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With mounting concerns over online privacy and information gathering by search engines, Google has come up with a solution, Opt-out village, a 22-acre remote mountain enclave for those obsessed with privacy. According to trusted news network, ONN, access to the new privacy feature is simple. Just click the opt-out button on the Google home page. Within minutes, a van will arrive to sweep you away to Opt-Out Village nestled in the Pacific NorthWest. A team of privacy experts will eliminate your personal identifiers and guarantee that your name and address will not appear on Google local searches.

Difficult economic times can be the breeding ground for increased fraudulent activities. In July 2009, the Financial Crimes Enforcement Network (www.fincen.gov) published its 12th edition of The SAR Activity Review - By the Numbers. SARs (Suspicious Activity Reports) are one key aspect of FinCEN's efforts related to its responsibility for regulatory administration of the Bank Secrecy Act of 1970. Many different financial industries such as banks, credit unions, insurance companies, check-cashing services, broker/dealers, and casinos are required to complete and file SARs. According to FinCEN's press release on the SAR Activity Review, "The report reveals that of the 20 different violation types tracked, seven of the categories relate specifically to fraud and all seven showed an increase in SAR filings during the year. While these categories represent one-third of the possible violation types, they accounted for nearly half of the increase in total SAR filings from 2007 to 2008, with all of the fraud categories seeing double-digit increases in percentage of filings in 2008. These categories are: check fraud, mortgage loan fraud, consumer loan fraud, wire transfer fraud, commercial loan fraud, credit card fraud, and debit card fraud." Could any of this apply to you? Are your control and monitoring processes able to identify these examples of common patterns of suspicious activity that FinCEN has identified?

The million-and-one ways in which the Internet can be useful, efficient and fun are well known. Its potential for abuse by pornographers, phishers, scammers and spammers has also been apparent since its early days. What has taken a bit more time to emerge, however, is awareness of the Internet's increasing threat to privacy as people become more comfortable offering information about themselves online. Faculty members at Wharton say people who access the Internet for what have become routine functions -- sending email, writing blogs, and posting photos and information about themselves on social networking sites -- do not realize how much of their personal privacy, their very identities, they put at risk. Nor do they fully comprehend the extent to which they are inviting mischief, embarrassment and harm, perhaps for decades to come, from others looking to dig up digital dirt. In addition, legal experts say that while laws already on the books provide criminal and civil remedies for some nefarious uses of personal information, the ways in which the Internet can be harnessed for questionable purposes that encroach on privacy have yet to be fully addressed by the courts.

Buying and renting tools used by cybercriminals to conduct attacks and steal credentials is becoming much easier for the average person. "For Rent" signs hang on botnets, automated hacking toolkits are sold at bargain prices, and the data reaped by the criminal activity is sold and traded in online forums on a daily basis. Researchers at networking giant Cisco Systems Inc. are warning of the increasingly sophisticated cybercriminal underground economy and how it could be attractive to those having trouble finding work or facing layoffs in a troubled global economy. Meanwhile, cybercriminals are borrowing some of the best strategies from legitimate companies and forming partnerships with one another to help make their illegal activities more lucrative, according to Cisco.

If you think the biggest threat to your sensitive information lies in network security, think again. Once a criminal is inside a building, there are limitless possibilities to what that person can access or damage. Take a look at your building's security. How easy is it to get inside?

Good awareness video to make employees & employers think about physical security ramifications

For years, Attorneys General Roy Cooper of North Carolina and Richard Blumenthal of Connecticut have been leading a coalition of 49 states that were pushing MySpace to add technology to verify the age of its members. The attorneys general argue that age verification will help keep younger children off the site, and therefore prevent them from being contacted by sexual predators and other unsavory characters. Tomorrow, however, leading researchers in online child safety are expected to submit a report to the attorneys general stating that age verification technology is flawed and will not protect children from online dangers. Excerpts of separate interviews with Attorney Generals Roy Cooper of North Carolina and Richard Blumenthal of Connecticut, who led the charge for social networking safety standards.

There is no simple technology solution to protect children from bullying, pornography, sexual predation and other online threats, a new study says. The highly anticipated report -- results of a year-long study ordered by 49 state attorneys general -- found that "a combination of technologies, in concert with parental oversight, education, social services, law enforcement, and sound policies by social-network sites and service providers, may assist in addressing specific problems that minors face online," according to a draft of the report reviewed by The Wall Street Journal. The report also found that the risks that minors face on the Web -- notably bullying and harassment by peers -- aren't very different from those they face in the real world. The report is scheduled to be issued Wednesday by the Internet Safety Technical Task Force, led by Harvard University's Berkman Center for Internet and Society. Task-force members included representatives of several top Internet and security companies, including News Corp.'s MySpace, Google Inc., Time Warner Inc.'s AOL and Facebook Inc. (News Corp. also publishes the Journal.) The 278-page report is a boon for the Web companies, which have long argued that technology isn't the sole solution to the dangers kids face online. It is a disappointment for those in favor of stricter technological controls, such as age-verification and filtering tools.

Facebook's developer platform has been used for a zillion marketing campaigns so far, but this one is actually dead-on hilarious. Fast-food chain Burger King has created "Whopper Sacrifice," a Facebook app that will give you a coupon for a free hamburger if you delete 10 people from your friends list. Burger King has put out some interesting campaigns as of late ("Whopper Virgin," "Subservient Chicken"), but this one piques our interest because of how gleefully it pokes fun at our social-networking obsessions. "Now is the time to put your fair-weather Web friendships to the test," the Whopper Sacrifice site explains. "Install Whopper Sacrifice on your Facebook profile, and we'll reward you with a free flame-broiled Whopper when you sacrifice ten of your friends. The funniest part: The "sacrifices" show up in your activity feed. So it'll say, for example, "Caroline sacrificed Josh Lowensohn for a free Whopper." Unfortunately, you can't delete your whole friends list and eat free (however unhealthily) for a week. The promotion is limited to one coupon per Facebook account. My Facebook friends had better appreciate the fact that I made a New Year's resolution to cut out red meat. Hint, hint.

Privacy is Dead. Long Live Privacy? at the 2007 Battle of Ideas conference hosted by the Institute of Ideas.New technology seems to have changed the meaning of privacy, affording individuals the possibility of sharing details of their hitherto private lives in unprecedented ways, from personal blogs to picture sharing and even 'social bookmarking'. For many of us, divulging intimate details of our private lives via social networking websites like MySpace and Facebook has become the norm. But information and communication technologies have also facilitated surveillance and data gathering by government and big businesses. While in some contexts we seem so ready to give up our privacy, in others we seem increasingly anxious to protect it.To what extent are new technologies responsible for the death of privacy? Are privacy concerns simply technophobic, or are we right to worry about a loss of control over personal information? Have new technologies and our enthusiastic adoption of them actually transformed our notions of public and private, and blown apart the wall dividing the two? Why do we worry about Tesco monitoring what we buy, when, according to Sun Microsystems CEO Scott McNealy: 'You have zero privacy anyway. Get over it'? - IoI

How will Barack Obama's administration affect IT spending in the trenches, where technology decision makers are dealing with strapped budgets and a shaky economy? President Barack Obama's official campaign Web site is a model of how 21st century technology tools can boost a candidate's popularity, building significant buzz via blogs, IM applications and e-merchandising. And Obama's campaign wasn't confined to his own site either, because he chose to expand his presence on social networking sites like Facebook, MySpace, Eons and BlackPlanet. His images and words also constantly popped up at outlets such as Flickr, Digg and YouTube. All these efforts made Obama an accessible, immediate and appealing figure to both younger voters and older ones who regularly connect to the Internet. Ultimately, they energized his campaign and helped secure a decisive victory for the nation's first African-American president. Certainly, Obama enters the White House with a reputation as one of the most-if not the most-tech-savvy chief executives ever. For starters, he's created the position of a federal chief technology officer to oversee the future of information technology for government agencies.

A New Jersey credit-card processor disclosed a data breach that analysts said may rank among the biggest ever reported. Heartland Payment Systems Inc. said Tuesday that cyber criminals compromised its computer network, gaining access to customer information associated with the 100 million card transactions it handles each month. The company said it couldn't estimate how many customer records may have been improperly accessed, but said the data compromised include the information on a card's magnetic strip -- card number, expiration date and some internal bank codes -- that could be used to duplicate a card. Heartland, of Princeton, N.J., processes transactions for more than 250,000 businesses nationwide, including restaurants and smaller retailers. Avivah Litan, an analyst at research company Gartner, called it the largest card-data breach ever, based on her conversations with industry executives. Previously, the largest known breach occurred when around 45 million card numbers were stolen from retail company TJX Cos. in 2005 and 2006. Robert Baldwin, Heartland's president and chief financial officer, said it was too early to say how many records were accessed and that calling it the largest-ever breach would be "speculative." Representatives of Visa Inc. and MasterCard Inc. alerted Heartland to a pattern of fraudulent transactions on accounts the processor handled sometime last fall, Mr. Baldwin said. But an internal investigation and audits failed to detect a security breach. Last week, however, a forensic investigator discovered evidence of the breach. Mr. Baldwin said Heartland was targeted with malicious software that was "light-years more sophisticated" than malevolent programs commonly downloaded from the Internet.

From a municipal network lockout to illegal access of Barack Obama's cell phone records, 2008 had no shortage of headlines about bad acts by company employees - both those currently employed and former workers. Here we look at five embarrassing breaches that brought publicity to companies they would probably prefer to forget. The incidents taught each company a lesson about security holes in their systems, and also shed light on just how vulnerable sensitive information continues to be to illegal and malicious access.

The Federal Trade Commission is planning three public discussions, starting in December, devoted to technology and consumer privacy. According to the FTC, the roundtables will address topics such as social networking, cloud computing, online advertising and mobile marketing, the goal being "to determine how best to protect consumer privacy while supporting beneficial uses of the information and technological innovation." Behavioral advertising, in particular, has come under fire by privacy groups. Earlier this month, Electronic Frontier Foundation, Consumers Union and other related organizations called for stronger rules limiting what kinds of personal information are collected by marketers and how long they can hold on them.

What companies do you trust to guard your privacy? According to a Wednesday study from the Ponemon Institute and TRUSTe, eBay is the most trusted company for privacy, followed by Verizon and the U.S. Postal Service. Facebook, meanwhile, cracked the study's top ten for the first time. To reach its conclusions, Ponemon and TRUSTe first polled more than 6,000 adults on their "most trusted" brands. An expert review panel then compared those results against the companies' privacy statements, notices, to what levels they accessed account information, their cookie management, in- and out-of-network data sharing practices, and the availability of customer service staff. Of the top 10 companies, seven of them were technology-related. The entire list includes eBay, Verizon, the U.S. Postal Service, WebMD, IBM, Procter & Gamble, Nationwide, Intuit, Yahoo, and Facebook. "With the banking industry at the center of a national financial crisis, it's no surprise to see a loss of trust reflected in the rankings of even those top performers on this list," Dr. Larry Ponemon, chairman and founder of the Ponemon Institute, said in a statement. "Meanwhile, the continued strong showing of e-businesses such as eBay, WebMD, Yahoo, and Facebook seems to demonstrate consumers' growing comfort with doing business online."

WASHINGTON (Reuters) - President Barack Obama warned American teenagers on Tuesday of the dangers of putting too much personal information on Internet social networking sites, saying it could come back to haunt them in later life.

"The Network Advertising Initiative will unveil a new tool on Thursday that allows people who want to avoid behavioral targeting to permanently preserve their opt-out cookies. Currently, Web users who don't want to receive targeted ads can opt out via cookies. But those cookies have notoriously short lives -- often because users who want to avoid tracking frequently delete all of their cookies, including the opt-out cookies. Once the opt-out cookies disappear, behavioral targeting companies revert to tracking users and serving them targeted ads. "

"I heard a rumor that I hope isn't true. Specifically, I heard that opting out of behavioral profiling may not stop advertising companies from tracking you as you travel across the Web. Rather, according to the rumor, in many cases you merely opt out of seeing the tailored ads your web history might otherwise trigger. The ability to opt out of behavioral profiling essentially underpins the argument for self-regulation by the industry. The idea is that (1) people like tailored ads and (2) those that worry about the practice, for instance, from a privacy perspective, can opt out of it. Setting aside the apparent frailty of cookie-based opt out (when you delete your cookies, you delete your opt out as well) and the availability of other means to track users (like flash cookies), this seems pretty straightforward and convincing. But what does "opting out" mean, exactly? A close look at the Network Advertising Initiative website, which offers an opt out tool on behalf of most major online advertisers, turns up no guarantee that opting out will stop a company from logging where a user has traveled."

"Big Brother is watching. That is the message corporations routinely send their employees about using email. But recent cases have shown that employees sometimes have more privacy rights than they might expect when it comes to the corporate email server. Legal experts say that courts in some instances are showing more consideration for employees who feel their employer has violated their privacy electronically. Driving the change in how these cases are treated is a growing national concern about privacy issues in the age of the Internet, where acquiring someone else's personal and financial information is easier than ever. "Courts are more inclined to rule based on arguments presented to them that privacy issues need to be carefully considered," said Katharine Parker, a lawyer at Proskauer Rose who specializes in employment issues. In past years, courts showed sympathy for corporations that monitored personal email accounts accessed over corporate computer networks. Generally, judges treated corporate computers, and anything on them, as company property. Now, courts are increasingly taking into account whether employers have explicitly described how email is monitored to their employees."

"The smart grid is rapidly becoming a reality in the US, as utilities have been installing networked monitoring and control equipment, both in their own facilities and in their customers' homes. The pace of these installations should accelerate due to recent initiatives from the Department of Energy and the state of California; across the border, the Province of Ontario will see smart meters installed in every home by the end of next year. Ontario's Information and Privacy Commissioner has now worked with members of the Future of Privacy Forum to analyze the privacy implications of these initiatives. The resulting report indicates that there are a variety of potential privacy concerns, some of which are best addressed before the deployments begin in earnest. "

"Social behavior is not a new concept - it simply implies living and working in a community instead of being isolated. What's new is the emergence of platforms to create a setting and values that are intrinsic to a community. Values such as: sharing of ideas and expertise in real-time, establish