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(SpringhillCareGroup) 28March 2012 - People are relying on mortgage in order to buy their own house. Investing in a house is considered to be the biggest financial commitment one can ever make. Therefore, it will be beneficial for the consumer if you could choose your own mortgage term. Before you apply for a mortgage loan make sure that you take help of a loan mortgage calculator to calculate your monthly payment. This will help you determine the mortgage loan that you can afford to take out. When a borrower chooses his own term mortgage then it will be easier for him to pay off the owed amount without a single default. Quicken loan offers "YOURmortgage" where the consumers will determine the length of the mortgage where you can choose the term between 8 to 30 years. Therefore, if you are not keen to apply for a standard 30 or 15-year term then refinancing your mortgage into an 18-year fixed or a 24-year fixed loan can be beneficial for you. If your loan term is short then interest rate will be comparatively lower, thereby you can save considerable amount of money. If you take out 15 years fixed term mortgage then the interest rate will be lower than 30 years fixed term mortgage. So you can save considerable amount of money with a shorter term as less interest will be paid over a shorter amount of time. In shorter term mortgage you pay less as the loan amortizes faster. But remember that the monthly mortgage will be higher if your loan term is shorter. So this is considered to be a drawback of this mortgage program. Reason behind choosing your own mortgage term: You can choose your own mortgage term in accordance with your budget. This will help you avoid burning a hole in your pocket while paying back the owed amount. You can set your mortgage term according to age you plan to retire. Therefore, before your retirement you'll be able to pay back the mortgage loan and avoid default. You can choose a mortgag

Scam, Frauds and identity theft are just some of the threats encountering by the internet users. For the new users this kind of occurrence during their search or conversation on the internet can give them quite idea that these are likely important and can simply hook them up in just a single click.

Scam, Frauds and identity theft are just some of the threats encountering by the internet users. For the new users this kind of occurrence during their search or conversation on the internet can give them quite idea that these are likely important and can simply hook them up in just a single click.

NEWS FROM MULTIPLY - springhillcaregroup Springhill Care Group Join this Group! Report Abuse Welcome Nov 29, 2011 Springhill Group look to cater to the special requirements of each person citizen and any changing circumstances that occur throughout their time living in our care. This gives families the comfort that their loved one has the support and care. Tags: care group, florida group, gold, group, group florida, groupreview, health medicine, home care, korea, medicarefraud, of, seoulsouth, south, south korea, southkorea, southkoreagroup, springhill, springhill care, springhill caregroup, springhill florida, springhill group, springhillfraud, springhillgroup, springhillreview, warningto [ Show All Tags ]

Joan H. Krause University of North Carolina (UNC) at Chapel Hill - School of Law August 8, 2012 Annals of Health Law, Vol. 21, No. 1, 2012 UNC Legal Studies Research Paper No. 2018589 Abstract: This essay considers how the 2010 Supreme Court decision in Skilling v. United States, which limited the situations in which mail and wire fraud cases may be premised on violations of the "intangible right to honest services," has the potential to alter the future of health care fraud litigation. While Skilling is widely perceived to have closed the door to several types of common mail and wire fraud prosecutions, this may not turn out to be the case in health care. In health care, the renewed focus on kickbacks as evidence of an honest services breach instead may dovetail nicely with both the Obama Administration's emphasis on criminal health care fraud enforcement and the jurisprudence of the Medicare & Medicaid Anti-Kickback Statute. This kind of leverage may prove very difficult for prosecutors to resist, and most certainly will require changes in the way the health law bar approaches common Anti-Kickback concerns.

When you are traveling around the world these days there is a lot you need to be concerned with. International travel health Insurance is one of them. When you travel internationally you never know what can happen to you, but you need to prepare for the unexpected. If your health insurance does cover international care, then it may have a time limit. Thirty days is a common limit on care for international travel health insurance. Again, you want to make sure on this because if you get special insurance for international travel, you don't want to get duplicate insurance. If for some reason you become very ill and need to stay in a hospital for an extended period the current health insurance you have may not cover you for a longer period. If you are a senior citizen, it's important to note that Medicare doesn't cover you abroad. According to the U.S. Center For Disease Control and Prevention half of U.S. travelers abroad will have some sort of health problem. There are many types of international travel insurance plans. There are short term international travel health insurance plans, there are long term travel health insurance plans and there are plans that deal with non medical issues. These issues may be non medical to begin with but they can make you feel sick later. An example of non medical travel insurance is trip cancelation for international travel. read complete article

To help protect yourself and Medicare from fraud and identity theft you should report it. Whenever you get a payment notice from Medicare review it for errors. The notice shows what Medicare was billed for, what Medicare paid, and what (if anything) you owe. Make sure Medicare was not billed for health care services, medical supplies, or equipment you did not get. Before you contact your health care provider, Medicare, or the Inspector General's hotline, carefully review the facts, and have the following ready: * The provider's name and any identifying number you may have. * The service or item information you are questioning. * The date the service or item was supposedly given or delivered. * The payment amount approved and paid by Medicare. * The date on your Medicare Summary Notice. * Your name and Medicare number (as listed on your Medicare card). * The reason you think Medicare should not have paid. * Any other information you have showing why Medicare should not have paid. Report Errors HHS Office of Inspector General Phone 1-800-HHS-TIPS (1-800-447-8477) TTY: 1-800-377-4950 Internet Report Fraud Online Mail HHS Tips Hotline PO Box 23489 Washington, DC 20026-3489 Centers for Medicare and Medicaid Phone 1-800-Medicare 1-877-486-2048 Mail Medicare Beneficiary Contact Center PO Box 39 Lawrence KS, 66044

BOYNTON BEACH, Fla. -- A warning going out to home buyers or renters tonight. There's another scam to watch out for. This one involves properties advertised on Craigslist. A local woman nearly fell for the scam and would have been out hundreds of dollars.

I absolutely agree with you, GREAT POST!!:)

Home Instead Senior Care, the nation's largest provider of in-home companion care services, today announced the launch of its Protect Seniors from FraudSM program. This new initiative empowers older Americans and their families by arming them with the information and tools they need to help protect themselves from con artists targeting the elderly. These scammers are proving successful with victims of elder financial abuse currently estimated to experience an annual financial loss of $2.9 billion.* Often retired, less mobile, more reliant on others and home for unannounced calls or visits, seniors are frequently perceived as "easy prey" by scammers. Seniors are also quickly becoming the largest population segment. Coupled, these trends increase the risk for a number of crimes -particularly those involving identity theft, Medicaid/Medicare fraud and financial exploitation. "Increasingly, scams targeting seniors are a threat to the financial stability and safety of our nation's seniors, putting many at risk for losing their life savings or homes-not to mention their trust in others," said Jisella Dolan, Vice President and General Counsel, Home Instead, Inc., the franchisor for Home Instead Senior Care. "But there are easy steps seniors and their families can take to help prevent these crimes. Protect Seniors from Fraud will help reduce the risk by educating potential victims." The Protect Seniors from Fraud program, developed with expert advice from senior-crime prevention organization the National Association of Triads, Inc., provides a number of free online resources, including a Senior Fraud Protection Kit with scam prevention tips, risk assessment tools, and advice on what to do if you or a loved one is scammed. Specific precautions found in these materials, which seniors and their families can implement to help avoid falling victim to con artists, include: Shredding any documents useful to crimin

tHis was a pretty cool post..

TOKYO (AFP) - Japan's best-known toilet maker on Wednesday unveiled a "poop-powered" motorcycle that can travel as far as 300km on a tank filled with animal waste. Billed as the world's first waste-powered vehicle, the three-wheeler has a toilet in place of a regular seat and huge paper roll at the back. But as a young female model climbed aboard for a test drive Wednesday, toilet giant TOTO was quick to point out that she would not supply the "gas". "The biogas it uses as fuel is not made from human waste. It's made from livestock waste and sewage," Kenji Fujita, a company spokesman, told reporters in a Tokyo suburb.

Joan H. Krause University of North Carolina (UNC) at Chapel Hill - School of Law August 8, 2012 Annals of Health Law, Vol. 21, No. 1, 2012 UNC Legal Studies Research Paper No. 2018589 Abstract: This essay considers how the 2010 Supreme Court decision in Skilling v. United States, which limited the situations in which mail and wire fraud cases may be premised on violations of the "intangible right to honest services," has the potential to alter the future of health care fraud litigation. While Skilling is widely perceived to have closed the door to several types of common mail and wire fraud prosecutions, this may not turn out to be the case in health care. In health care, the renewed focus on kickbacks as evidence of an honest services breach instead may dovetail nicely with both the Obama Administration's emphasis on criminal health care fraud enforcement and the jurisprudence of the Medicare & Medicaid Anti-Kickback Statute. This kind of leverage may prove very difficult for prosecutors to resist, and most certainly will require changes in the way the health law bar approaches common Anti-Kickback concerns.

TOKYO (AFP) - Japan's best-known toilet maker on Wednesday unveiled a "poop-powered" motorcycle that can travel as far as 300km on a tank filled with animal waste. Billed as the world's first waste-powered vehicle, the three-wheeler has a toilet in place of a regular seat and huge paper roll at the back. But as a young female model climbed aboard for a test drive Wednesday, toilet giant TOTO was quick to point out that she would not supply the "gas". "The biogas it uses as fuel is not made from human waste. It's made from livestock waste and sewage," Kenji Fujita, a company spokesman, told reporters in a Tokyo suburb.

Joan H. Krause University of North Carolina (UNC) at Chapel Hill - School of Law August 8, 2012 Annals of Health Law, Vol. 21, No. 1, 2012 UNC Legal Studies Research Paper No. 2018589 Abstract: This essay considers how the 2010 Supreme Court decision in Skilling v. United States, which limited the situations in which mail and wire fraud cases may be premised on violations of the "intangible right to honest services," has the potential to alter the future of health care fraud litigation. While Skilling is widely perceived to have closed the door to several types of common mail and wire fraud prosecutions, this may not turn out to be the case in health care. In health care, the renewed focus on kickbacks as evidence of an honest services breach instead may dovetail nicely with both the Obama Administration's emphasis on criminal health care fraud enforcement and the jurisprudence of the Medicare & Medicaid Anti-Kickback Statute. This kind of leverage may prove very difficult for prosecutors to resist, and most certainly will require changes in the way the health law bar approaches common Anti-Kickback concerns.

Using a moisture sensor, a wireless system and a mobile phone, Kevin Wong, the chief executive of Ckicom Technology Ltd, explains how this new technology can alert caregivers when they should change the diapers of elderly people in nursing homes. As the rapid aging of Asia's population creates challenges for governments and societies, new opportunities are emerging for businesses serving the needs of the elderly and their caretakers. While population aging is a global phenomenon, the Asian-Pacific region is expected to see a particularly drastic demographic change over the next few decades. The number of elderly persons in the region-already home to more than half of the world's population aged 60 and over-is expected to triple to more than 1.2 billion by 2050, when one in four people in the region will be over 60 years old, according to the United Nations Economic and Social Commission for Asia and the Pacific. Across Asia, large corporations and entrepreneurs in various industries are racing to come up with new products and services for the elderly, while health-care-related businesses are seeing soaring demand. Among various fields of health care for the elderly, nursing homes represent one of the fastest-growing sectors.

Sometime in the second quarter of this year, springhill group will open a new branch in South Korea. Springhill group Korea will provide many services in the area with new opportunities for those around. Springhill group south Korea will bring new life to the south Korean areas. There will be many career openings in the area as well as new opportunities for everyone alike. The branch will as stated earlier, become open sometime in the second quarter of this year and will expand the company by growing into a more international company. This will bring more opportunities to many areas and will increase the workforce of the company. Springhill group is a growing company and will continue to expand over the years. You can try to contact the group for more information or read about them on news sites. They are trying to expand their market so that they can bring an influence to south Korea and make it so that their company gets bigger every day. By expanding, they are offering many new jobs and careers while also trying to obtain more customers in new, international areas around the world. Opening up a branch in south Korea is a big step for this company and will influence many.

Sometime in the second quarter of this year, springhill group will open a new branch in South Korea. Springhill group Korea will provide many services in the area with new opportunities for those around. Springhill group south Korea will bring new life to the south Korean areas. There will be many career openings in the area as well as new opportunities for everyone alike. The branch will as stated earlier, become open sometime in the second quarter of this year and will expand the company by growing into a more international company. This will bring more opportunities to many areas and will increase the workforce of the company. Springhill group is a growing company and will continue to expand over the years. You can try to contact the group for more information or read about them on news sites. They are trying to expand their market so that they can bring an influence to south Korea and make it so that their company gets bigger every day. By expanding, they are offering many new jobs and careers while also trying to obtain more customers in new, international areas around the world. Opening up a branch in south Korea is a big step for this company and will influence many.

Using a moisture sensor, a wireless system and a mobile phone, Kevin Wong, the chief executive of Ckicom Technology Ltd, explains how this new technology can alert caregivers when they should change the diapers of elderly people in nursing homes. As the rapid aging of Asia's population creates challenges for governments and societies, new opportunities are emerging for businesses serving the needs of the elderly and their caretakers. While population aging is a global phenomenon, the Asian-Pacific region is expected to see a particularly drastic demographic change over the next few decades.

KISSIMMEE, Fla. -- Kicking off a two-day Sunshine State barnstorm Saturday, President Barack Obama tapped into key parts of what he hopes will be a winning Florida coalition similar to but larger than the one he assembled in 2008. At stops in Seminole and Kissimmee, Fla., the president, who won the Sunshine State by just 50.9 percent in 2008, targeted the votes of senior citizens, warning that their Medicare benefits would be harmed by a plan put forward by his Republican opponents Mitt Romney and Paul Ryan. "I want you to know, AARP, I would never turn Medicare into a voucher," Obama said at a civic center here, making an explicit play for members of the 50-and-up club. "I believe no American should ever have to spend their golden years at the mercy of insurance companies."

The decision of US to let the blind human rights activist Chen Guangcheng return into China's fold following his escape from authorities is straining ties between the two countries as diplomatic dialogues opened in Beijing. The 40-year old Chen who is now considered a dissident became an international human rights inspiration to many Chinese after earning the ire of the local government for exposing forced abortions in line with the country's one-child policy. The self-taught lawyer took to the US embassy after his escape, apparently to ask for help but was eventually ushered into the Beijing Hospital. According to a senior official's statement to Springhill Care Group, Chen has indeed went into the embassy that day and has requested for medical treatment for his injured foot. American medical personnel have then conducted medical tests and made appropriate treatment during the time he was there.

KISSIMMEE, Fla. -- Kicking off a two-day Sunshine State barnstorm Saturday, President Barack Obama tapped into key parts of what he hopes will be a winning Florida coalition similar to but larger than the one he assembled in 2008. At stops in Seminole and Kissimmee, Fla., the president, who won the Sunshine State by just 50.9 percent in 2008, targeted the votes of senior citizens, warning that their Medicare benefits would be harmed by a plan put forward by his Republican opponents Mitt Romney and Paul Ryan.

The decision of US to let the blind human rights activist Chen Guangcheng return into China's fold following his escape from authorities is straining ties between the two countries as diplomatic dialogues opened in Beijing. The 40-year old Chen who is now considered a dissident became an international human rights inspiration to many Chinese after earning the ire of the local government for exposing forced abortions in line with the country's one-child policy. The self-taught lawyer took to the US embassy after his escape, apparently to ask for help but was eventually ushered into the Beijing Hospital.

Springhill Group living and care options are available depending on what the residents need and prefer. Independent Living The independent accommodations are occupied for those who wish to maintain a significant standard of flexibility, but also value the friendly relationship, the security, recreational facilities, and care that is provided by to them. The homes are designed to allow residents simple and easy household management encircled by warm and friendly neighbours Assisted Living Assisted Living is desirable to people who need a little extra care with their everyday living. You will also find here theflexibility and security of owning your personal space, to have your valuable possessions and things around you. Resthome Level Care Resthome level care in a Ryman Village, offers residents the very best in clinical care, while receiving the benefits of living in our warm and welcoming community.

Would wait for more such posts soon.

Springhill Group living and care options are available depending on what the residents need and prefer. Independent Living The independent accommodations are occupied for those who wish to maintain a significant standard of flexibility, but also value the friendly relationship, the security, recreational facilities, and care that is provided by to them.