Group items tagged

http://www.scamwarners.com/forum/viewtopic.php?f=7&t=714&p=3199 Loan Scam by Pinky on Sat Apr 19, 2008 10:16 am My degree is in English Teaching/Secondary Education, but to put myself through college I worked as a bank loan officer for 7 years. This stuff pains me to see. Not only is it an obvious scam, but no bank officer would last long doing business like this. The grammatical errors are in blue and the big financial red flags are in red:  From: "SpringHill Team" To: xxxxxxxxx@comcast.net  Subject: $$$$$Financial Loan Offer$$$$$$$  Date: Sat, 19 Apr 2008 03:48:33 -0500  --------------------------------------------------------------------------------  Dear Intending Client,  We just came about your email address through an online email listing {http://ebay.com} We just thought that you might needed Financial Asistant and we would be very interested in offering you a Financial Loan that can allow you be on your own , We are Springhill Finance Inc,Springhill Park Realty Inc is an on-line trading name for Springhill Finance Inc ; we specialised in giving Loan and Grants to individuals and corporate bodies, We can offer you a Loan (Personal Loan, Small and Large Business Loan, Home Loan and Project Financing Loan), suitable for your immediate needs , if you are interested in having it, we maintain our principal offices in London (England), Tamiami Trl Osprey, Florida (U.S.A),Westerly, Rhodes Island (U.S.A), and in Zurich (Switzerland), with the hope of opening more of Usa Offices in this year 2008.  What can be more devastating to have a vision but not the funds to make those vision a reality? We will Raise that capital you have been looking for, for those special programs/projects, we have been helping others that had been rejected by other loan company get their loan without blinking eye an lashes, our profiles speaks for us all over the world , We have a funding strategies that will allow you to get

"http://newscenter-springhillgrouphome.blogspot.co.uk/2013/03/speed-help-for-nevadans-homeowners.html   http://springhillgrouphome.com/2013/03/speed-the-help-for-the-nevadans-homeowners/   $200 million from federal government was given to Nevada to avoid homeowners from losing their homes.  Nevada had the highest foreclosure rate in the nation but a Reno Gazette-Journal analysis of the fund distribution confirms that the money was almost intact in the past two years.   Nevada only spent $21 million of the $194 million it was to be paid to homeowners facing foreclosure, this means only 11% of the money it received through the Obama administration's Hardest Hit Fund, this is according to the most recent reports of the analysis of U.S. Treasury the third quarter of 2012   "This is government bureaucracy at its finest," said Victor Joecks, communication director of think tank Nevada Policy Research Institute. "They can't even give away $200 million. This program is a perfect example of why government shouldn't pick winners and losers in the economy."   According to Nevada Hardest Hit officials, just in January, the nonprofit gave $7.2 million in direct aid to help homeowners avoid foreclosure.  A total of $28.4 million was given by the program since it began in mid-2010, which is only 5% of the allocation. More or less 25 % of what they have given out was given out in January.   Mortgage assistance and principal reduction are the two separate components of the state Hardest Hit Fund program that has much given the aid.  75 percent of the budget went to direct aid from July 2011 to June 2012; this is another analysis of yearly financi

"Internet Marketing & SEO Forum - 12 ON YOUR SIDE: Warning about loan offer text message - Springhill Home Loans Group Discussion in 'General Chat' started by Isabella Amber, Today at 9:54 PM. Isabella Amber New Member RICHMOND, VA (WWBT) - Not every text that shows up on your phone is legit. Some messages come with potential danger. 12 On Your Side investigates a text that appears to be from an international financial institution - but it's not. If you get a text directing you to a company promising cash right now, and bad credit is ok, delete the message and spare yourself the trouble. It may not be a scam, but you could wind up paying a lot for a small loan. Mary Presley had suspicions from the start that the text on her cell is a bait-and-hook fraud. It claims to come from Wells Fargo Bank - that's the bait. "Wells Fargo has approved you for a $1000 cash loan wired to your account in 24 hours!" It instructs Presley, who's been looking for a job since she got laid off in December, to apply for the fast cash advance from her mobile phone online at cashin2hrs.com. That's the hook - Presley did not grab. "People have a hard enough time now," said Presley. "If these people that do this kind of thing, would work as hard at a legitimate job, they could be millionaires." When you click on cashin2hrs.com, payday lending options pop up. A long list of short-term loan offers entice people desperate for emergency cash. Filling out the application means giving up personal and banking information. The same text that Presley reported, I forwarded to Wells Fargo Corporate Communications. "That text message is not endorsed by Wells Fargo," said Kristy Marshall. "We do not contact our customers in that form." Also, online payday loans are illegal in Virginia. It's ok to search for a lender online, and even fill out an application, that's all legal - but the deal must be closed face-to-face. These type messages are prevalent and have many different company names and numbers attac

background-attachment: initial; background-clip: initial; background-color: initial; background-image: url(http://www.springhillcare.com/images/page/5px/crop-rb.png); background-origin: initial; background-position: 100% 100%; background-repeat: no-repeat no-repeat; display: inline-block; font-size: 1px; height: 5px; margin-bottom: 0px; margin-left: auto; margin-right: 0px; margin-top: 0px; position:

Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision t

Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decisio

Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision to

Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision to gi

I know that Bristol board is usually used for catalog and book covers, tickets, tags and printing brochures. But as a student of architecture and an avid designer, I use this kind of paper for my scale models (which, for those who are not familiar with the term, is a smaller physical version of something bigger, like a building or an automobile). I currently have several sets of two- and three-ply bristol papers that are used as walls of my scale models. One-ply is almost translucent so I rarely use them. Bristol, as it is commonly referred to, is a kind of paperboard which is ideal for tons of things and comes in a variety of colors. I love using Bristol paper because it's very versatile. I buy a whole bunch of them and stack them on my desk so I have something nice to use in various illustrations, technical drawings and even 2D art forms. Actually, illustration boards are also fine in such purposes but I find it impractical for you can only use one side of it. On the other hand, Bristol board have two working surfaces, so basically, you can use either or both sides. And because I normally use charcoal and crayon as my primary media form, vellum finish is more ideal for me. It has a moderate surface texture which is really apt for friction-based medium. Works well with pens, too! (But if you are more focused on using ink, choose the plate finish Bristol paper instead -- it's glass-like texture is better suited for ink.) The current brand I use is from Springhill Vellum Bristol. This Bristol paper works like a charm. And it's very accessible, even online. Just go to Amazon.com and search for Springhill Vellum Bristol Gold. One pack contains 5 sheets and weighs a total of 1 pound so it's not that costly even if you order online. Their gold colored is consistent all throughout the papers and it is the exact hue I needed, too! I also found out it worked nicely when used in promotional materials (when I once ran out of specialty paper for our theater p

I know that Bristol board is usually used for catalog and book covers, tickets, tags and printing brochures. But as a student of architecture and an avid designer, I use this kind of paper for my scale models (which, for those who are not familiar with the term, is a smaller physical version of something bigger, like a building or an automobile). I currently have several sets of two- and three-ply bristol papers that are used as walls of my scale models. One-ply is almost translucent so I rarely use them.Bristol, as it is commonly referred to, is a kind of paperboard which is ideal for tons of things and comes in a variety of colors. I love using Bristol paper because it's very versatile. I buy a whole bunch of them and stack them on my desk so I have something nice to use in various illustrations, technical drawings and even 2D art forms. Actually, illustration boards are also fine in such purposes but I find it impractical for you can only use one side of it. On the other hand, Bristol board have two working surfaces, so basically, you can use either or both sides. And because I normally use charcoal and crayon as my primary media form, vellum finish is more ideal for me. It has a moderate surface texture which is really apt for friction-based medium. Works well with pens, too! (But if you are more focused on using ink, choose the plate finish Bristol paper instead -- it's glass-like texture is better suited for ink.) The current brand I use is from Springhill Vellum Bristol. This Bristol paper works like a charm. And it's very accessible, even online. Just go to Amazon.com and search for Springhill Vellum Bristol Gold. One pack contains 5 sheets and weighs a total of 1 pound so it's not that costly even if you order online. Their gold colored is consistent all throughout the papers and it is the exact hue I needed, too! I also found out it worked nicely when used in promotional materials (when I once ran out of specialty paper for our theater presentation).

Heating Systems ExplainedGas Heating SystemsModern gas central heating systems are safe, controllable and efficient to run but can cause confusion as they have a number of controls that you may not fully understand.Using heating controls properly can:-Improve the comfort of your homeReduce the energy used and your fuel billsAvoid the risk of condensation dampnessTo get the best out of your system, you should follow the manufacturers instructions. If you have mislaid the instruction booklet for your systems, most manufacturers can provide a replacement.Why have controls on a gas central heating system?line-height: 1.6em; margin-right: 10px; color: rgb(0, 0, 0);

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? · Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies · Loans are interest free so you only pay back what you borrow · Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? · Installing cavity wall or solid wall insulation and/or loft insulation · Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems · Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: · Energy Performance Certificate (within the home report completed when buying, renting or selling a home) · Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) · Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) · Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or · Energy Assistance Package (EAP) Stage Four managing agent letter detailing the work recommended. You can find out more about all these documents and how to

"This can work in two ways, trough email, text message or social-media post, the gift-check scam is more popular during Christmas season where people are buying on this a lot. The scam goes like this; a message will appear from nowhere announcing you a winner of a popular retail gift card. You are then instructed to follow a link and when you click it you will be directed to a site that is a remarkable clone of the real thing. This site will ask for your personal information like your email, birth date and favorite color. This indicates that you're directed off the bogus site to a credit-card application, and because you filled-up this information sheet the fraudster has what he wants. You can also deceived by buying bogus card online from third parties. And if buying over the counter, make sure the PIN code on the back hasn't been scratched off, an indication that it's been hacked by someone in the store. This next bogus often comes via email. This one is called package-delivery scam. It appears to be from a legitimate company, the email gives the impression of being genuine complete with a phony tracking number and a note about the delivery error. There's an attachment with a made-up delivery label that you're told to take to the nearest delivery office to get the package. Open it, and you'll be subjecting your computer or smartphone to malware and virus attacks. These E-cards appears to be seemingly harmless thank you note or holiday greetings but you will never know until you click on it and it could be spyware or viruses that automatically download when opened or when they direct you to download to see the card. Best-deal-ever scams, if it is to good to be true more like it is a scam, it is a lie. The idea is they will attract you on deals and items then after sending them the money you will not get anything in return. They will say that items are limited and rare to find so they are selling it for higher prices on online auction site but af

South Korea Group of Springhill: China's Export Machine Goes High-End2 +-6 Respot From its sprawling manufacturing base deep in China's southwestern Hunan province, some 100 kilometers from where Mao was born, construction-machinery maker Sany Group plans to take on the world. While workers in blue overalls and yellow hard hats crawl over huge mobile hydraulic cranes and cement mixer trucks in a gleaming factory, Sany President Tang Xiuguo sits in his expansive office nearby, discussing the opening of Sany factories in Brazil, India, and Alabama, as well as the soon-to-be-completed $475 million acquisition of Germany's Putzmeister, the world's largest maker of cement pumps. The bespectacled Tang, one of four founders of the 22-year-old company, aims to lift overseas sales, now some 5 percent of its $16 billion revenue, to up to one-fifth of revenues within five years. The phrase "Made in China" summons up images of cheap shoes, plastic toys, and electronics assembled in the vast factory complexes of Foxconn Technology Group (HNHPF). While China built its powerful export business-increasing 17 percent a year over the last three decades-on such light industry and electronics assembly, that is fast changing. Rising labor costs, up 15 percent annually since 2005, plus an appreciating currency, are putting new pressures on China's cheap manufacturing model and driving textile, shoe, and apparel factories to close or relocate to Vietnam, Cambodia, or Bangladesh. "China's share of the world's low-end exports has started to fall. This reflects a shift by Chinese producers into sectors where margins are higher rather than a failure to compete," wrote U.K.-based Capital Economics in a March 28 note. Chinese-built ships, for example, dominated the global market with a 41 percent share last year, well ahead of South Korea and Japan, according to London-based shipping services company Clarksons. Data from the International Trade Centre, a joint agen

Apple's reputation for protecting big-time developers has suffered yet another rap as a fake Pokemon game that does not even work was approved for sale on their App Store and even managed to rank 2nd on the iTunes charts. Considering the developer's description of the app as 'just like the original' as opposed to the terrible user ratings, the whole thing is simply a scam. The Pokemon Yellow app first appeared in the App Store of iOS this weekend and tons of users quickly jumped at the thought that Nintendo finally joined in the app sector, never mind that the developer name under the app is a certain 'House of Anime'. Soon enough, people who bought the 99-cent app ended up disappointed as they discovered the game does not work because it's just an unauthorized copy. The developer, Daniel Burford aka House of Anime, also authored other questionable apps like YuGiOh+ and Digimon+. In his entries, he is claiming that 'all copyrights and trademarks are owned by their respective owners', obviously taking intellectual property rights lightly.   And most of the people who downloaded the game does not even know the it's not official, which just shows how popular the Pokemon franchise is even after 10 years of being in the market and its first appearance in the Game Boy. User reviews that rated the app with just one star and commented that the game does not do anything except display the title screen. And according to further reports from victims, it crashes on practically every device. It won't be surprising if the game's code only contains a bit of user interface to show that splash screen. The scam has put into the spotlight Apple's current approval procedures and guidelines that app developers always deem as mysterious and strict. Since a fake game passed their app review, Apple's policy is not so thorough after all. They do not seem to perform any kind of legal or technical check prior to putting an app for sale on their iTunes Whil

http://newscenter.springhillgrouphome.com/2012/03/springhill-group-home-fake-pokemon-games-top-app-store/ Apple's reputation for protecting big-time developers has suffered yet another rap as a fake Pokemon game that does not even work was approved for sale on their App Store and even managed to rank 2nd on the iTunes charts. Considering the developer's description of the app as 'just like the original' as opposed to the terrible user ratings, the whole thing is simply a scam. The Pokemon Yellow app first appeared in the App Store of iOS this weekend and tons of users quickly jumped at the thought that Nintendo finally joined in the app sector, never mind that the developer name under the app is a certain 'House of Anime'. Soon enough, people who bought the 99-cent app ended up disappointed as they discovered the game does not work because it's just an unauthorized copy. The developer, Daniel Burford aka House of Anime, also authored other questionable apps like YuGiOh+ and Digimon+. In his entries, he is claiming that 'all copyrights and trademarks are owned by their respective owners', obviously taking intellectual property rights lightly. And most of the people who downloaded the game does not even know the it's not official, which just shows how popular the Pokemon franchise is even after 10 years of being in the market and its first appearance in the Game Boy. User reviews that rated the app with just one star and commented that the game does not do anything except display the title screen. And according to further reports from victims, it crashes on practically every device. It won't be surprising if the game's code only contains a bit of user interface to show that splash screen. The scam has put into the spotlight Apple's current approval procedures and guidelines that app developers always deem as mysterious

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? · Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies · Loans are interest free so you only pay back what you borrow · Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? · Installing cavity wall or solid wall insulation and/or loft insulation · Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems · Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: · Energy Performance Certificate (within the home report completed when buying, renting or selling a home) · Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) · Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) · Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or · Energy Assistance Package (EAP) Stage Four

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? · Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies · Loans are interest free so you only pay back what you borrow · Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? · Installing cavity wall or solid wall insulation and/or loft insulation · Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems · Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: · Energy Performance Certificate (within the home report completed when buying, renting or selling a home) · Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) · Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) · Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or · Energy Assistance Package (EAP) Stage Four managing agent letter detailing the work recommended. You can find out mor

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies Loans are interest free so you only pay back what you borrow Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? Installing cavity wall or solid wall insulation and/or loft insulation Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: Energy Performance Certificate (within the home report completed when buying, renting or selling a home) Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or Energy Assistance Package (EAP) Stage Four managing agent letter detailing the work recommended. You can find out more about all these documents and ho

If you live in a Universal Home Insulation Scheme (UHIS) area in Scotland you could benefit from an interest free loan of up to £10,000. To find out if you live in a UHIS area please contact your local Energy Saving Scotland advice centre on 0800 512 012 What's on offer? Loans of between £500 and £10,000 are available (please note: loans are only available up to a maximum of £4,000 for solar photovoltaic (PV), wind turbines and small scale hydro technologies Loans are interest free so you only pay back what you borrow Applicants can pay back the loan in monthly instalments over a maximum of eight years. Loans can be combined with funding from fuel suppliers under the Carbon Emission Reduction Target. Loans cannot be combined with an Energy Saving Scotland Boiler Scrappage Scheme voucher. What can I use the loan for? Installing cavity wall or solid wall insulation and/or loft insulation Installing renewable energy systems, such as wind turbines, solar photovoltaic, solar water and space heating, heat pumps (ground, air and water source), small scale hydro and wood fuelled boiler systems Replacing old, inefficient boilers with an Energy Saving Trust Recommended (ESTR) boiler The energy efficiency or renewable measure funded by the loan must be recommended in one of the following documents: Energy Performance Certificate (within the home report completed when buying, renting or selling a home) Home energy report for energy efficiency measures only (produced on completion of an Energy Saving Trust Home Energy Check (HEC) Home Energy Generation report (completed via a phone survey carried out by an Energy Saving Scotland home renewables advisor ) Home report on renewables and energy efficiency ( completed via a home visit from an Energy Saving Scotland home renewables advisor), or Energy Assistance Package (EAP) Stage Four managing agent letter detailing the work recommended. You can find out more about all these documents and how to get th