Group items tagged

Palmer, Lance, et al. "IMPROVING FINANCIAL AWARENESS AMONG COLLEGE STUDENTS: ASSESSMENT OF A FINANCIAL MANAGEMENT PROJECT." College Student Journal 44.3 (2010): 659-676. Academic Search Complete. EBSCO. Web. 18 Nov. 2010. The article served as a study that was done on college students. It was an intervention that mainly forced college students to track just how they spent their money. The purpose of the experiment was to bring awareness to the students at the end to show them what possible mistakes, or poor expenditures they had made. The study showed that when students tracked how they spent their money, they universally increased their spending knowledge, and made very few careless purchases. When these students actually tracked how they spent their money the study showed that they realized the values that their parents and guardians had taught them.

Supiano, Beckie. "For Students, the New Kind of Literacy Is Financial College offer programs in managing money. (Cover story)." Chronicle of Higher Education 55.2 (2008): A1-A38. Academic Search Complete. EBSCO. Web. 18 Nov. 2010. This is an article that was the cover story. It was based on schools such as Texas Tech that have actual course at their institution that is based upon financial literacy and the knowledge of spending one's own money. Texas Tech is one of many schools that have a class like this one. The class in itself teaches students proper spending techniques. The purpose of the class is to teach students how to budget money, save when the time is right, and to buy only things or items that they can afford.

Mandell, Lewis, and Linda Schmid Klein. "The Impact of Financial Literacy Education on Subsequent Financial Behavior." Financial Counseling & Planning 20.1 (2009): 15-24. Academic Search Complete. EBSCO. Web. 17 Nov. 2010. This article will be fantastic as a counter argument to my paper. Every good paper needs some form of argument against to make the argument for even stronger. The journal is a study based on 79 high school students. These students in years prior had completed a course that dealt with managing their finances. The study showed that these kids were no smarter, or held any knowledge that other students didn't regarding financial literacy and spending. I thought that this journal was great because it showed that it might not even be the education that lead to poor spending. Also the students who took the course even noted that they did not spend their money in the right ways.

Scotch, Allison. "Cash-Flow Control." Financiallit.org. Institute for Financial Literacy, 15 July 2005. Web. 3 Nov. 2010. Website with several articles regarding topic. The article for this topic is entitled: "Cash-Flow Control." This can easily be found by going to the URL above and clicking on research and articles. It is the third of four articles. The article that I have chosen to use regards how to spend your money wisely. In short, the article's main purpose is to show people smart spending habits, and how to save yourself from unnecessary purchases. It is the author's goal in this article to show the reader to shop and buy smarter. Many ideas are given to save money. First, the author, Allison Scotch, says to not be fooled by sales. We should also avoid spending too much on our pets, over-shopping at the market, paying late fees, overpaying taxes, being careless with loose change, and eating out for dinner. All of these categories, when managed wisely will reduce your fees and leave you with more money in your pocket.

Jorgensen, Bryce L., and Jyoti Savla. "Financial Literacy of Young Adults: The Importance of Parental Socialization." Family Relations 59.4 (2010): 465-478. Academic Search Complete. EBSCO. Web. 18 Nov. 2010. The article is in short summarized by the title. The article suggests that young adults who have a strong family background, and have received financial knowledge from either their parents, or a close mentor, will do much better with managing their finances. The journal's main emphasis was to show which parts of financial literacy was influenced by these standards. Although most students financial knowledge was no greater then the next, most that came from a strong family background had higher financial behavior and financial attitude.

Harring, Holly, Kara Montgomery, James Hardin. "Perceptions of Body Weight, Weight Management Strategies, and Depressive Symptoms Among US College Students." Journal of American College Health 59.1 (Jul/Aug 2010): 43-50. Academic Search Complete. EBSCO. Web. 21 Nov. 2010 The purpose of this study is to determine if American college students have a healthy perception on their body weight. They also studied if a misperception caused increased depression among students.

Barker Reinecke, Marguerite. "Teaching music literacy in the townships: building partnerships and a culture of accountability." OhioLINK. Web. 19 November 2010 The learning of music can transform the lives of young school children and youths in a Johannesburg township. This article describes the background to the pioneering work of the South African Music Education Trust (SAMET) in its attempts to kindle interest in musical literacy, to fund its projects, and to create a culture of trust and partnership between donors and recipients, some of whom are learning about fund management and accountability for the first time.

Gould, Elizabeth. "Music Education Desire(ing): Language, Literacy, and Lieder." Philosophy of Music Education Review, Volume 17, issue 1 (June 04, 2009), p. 41-55. OhioLINK. Web. 20 November 2010. Issues of desire in music education are integral and anathema to the profession. Constituted of and by desire, we bodily engage music emotionally and cognitively; yet references to the body are limited to how it may be better managed in order to produce more satisfactory (desired) sounds, thus disciplining desire as we focus on the content of teaching (music) to the virtual exclusion of its subjects (students)-and our selves.

Davis, Rita, Lana Carnes. "Employers Perspective of Employees Personal Financial Literacy." Delta Pi Epsilon Journal 47.1 (2005):11-19. EBSCO. Web. 22 Nov. 2010. This article talks about the importance of spending less than you earn. Many of Americans have troubles managing their accounts and using debit and credit cards. The article stresses the importance of employers helping to educated their employees to help them make sound financial decisions.