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hichamachir

Pula: Reimagining the landscape of agricultural insurance | Mercy Corps - 0 views

www.mercycorps.org/...pula

Pula Vision Agriculture Insurance

shared by hichamachir on 13 Feb 21 - No Cached
  • Every year, we work to reach around 1 million small farmers with the resources they need to diversify and improve their crops, increase their incomes, and become more resilient in the face of a rapidly changing climate.   Our vision is that small farmers have greater agency over their livelihoods. This means access to the insurance, advice and resources they need to generate enough profit to feed their families and thrive. By supporting Pula, we continue to take steps in this direction — a world in which all small farmers can rest assured their livelihood is safe and they have what they need to prosper and grow.
  • hichamachir on 13 Feb 21
     
    Pula aims to reach 1 million small farmer per year. This is just a brilliant vision that leave a great impact in the society.
samielbaqqali

Startup Guide Cape Town: how this African city has become a magnet for international en... - 2 views

yourstory.com/...startup-guide-cape-town

Jumo Fintech Capetown

shared by samielbaqqali on 12 Feb 21 - No Cached
  • JUMO advances financial inclusion solutions in seven countries. Karri Payments offers mobile payment collection for schools and community organisations.
  • The book begins with an overview of Cape Town facts such as culture (melting pot of local and international cultures), spoken languages (English, Afrikaans, Xhosa), travel destination (one of the top in the world), cuisine (exquisite), bars and cafes (excellent), customs (braai barbecue), nature and sports (fantastic), wildlife (diverse), locals (chatty, friendly), and transportation (great but fragmented),
    • samielbaqqali
      samielbaqqali on 13 Feb 21
       
      The seven financial inclusion products of JUMO are a clear example of the range of solutions provided by this organization. I like the way JUMO innovates and grows in order to offer a product/service that is very effective across the continent.
  • hichamachir on 12 Feb 21
     
    JUMO's seven financial inclusion products are a good example of the variety of solution that this company provides. I like the way JUMO innovate and expand in order to deliver a very efficient product/service in all the continent.
hibaerrai

How we keep your data and money safe | Know your customer - 0 views

www.worldremit.com/...kyc

WorldRemit Remittance E-payments Data Security

shared by hibaerrai on 13 Feb 21 - No Cached
  • “Know Your Customer” - or KYC - is a verification process in the financial industry. If you have ever opened a bank account or applied for insurance, then you have been a subject to KYC checks. All regulated financial companies are responsible for building their KYC checks based on global and national anti-money laundering standards. This way, companies can make sure that it’s a suitable verification process for their customers, services and industry. If customers can’t provide any formal identification, or if it is difficult to authenticate it, companies can’t easily identify them and offer them their services. 
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      WorldRemit obviously takes data privacy seriously and it employs the KYC model to make sure that their customers meet the requirements to use these financial services. It is important to use the appropriate security measures in order to establish a safer platform.
chaimaa-rachid

MTN pumps millions into MoMo as it nears 2m users in SA | ITWeb - 1 views

www.itweb.co.za/...mYZRXM9alDrMOgA8

MoMo two-million Finetch

shared by chaimaa-rachid on 12 Feb 21 - No Cached
  • According to Kamenga, key success factors of mobile wallets are distribution networks and building an ecosystem around the product to encourage usage and transactions.“These are the areas where the previous deployment was lacking. The new MTN Mobile Money service comes with new innovative features that cater to the current economic landscape and consumer behaviour.
  • The MTN Mobile Money (MoMo) platform is closing in on a total of just over two million users since its relaunch in February.
  • mohammed_ab on 12 Feb 21
     
    This article emphasizes the importance of a good ecosystem and distribution networks for the success of mobile fintech solutions. I liked how the article linked between the telecommunication systems and fintech solutions like MoMo.
  • chaimaa-rachid on 13 Feb 21
     
    The new platform (MoMo) has reached 2 million users as it is easy and secure, with no monthly expenses, you can also use it even if you don't have a bank account.
hichamachir

Pula Partners CGAP to Bring Satellite-Based Agricultural Insurance to 18 Million Nigeri... - 1 views

techmoran.com/...-million-nigerian-smallholders

Pula Partners Fintech Insurance

shared by hichamachir on 13 Feb 21 - No Cached
  • Over 2.5 billion of the world’s adults remain unbanked and have no access to formal banking or semiformal microfinance institutions according to a report by McKinsey.
  • Pula Advisors, a fintech firm reimagining agricultural insurance to protect smallholders worldwide, with operations in Kenya, Rwanda, Uganda, Nigeria, Ethiopia and Malawi has partnered with the Consultative Group to Assist the Poor (CGAP) to deploy satellite-based agricultural insurance to smallholder farmers in Nigeria who are estimated to be around 18 million. With the partnership, Pula will install satellite technology to track a wide range of catastrophes cost effectively, at speed and without missing out on any areas.
  • “We hope that the high-quality yield and satellite data available today will enable local insurers and Pula Advisors to create an innovative yield predictive model that decreases the cost of area yield index insurance. At the end of the day, we want to make this product more accessible to smallholder families, allowing them to invest with more confidence and increase their yields,” said Emilio Hernandez, who leads CGAP’s work with smallholders.
  • mohammed_ab on 13 Feb 21
     
    This article highlights the partnership between Pula and CGAP, which enabled Pula to use satellites to better study & analyze the lands of farmers. The use of satellites will allow Pula to be very cost-effective and quick in analyzing weather uncertainty.
  • hichamachir on 13 Feb 21
     
    I like how Pula always thinks about improving its technology. Using partnerships in order to improve the business you is always a great idea. I highly support that.
hibaerrai

WorldRemit | TechRadar - 0 views

www.techradar.com/...worldremit-money-transfer

WorldRemit Algeria Remittance E-payments Competitor

shared by hibaerrai on 13 Feb 21 - No Cached
  • WorldRemit is just one of many different money transfer services that have become increasingly popular, especially since coronavirus has taken hold. Money transfer services are perfect for moving funds around, and thanks to quite a lot of competition they're now a relatively cheap and easy way of getting the job done. WorldRemit was set up in 2010, is headquartered in London and sits in the same marketplace as the likes of Azimo, Transferwise, CurrencyFair, Lebara Money Transfer, PayPal, Zelle and other competitors.
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      Giving custmers the opportunity to pay for their transfers using different methods (prepaid options,apple pay...), and for cheap, really increased the convenience of the fintech.
  • hibaerrai on 13 Feb 21
     
    Moneygram, the popular money transfer platform, has also become one of WorldRemit competitors. That shows how big the fintech has become in the last years.
ayachehbouni

Money Fellows: Create Money Circles Online | EgyptInnovate - 0 views

egyptinnovate.com/...ws-create-money-circles-online

shared by ayachehbouni on 13 Feb 21 - No Cached
  • Gam’eyat, Arabic word for Money circles, is a deeply established method within the Egyptian population for saving and rotating large sums of money, where a group of people form a circle and each person contributes a specific amount of money, all amounts are combined together, and members of the circle get the whole payout one by one.
    • ayachehbouni
      ayachehbouni on 13 Feb 21
       
      Questions concerning security, guarantees, if their model is sharia-compliant or not, are the main challenges that Money Fellows faced. And in a Muslim country like Egypt, where the majority do not trust technology, these questions are understandable.
mohammed_ab

Mastercard invests $3m in African financial inclusion - FinTech Futures - 0 views

www.fintechfutures.com/...in-african-financial-inclusion

Pula Financial inclusion Insurtech Africa

shared by mohammed_ab on 13 Feb 21 - No Cached
  • The Mastercard Foundation Fund for Rural Prosperity (FRP) is investing $2.8 million in three companies from Burundi, Malawi, and Uganda to support projects that expand financial inclusion in rural Africa.
  • The three companies, Prothem Usine, Pula Advisors, and Enviu BV, were selected from among 195 firms that submitted applications to the third phase of the Fund’s 2017/2018 rolling competition. This competition is an effort to find and support scalable financial products and services for rural areas of Africa.
  • mohammed_ab on 13 Feb 21
     
    The fact that Pula won a funding competition organized by Mastercard FRP where 195 companies were competing for shows the potential the company has. I think that Mastercard understood that Pula is one of the greatest fintech solutions that could expand financial inclusion in Africa.
samielbaqqali

MTN apologises to its customers over new data bundles challenges [ARTICLE] - Pulse Ghana - 3 views

www.pulse.com.gh/...17xnm41

MTN Customers Wallets

shared by samielbaqqali on 12 Feb 21 - No Cached
  • Most Ghanaians who use MTN have said that hours after the country’s largest mobile network operator introduced new data packages they were unable to purchase data bundles.
  • MTN Ghana has apologized to its customers who are facing challenges as they try to purchase data bundles.
  • MTN has experienced some challenges on some of our channels post-implementation of the adjustment of prices and our new data bundles.”
  • ...2 more annotations...
  • MTN Ghana injects $160 million in improving network technology after coming under fire for poor services Most Ghanaians who use MTN have said that hours after the country’s largest mobile network operator introduced new data packages they were unable to purchase data bundles.
  • Some customers of the company complained on social media about the difficulties they are facing in purchasing data packages using their mobile money wallets.
    • samielbaqqali
      samielbaqqali on 13 Feb 21
       
      MTN needs to be aware of issues of this nature. They have to ensure that everything functions well when launching a new package, because when you are the leading company, customers demand the best possible service.
  • hichamachir on 12 Feb 21
     
    MTN needs to be aware of this kind of problems. They've to make sure when launching a new package, everything is working perfectly because when you're the leader company, customers expect the best service possible.
  • hindelquarrouti on 13 Feb 21
     
    MTN made a good move by maintaining its contact with its customers, because after all the challenges and problems in its platform, there is a high risk that it will loose its customers' trust.
  • mohammed_ab on 13 Feb 21
     
    MTN is the number one telecommunication company in Africa by offering the best service to its customers. Facing such issues could impact customer loyalty and the brand image of the company.
aminej

Les services bancaires mobiles au Kenya : l'exemple de M-Pesa | Direction gén... - 0 views

www.tresor.economie.gouv.fr/...s-au-kenya-l-exemple-de-m-pesa

Kenya Service Online Fintech Mobile Payment Cashless

shared by aminej on 13 Feb 21 - No Cached
  • Aujourd’hui, près de 19 millions de Kényans font un usage régulier de M-Pesa soit près de 70 % de la population adulte. Chaque seconde, environ 900 transactions sont réalisées par ce biais. Au total, M-Pesa voit transiter 68 % des transactions monétaires du pays, représentant en valeur 7 % des montants passant par l’ensemble des moyens de paiement du système bancaire et financier kényan, soit 25 Mds USD par an ou un peu plus du tiers du PIB du pays.
    • aminej
      aminej on 13 Feb 21
       
      I hope that Morocco will also adopt one day the same method as Kenyans in order to reduce the number of unbanked people and adapt with the digitalization that is the future for Africa. Most people still use cash which is outdated and not safe
hichamachir

He Grew Up on a Farm. Now, He Helps Protect Them. - The New York Times - 0 views

www.nytimes.com/...rance-africa-thomas-njeru.html

Pula Mission Insurance Agriculture

shared by hichamachir on 10 Feb 21 - No Cached
  • If you would have told me 10 years ago that I would be running a company that does agriculture insurance, I would not have believed you. Agriculture has not been an area that people have invested in across Africa. Many of my cousins and childhood friends still work on their farms, but they are reluctant to invest, putting in only what they can afford to lose.The reason they don’t invest is simple. The chance of them losing their money due to the vagaries of the weather is huge. Working in insurance got me to understand about probabilities of loss early on — probabilities that cause our continent to be food insecure.
  • Pula’s mission is to give farmers confidence by providing risk mitigation. Our solutions protect a farmer’s investment by pairing it with insurance. We build business cases to persuade Fortune 500 companies, seed and fertilizer suppliers, lending institutions, and governments in Africa, that embedded insurance will help deliver better results for both businesses and food security.
  • mohammed_ab on 10 Feb 21
     
    This article shows how investments in the insurtech industry have grown in Africa over thas past years. It explains the different reasons why people were reluctant to invest in this industry, especially in Africa. The article also explains how the founder of Pula, who was originally a farmer himself, came up with an innovative idea to protect farmers from weather uncertainty.
  • hichamachir on 13 Feb 21
     
    I like they way Pula stated that its mission is to protect farmers. Pula is playing it smart by talking about customer protection because it makes the customers feel safe.
samielbaqqali

MTN Ghana Takes Fight Over Market Dominance to Supreme Court - 1 views

www.msn.com/...ar-BB18LeOz

MTN Growth Ghana

shared by samielbaqqali on 12 Feb 21 - No Cached
  • The Ghanaian unit of African telecommunication giant MTN Group Ltd. is petitioning the highest court to review a declaration that it is a significant market power. Failure could result in stricter regulation.
  • It wants a reversal of the National Communications Authority’s decision, which was upheld by a lower court, the continent’s biggest operator said in a statement. The designation would limit its growth and performance, the company said.
    • samielbaqqali
      samielbaqqali on 13 Feb 21
       
      MTN Ghana has achieved tremendous market supremacy. I think that since being the leader often brings out rivals, they need to be careful with the rivalry. In order to prevent potential issues that could consume the time and resources of the company, MTN needs to be conscious of any regulation.
  • hichamachir on 12 Feb 21
     
    MTN Ghana reached a huge market dominance. I believe that they need to be careful with the competition because being the leader always brings out enemies. MTN needs to be aware of every regulation in order to avoid future problems that might consume the company's time and money.
kaoutarchennoufi

HEYA fawry Initiative - 0 views

fawry.com/heya-fawry-initiative

WomePower Insurance Coverage Healthcare DreamsComeTrue

shared by kaoutarchennoufi on 13 Feb 21 - No Cached
  • Heya- fawry is an initiative in collaboration with arab women enterprise fund, Baheya, AXA and unilever to empower women, increase their opportunities in the financial market and help them to climb up the financial inclusion pyramid in Egypt Fawry as the leading e-payment network in Egypt is supporting poor and disadvantaged women by training them to become Heya fawry-agents, providing POS machines offering them complementary micro-insurance coverage. Ultimately, this initiative will allow poor unbanked women to have access to life-enhancing financial services (mobile top-ups, bill payments, money transfers, microloan payments, as well as essential nutrition and healthcare goods) directly via their nearest Fawry’s agents to raise income for them and their families and to enhance the well-being of the society. Fawry’s main aim is “to ensure that women access our services in the same extent as men do”
    • kaoutarchennoufi
      kaoutarchennoufi on 13 Feb 21
       
      It is very appreciable and significant to see big cooperates thinking about women and their desires and putting on actions to help them achieve their dreams. Fawry has launched the"Heya-Fawry initiative in order to empower women by encouring them to become Fawry's agents so that they can provide them with different kinds of help such as insurance coverage, POS machines... This is very exceptional!
nourserghini

Leveling the playing field for female entrepreneurs in Africa - Forbes Africa - 0 views

www.forbesafrica.com/...female-entrepreneurs-in-africa

Bismart Partnership Services Kenya

shared by nourserghini on 13 Feb 21 - No Cached
  • A prime example of a digitally savvy WiT cohort member is Bismart Insurance, a web insurance aggregator based in Kenya. Channelling a solution-oriented shift to digital, Bismart Insurance was set up to address and resolve key pain points customers faced when purchasing insurance, including a lack of disclosure of essential information and the absence of a consolidated platform for insurance products. Coupled with its participation in the first WiT Kenya cohort and vision to expand into the digital insurance market, Bismart Insurance efficiently scaled its operations and saw over 100 purchasers by the end of 2017.
    • nourserghini
      nourserghini on 13 Feb 21
       
      This is important because it explains exactly the problems in the insurance field that Bismart is trying to solve such as lack of disclosure and absence of platforms. It's also interesting because the article mentions that thanks to Bitsmart's WiT participation, it was able to enhance its digital platform and increase the number of potential purchasers.
mohammed_ab

MTN bets on fintech and digital revenues for growth - 0 views

www.businesslive.co.za/...nd-digital-revenues-for-growth

MTN Mobile Money Growth Fintech Investment

shared by mohammed_ab on 13 Feb 21 - No Cached
  • Africa’s largest telecoms operator, MTN, is looking to capitalise on increased demand and usage of digital products such as mobile money and gaming so that these units account for a quarter of revenues in the next five years.
  • mohammed_ab on 13 Feb 21
     
    MTN is aware of the new fintech trend that is continuously growing year after year. The group wants to be part of this trend and he is starting to invest heavily in fintech solutions.
samielbaqqali

Improved ICT infrastructure in Ghana raises data penetration | Ghana 2018 | Oxford Busi... - 0 views

oxfordbusinessgroup.com/...on-rates-and-usage-next-agenda

MTN E-Commerce Money

shared by samielbaqqali on 12 Feb 21 - No Cached
  • In 2017 MTN Ghana – the local subsidiary of the South African mobile operator, and the market leader – redefined what constitutes a subscriber, removing 3.4m inactive lines from its network in the first quarter of the year. However, in the same quarter the company gained more than 800,000 new active customers. The net effect was a drop of 2.5m in its subscriber base, leaving it with 16.9m voice subscribers, according to the NCA.
  • MTN Ghana holds the largest market share. As of April 2017 it had a 56.1% share of mobile data services and 46.9% of voice. It also held 59.7% of broadband wireless access through its 4G services.
  • The firm saw revenue growth of 19.8% in 2016 on the back of its strong performance in the data segment. According to the company’s financial results, data revenue increased by 66% and accounted for 42% of total revenue in 2016 on the back of the launch of a 4G network.
  • ...1 more annotation...
  • This led to a drop in the overall mobile penetration rate in Ghana. It fell from 139% in February 2017 to 127% at the end of April. However, the country has actually seen a slight increase in the number of customers. In 2016 monthly mobile subscription growth ranged from 0.22% to 1.51%, and in March 2017 the segment was growing at a rate of 0.57%. The sluggishness is a result of the fact that the voice segment is saturated, but there is still room for expansion and building revenues in data services. Data
    • samielbaqqali
      samielbaqqali on 13 Feb 21
       
      Businesses that are constantly planning a way to better their company will always find new ways of making decisions. You only need to pursue a certain methodology that needs a full analysis of the market or the segments of the consumer.
  • hichamachir on 12 Feb 21
     
    As you can see, MTN is always taking crucial decisions. I think that companies that always plan a way to improve their business can always find innovative ways to take decision. You just need to follow a certain strategy that requires a full study of the market or the customer segments.
  • hindelquarrouti on 13 Feb 21
     
    MTN and Ayo engaged in a partnership in order to launch an insurance on mobile money transfer. It was called "send with care" which allowed clients to pay premiums that would cover them in some determined situations.
aminej

Safaricom and Visa sign M-Pesa partnership - FinTech Futures - 0 views

www.fintechfutures.com/...d-visa-sign-m-pesa-partnership

Partner Service Online Fintech Mobile Payment Cashless

shared by aminej on 13 Feb 21 - No Cached
  • The deal will see the pair work on the development of new products and services supporting digital payment for customers of Safaricom’s M-Pesa micro-finance and payments platform. The partnership will cover over 24 million M-Pesa customers, more than 173,000 M-Pesa merchants from Safaricom and more than 61 million merchants on Visa’s network. “This partnership will play an important role in delivering even more value to our customers,” says Peter Ndegwa, CEO of Safaricom.
    • aminej
      aminej on 13 Feb 21
       
      That's a huge partnership between Safaricom and M-pesa which will bring so much more customers and will promotes even more cashless payment since it is the future and it is growing more and more due to globalization
samielbaqqali

MTN Group Selects Tecnotree as the strategic partner for Digital Transformation of thei... - 1 views

www.tecnotree.com/...-across-middle-east-and-africa

MTN Fintech Partnership

shared by samielbaqqali on 12 Feb 21 - No Cached
  • MTN embarks on a journey to lead and deliver to its customers a bold new digital world, by transforming itself from being a traditional Communications Service Provider to a Digital Services Provider.
  • “This partnership represents another significant milestone in our digital transformation strategy at MTN Group. An integrated digital ecosystem is the cornerstone for delivering operational efficiencies and a more enhanced customer experience. Our digital self-service platforms make our customers lives a whole lot brighter through a more personalised and seamless experience. As we continue our digital transformation journey, we are able to be more agile, efficient and customer centric”
    • samielbaqqali
      samielbaqqali on 13 Feb 21
       
      I like the confidence that MTN had to turn to a digital one from a conventional telecommunication service provider. I would claim that these decisions could be vital to the success of the organization. You just need to know the exact time for this important decision to be chosen.
  • hichamachir on 12 Feb 21
     
    I like the courage that MTN had to switch from a traditional telecommunication service company to a digital one. I can say that these decisions can be crucial for the business's success. You just need to know the exact time to opt for this important decision.
hibaerrai

WorldRemit and JMMB Money Transfer launch online transfers to Jamaica - 0 views

www.worldremit.com/...ch-online-transfers-to-jamaica

WorldRemit Remittance E-payments Africa Online

shared by hibaerrai on 13 Feb 21 - No Cached
  • “The importance of remittances to Jamaican residents has risen consistently for over 30 years. Our partnership with JMMB Money Transfer, a trusted and valued partner in the region, will enable us to offer WorldRemit customers more choice, while supporting the transition from offline remittances to safer, faster and lower cost online money transfer options.”
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      WorldRemit takes all opportunities and have new partnerships with different money transfer platforms all around the world to give their customers more convenient choices. It promotes faster and safe money transfers, and It expands its network everyday.
chaimaa-rachid

MTN launches Mobile Money in South Africa - 0 views

businesstech.co.za/...s-mobile-money-in-south-africa

MTN mobile-money Ubank

shared by chaimaa-rachid on 13 Feb 21 - No Cached
  • MTN has launched its Mobile Money (MoMo) services in South Africa in partnership with Ubank.
  • “It is a great privilege for us as a bank to partner with a renowned brand such as MTN in working on a product which will create value for consumers in the under-serviced and under-banked segments of the market.”
  • chaimaa-rachid on 13 Feb 21
     
    The partnerships between MTN and Ubank will help the two companies to increase the lease of knowledge, expertise, and resources available to create better products and reach more audiences.
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