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aymanelmamoun

Standard Bank SnapScan - The quick, reliable, and secure payment solution for your busi... - 0 views

  • SnapScan lets users make payments with their phone – quickly, easily, and safely. All SnapScan-supported stores have their own unique SnapCode (which is a QR code), and customers can make a payment in-store to them by scanning the code using the camera on their phone and the SnapScan app. Additionally, SnapScan lets users send money to friends, make online payments, pay bills, buy prepaid services in the app, and earn UCount Rewards Points when making a purchase.
    • mbellakbail69
       
      SnapScan provides an easy solution that is highly ideal for small and medium-sized companies anywhere and at any time. In times where electrical payment systems are not available, SnapScan is also a great solution.
    • omarlahmidi
       
      SnapScan make customer's life easier by online payments, sending money to friends.
  • All SnapScan-supported stores have their own unique SnapCode (which is a QR code), and customers can make a payment in-store to them by scanning the code using the camera on their phone and the SnapScan app. Additionally, SnapScan lets users send money to friends, make online payments, pay bills, buy prepaid services in the app, and earn UCount Rewards Points when making a purchase
    • aymanelmamoun
       
      SnapScan is very innovative in the way that they offer QR code scanning to pay. Payment with camera allows the customer to pay bills, prepaid app-services, earn rewards, etc.
  • SnapScan is compatible with most bank cards, as well as the Standard Bank Virtual Card, and as a result is currently one of the most popular mobile payment apps in South Africa.
    • omarlahmidi
       
      SnapScan make customer's life easier by making online payments and sending money to friends.
  • ...1 more annotation...
  • SnapScan lets users make payments with their phone – quickly, easily, and safely. All SnapScan-supported stores have their own unique SnapCode (which is a QR code), and customers can make a payment in-store to them by scanning the code using the camera on their phone and the SnapScan app. Additionally, SnapScan lets users send money to friends, make online payments, pay bills, buy prepaid services in the app, and earn UCount Rewards Points when making a purchase.
ghtazi

Setting Up or Registering a FinTech Company in Ghana - CQ Legal - 1 views

  • the regulator of FinTech in Ghana is the Bank of Ghana. The Act states that the Bank of Ghana shall have overall supervisory and regulatory authority in all matters relating to payment, clearing and settlement systems.
    • sawsanenn
       
      I think it is a good idea to avoid any complexity or fraud.
  • According to Section 3 of the Payment and Services Act, 2019 (Act 987), the regulator of FinTech in Ghana is the Bank of Ghana. The Act states that the Bank of Ghana shall have overall supervisory and regulatory authority in all matters relating to payment, clearing and settlement systems. As a result of the emergence of FinTech solutions, a lot of complexities have been introduced requiring the Bank of Ghana’s focus to understand and supervise FinTech activities effectively.
    • ghtazi
       
      This excerpt shows that fintech would be a great idea for the Ghanaian banking sector.
  • Purposeful effort will be required from regulators to shape the future of FinTech and push it in a productive direction in Ghana. It is hopeful that with the introduction of the FinTech and Innovation Office of the Bank of Ghana, there would be regular updates to the licensing requirements of FinTech companies that would ensure adequate compliance with international best practice and also encourage more entrepreneurs to set up FinTech companies in Ghana.
    • ghtazi
       
      finteches are important
ghtazi

About Us - cassava fintech - 1 views

  • Cassava FinTech is a pan-African business using an integrated model to drive financial inclusion and digital transactions across the continent. Our core operations in Mobile Money, Social Payments Services, Digital Banking, International Remittances and Mobile Micro Insurance with presence in Zimbabwe, South Africa, Burundi, Lesotho and UK and partnerships in other African countries
    • ghtazi
       
      Cassava fintech is a Pan-African business, they try to use an integrated model to accelerate the continent's financial inclusion and digital transactions. the company has many innovative digital solutions: such as mobile money, social payments, payments services, digital banking, micro insurance, sasai.
  •  
    Financial inclusion is indeed the main aim of Cassava FinTech.
hindelquarrouti

World Bank Document - 1 views

  •  
    Thanks to the help of artificial intelligence, WorldCover tries to manage the financial risks that are related to changes in the climate. As well as, it helps mane the risks related to unpredictable natural disasters.
aminej

DabaDoc: Overview | LinkedIn - 0 views

  • DabaDoc.com, an internet company, has a mission of improving access to healthcare in Morocco, Algeria and Tunisia. DabaDoc is the most convenient, free way to find a nearby health practitioner, instantly book an appointment online and ask the community of doctors all types of medical questions !
    • aminej
       
      I love this concept because it is very innovative and practical for people who urgently need an appointment with a doctor. In Morocco, most of the nurses who work with doctors are the one charged with taking appointments, unfortunately they do not answer the phone and people end up without appointments so I believe it can resolve this issue since you will not need to go through the nurse to take your appointment.
samiatazi

Find a Doctor - Book online instantly - DabaDoc - 0 views

  • What is DabaDoc DabaDoc is an online platform which allows patients to easily find and book an appointment with an available doctor nearby that meets their needs at any time and on any device. Doctors listed on DabaDoc can optimize their schedule and interact with their patients. How do I book an appointment? Simple: select your criteria on the homepage (search by specialty, city, doctor’s name, languages spoken) and select the date and time that suits you for an appointment. Enter your details and in a few seconds your appointment is booked! You need to confirm your identity through an SMS code you receive instantly or by email if no mobile phone is available near you.
    • samiatazi
       
      DabaDoc is immediate, simple and free! DabaDoc is the primary online medical appointment management platform in Africa. this one Platform changes the daily life of specialists and their patients! It optimizes the management of doctors' offices thanks to its multiple integrated functionalities and allows patients to make appointments in a few clicks 24/7 for free through a very simple procedure.
  • What is DabaDoc DabaDoc is an online platform which allows patients to easily find and book an appointment with an available doctor nearby that meets their needs at any time and on any device. Doctors listed on DabaDoc can optimize their schedule and interact with their patients. How do I book an appointment? Simple: select your criteria on the homepage (search by specialty, city, doctor’s name, languages spoken) and select the date and time that suits you for an appointment. Enter your details and in a few seconds your appointment is booked! You need to confirm your identity through an SMS code you receive instantly or by email if no mobile phone is available near you.
aminej

HOOD - Read Your Car's Mind - 0 views

  • Hood is designed to rest assure your mind by collecting a big cloud of data that keeps track of your car’s mileage, gas usage, performance, and its engine health to save your money, time and energy . also, Hood informs you of every little detail about your cars; drivers’ driving habits The device also keeps track of each driver’s driving score to keep you aware of possible bad driving habits
    • aminej
       
      I love this concept which can be very useful in Morocco since we have a big number of cars. Indeed, most people forget to take some important measures of control and safety for their cars because they are too busy working. This app can help you stay in touch with any issue concerning your car that could cause you an issue and help you know it before something happens.
  • Hood provides a device for users’ cars that is synced with Hood’s mobile application. The app informs the user when an error is detected and whether it is minor or requires immediate attention. Users can also check and clear the code of the engine light, track their trip history, locate the nearest car shop, keep their gas expenses in check, monetize the car’s movement and have a big cloud of data
    • aminej
       
      I believe that this could work in Morocco very well because we are the second country with the highest number of cars in Africa after Egypt, so there is a big customer target of almost 4 million cars with 110.000 cars being imported every year
samielbaqqali

WorldRemit Online Money Transfer - How It Works - 1 views

  • Why choose WorldRemit?We're SimpleNo need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computerWe’re SafeWe use industry-leading technology that protects your money and guarantees it arrives safely every time.We're Fast90% of our transactions are completed in minutesWe’re Low-costSee our low fees and our best exchange rates up front, with no hidden costs
  • We're SimpleNo need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computerWe’re SafeWe use industry-leading technology that protects your money and guarantees it arrives safely every time.
    • samielbaqqali
       
      I think that Fintechs's idea is to enhance our lifestyle and help us use fast services. WorldRemit provides a fast, successful and secure company, and by making it more creative, they can enhance their service.
  •  
    The efficiency of WorldRemit is brilliant. I believe that the concept of Fintechs is to improve our lifestyle and help us use fast services. WorldRemit do provide a fast, efficient and safe business and they can improve their service by making it more innovative.
kenzabenessalah

Lumkani - 0 views

  • As part of Lumkani’s mission to mitigate the loss of life and property caused by fires in South Africa and across the globe, we implement large scale roll-outs of our fire detection system into urban informal settlements and townships.
    • kenzabenessalah
       
      Before Lumkani was introduced, there was very little hope for people to rebuild their houses when fire erupted. Making this business known could help save plenty of lives.
    • kenzabenessalah
       
      Before Lumkani was introduced, there was very little hope for people to rebuild their houses when fire erupted. Making this business known could help save plenty of lives.
  • Before Lumkani introduced Fire Cover in 2016, there was little hope for households and businesses that had been excluded from insurance cover, to quickly rebuild, refurnish and return to a state of dignity.
    • kenzabenessalah
       
      This excerpt is important because it highlights how beneficial and essential the concept of the company is. It helped protect people's homes and reassure them that their households would return to their original state.
  • For only R60 per month, you get: A Lumkani Fire Alarm that warns you when fire breaks out. Cover for your home or business structure and all of your belongings/stock for up to R40,000 provided by Hollard. There is no waiting period, you are protected immediately after your first payment.Foreign Nationals may apply.No documentation required to apply..properties we protect: Informal homes Small homes and low-cost homes (RDPs) Small businesses
    • tahaemsd
       
      Details of what is covered by the LUMKANI company
  • ...2 more annotations...
  • Lumkani is a technology company which distributes insurance products to financially excluded households and businesses in townships and informal settlements. We use our award-winning fire detectors to mitigate the risk of fires and a world-first insurance product to cover losses when disasters occur. We have distributed tens of thousands of fire alarms to homes across South Africa which have drastically lowered the instances of fires in our communities, ensuring that those who are most vulnerable have a sense of security. Tens of millions of Rands of possible fire damage have been saved through our early-warning fire detectors.
    • aminej
       
      I think that this is an excellent idea since it will help many people in rural areas who very often suffer from losses due to weather or natural disasters and also a very weak infrastructure. It will also bring more unbanked people to learn about different services of insurance and finance.
  • Fires destroy homes, belongings and businesses which leads to personal and financial insecurity. We provide protection against fires to informal homes, small homes, RDPs and small businesses
    • kenzabenessalah
       
      Having such a concept is essential to the community because it deals with one of most popular issues in the world; financial insecurity
  •  
    LUMKANI launched indeed a networked heat detector to protect people's properties.
kenzabenessalah

Cassava Fintech - Valora - 0 views

  • Cassava is a specialised Pan-African Fintech company that delivers innovative digital transaction solutions across the mobile ecosystem. The organisation endeavors to operate wherever money changes hands, with an ambition to drive financial inclusion, digital payments and lead the adoption of e-Commerce in Africa. They are the catalyst to providing millions of people in Africa with access to digital financial solutions that empower them to move and progress in life. Cassava Fintech is a subsidiary of Econet Group, a TMT company with its beginnings in Zimbabwe. Cassava Fintech is known for its flagship product, EcoCash, that was named Best Mobile Payment Solutions at the GSMA Glomo Awards 2017 in Barcelona.
    • kenzabenessalah
       
      It is important that Cassava keeps improving its services frequently as it is considered the catalyst company that provides for millions of Africans.
samielbaqqali

'Human ATMs': M-Pesa and the expropriation of affective work in Safaricom's Kenya | Afr... - 1 views

  • This article explores the austere labour regime of Safaricom – Kenya's largest telecommunications firm and financial services provider – from the perspective of the women and men who work as ‘human ATMs’ for Safaricom's breakout service, M-Pesa. Far from women and men simply acting as ATMs, I argue that the affective and social labour of these people working at sites across the country constitutes a form of maintenance work that, while essentially free in Safaricom's accounts, critically underwrites the success of M-Pesa and Safaricom.
  • I argue that the work of ‘human ATMs’ constitutes both the ‘front story’ and the ‘backstory’ of contemporary modes of accumulation unfolding in Kenya. Their labour is formally exploited while broader forms of work required to build and maintain the social and material networks on which Safaricom depends are expropriated, forming the basis of new frontiers of accumulation. This process is mirrored in Safaricom's contemporary business strategy, which is premised on enclosing people's everyday habits and social networks in their digital forms as sites of innovation and market-making.
    • samielbaqqali
       
      M-Pesa has targeted people in need and solved their problems, which I believe is the aim of digitalization. Because of that, M-Pesa was successful.
  •  
    M-Pesa targeted people in need and solved their problems which is the aim of digitalization in my opinion. M-Pesa got successful because of that!
mohammed_ab

An investigation of Safaricom M-Pesa strategies in enhancing mobile money transfer serv... - 0 views

  • The positioning of the M-Pesa product to capture the unbanked segment of the population especially in the lower income level bracket by providing a product that can easily and conveniently be accessed has made the M-Pesa become popular among the low income earners customers.
  • Strategies used by Safaricom to popularize the M-pesa product were an adoption of technology in the product development that has given it an edge over the other players. This has come about due to the increased investment in innovation and that employee’s use modern technology in their processes. The low cost strategy model also came out as yet another strategy that is used, Japanese concept of continuous improvement of a product or Kaizen, product differentiation through offering M-Pesa products with unique or superior value to the customer through product quality, features, or after-sale support.
  •  
    I liked how M-Pesa positioned itself in the consumers who were unbanked and with little access to financial service. The company provided them with an easy to access solution to transfer money, which made the company very popular among the low-income community. It's also very interesting to see that the strategy used by the company was to use technology that allowed the service to work on non-smart phones.
hichamachir

Pula: Combining affordable insurance with agronomic advice to protect smallholder farme... - 0 views

  • “I hope that Pula continues in the future and that we can continue to improve our future through its benefits.” Festus Mutio, farmer, Kitui County, Kenya
  •  
    Pula created a very innovative business and customers really appreciate their efforts. Pula gained customer trust which is very important.
tahaemsd

AgroCenta - Disrupt 100 - 0 views

  • AgroCenta has four key strands to the business. First is its AgroTrade platform which enables smallholder farmers in remote farming communities to sell directly to buyers in the urban areas. Second, its TruckR on-demand shipping logistic service provides transport for goods at the click of a button. Third, AgroInfo gives smallholder farmers information on commodity pricing via SMS and Voice solutions, helping farmers make informed decisions on how to price competitively. Lastly, AgroPay is a financial-inclusion product for smallholder farmers, allowing them to easily access credit facilities, layaway some funds and transact using the power of mobile phones.
    • tahaemsd
       
      using its innovative technology which connects smallholder farmers to a larger market to trade and sell directly to buyers in the urban area
hindelquarrouti

Artificial Intelligence Innovation in Financial Services - 1 views

  • Artificial intelligence technologies are permeating financial services sectors around the world. The application of these technologies in emerging markets allows financial service providers to further automate their business processes and to leverage new and big data sources to overcome obstacles, including the high cost of serving rural and low-income customers and establishing customer identity and creditworthiness, that prevent the delivery of financial services to many consumers.
  •  
    Worldcover benefits from the use of AI in emerging markets as it allows it to automate even more its business process and leverage big-date in order to solve problems and overcome obstacles.
hindelquarrouti

Fawry changing the culture of payment in Egypt: Top management - Daily News Egypt - 1 views

  • our solution is based on high technology and based on Service Oriented Architecture (SOA) standard. We are highly available and our system is scalable as it can carry huge numbers of transactions. We are now certifying for the Payment Application Data Security Standard (PA-DSS) for security development and we’re following the standards of the Interactive Financial Exchange (IFX), ISO27001 and other different standards related to technology and security. Our solution is based on applying the latest technology, following the latest standards and being reliable. Moreover we allow easy access through more channels than competition to satisfy our customers’ needs. Also we’re covering more sectors and providing more services than our rivals.
  • Fawry is an Egyptian company that started in 2009 with the purpose of offering electronic payment services through several payment channels. The service started at banks and a big network of outlets all over the republic as well as Egypt post.
    • samielbaqqali
       
      The business aims to be creative as much as possible and to make all its offerings very realistic in order to make it simpler for its customers. Fawry cares a lot about the happiness of its customers. I believe Fawry recognizes the value of customer loyalty and how it allows an organization to retain profitability.
  • Fawry is an Egyptian company that started in 2009 with the purpose of offering electronic payment services through several payment channels. The service started at banks and a big network of outlets all over the republic as well as Egypt post.1 Now we are covering about 60 types of bills, where we cover the telecommunications sector and lately we covered all electrical companies in the country and some water companies. We also offer our services at universities and syndicates. Adding to that, users can now buy their airline tickets through us.
  • ...1 more annotation...
  • Fawry is an Egyptian company that started in 2009 with the purpose of offering electronic payment services through several payment channels. The service started at banks and a big network of outlets all over the republic as well as Egypt post. Now we are covering about 60 types of bills, where we cover the telecommunications sector and lately we covered all electrical companies in the country and some water companies. We also offer our services at universities and syndicates. Adding to that, users can now buy their airline tickets through us.
  •  
    Fawry cares a lot about the satisfaction of its customers, the company tries to be innovative as much as possible and to make all its services very practical in order to make life easier for its customers. I think Fawry knows the importance of customer satisfaction and how it helps a business maintain sustainability.
  •  
    Fawry is gaining more and more popularity in Egypt. Also, it has developped two methods of payments: 1) anonymous: in which customers can pay their bills without actually revealing their identity. 2)Account creation: in this case the customers need to create an account with Fawry; this last one makes the process much easier for the customer
nourserghini

Swvl's co-founder and former COO is building a fintech to offer commercial credit solut... - 0 views

  • Capiter, according to its website, offers on-demand cash flow solutions to small businesses and vendors, paying vendors immediately for the goods they sell to small business buyers and then collecting payments from the buyers using flexible payment plans. There are not a lot of details on the website but it would be safe to assume that Capiter makes money by charging a fee, interest, or a combination of both from the small businesses using its solutions.
    • aminej
       
      I like this service provided by Capiter because it helps young entrepreneurs and SMEs to maximize their profit. Transactions between supplier and customer happen in a smooth way so that each one is happy. They still have some concerns when it comes to raising money but I'm sure they gonna make it because it is an innovative service that would help a lot of people
    • nourserghini
       
      This article precisely describes how Capiter pays vendors immediately for the sold merchandise and collects small business' payments all while allowing a flexible payment and charging an extra fee or interest.
  • “Capiter’s unique technologies and sophisticated ML models empower businesses to increase their sales, grow their customer base and improve their cash flow,” the startup notes on its LinkedIn page.
    • nourserghini
       
      According to the startup notes, Capiter has a unique and sophisticated machine learning models that help it perform efficiently and increase their cash flows. It would be very interesting to discover the uniqueness of their model.
chaimaa-rachid

About | Kiva - 0 views

  • We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
  • We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
    • aminej
       
      Kiva is an interesting platform that offers very interesting funding access to people in different areas of the world. It would enable them to either start a new business or improve theirs. There are already 1.9 million lenders which is quite huge and a repayment rate of 95.9% so I believe that it is really developped.
  • We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
    • kaoutarchennoufi
       
      Kiva is a very impactful organization since it financially helps students and women who want to start their own business. It is well known that these two categories usually face difficulties to contract loans or get any financial service. We need more organizations like Kiva all around Africa.
  • ...2 more annotations...
  • Kiva started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, we are always testing and learning.
  • We envision a financially inclusive world where all people hold the power to improve their lives.
  •  
    I love the concept of Kiva where you can see technology helping people in their lives. The company aims to link borrowers with lender in order to improve the lifestyle of the people interested in this service. I just like the way Fintech plays a big role in improving our life and Kiva is just a good example of it.
  •  
    Kiva provides attractive access to funding individuals to improve their lives.
aminej

Easy Equities - Ince Communications Agency - 0 views

  • EasyEquities is an investment platform specialising in fractional investing. With the democratisation of technology and the rise of the Internet of Things, investing now has too become democratised. With EasyEquities, you can now enjoy the economic benefits of buying whole shares (price dividends and other corporate actions) through the purchase of fractional shares. Fractional shares – indicative of the democratisation of investment opportunities – are fractions of whole shares purchased at no minimum cost. Once you acquire fractional shares through the EasyEquities platform, you earn Fractional share rights (FSRs). As you make further investments in FSRs and ultimately end up with a whole share, the whole share is delivered to you. EasyEquities gives you the opportunity to enjoy the same diversification benefits through fractional shares as you would have with a large share portfolio, making every Rand and Cent count
    • aminej
       
      I think that the strategy chosen by EasyEquities here is to lead the South African trading market by providing a plateform with 0 costs in which you can trade and invest. They also facilitate trading through this plateform instead of going to the stock exchange market so it is very innovative. They also want to educate a large part of the South African population to know more about investing and trading in a smart way
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