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In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns

In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns While I am 65 years old, I do no

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In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns While I am 65

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In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns While I am 65

In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns While I am 65

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India's Competition Commission confirmed that Google is undergoing an antitrust investigation after a match-making website filed a complaint against its "alleged discriminatory practices" in AdWords. An Indian dating website has filed the complaint against the search engine giant, alleging that it has breached the country's antitrust laws for its advertising unit, AdWords. The complaint accused Google of luring 2 Indian dating sites into a bidding war over its ad keywords in online search. Consim Info, the company operating BharatMatrimony.com has filed the antitrust suit with the Competition Commission of India in February against Google, which, according to CCI, could last from 2-12 months. The probe aims appears to be aimed at determining if there is any merit on the complaint filed against Google after the discovery of "prima facie evidence" showing how it had allegedly abused its market position by selling adwords to the complainant's rival. "We have asked the Director General (Investigations) to complete the probe and give a report on it within 60 days. Prima facie, we found evidence that suggests that Google did abuse its dominant market position," said a senior official of CCI. Like what had happened in other markets, Google has become a target by competitors who wish to crack its prominent ranking. On the other hand, Google defended itself by saying that it has always cooperated with investigators. It has given a statement to Springhill Group Counselling: "Though competition is always a click away, we understand that with success comes scrutiny. We have not received any communication from the CCI, but we're always happy to answer questions about our business, and we're confident that our products are compliant with competition law in India." Google seems to be getting used in being the subject of regulatory scrutiny worldwide as more companies become irked by its business in online advertisement. In February, a separate inv

In USA TODAY's article "The underlying duel of 2012: Seniors vs. Millennials," GOP volunteer Immo Sulyok is quoted saying about Election Day: "I'll be there, or I'll be dead." As will I, but my vote will be for President Obama ("A defining gap: Seniors for Romney, Millennials for Obama") I believe that our major concern should be educating our young. It is unbelievably arrogant for seniors like me to worry about only our welfare, finances and health. We had our day in the sun. The future generation is being short-changed by cuts in education spending and the increasing cost of higher education. We are witnessing the dumbing-down of America. There is also so much misinformation floating around about the Affordable Care Act and so much we mere citizens do not understand. Many rely on radio or TV talk-show hosts to teach us, and unfortunately, the hosts "teach" their opinions. Perhaps we should still think for ourselves. Joan LaRose; San Diego Older voters remember There is a different sense of history that divides Millennials and those 65 and older. Older voters remember the Cuban missile crisis, the Cold War and the hot Korean War and Vietnam conflict. Seniors served and sacrificed in Korea and Vietnam to defend the free world against communism. They have seen what communism wrought in Eastern Europe and Asia. This brave generation will vote in droves for Mitt Romney to prevent President Obama from transforming a free America into a socialist or communist one. Paul Hoylen Jr.; Deming, N.M. Elderly rely on entitlements The great majority of older Americans are expected to vote for Mitt Romney, the Republican nominee for president, in the upcoming election. Ironically, most of these senior citizens depend heavily on Social Security and Medicare for survival. Both of these programs were enacted by Democratic presidents and Congresses controlled by Democrats! What are these seniors thinking? Bob Hamlett; Nashville GOP plan causes concerns While I am 65

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WASHINGTON - The Obama administration is upping the ante in the fight against health care fraud, joining forces with private insurers and state investigators on a scale not previously seen in an attempt to stanch tens of billions of dollars in losses. Health and Human Services Secretary Kathleen Sebelius said in a statement Thursday that the new public-private partnership "puts criminals on notice that we will find them and stop them," while Attorney General Eric Holder called it "a critical step forward" against fraud, an endemic problem plaguing programs like Medicare and Medicare as well as private insurance companies. Details of the collaboration remain to be worked out, but the possibilities include sharing information on new fraud schemes as they pop up, using claims data to catch scams such as payments billed to different insurers on the same day for care purportedly delivered to the same patient in different cities, and using computer analysis to spot emerging patterns of fraud. The agreement is also unusual because it brings the Obama administration and longtime foes in the insurance industry together to tackle a common problem. While carrying out the requirements of President Barack Obama's health care overhaul law, insurers are also lobbying to roll back some of its provisions, such as new taxes on the industry and cuts to private plans offered through Medicare. Obama continues to rail against industry "abuses." Fraud is estimated to cost Medicare about $60 billion a year, and the Obama administration has beefed up the government's efforts to stop it, bringing in record settlements with drug companies for marketing violations as well as using new powers in the health care law to pursue low-level fraudsters with greater zeal. Yet, although Medicare is becoming a harder target, it's too early to say if the tide has turned. Some antifraud efforts launched with great fanfare have yet to deliver convincing results.

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Purchasing and owning a home is one of the biggest financial investments you'll ever make, and no doubt you'll have many questions regarding the process. First-time buyers enjoy some special privileges and opportunities. Some banks will offer first-time buyers a bond above 100% to help you cover the transfer and legal costs as well as the purchase price. And almost all institutions now offer a 30 year bond repayment period, to make the monthly costs more accessible, an option which banks created specifically for first-time buyers. Make that very clear on your application that you're a first-time buyer. It is a general rule, make a quality purchase, buying a house is a big decision so you have to decide wisely. When house hunting you can follow this tips.