail financial literacy tests. The surveys indicate that our current education standards are insufficient to prepare students for the real world.

Synder outlines an initiative by CPAs around the country to promote financial literacy and improve Americans' wellbeing. Examples of the programs include a one-day workshop for high school seniors to discuss subjects such as credit cards, owning a home and buying a car. The goal is to bring real world applications to teach students about financial literacy. The programs also aim to help military personnel and their families when a parent is deployed, or a unique situation arises that impacts their finances. The author effectively demonstrates how CPAs across the country are taking action to aid in the development of healthy financial habits. Unfortunately, there is no information regarding the effectiveness of these programs and more information is needed.

The authors discuss how college students' overreliance on credit cards and accumulated student loans have left many graduates with outstanding debt and poor credit scores. Credit card companies aggressively solicit college students, who are enticed by the power a credit card grants. Upon graduation, students with large sums of debt may find it difficult to find a job or rent property due to poor credit. To counter this surge of irresponsibility, the authors propose colleges create programs to educate students on how to use a credit card responsibly. The problem with creating more programs is universities must spend extra funds to create and maintain such an initiative. The authors fail to propose an early education curriculum for younger children to immerse them in the area of personal finance.

This article gives a different idea for replacing the No child left behind act. The new idea would include more civics teaching to create citizens, which the author emphasizes is an important part of the system. Also, the author mentions that the NCLBA is too focused on economic success that it is blinsided by the actual facts. This is a good article if you are looking for information on NCLBA and the effects of it.

This article talks about the increase in academic skills as a result of the no child left behind act.The article continues to talk about the importance placed on the children to score well in math science and writing and how they are to leave out other classes such as social studies and the arts. This is a helpful article if you are researching NCLB and the effects of the act.